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Journal : Journal of Multi Disciplines Science

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Implementation of Ultra Micro Financing Based on DSN-MUI Fatwa Number 119 Asmuni; Tartila, Muzayyana
Journal of Multi-Disciplines Science Vol. 1 No. 1 (2023): Journal of Multi-Disciplines Science
Publisher : Indo Consultan Energi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59921/icecomb.v1i1.11

Abstract

There are many problems in the Kecil community, namely the lowest level, AMD, and reversed financing. Ultra-Micro financing is here to provide solutions to the lower classes of society who need capital loans. This financing is regulated by Fatwa of the National Sharia Council No. 119/DSN-MUI/II/2018. This study aims to discover how the practices, mechanisms, and governance of ultra-micro financing follow sharia. The method used in this research is the empirical observation method and the literature research method. First, gather various reading sources, such as newspapers and articles. The study concluded that the channelling institution is an Islamic financial institution following DSN MUI Fatwa No 119/DSN-MUI/II/2018. The source of Super Micro Financing funds is the DSN MUI fatwa, the practice of unlawful interest. The source of Super Micro Financing funds is the DSN MUI fatwa, the method of unlawful interest. Determination of profit margins in the DSN MUI fatwa No 119/DSN-MUI/II/2018 uses the concept of profit sharing and is based on a predetermined contract. Supermicro Financing dispute resolution, according to DSN MUI fatwa No 119/DSN-MUI/II/2018, Dispute settlement is carried out through a Sharia-based dispute resolution institution.
Co-Authors Afgani, Win Afriantoni Ahmad Kamil Harahap Akbar DioSasqia Putra Andika Persada Putera Arsiti, Nuri Ayu, Navirta Azhari, Doni Bambang Ariyanto Beni, Beni Setyawan Bigum, Savina Bin Sulong, Jasni Dewi Puspitorini Husodo Fauzan, M. Hamdi, Ahmad Handayani, Baiq Yulia Harahap, Purnama Hidayah Heriyanti, Chrisna Isfihan, Emirlad Isnaini Harahap Isra Hayati Januariansyah Arfaizar Jhouharotul Faradisah Julita Laila, Lailatul Munawaroh M. Iriansyah Harahap M. Khoirul Huda Marataon Ritonga Meidina, Ahmad Rezy Mhd Syukur Sihombing Mhd. Syahnan Mohammad Zamroni Muflih Ramdhani Muhammad Amar Adly, Muhammad Amar Muhammad Arafat Muhammad Faisal Hamdani Muhammad Yafiz Ninis Nugraheni Nur Azizah Sri Utami Nurul Izzah Rahmah, Nuzulliah Ratna Sari Dewi Ratnasari RATNAWATI Samsudin Saputri, Nur Azizah Eka Sirozi, Muhammad Siti Lukmanah Sudirman Suparmin Sumitra, Andri Sundari, Aisa Sutarno Syahputra, Akmaluddin Tartila, Muzayyana Tuti Anggraini Tuti Anggraini YUDI SISWADI Yusdani Zahrul Mubarrak Zein, Anwar