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All Journal Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Coopetition : Jurnal Ilmiah Manajemen Jurnal Dharma Bhakti Ekuitas E-Coops-Day : Jurnal Ilmiah Abdimas DEVICE Bulletin of Computer Science Research Koaliansi Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Buana Informatika Jurnal Hukum Ekonomi Syariah VIDHEAS: Jurnal Nasional Abdimas Multidisiplin Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Banking & Management Review IKRAM: Jurnal Ilmu Komputer Al Muslim IPSSJ ALMUISY: Journal of Al Muslim Information System
Iwan Mulyana
Institut Manajemen Koperasi Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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Sinergi Antara Bank Syariah dan P2P Lending Fintech dalam Meningkatkan Akses Pembiayaan bagi UMKM di Jawa Barat: Analisis Systematic Literature Review (SLR) Mulyana, Iwan; Maulin, Mery; Burhanudin, Ujang; Amany, Amany
Jurnal Hukum Ekonomi Syariah Vol 3 No 2 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v3i2.960

Abstract

This study aims to explore and analyze the synergy between Islamic banks and P2P lending fintech in improving accessibility and financing efficiency for MSMEs in West Java. The methodology used is a Systematic Literature Review (SLR), which allows the researcher to identify, assess, and synthesize relevant studies from the past five years. The main findings show that collaboration between Islamic fintech and Islamic banks can significantly enhance financial inclusion through faster and more accessible financing. Blockchain technology is identified as a key factor in improving transparency and security of transactions, although the existing regulations remain a major challenge. The study concludes that a strong synergy between these two entities can support MSME growth, but its successful implementation heavily depends on more adaptive regulatory support. The practical implications of this research include recommendations for regulators to strengthen the legal framework supporting Islamic fintech innovation, while the social implications involve increasing access to more inclusive financial services for MSMEs, which in turn can drive local economic growth. The limitations of this study are related to its regional focus, which is confined to West Java, so the results may not fully apply to a broader context. Keywords: Islamic Fintech; Islamic Banks; P2P Lending; Financial Inclusion; UMKM..
Sistem Pakar Diagnosis Mood Disorder Pada Anak Menggunakan Pendekatan Dempster-Shafer Theory Priyangan, Donny Muda; Herdiansah, Arief; Mulyana, Iwan; Nurhayati
Bulletin of Computer Science Research Vol. 4 No. 6 (2024): Oktober 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/bulletincsr.v4i6.374

Abstract

Mood disorders in children are a serious mental health issue that can have long-term impacts on their emotional, social, and academic development. In Indonesia, the limited availability of mental health professionals, especially in remote areas, hinders the process of fast and accurate diagnosis. Manual diagnosis of mood disorders in children often faces challenges in terms of time, resources, and professional expertise, creating a need for an effective solution to support medical practitioners. This research aims to develop a web-based expert system to detect mood disorders in children using the Dempster-Shafer Theory (DST) approach. DST is chosen as the primary method due to its ability to process ambiguous or incomplete information, enabling the integration of multiple pieces of evidence to generate accurate decisions. The system allows users to perform diagnoses based on input symptoms, accompanied by analysis results and follow-up recommendations. The expert system is developed as a web-based platform to optimize accessibility, allowing users to easily carry out the diagnosis process without time and location constraints. Evaluation of the system shows an accuracy rate of 92.5%, validating the effectiveness of DST in mood disorder diagnosis. This research contributes to supporting early detection of children's mental health issues and facilitates the identification of mood disorders based on the symptoms experienced.
Analisis Bauran Pemasaran dalam Upaya Meningkatkan Partisipasi Anggota di Koperasi Karyawan Sejahtera Universitas PGRI, Yogyakarta Kalifatullah Ermaya, Sir; Nur Laela Ermaya, Husnah; Mulyana, Iwan
Coopetition : Jurnal Ilmiah Manajemen Vol. 15 No. 2 (2024): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v15i2.4396

Abstract

The existence of cooperatives as the center of economic activity for most Indonesians has begun to be displaced by competitors such as more modern shops and mini markets. Therefore, improving the quality of service and member participation in the cooperative is important in improving its business. Researchers conducted research using qualitative methods and used descriptive statistics to determine the marketing mix and member participation in the Sejahtera Employees Cooperative, PGRI University, Yogyakarta. The sampling technique used was simple random sampling with a total of 30 respondents. There are twenty-six indicators which fall into ten dimensions and two variables. In conveying messages about their products to consumers, all dimensions of the marketing mix variables and member participation in the Sejahtera Employees Cooperative, PGRI University, Yogyakarta fall into the very high category. The dimension with the best score is the place with a score of 4.98. Meanwhile, the dimension with the lowest score is processed with a score of 4.57. This shows that the Prosperous Employee Cooperative, PGRI University, Yogyakarta has implemented the 7P marketing mix and member participation well.
Analisis Sumber Daya Perusahaan Dan Lingkungan Eksternal: Studi Kasus pada Industri Kreatif Digital Pasca Pandemik Covid 19 Ermaya, Sir Kalifatullah; Mulyana, Iwan; Nur Laela Ermaya, Husnah; ARR, Tryiis
Coopetition : Jurnal Ilmiah Manajemen Vol. 15 No. 3 (2024): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v15i3.4502

Abstract

This research highlights company resource variables and the external environment in the digital creative industry in West Java, which is registered with Aspiluki. There were 25 respondents in this study, consisting of owners and managers. This research uses quantitative and descriptive research methodologies. Company resources are everything that the company owns and can control. Meanwhile, the external environment is the environment outside the organization that can influence a company. The results show that the biggest indicator of the company resource variable is "the accuracy of using computer-based systems to analyze customer and market information." Meanwhile, the biggest indicator of external environmental variables is "the power of suppliers in determining costs to the company." The lowest indicator for the company resource variable is "developing and maintaining computer-based communication relationships with customers." Therefore, researchers suggest that companies should improve service quality by offering customer service 24 hours a day instead of normal office hours, which usually only involve 5 working days a week. Meanwhile, the lowest indicator for external environmental variables is "changes in government policies that affect digital creative businesses." Therefore, researchers suggest that the government provide policies that can provide more contributions to companies in the digital creative industries.
Pelatihan Pengembangan Usaha Pada Koperasi Modern yang Bergerak di Sektor Pangan Mulyana, Iwan; ARR, Tryiis
E-Coops-Day Vol. 6 No. 1 (2025): Vol. 6 No. 1 (2025): E-Coops-Day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoopsday.v6i1.5166

Abstract

Cooperatives play a strategic role in community-based economic development in Indonesia, particularly in the food sector. However, the dynamics of the digital era and globalization demand cooperatives to transform into modern and highly competitive entities. This paper outlines several topics covered in the training, including Selecting Alternatives and Assessing Investment Feasibility, Cooperative Financial Planning and Budgeting, and Developing a Business Feasibility Study. The training involved 30 participants from various food sector cooperatives in West Java, employing a participatory, educational, and applicative approach. The results indicate an improvement in participants' understanding of Investment Feasibility, Cooperative Financial Planning and Budgeting, and Developing a Business Feasibility Study. While the training effectively enhanced participants' capacity, challenges such as limited technological infrastructure and human resources remain obstacles. This training contributes to strengthening participants' skills, promoting digital transformation, and improving the competitiveness of food sector cooperatives. For sustainability, post-training assistance, the development of advanced training programs, and collaboration among cooperatives are recommended
Pelatihan Pemasaran Digital Pada Sekolah Menengah Kejuruan Negeri 1 Cikarang Danny, Muhtajuddin; Naya, Candra; Mulyana, Iwan; Maringan Hutauruk, Basar
VIDHEAS: Jurnal Nasional Abdimas Multidisiplin Vol. 2 No. 2 (2024): Desember 2024
Publisher : VINICHO MEDIA PUBLISINDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61946/vidheas.v2i2.100

Abstract

The development of digital technology provides great opportunities in the world of marketing, including for Vocational High School (SMK) students who are prepared to enter the world of industry and entrepreneurship. This community service activity aims to improve the understanding and skills of SMKN 1 Cikarang students in digital marketing, so that they are able to utilize technology to market products or services more effectively. The methods used in this activity include training, direct practice, and assistance in creating digital marketing strategies. The materials provided include the use of social media, creative content creation, use of marketplaces, and digital marketing optimization techniques. The results of this activity show an increase in students' understanding and skills in managing digital marketing, which is reflected in their ability to create and implement digital-based marketing strategies. It is hoped that this training can provide long-term benefits for students in facing challenges in the world of work and in developing independent digital-based businesses.
Perbandingan Akad Bagi Hasil Pada Akad Pembiayaan Musyarakah di Bank Syariah dan Fintech Syariah Mulyana, Iwan
Banking & Management Review Vol. 9 No. 2: Banking & Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v9i2.347

Abstract

The implementation of musharaka Financing in sharia fintech is more complex compared to musharaka Financing in sharia banks. This study aims to determine the comparison of the contract and the consequences of the method of calculating the profit sharing ratio that is applied to the musharaka Financing in fintech syariah compared to musharaka Financing in islamic banks. The research method used is comparative descriptive qualitative research. Data collection techniques are in the form of documentation studies, analysis of data from fintech mobile applications, and interviews. The data used are the regulations and customer data at the BJB Syariah Bank and at PT Ammana Fintech Syariah. The results of this study are that in Financing in Islamic banks, there is only a musharaka Financing contract with the consequence that the calculation of profit sharing ratio is not so complicated. On the other hand, in the musharaka Financing in Sharia fintech there is another contract so that the musharaka contract becomes complete. This is due to the fact that there are at least 4 parties in Sharia fintech Financing, namely: fund managers, agents, funders and the fintech company itself with the consequence there are other calculations outside the profit sharing ratio. The conclusion of this study is that the calculation of profit sharing ratio in fintech is not much different from the calculation of ratio in islamic banks. What makes the difference is only the addition of the contract in order to strengthen the musharaka contract. Keywords: Musharaka, Islamic Fintech, Islamic Financing.
Praktek Pembiayaan KPR Dengan Akad Ijarah Muntahiya Bittamlik (IMBT) Di PT. Bank Syariah Mandiri Cabang Bandung : Tantangan Dan Solusinya Mulyana, Iwan
Banking & Management Review Vol. 10 No. 2: Banking & Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v10i2.429

Abstract

This study aims to identify and explain the practice of home ownership financing (KPR) with the Ijarah Muntahiya Bittamlik (IMBT) contract at PT. Bank Syariah Mandiri Branch Bandung. This research is descriptive qualitative in PT. Bank Syariah Mandiri Branch Bandung with interview techniques and documentation in collecting data. Data analysis techniques with interactive analysis models proposed by Miles and Huberman, among others; data collection, data presentation, data reduction and conclusions in the form of delineation and verification of home ownership credit (KPR) financing practices with the Ijarah Muntahiya Bittamlik (IMBT) contract at Bank Syariah Mandiri Branch Bandung. The results show that the practice of financing home ownership credit (KPR) with the Ijarah Muntahiya Bittamlik (IMBT) contract at Bank Syariah Mandiri, Bandung branch was still considered necessary to be optimized for future improvements by improving better services and education to the public. In addition, it also discloses the terms, benefits, mechanisms, factors that affect late installment payments as well as solutions offered by banks so that the financing program can provide benefits to customers and banks.
DEVELOPMENT OF A WEB-BASED FINANCIAL RECAPITULATION APPLICATION USING PHP AND MYSQL: A CASE STUDY AT D’AMORE CAFÉ Munirotusaidah, Siti; Mulyana, Iwan; Rusmansyah, Iyus; Lisnawati, Tuti
Buana Informatika Vol 15 No 1 (2025): Buana Informatika
Publisher : LPPM AMIK CBI Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53918/bi.v15i1.115

Abstract

D’Amore Café is a micro-scale culinary business that previously relied on manual financial recording methods, such as handwritten ledgers and spreadsheets (Rizal et al., 2021). This approach was prone to human error, reporting delays, and difficulties in real-time financial monitoring (Suryani & Suharsono, 2020). To address these issues, a web-based financial application was developed to automatically record, store, and display structured financial data in an accessible way for non-technical users. Built using PHP, JavaScript, MySQL, the system followed the Waterfall model, including planning, analysis, design, implementation, testing, and maintenance (Kumar & Bhatia, 2019). Features include inputting expenses, importing revenue data from Excel, generating reports, calculating balances, and printing outputs. Results showed improved operational efficiency by up to 60%, faster daily/weekly reporting, and more accurate access to financial data. User testing confirmed its intuitiveness and effectiveness for MSMEs without technical skills (Praditha & Wibowo, 2022). The system also enhances data security, accuracy, and transparency in financial management. For future development, mobile compatibility, cloud integration, and advanced analytics are recommended to support scalability (Wibowo et al., 2023). This digital solution enables better cash flow management and strategic planning for small business owners, helping them make informed decisions based on reliable financial insights.
Perancangan Arsitektur Teknologi Informasi pada Unit Pelayanan Akademik Kampus dengan Menggunakan Framework TOGAF Triyanto, Ibnu; Damuri, Amat; Suryadi, Dikky; Mulyana, Iwan
Device Vol 15 No 1 (2025): Mei
Publisher : Fakultas Teknik dan Ilmu Komputer (FASTIKOM) UNSIQ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/device.v15i1.9255

Abstract

Perkembangan teknologi informasi yang pesat menuntut institusi pendidikan tinggi untuk mengoptimalkan sistem informasi guna mendukung pelayanan akademik yang efektif dan efisien. Namun, banyak kampus masih menghadapi permasalahan dalam integrasi, standarisasi, dan pengelolaan sistem informasi akademik yang kompleks dan terus berkembang. Penelitian ini bertujuan untuk merancang arsitektur teknologi informasi pada unit pelayanan akademik kampus dengan menggunakan framework TOGAF (The Open Group Architecture Framework). Pendekatan yang digunakan adalah ADM (Architecture Development Method) yang mencakup tahapan-tahapan dari Preliminary Phase hingga Architecture Change Management. Hasil penelitian ini menghasilkan rancangan arsitektur bisnis, data, aplikasi, dan teknologi yang selaras dengan kebutuhan institusi serta mendukung integrasi layanan akademik secara menyeluruh khususnya pada STMIK Al-Muslim Bekasi. Selain itu, disusun juga strategi implementasi dan manajemen perubahan untuk memastikan keberlanjutan sistem yang dirancang agar tetap relevan dalam jangka panjang. Rancangan ini diharapkan menjadi landasan dalam pembangunan sistem informasi akademik yang adaptif, terstandarisasi, dan selaras dengan arah strategis kampus
Co-Authors Abdul Hamid Abdul Rohim, Abdul Alfianto, Jenny Amany, Amany Ami Purnamawati Andriani ARIF SUSILO Arr, Tryiis Arwan Sulaeman, Asep Bukhori, Reza Fauzi Burhanudin, Ujang Cahyadi, Devi Damuri, Amat Duduh Sujana Edora Elkin Rilvani Enceng Iip Syaripudin Farida Farida Farida Faujiah, Siti Nurjanah Herdiansah, Arief Husnah Nur Laela Ermaya Hutauruk, Basar Maringan Khairunisa, Fahrina Lisnawati, Tuti Maringan Hutauruk, Basar Maulin, Mery muhidin, asep Muhtajuddin Danny Munirotusaidah, Siti Naya, Candra Nurhayati Priyangan, Donny Muda Puri, Enden Sulastri Purwanti, Neli Putri, Lara Novita Dwi Rahmat Rahmawati Rosti Setiawati Rulatif, Ruzaz Sofar Rusmansyah, Iyus Saeful Yusup, Aep Sir Kalifatullah Ermaya Sulanjana, Rukanda Ahmad Suryadi, Dikky Trida Gunadi Triyanto, Ibnu Tryiis ARR Tryiis ARR Yuanita Indriani