Article Per Year (5 Year)
p-Index From 2021 - 2026
4.091
P-Index
This Author published in this journals
All Journal Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Coopetition : Jurnal Ilmiah Manajemen Jurnal Dharma Bhakti Ekuitas E-Coops-Day : Jurnal Ilmiah Abdimas International Journal of Business, Economics, and Social Development Koaliansi Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Jurnal Hukum Ekonomi Syariah Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Banking & Management Review IPSSJ J-Coop : Journal of Co-operative
Iwan Mulyana
Universitas Koperasi Indonesia
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 30 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 30 Documents
Search

 1   2   3 
Analisis Sumber Daya Perusahaan Dan Lingkungan Eksternal: Studi Kasus pada Industri Kreatif Digital Pasca Pandemik Covid 19 Ermaya, Sir Kalifatullah; Mulyana, Iwan; Nur Laela Ermaya, Husnah; ARR, Tryiis
Coopetition : Jurnal Ilmiah Manajemen Vol. 15 No. 3 (2024): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v15i3.4502

Abstract

This research highlights company resource variables and the external environment in the digital creative industry in West Java, which is registered with Aspiluki. There were 25 respondents in this study, consisting of owners and managers. This research uses quantitative and descriptive research methodologies. Company resources are everything that the company owns and can control. Meanwhile, the external environment is the environment outside the organization that can influence a company. The results show that the biggest indicator of the company resource variable is "the accuracy of using computer-based systems to analyze customer and market information." Meanwhile, the biggest indicator of external environmental variables is "the power of suppliers in determining costs to the company." The lowest indicator for the company resource variable is "developing and maintaining computer-based communication relationships with customers." Therefore, researchers suggest that companies should improve service quality by offering customer service 24 hours a day instead of normal office hours, which usually only involve 5 working days a week. Meanwhile, the lowest indicator for external environmental variables is "changes in government policies that affect digital creative businesses." Therefore, researchers suggest that the government provide policies that can provide more contributions to companies in the digital creative industries.
Pelatihan Pengembangan Usaha Pada Koperasi Modern yang Bergerak di Sektor Pangan Mulyana, Iwan; ARR, Tryiis
E-Coops-Day Vol. 6 No. 1 (2025): Vol. 6 No. 1 (2025): E-Coops-Day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoopsday.v6i1.5166

Abstract

Cooperatives play a strategic role in community-based economic development in Indonesia, particularly in the food sector. However, the dynamics of the digital era and globalization demand cooperatives to transform into modern and highly competitive entities. This paper outlines several topics covered in the training, including Selecting Alternatives and Assessing Investment Feasibility, Cooperative Financial Planning and Budgeting, and Developing a Business Feasibility Study. The training involved 30 participants from various food sector cooperatives in West Java, employing a participatory, educational, and applicative approach. The results indicate an improvement in participants' understanding of Investment Feasibility, Cooperative Financial Planning and Budgeting, and Developing a Business Feasibility Study. While the training effectively enhanced participants' capacity, challenges such as limited technological infrastructure and human resources remain obstacles. This training contributes to strengthening participants' skills, promoting digital transformation, and improving the competitiveness of food sector cooperatives. For sustainability, post-training assistance, the development of advanced training programs, and collaboration among cooperatives are recommended
Perbandingan Akad Bagi Hasil Pada Akad Pembiayaan Musyarakah di Bank Syariah dan Fintech Syariah Mulyana, Iwan
Banking & Management Review Vol. 9 No. 2: Banking & Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v9i2.347

Abstract

The implementation of musharaka Financing in sharia fintech is more complex compared to musharaka Financing in sharia banks. This study aims to determine the comparison of the contract and the consequences of the method of calculating the profit sharing ratio that is applied to the musharaka Financing in fintech syariah compared to musharaka Financing in islamic banks. The research method used is comparative descriptive qualitative research. Data collection techniques are in the form of documentation studies, analysis of data from fintech mobile applications, and interviews. The data used are the regulations and customer data at the BJB Syariah Bank and at PT Ammana Fintech Syariah. The results of this study are that in Financing in Islamic banks, there is only a musharaka Financing contract with the consequence that the calculation of profit sharing ratio is not so complicated. On the other hand, in the musharaka Financing in Sharia fintech there is another contract so that the musharaka contract becomes complete. This is due to the fact that there are at least 4 parties in Sharia fintech Financing, namely: fund managers, agents, funders and the fintech company itself with the consequence there are other calculations outside the profit sharing ratio. The conclusion of this study is that the calculation of profit sharing ratio in fintech is not much different from the calculation of ratio in islamic banks. What makes the difference is only the addition of the contract in order to strengthen the musharaka contract. Keywords: Musharaka, Islamic Fintech, Islamic Financing.
Praktek Pembiayaan KPR Dengan Akad Ijarah Muntahiya Bittamlik (IMBT) Di PT. Bank Syariah Mandiri Cabang Bandung : Tantangan Dan Solusinya Mulyana, Iwan
Banking & Management Review Vol. 10 No. 2: Banking & Management Review
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/bmr.v10i2.429

Abstract

This study aims to identify and explain the practice of home ownership financing (KPR) with the Ijarah Muntahiya Bittamlik (IMBT) contract at PT. Bank Syariah Mandiri Branch Bandung. This research is descriptive qualitative in PT. Bank Syariah Mandiri Branch Bandung with interview techniques and documentation in collecting data. Data analysis techniques with interactive analysis models proposed by Miles and Huberman, among others; data collection, data presentation, data reduction and conclusions in the form of delineation and verification of home ownership credit (KPR) financing practices with the Ijarah Muntahiya Bittamlik (IMBT) contract at Bank Syariah Mandiri Branch Bandung. The results show that the practice of financing home ownership credit (KPR) with the Ijarah Muntahiya Bittamlik (IMBT) contract at Bank Syariah Mandiri, Bandung branch was still considered necessary to be optimized for future improvements by improving better services and education to the public. In addition, it also discloses the terms, benefits, mechanisms, factors that affect late installment payments as well as solutions offered by banks so that the financing program can provide benefits to customers and banks.
Inovasi Skema Musyarakah Mutanaqisah Untuk Pembiayaan Aset Produktif Umkm Di Sektor Kreatif Iwan Mulyana; Rahmat
Integrative Perspectives of Social and Science Journal Vol. 2 No. 03 Juni (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kata kunci: Musyarakah Mutanaqisah, UMKM, Sektor Kreatif, Aset Produktif, Pembiayaan Syariah, Bank Syariah   Abstract: The creative economy sector has become one of the important pillars in Indonesia's economy, but SMEs in this sector still face constraints in accessing financing for productive assets. This research aims to analyze the innovation of the Musyarakah Mutanaqisah scheme as a financing solution for productive assets for SMEs in the creative sector. The research method uses a qualitative approach with descriptive analysis of the Musyarakah Mutanaqisah concept and its implementation in creative SMEs. The research results show that the Musyarakah Mutanaqisah scheme can be innovated through the use of intellectual property rights as collateral, flexible multi-contract structures, and fair profit-sharing mechanisms. This innovation provides easier access to financing for creative SMEs to obtain productive assets such as equipment, technology, and commercial property. The research conclusion shows that the innovation of the Musyarakah Mutanaqisah scheme can be an effective solution to increase financing access for creative sector SMEs to productive assets.   Keywords: Musyarakah Mutanaqisah, SMEs, Creative Sector, Productive Assets, Islamic Financing, Islamic Bank
Pendampingan Peserta Praktik Lapang Dalam Pembentukan Pra-Koperasi di Kabupaten Sumedang Jawa Barat Mulyana, Iwan
E-Coops-Day Vol. 6 No. 2 (2025): E-Coops-Day : Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/m70nbh45

Abstract

Kegiatan Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan pendampingan kepada mahasiswa peserta praktik lapang dalam mendirikan organisasi pra-koperasi di dua desa di Kabupaten Sumedang, Jawa Barat, yaitu Desa Panyindangan (Kelompok 2) dan Desa Nagrak (Kelompok 4). Latar belakang kegiatan ini adalah pentingnya penguatan kelembagaan ekonomi masyarakat melalui koperasi berbasis potensi lokal. Pendampingan dilakukan dalam dua bentuk, yaitu pendampingan langsung (offline) dengan membekali mahasiswa mengenai tahapan pembentukan koperasi, serta pendampingan daring (online) berupa konsultasi teknis selama proses pembentukan pra-koperasi di masing-masing desa. Metode kegiatan melibatkan pendekatan partisipatif, sosialisasi langsung, diskusi kelompok, dan simulasi musyawarah koperasi. Hasilnya, dua pra-koperasi berhasil dibentuk, lengkap dengan struktur organisasi dan rencana usaha awal. Kegiatan ini juga meningkatkan literasi perkoperasian masyarakat desa serta kapasitas mahasiswa sebagai agen pemberdayaan masyarakat.
The Unique Strategy in Digital Cooperatives to Increase Benefit for Members Ermaya, Sir Kalifatullah; Ermaya, Husnah Nur Laela; Azhar, Shofwan; Mulyana, Iwan
International Journal of Business, Economics, and Social Development Vol. 4 No. 4 (2023)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v4i4.430

Abstract

The focus of this research is to analyze the uniqueness of the strategy in the cooperative business to increase profits for its members. This research is qualitative and descriptive. This research was conducted on 10 healthy cooperatives that have used digital applications in their daily operations registered in department of cooperatives and SMEs. The purpose of cooperatives is to prosper members and provide benefits either directly or indirectly. Some of the cooperative business uniqueness, namely: open and voluntary membership, democratic management system and the distribution of residual income is carried out fairly according to the business services of each member.From the results of study, the obstacles that occured in the implementation of digital cooperatives were: low capital provided by members, the lack of technology understanding in human resources, weak soft and hard skills, the existence of strong competition with other businesses, low interest in young people towards cooperative business, the low quality of the cooperative business planning.Revitalization is urgently needed so that cooperatives do not get worse. The authors suggested that cooperatives needed to develop the right strategy in order to survive in the storm of economic competition. The governmenthad to provide financial assistance for human resource development and provide training for cooperative employees. In addition, it is necessary to revamp the digital business comprehension for young people as new generation so that they can focus more on developing cooperative businesses for giving nation economic contribution.
Profitabilitas dan Manfaat Ekonomi bagi Anggota di Koperasi Konsumen Mitra Usaha Cisempur Iwan Mulyana; Linda Rismayanti; Tryiis ARR
J-Coop : Journal of Co-operative Vol. 1 No. 1 (2025): J-Coop : Journal of Co-operative
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jc.v1i1.3

Abstract

This study aims to analyze the profitability (rentability) and its relationship with the economic benefits received by members of the Mitra Usaha Cisempur Consumer Cooperative in Jatinangor District, Sumedang Regency. Profitability, measured through Return on Assets (ROA) and Return on Equity (ROE), reflects the cooperative’s efficiency in managing its assets and equity to generate residual income (SHU). The study uses a quantitative descriptive approach, with financial report data from 2019 to 2023 serving as the basis for analysis. Results show fluctuating profitability levels over the five-year period, with a declining trend in both ROA and ROE, which indicates inefficiencies in asset and equity management. Furthermore, the economic benefits received by members, both direct and indirect, were significantly impacted by the cooperative’s declining profitability. The findings highlight the need for improved operational efficiency and strategic financial management to optimize benefits for cooperative members.
Analisis Masalah Kelembagaan dan Manajerial Koperasi di Indonesia Berdasarkan Studi Literatur Iwan Mulyana; Tryiis ARR
J-Coop : Journal of Co-operative Vol. 1 No. 2 (2025): J-Coop : Journal of Co-operative
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jc.v1i2.33

Abstract

Cooperatives in Indonesia, as a pillar of the people’s economy, have undergone a long journey from the post-independence era to the digital age. However, the quantitative growth of cooperatives has not been matched by improvements in institutional and managerial quality. This article aims to systematically analyze the institutional and managerial problems of cooperatives in Indonesia based on a literature review from various historical periods: pre-New Order, New Order, and the Reformation to digital era. This research applies a descriptive-qualitative literature review method by examining scholarly journals, books, regulations, and government reports. The key findings reveal chronic issues in cooperatives, including weak organizational structures, unaccountable governance, low human resource capacity, limited member participation, and ineffective regulation and oversight. The digital era further intensifies challenges related to innovation and technology adoption. Institutional reform, improved managerial capacity, active member participation, digital system integration, and regulatory harmonization are essential steps to sustainably strengthen cooperatives.
Regulasi dan Perlindungan Konsumen dalam Ekosistem Fintech Syariah: Posisi Aggregator sebagai Perantara Informasi Produk Keuangan Mulyana, Iwan; Sulanjana, Rukanda Ahmad
Jurnal Hukum Ekonomi Syariah Vol 4 No 2 (2025): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v4i2.1787

Abstract

The rapid development of financial technology (fintech) has given rise to new business models, one of which is the aggregator, which functions as an intermediary for financial product information. The presence of aggregators facilitates consumers in comparing various financial products; however, it also poses new challenges related to information transparency, consumer protection, and compliance with Sharia principles, particularly in Islamic financial products. This study aims to analyze the legal position of aggregators, examine regulatory obligations concerning transparency and consumer protection, and compare governance practices in the marketing of Islamic financial products involving aggregators. The research employs a literature review and policy analysis of relevant laws, regulations, and related documents. The findings indicate that Financial Services Authority Regulation (POJK) Number 4 of 2025 has provided a normative foundation for the regulation of aggregators; nevertheless, its implementation still leaves gaps, especially in the standardization of Sharia compliance information disclosure. The comparative analysis also reveals differences in orientation between conventional aggregators and Sharia-specific aggregators. This study recommends strengthening standard clauses on aggregator platforms, including clarity of contracts, fee transparency, and structured complaint-handling mechanisms, in order to enhance consumer protection and ensure Sharia compliance. Keywords: financial aggregators; consumer protection; Islamic finance; fintech regulation; information transparency.
Co-Authors Abdul Hamid Amany, Amany Ami Purnamawati Arr, Tryiis Azhar, Shofwan Bukhori, Reza Fauzi Burhanudin, Ujang Duduh Sujana Enceng Iip Syaripudin Farida Farida Farida Husnah Nur Laela Ermaya Linda Rismayanti Maulin, Mery Purwanti, Neli Rahmat Rosti Setiawati Saeful Yusup, Aep Sir Kalifatullah Ermaya Sulanjana, Rukanda Ahmad Trida Gunadi Tryiis ARR Tryiis ARR Tryiis ARR Yuanita Indriani