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EXPLORE THE DETERMINANTS OF CUSTOMERS TIME TO PAY HOUSE OWNERSHIP LOAN ON DATA WITH HIGH MULTICOLLINEARITY WITH PCA-COX REGRESSION Ramadhan, Rangga; Fimba, Adfi Bio; Fernandes, Adji Achmad Rinaldo; Solimun, Solimun; Junianto, Fachira Haneinanda; Amanda, Devi Veda; Sumara, Rauzan
MEDIA STATISTIKA Vol 17, No 2 (2024): Media Statistika
Publisher : Department of Statistics, Faculty of Science and Mathematics, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/medstat.17.2.117-127

Abstract

One of the models in survival analysis is the Cox proportional hazards model. This method ignores assumptions regarding the distribution of survival times studied. If there are indications of multicollinearity in data handling, one way that can be done is to use PCA (Principal Component Analysis). PCA-Cox regression is a combination of survival analysis and PCA which can be an alternative in analyzing multicollinearity survival data. The large number of cases of bad credit means that customers must be careful in providing credit to prospective customers. Character, capacity, capital and collateral variables are thought to influence the length of time customers pay house ownership loans at the bank. The data used is secondary data (n=100) regarding the assessment of character variables, capacity, capital and collateral, credit collectibility, and time to pay customer house ownership loans at the bank. The results of the analysis using PCA-Cox regression show that the variables character, capacity, capital and collateral have a significant effect on the length of house ownership loan payment time for Bank X customers. The originality of this research is the use of the PCA-Cox regression integration model in bank credit risk analysis.
Multigroup Analysis on Partial Least Square-Structural Equation Modeling in Modeling College Students' Saving Behavior Asaliontin, Lisa; Sumarminingsih, Eni; Solimun, Solimun; Sepriadi, Hanifa; Iriany, Atiek; Hamdan, Rosita
JTAM (Jurnal Teori dan Aplikasi Matematika) Vol 9, No 1 (2025): January
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jtam.v9i1.27692

Abstract

This study aims to determine the factors that influence college students' saving behavior, with gender as a moderating variable. The analysis used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with Multigroup Analysis. This study was conducted on 200 college students in City X who were selected by purposive sampling. Data collection was carried out using a structured questionnaire that measures Perceived Benefits, Perceived Ease of Use, Saving Intentions, and Saving Behavior. Confirmatory Factor Analysis (CFA) and Bootstrapping were used to validate the measurement model and structural relationships. The results showed that Perceived Benefits and Perceived Ease had a significant effect on Saving Intentions and Saving Behavior. In addition, Saving Intentions had a significant effect on Saving Behavior. This relationship applies to both male and female groups, with a determination coefficient of 86.2% for males and 86.7% for females. Moderation analysis shows that gender moderates the relationship between Perceived Benefits and Saving Behavior, as well as between Perceived Ease and Saving Behavior. These findings highlight the importance of considering gender differences in efforts to improve students' savings behavior. 
Selection Area of Wastewater Management System Priority (Study On Sinjai District) Dirman, Eris Nur; Sholihah, Qomariyatus; Semedi, Bambang; Solimun, Solimun; Harahab, Nuddin; Rachmansyah, Arief
Jurnal Pembangunan dan Alam Lestari Vol. 13 No. 2 (2022): Jurnal Pembangunan dan Alam Lestari
Publisher : Postgraduate School of Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jpal.2022.013.02.06

Abstract

The SDGs target to ensure availability and sustainable management of water and sanitation for all is related to the government's commitment through medium term development plan (RPJMN) 2020-2024, which target of 90% improved sanitation, 15% safely managed and 0% open defecation (OD). The gap between the RPJMN target and wastewater conditions in 2020 is an important problem in Sinjai district. This study aims to achieve a priority area for domestic wastewater management in Sinjai district by analyzing population density and gap analysis between wastewater conditions in 2020 and the RPJMN target gradually. Analysis data of wastewater condition and the target shows the gaps to be closed by government. The results of the analysis show that in Sinjai district there is open defecation gap of 3.68 %, improved wastewater facilities gap of 7.59%, and safely managed wastewater facilities gap of 14.15%. The selection area of domestic wastewater management system priority from the gap analysis is Pulau Sembilan sub-district with a density of 157.52 people/ha, an open defecation gap of 29.51%, improved wastewater facilities gap of 24,11%, safely managed wastewater facilities gap of 15.00%. The wastewater treatment system option based on this analysis result is Centralized Wastewater Treatment System (CWTS). Keywords: wastewater, management, sanitation, open defecation, improved, safely managed
APPLICATION OF DBSCAN FOR CLUSTERING SOCIETY BASED ON WASTE MANAGEMENT BEHAVIOR Al Jauhar, Hafizh Syihabuddin; Solimun, Solimun; Fitriani, Rahma
BAREKENG: Jurnal Ilmu Matematika dan Terapan Vol 19 No 2 (2025): BAREKENG: Journal of Mathematics and Its Application
Publisher : PATTIMURA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/barekengvol19iss2pp961-972

Abstract

This research aims to answer the challenge of identifying the characteristics of the Batu City community in waste management, where traditional clustering techniques are often suboptimal due to the presence of noise or objects that do not fit the general pattern. As a solution, the Density-Based Spatial Clustering of Applications with Noise (DBSCAN) algorithm is applied, which allows the clustering of objects based on local density and detects the presence of noise or outliers in the data. DBSCAN is considered more flexible than other clustering methods, especially in clustering data that is not linear or has a non-uniform distribution. This study successfully identified three clusters of waste management behavior with a silhouette index of 0.875, indicating good cluster quality. The first cluster consists of communities with good environmental quality, active participation in the use of waste banks, and a deep understanding of 3R-based waste management. The second cluster has adequate infrastructure quality and high awareness of the potential economic benefits of waste, while the third cluster displays a pretty good level of understanding of the 3Rs and relatively good environmental quality. The results of this study provide important insights into the differences in waste management characteristics between clusters, with environmental quality proving to be a significant factor in cluster formation.
THE INFLUENCE OF MODERATING FACTORS IN STUNTING: LOGISTIC PATH ANALYSIS OF ORDINAL DATA Yulianto, Shalsa Amalia; Solimun, Solimun; Efendi, Achmad; Fernandes, Adji Achmad Rinaldo
BAREKENG: Jurnal Ilmu Matematika dan Terapan Vol 19 No 2 (2025): BAREKENG: Journal of Mathematics and Its Application
Publisher : PATTIMURA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/barekengvol19iss2pp1119-1132

Abstract

Logistic path analysis is used to analyze direct and indirect causal relationships between exogenous-endogenous variables with categorical data types. This study aims to apply logistic path analysis to ordinal categorical data and model the relationship between exogenous variables that affect nutritional status and physical status (stunting) in toddlers in Sumberputih Village, Wajak District. The data used is secondary data obtained from the results of filling out questionnaires in Sumberputih Village at the time of data collection in 2022-2023. The sample used in the study was 100 housewives who had toddlers. The sampling technique used was judgment sampling. However, the study only selected the variables of Birth Weight, Dietary Habits, Nutritional Status, and Physical Status (Stunting). The result of this study is that the variable of Birth Weight has a significant direct effect on Nutritional Status. The variable of Birth Weight has an indirect effect, and the total effect on Physical Status (Stunting) mediated by Nutritional Status is not significant. Meanwhile, the Diet variable has a significant direct effect on Physical Status. In addition, the Socioeconomic Condition variable can moderate the relationship between the Birth Weight variable and Physical Status. The diversity of data that can be explained by the model is 80.36%, while the rest is explained by other variables outside the model by 19.64%.
DEVELOPMENT OF CLUSTER INTEGRATION WITH VARIAN BASED STRUCTURAL EQUATION MODELING TO MANAGE HETEROGENEOUS DATA Sepriadi, Hanifa; Iriany, Atiek; Solimun, Solimun; Rinaldo Fernandes, Adji Achmad
BAREKENG: Jurnal Ilmu Matematika dan Terapan Vol 19 No 2 (2025): BAREKENG: Journal of Mathematics and Its Application
Publisher : PATTIMURA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/barekengvol19iss2pp1193-1202

Abstract

In the application of SEM to multivariate data, the individuals collected not only come from the same population but also from several groups (clusters). This data is heterogeneous. When SEM is applied to heterogeneous data, there will be a risk of bias in estimating equations in the measurement and structural models because there are differences between groups in the data. The purpose of this study is to overcome heterogeneous data in modeling cashless behavior with cluster using a dummy approach. This study used primary data from a survey in Bekasi City using a questionnaire with 100 respondents. Based on the study's results, it is known that using clustering in SEM can overcome heterogeneous data, which is indicated by the high coefficient of determination of 96.12%. Banks can use the results of this study to design products and services that are more in line with customer needs and preferences while encouraging financial inclusion in the digital era.
Integration of DBSCAN Cluster Analysis with Multigroup Moderation Path Analysis Hafizh Syihabuddin Al Jauhar; Solimun Solimun; Rahma Fitriani
CAUCHY: Jurnal Matematika Murni dan Aplikasi Vol 10, No 1 (2025): CAUCHY: JURNAL MATEMATIKA MURNI DAN APLIKASI
Publisher : Mathematics Department, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/cauchy.v10i1.29847

Abstract

This study examines the application of integration between DBSCAN cluster analysis and multigroup moderation path analysis to analyse patterns of waste management behaviour in Batu City. DBSCAN was used to cluster the data based on density, resulting in two main clusters as well as some noise data. The first cluster consisted of 189 respondents, while the second cluster included 196 respondents, with the remaining 10 data identified as noise. The DBSCAN clustering results showed a silhouette index of 0.664, indicating good clustering quality in terms of compactness and separation between clusters. After the data was clustered, each cluster was analysed using multigroup moderation path analysis to assess the relationship between environmental quality, understanding of 3R-based waste management, and economic usefulness of waste with facilities and infrastructure variables as moderators. The results showed that clusters with good quality facilities had a stronger understanding of 3R-based waste management and its economic usefulness. This finding underscores the importance of facilities and infrastructure in influencing community waste management behaviour patterns.
Spearman Rank Correlation PCA for Mixed Scale Indicator in Structural Equation Modeling Lisa Asaliontin; Eni Sumarminingsih; Solimun Solimun; Mohammad Ohid Ullah
CAUCHY: Jurnal Matematika Murni dan Aplikasi Vol 10, No 1 (2025): CAUCHY: JURNAL MATEMATIKA MURNI DAN APLIKASI
Publisher : Mathematics Department, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/cauchy.v10i1.29976

Abstract

Structural Equation Modeling (SEM) is a statistical modeling technique that integrates measurement models and structural models simultaneously. In the SEM measurement model, not all latent variables are metric, they can be mixed scales, namely metric and non-metric which have not been widely studied. This study aims to apply the Spearman Rank Correlation Principal Component Analysis (PCA) to handle mixed-scale indicator data in a mixed measurement model (formative and reflective). This method is evaluated on a case study of fertilizer repurchase decisions, resulting in a total determination coefficient of 80%. This shows the flexibility of SEM in handling the complexity of mixed-scale data without sacrificing estimation accuracy. The results showed that the Spearman Rank Correlation PCA was able to store 78.62% of the diversity of data from mixed-scale indicator variables, namely Farmer Demographics (X2). In addition, the results showed that Customer Satisfaction (X1) significantly influenced Repurchase Decisions (Y2) but did not directly affect Customer Engagement (Y1). Farmer Demographics (X2) significantly influences Customer Engagement (Y1) and Repurchase Decisions (Y2), and Customer Engagement has a significant effect on Repurchase Decisions (Y2).
A Combined Truncated Spline and Kernel Semiparametric Path Model Development Usriatur Rohma; Adji Achmad Rinaldo Fernandes; Suci Astutik; Solimun Solimun
CAUCHY: Jurnal Matematika Murni dan Aplikasi Vol 10, No 1 (2025): CAUCHY: JURNAL MATEMATIKA MURNI DAN APLIKASI
Publisher : Mathematics Department, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/cauchy.v10i1.29849

Abstract

Semiparametric path analysis is a combination of parametric and nonparametric path analysis performed when the linearity assumption in some relationships is not met. In this study, the development of semiparametric path function estimation was carried out by combining two truncated spline and kernel approaches. In addition, the purpose of this study is to determine the significance of function estimation using t-test statistics at the jackknife resampling stage. This research was conducted in 135 Junrejo sub-districts of Batu district.  The results showed that the development of a combined semiparametric path function estimation of truncated spline and kernel with weighted least square allows a more flexible and accurate estimation in modeling waste management behavior patterns. 2. The significance of the best truncated spline nonparametric path estimation in the model of the effect of Environmental Quality and the Use of Waste Banks on the Economic Benefits of Waste through the Use of the 3R Principles using t test statistics at the jackknife resampling stage shows that all exogenous variables have a significant effect on endogenous variables.
Structural Equation Modeling Semiparametric Truncated Spline in Banking Credit Risk Behavior Models Devi Veda Amanda; Atiek Iriany; Adji Achmad Rinaldo Fernandes; Solimun Solimun
CAUCHY: Jurnal Matematika Murni dan Aplikasi Vol 10, No 1 (2025): CAUCHY: JURNAL MATEMATIKA MURNI DAN APLIKASI
Publisher : Mathematics Department, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/cauchy.v10i1.29769

Abstract

Housing is one of the primary needs for every individual. Along with the increasing population growth in Indonesia, the need for housing has also experienced a significant surge. This study aims to analyze the effect of customer attitudes on compliance behavior, fear of paying late, and timeliness of payment on Home Ownership Credit (KPR) customers at X Bank. Using a semiparametric Structural Equation Modeling (SEM) approach, this study examines the relationship between these variables to provide a deeper understanding of the factors that influence customer payment behavior. The data used in this study are primary data obtained through questionnaires distributed to 100 Bank X mortgage customers. The results of the analysis show that there is a significant influence between customer attitudes (X1) on obedient payment behavior (Y1) and fear of paying late (Y2), as well as timeliness of payment (Y3). The estimated coefficients obtained show a positive relationship between compliance behavior and timeliness of payment, and a negative relationship between fear of paying late and timeliness of payment, with a p-value 0.001 indicating statistical significance. This finding indicates that good customer attitudes can improve payment timeliness, while poor attitudes can lead to fear of paying late, which in turn can affect payment timeliness.
Co-Authors Achmad Efendi Adji Achmad Rinaldo Fernandes Agus Fachrur Rozy Agustina, Evi Lusi Al Jauhar, Hafizh Syihabuddin Ali Djamhuri Alim, Viky Iqbal Azizul Amanda, Devi Veda Angga Dwi Mulyanto Arief Rachmansyah Aries Budianto Arini, Luthfia Hanun Yuli Armanu Thoyib Armanu Thoyib Asaliontin, Lisa Atiek Iriany Azizah, Amelia Nur Azizah, Maulida Bambang Semedi Bonifasia Elita Bharanti Budiyanto Budiyanto Candra Dewi Devi Veda Amanda Dewi Yanti Liliana Dirman, Eris Nur Djumahir .. Djumilah Hadiwidjojo Djumilah Zain Endang Arisoesilaningsih Endang Setyawati Eni Sumarminingsih Eni Sumarminingsih Fernandes, Adji Achmad Rinaldo Fimba, Adfi Bio Firman Iswahyudi Mustopo Hafizh Syihabuddin Al Jauhar Halim .. Hamdan, Rosita Hamdan, Rosita Binti Handoyo, Samingun Hardianti, Rindu Ida Nur Hidayati Ida Nur Hidayati Istiqomah, Nur Junainto, Fachira Haneinanda Junianto, Fachira Haneinanda Kurniasari, Lia Lisa Asaliontin Loekito Adi Soehono Loekito, Loekito Luthfatul Amaliana, Luthfatul M. Agung Wibowo, M. M.S Idrus Made Subudi Margono S. Margono Setiawan Meirina, Risk Mintarti Rahayu Mitakda, Maria Bernadetha Mohammad Ohid Ullah Mudjiono Mudjiono, Mudjiono Muh. Arif Rahman Muh. Arif Rahman Musran Munizu Ni Wayan Surya Wardhani Ni Wayan Surya Wardhani Ni Wayan Surya Wardhani Nuddin Harahab Nurjannah Nurjannah Nurjannah Padma Devia, Y. Papalia, M. Fikar Permatasari, Kiky Ariesta Pramaningrum, Dea Saraswati Pratama, Yossy Maynaldi Pusaka, Semerdanta Qomariyatus Sholihah Rahma Fitriani Rahma Fitriani Rahmanda, Lalu Ramzy Rahmi Widyanti Ramadhan, Rangga Ramifidiosa, Lucius Rejeki, Sasi Wilujeng Sri Rinaldo Fernandes, Adji Achmad Rohma, Usriatur Rohman, Muhammad Zainur Saputra, Yoyok Yuni Sepriadi, Hanifa Suci Astutik Sumara, Rauzan Sumarminingsih, Eni Surachman .. Theresia Mitakda, Maria Bernadetha ubud sallim Ullah, Mohammad Ohid Usriatur Rohma Utama, Risha Ardasari Utomo, Candra Rezzining Wulat Sariro Weni Wayan Firdaus Mahmudy Wayan Sri Kristinayanti Yulianto, Shalsa Amalia Yulvi Zaika Zaki Yamani Zamelina, Armando Jacquis Federal