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All Journal EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Jurnal Ulul Albab SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Equity JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) JURNAL Al-AZHAR INDONESIA SERI SAINS DAN TEKNOLOGI EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Community Development Journal: Jurnal Pengabdian Masyarakat JMK Jurnal Manajemen dan Kewirausahaan IIJSE Journal of Community Empowerment Journal of Islamic Economics and Finance NuCSJo : Nusantara Community Service Journal Advance Sustainable Science, Engineering and Technology (ASSET) Equity Journal of Sharia Economy and Islamic Tourism Jurnal Kegiatan Pengabdian Mahasiswa (JKPM)
Hidayanti, Nur Fitri
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Islamic Work Ethic of Employees of PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Mataram City Hulaimi, Ahmad; Hidayanti, Nur Fitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4165

Abstract

The religion of Islam which is based on the Qur’an and al-Hadith as a guide and guidance for Muslims has a function not only to regulate in terms of worship but also to regulate the people in making demands in matters relating to work. In the Qur’an and al-Hadith, it is clear about good work and how we earn sustenance in a way that pleases Allah SWT. It is very important to discuss this, the work ethic in the Islamic view is the knitting of values ​​that shape the personality of a Muslim at work. Many of us encounter in print and electronic media, customers who complain about the service or type of satisfaction provided by the company. This study aims to determine the extent of the process from start to finish in ensuring the company PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram, so that the information obtained can help the wider community, especially the Indonesian people. This study used a qualitative approach and observations were conducted from January 2023 to February 2023. Data collection techniques were carried out by means of 1) Observation 2) Interviews, and 3) Documentation, as well as technical analysis of the data obtained by the researchers, both the results of interviews with several informants, observations, and documentation that were later processed by researchers and analyzed qualitatively. The results of the research, it has been found in the field that marketing department employees have been dishonest to prospective customers. In the future, there will be inconvenience to customers which results in customer distrust of the company. Therefore, the work ethic in Islam is not enough to only rely on conceptual abilities, but also on high moral commitment and noble character. The Qur’an says that “Allah made human beings a caliph for common prosperity that is carried out fairly and does not follow lust.” The religion of Islam which is based on the Qur’an and al-Hadith as a guide and guidance for Muslims has a function not only to regulate in terms of worship but also to regulate the people in making demands in matters relating to work. In the Qur’an and al-Hadith, it is clear about good work and how we earn sustenance in a way that pleases Allah SWT. It is very important to discuss this, the work ethic in the Islamic view is the knitting of values ​​that shape the personality of a Muslim at work. Many of us encounter in print and electronic media, customers who complain about the service or type of satisfaction provided by the company. This study aims to determine the extent of the process from start to finish in ensuring the company PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram, so that the information obtained can help the wider community, especially the Indonesian people. This study used a qualitative approach and observations were conducted from January 2023 to February 2023. Data collection techniques were carried out by means of 1) Observation 2) Interviews, and 3) Documentation, as well as technical analysis of the data obtained by the researchers, both the results of interviews with several informants, observations, and documentation that were later processed by researchers and analyzed qualitatively. The results of the research, it has been found in the field that marketing department employees have been dishonest to prospective customers. In the future, there will be inconvenience to customers which results in customer distrust of the company. Therefore, the work ethic in Islam is not enough to only rely on conceptual abilities, but also on high moral commitment and noble character. The Qur’an says that “Allah made human beings a caliph for common prosperity that is carried out fairly and does not follow lust.”
Impact of Fintech and Risk Management on The Sustainability Performance of MSMEs (Micro, Small and Medium Enterprises) Safira, Safira; Agustina, Ahadiah; Hidayanti, Nur Fitri; Mukhlishin, Mukhlishin
EQUITY Vol 28 No 1 (2025): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v28i1.10160

Abstract

This study aims to analyse the impact of Fintech and Risk Management on the Sustainability Performance of MSMEs in Mataram City. Using a quantitative approach, this study involved 100 MSMEs that have adopted Fintech services in the sub-district cakranegara and sub-district mataram areas. Data was collected through a 5-point Interval scale-based questionnaire and analysed using multiple linear regression with SPSS software version 22. The results showed that Fintech has a significant effect of 27.8% on MSME Sustainability Performance, while Risk Management has a significant effect of 53%. These findings highlight the importance of digital financial literacy and strategic risk management implementation in supporting MSME business sustainability. This research recommends MSME players to optimally utilise Fintech services and implement structured risk management. In addition, government policies are expected to facilitate digital financial literacy training and provide technical guidance on risk management for MSMEs. With this approach, Fintech will not only improve MSME competitiveness but also strengthen their business sustainability in the digital economy era. Keywords: Financial Technology (Fintech); Risk Management; Sustainability Performance MSMEs.
Optimalisasi Pengelolaan Kelas Riset Sebagai Program Lulus Tanpa Skripsi di Fakultas Agama Islam Syaharuddin, Syaharuddin; Rahmawati, Endang; Aqodiah, Aqodiah; Z, Sahman; Hidayanti, Nur Fitri; Ariani, Zaenafi
NuCSJo : Nusantara Community Service Journal Vol. 2 No. 1 (2025)
Publisher : Lembaga Penelitian Dan Publikasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/ag6hwg39

Abstract

Pengelolaan riset yang efektif merupakan kunci keberhasilan mahasiswa dalam menghasilkan penelitian berkualitas dan publikasi ilmiah. Kegiatan Pengabdian Kepada Masyarakat ini bertujuan untuk mengoptimalkan pengelolaan Program Kelas Riset sebagai alternatif lulus tanpa skripsi di Fakultas Agama Islam. Metode kegiatan dilaksanakan melalui pendampingan dan simulasi pengelolaan riset yang melibatkan 45 mahasiswa peserta Kelas Riset. Kegiatan mencakup penyampaian materi, praktik simulasi pengajuan judul penelitian, penyusunan proposal mini riset, sistem bimbingan dosen, serta proses publikasi artikel ilmiah, yang dikombinasikan dengan diskusi interaktif untuk meningkatkan pemahaman peserta secara konseptual dan praktis. Tahapan kegiatan meliputi pra pelaksanaan, pelaksanaan, dan evaluasi. Hasil evaluasi menunjukkan rata-rata skor pemahaman peserta sebesar 83,64, dengan nilai tertinggi 88,37 dan nilai terendah 78,60. Hasil ini menegaskan bahwa metode pendampingan dan simulasi efektif dalam meningkatkan kompetensi mahasiswa dalam pengelolaan riset secara sistematis dan terarah.
Pengkajian ketarjihan sebagai media pemberdayaan literasi wakaf di Pimpinan Cabang Muhammadiyah (PCM) Tanjung Karang Mataram Mukhlishin, Mukhlishin; Z., Sahman; Hidayanti, Nur Fitri; Ariani, Zaenafi; Urifah, Dewi
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 6 (2025): November
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i6.37174

Abstract

AbstrakKegiatan pengabdian kepada masyarakat ini dilaksanakan untuk menjawab permasalahan rendahnya pemahaman masyarakat Pimpinan Cabang Muhammadiyah (PCM) Tanjung Karang terhadap konsep wakaf produktif. Selama ini, praktik wakaf di masyarakat masih terbatas pada pembangunan masjid atau sarana ibadah, sementara potensi wakaf untuk pemberdayaan ekonomi dan pertanian belum optimal dimanfaatkan. Tujuan kegiatan ini adalah meningkatkan literasi wakaf produktif berbasis maqashid syariah serta menumbuhkan kesadaran masyarakat agar wakaf dapat diarahkan pada kemaslahatan sosial-ekonomi yang berkelanjutan. Kegiatan ini melibatkan mitra PCM Tanjung Karang dengan jumlah peserta sebanyak 50 jamaah pengajian tetap yang terdiri dari tokoh masyarakat, takmir masjid, dan kader Muhammadiyah. Metode pelaksanaan menggunakan pendekatan partisipatif melalui pengajian ketajihan sebanyak tiga kali pertemuan, ceramah interaktif, dan diskusi kelompok (FGD). Hasil kegiatan menunjukkan adanya peningkatan pemahaman masyarakat sebesar 70% berdasarkan hasil wawancara dan observasi lapangan. Peserta dapat menjelaskan konsep wakaf produktif dan menunjukkan minat untuk menyalurkan wakaf uang melalui takmir masjid. Namun, keterbatasan waktu dan kehadiran peserta pada sesi terakhir menjadi kendala yang perlu dievaluasi. Kegiatan ini berhasil memperkuat pemahaman wakaf produktif sebagai instrumen kesejahteraan masyarakat lokal. Kata kunci: wakaf produktif; literasi masyarakat; tarjih; maqashid syariah. Abstract This community service activity was carried out to answer the problem of low public understanding of the Tanjung Karang Muhammadiyah Branch Executive (PCM) on the concept of productive waqf. So far, the practice of waqf in the community is still limited to the construction of mosques or worship facilities, while the potential of waqf for economic and agricultural empowerment has not been optimally utilized. The purpose of this activity is to increase the literacy of productive waqf based on sharia maqashid and to foster public awareness so that waqf can be directed to sustainable socio-economic benefits. This activity involved PCM Tanjung Karang partners with a total of 50 permanent recitation congregations consisting of community leaders, mosque takmir, and Muhammadiyah cadres. The implementation method uses a participatory approach through the recitation of tajihan as many as three meetings, interactive lectures, and group discussions (FGD). The results of the activity showed an increase in public understanding by 70% based on the results of interviews and field observations. Participants were able to re-explain the concept of productive waqf and show interest in distributing money waqf through mosque takmir. However, the limited time and the attendance of participants in the last session are obstacles that need to be evaluated. This activity succeeded in strengthening the understanding of productive waqf as an instrument of the welfare of the local community. Keywords: productive waqf; community literacy; tarjih; maqashid sharia.
Co-Authors Abdurahman Abdurrahman Ahadiah Agustina Ahmad Hulaimi AHMAD HULAIMI, AHMAD Akbar, M. Taufik Aqodiah, Aqodiah Ariani, Zaenafi Buanita, Buanita Dewi, Novi Yanti Sandra Endang Rahmawati, Endang Fachry Abda El Rahman Hudri, Muhammad Ilham Ilham Indri Indri Iswanto, Dedy Kartina Kartina Mabrur, Imam Mappanyompa, Mappanyompa Mega, Baiq Indah Mos Indrawati Mukhlishin, Mukhlishin Nabila, Aprilian Ningsih, Nurul Hidayati Indra Nur Aini Rahmat Rahmat Safira, Safira Said, Khaeruddin Siti Lamusiah, Siti Syaharuddin Syaharuddin Syaharuddin Tazhdinov, Magomed Triyunarni, Baiq Reinalda Urifah, Dewi Vera Mandailina, Vera Wibisono, M. Putra Z, Sahman Z., Sahman