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Carbonless Service: Suatu Telaah Mewujudkan Green Economy Pada Industri Perbankan Syariah Indonesia Adhi Purba, Ilyas; Zuraidah
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol. 5 No. 1 (2023): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/at.v5i1.764

Abstract

Saat ini permasalahan besar yang terjadi pada alam terkait kondisi pencemaran lingkungan. Pemanasan global merupakan salah satu wujud adanya perubahan iklim di dunia ini. Kegiatan manusia merupakan faktor utama terhadap ketidakseimbangan alam, termasuk terjadinya kerusakan lingkungan. Banyak sekali aktivitas ekonomi yang menghasilkan emisi karbon dalam praktiknya sehari-hari. Salah satunya pada industri keuangan seperti Perbankan Syariah. Penelitian ini ingin menunjukkan strategi dalam mewujudkannya carbonless service bagi industri perbankan syariah di Indonesia sebagai dukungan atas konsep green economy. Penelitian termasuk jenis penelitian kualitatif deskriptif, melalui pembahasan permasalahannya secara induktif. Analisis dilakukan menggunakan studi literatur baik dari data, teori buku, ataupun dari hasil penelitian terdahulu. Hasil penelitian ini menjelaskan bahwa beberapa langkah dalam upaya mewujudkan carbonless service antara lain pertama menciptakan konsep paperless service dengan pemanfaatan teknologi digital perbankan seperti mobile banking. Kedua perhatian kepada aspek pembangunan gedung kantor yang menggunakan prinsip green building. Ketiga konsep reuse dalam mengurangkan sampah plastik yang dapat meningkatkan emisi karbon. Keempat penghematan energi atas kegiatan operasional di kantor demi mengurangi timbul nya karbon seperti dari AC.
Analisis Kinerja Keuangan dengan Menggunakan Rasio Likuiditas dan Profitabilitas pada Bursa Efek Indonesia PT. Unilever TBK Periode 2019-2023 Muzauwir Almadani, Sultan; Zuraidah; Rusnaidi
Jurnal Sains dan Ilmu Terapan Vol. 8 No. 2 (2025): Jurnal Sains dan Ilmu Terapan
Publisher : Politeknik Kampar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59061/jsit.v8i2.1145

Abstract

This research focuses on companies in Indonesia, particularly in Home and Personal Care and Foods & Ice Cream sectors, analyzing the financial performance of PT. Unilever Indonesia Tbk from 2019 to 2023 using liquidity and profitability ratios. The aim is to assess whether its financial performance has improved or declined in comparison to industry standards. The study uses secondary data, specifically time-series data collected annually, and employs a descriptive analysis method. The results indicate that the liquidity ratios, including Current Ratio (CR) and Quick Ratio (QR), have fluctuated, with values both above and below industry standards. The Cash Ratio, however, consistently exceeded the industry average, reflecting a strong return on cash sales. Regarding profitability, the Net Profit Margin (NPM) and Return on Assets (ROA) showed fluctuating performance, remaining below industry averages, indicating inconsistent financial management. However, the Return on Equity (ROE) aligned with industry standards, showcasing the company’s ability to effectively generate income from its equity. 
Pengaruh Leverage , Profitabilitas, Dan Likuiditas Terhadap Kebijakan Dividen Pada Perusahaan Sektor Industrial Goods Yang Terdaftar Di Bursa Efek Indonesia Periode 2021-2023 Anjelita, Dhea; Zuraidah; Syahrul Maulidi
Jurnal Sains dan Ilmu Terapan Vol. 8 No. 2 (2025): Jurnal Sains dan Ilmu Terapan
Publisher : Politeknik Kampar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59061/jsit.v8i2.1239

Abstract

The purpose of this study is to examine the simultaneous and partial effects of Leverage , Profitability, and Liquidity on Dividend Policy in Industrial Goods Sector companies listed on the Indonesia Stock Exchange. This research employs a quantitative method. The population of this study consisted of 33 samples of financial reports from Industrial Goods Sector companies listed on the Indonesia Stock Exchange. The research subjects were Industrial Goods Sector companies listed on the Indonesia Stock Exchange. The data analysis technique used was multiple linear regression analysis. The data used in this study were secondary data. The results indicate that Leverage  has a partial positive effect on Dividend Policy in Industrial Goods Sector companies listed on the Indonesia Stock Exchange. Profitability has a partial positive effect on Dividend Policy in Industrial Goods Sector companies listed on the Indonesia Stock Exchange. Liquidity has a partial negative effect on Dividend Policy in Industrial Goods Sector companies listed on the Indonesia Stock Exchange. Leverage 
The Effect of E-Zuraidah on Increasing Knowledge and Behavior as Early Detection of Breast Cancer Zuraidah; Juartika, Wella; Aprilyadi, Nadi; Warijan; Sutarmi
Babali Nursing Research Vol. 5 No. 1 (2024): January
Publisher : Babali Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37363/bnr.2024.51322

Abstract

Introduction: Breast cancer is a global health problem and the leading cause of death in women. Therefore, early detection through increased awareness and knowledge about breast cancer and breast cancer screening is essential. Today's teenagers greatly admire and use several social media platforms. For this reason, E-Zuraidah presents information as educational material using two social media platforms, WhatsApp and Instagram. The study objective is to determine the influence of E-Zuraidah on the knowledge and behavior of BSE in the early detection of Breast Cancer. Methods: This study's stages use quasi-experiments with intervention and control groups. The study began with providing education as usual in the classroom, after which it was divided into two groups. Results: One of the groups continued to the WhatsApp and Instagram groups to be re-educated. The results found that the average age of respondents was 15.87 years (SD 0.676), which ranged from 15 years to 18 years, at an average body weight of 47.34 kg (SD 7.447), which ranged from 35 kg to 70 kg, and a height of an average of 155.33 cm (SD 4.912), which ranged from 145-169 cm. The history of cancer in more than half of the respondents was not 58 people (96.7%) compared to other cancers as many as two people (3.3%). In the information experience, more than half of students have received information from 36 people (60%) with education from community health centers, but there are not as many as 24 people (40%). Conclusion: It can be concluded that social media education needs to be done as an approach.
Analysis of Internal Control in Preventing Accounting Fraud at Al Halim Fastabiqul Khairat Mosque Rangkuti, Muhammad Idris; Lubis, Haniah; Zuraidah
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 1 (2025): JAWI - MARET
Publisher : MUI Kota Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study analyzes the implementation of internal control in preventing accounting fraud at Masjid Al Halim Fastabiqul Khairat in Pekanbaru. Using a qualitative descriptive approach through field research, the findings reveal that internal control in the mosque includes five main components: control environment, risk assessment, control activities, information and communication, and monitoring. These elements are implemented based on Islamic ethical principles such as amanah (trustworthiness), transparency, justice, and muraqabah (spiritual accountability). Preventive and detective measures are applied to minimize the risk of fraud, including structured approval systems, periodic financial reports, and active community participation. This study concludes that a well-structured internal control system supported by Islamic economic values plays a crucial role in ensuring financial integrity and enhancing public trust in mosque governance. The results provide valuable insight for other religious institutions to strengthen accountability and foster community-based Islamic financial management.
Co-Authors Ade Elvi Rahmah Adhi Purba, Ilyas Adyuta Ega Pratama Afifah, Lailatul Nur Amelia Rahmi Andina La'aliy Rohmati Robbina Anita Anjelita, Dhea Annisa Ayu Nur Ihsani Aprilyadi, Nadi Ari Ardana Syaputra Arwa El Zahra Aulia Chintara Wanda Avifah, Nur Ayu Fatihatul Ma’rifah Ayu Trianingsih Azizah, Siti Mufidatul Bambang Suriansyah, Bambang Cut Ayu Aryati Cut Fitrika Syawalina Diffa Darmasetia Dewantara Dila Dwi Damayanti Endang Satriani Alijudin Farah Faradesila Farida, Laila Gentar Restu Grahadi , Dwi Warna Tri Cahya Halizah, Erisa Nur Hedwi Prihatmoko, Hedwi Husnaina Mailisa Safitri Ibnu, Cian Indah Hoirunnisah Juartika, Wella Kamandalu, Si Gede Bandem Khairul Wahid Laksmi, Ni Ketut Puji Astiti Lindra Wati Lubis, Haniah M. Zaenal Arifin Muhammad Mujib, Musta’in Mutfarida, Binti Muzauwir Almadani, Sultan Mu’is, Ahmad Nanda Norisa NAPITUPULU, FLORA Nara Pristiwa Natasya Fadila Romli Nur Laili Isnainia Nurfitafera, Putri Nurul Fata Anjumi Nurulia Dimitha Otong Syuhada Prawirajaya, Kadek Dedy Purnomo, Nurul Hudha Putra, Wiradharma Kusuma Putri Yuliana Wati Putri, Charista Tanta Putri, Nada Kharisma putri2023 Qurrotul ‘Uyun Rahayu, Ana Duwi Rahmah, Zakiyah Zulfa Raka Raki Levano Savana Rangkuti, Muhammad Idris Rani Dewi Kurniawati Ria , Safra Rizky Alamsyah Putra Rusnaidi Safra Ria Kurniati Sari, Widya Ratna Sartika, Lili Shalan, Amr Mohammed Mansoor Shefina Nurlaily3 Siti Nur Syafaatin Sunu Hasta Wibowo, Sunu Hasta Sutarmi Sutejo, Alfan Azzury Syahrul Maulidi Tri Arianingsih Wahyuna Khoiriyah Warijan Wendi Prasetiyo Yahya Sukarno Pratama Yanti, Masyitah Novia Yeni Nuraeni, Yeni YULIANI Ziyadatul Rif’ah Zunaidi, Arif