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<![CDATA[Pengaruh intensitas pembelajaran ekonomi dalam keluarga, intensitas komunikasi dengan teman sebaya terhadap perilaku konsumsi mahasiswa program studi S1 pendidikan ekonomi angkatan 2018 Universitas Negeri Malang ]]>
<![CDATA[Destha Rarantika Gandhi]]>;
<![CDATA[Wahjoedi Wahjoedi]]>;
<![CDATA[Sri Umi Mintarti]]>;
<![CDATA[Yohanes Hadi Soesilo]]>
<![CDATA[ Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Vol. 1 No. 9 (2021) ]]>
Publisher : <![CDATA[Universitas Negeri Malang ]]>
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DOI: 10.17977/um066v1i92021p836-843
<![CDATA[Abstract The current rapid modernization must also have an influence on students' consumption. This study aims to determine the effect of the independent variable, namely the intensity of economic learning in the family and the intensity of communication with peers on the dependent variable, namely the consumption behavior of the 2018 Economics Education S1 students, State University of Malang partially and simultaneously. This research is a quantitative research with the type of explanatory research which aims to explain the influence of the independent variable on the dependent variable and to find out how much influence these variables have. Suggestions from this study are: (1) students are expected to be able to apply economic learning that has been taught in the family to realize rational consumption behavior in daily life, 2) students are expected to be in a peer environment and be able to bring good influence because they have received economic learning from his family so that he is able to consume rationally. Abstrak Pesatnya kemajuan saat ini membawa pengaruh pada konsumsi para siswa. Penelitian ini bertujuan untuk menentukan efek dari variable bebas, berupa intensitas pembelajaran ekonomi dalam keluarga dan komunikasi dengan teman sebaya, pada variable terikat, yaitu perilaku konsumsi dari mahasiswa S1 pendidikan ekonomi Universitas Negeri Malang. Penelitian ini merupakan penelitian kuantitatif tipe eksplanatori yang bertujuan untuk mengetahui besarnya pengaruh dari variable bebas pada variable terikat. Dari hasil yang didapatkan, maka: 1) para mahasiswa diharapkan mampu menggunakan pembelajaran ekonomi yang sudah di dapatkan di keluarga untuk mewujudkan perilaku konsumsi rasional dalam kehidupan sehari-hari, 2) para mahasiswa juga diharapkan untuk mempunyai lingkungan teman sebaya dan mampu memberikan pengaruh baik karena mereka telah mendapatkan pembelajaran ekonomi yang dapat menuntun mereka untuk melakukan konsumsi rasional.]]>
<![CDATA[Analysis of Student Economic Literacy Levels Malang State University ]]>
<![CDATA[Ahmad Rifki]]>;
<![CDATA[Wahjoedi Wahjoedi]]>
<![CDATA[ Journal of Applied Business, Taxation and Economics Research Vol. 2 No. 5 (2023): June 2023 ]]>
Publisher : <![CDATA[PT. EQUATOR SINAR AKADEMIA ]]>
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DOI: 10.54408/jabter.v2i5.201
<![CDATA[The purpose of this study is to determine the level of economic literacy of Malang State University students. This research is quantitative research with a survey type. The research sample is 80 students from class 2021 who had taken microeconomics and macroeconomics courses. The results of this study indicate that the level of economic literacy of Economics Education students at the State University of Malang is categorized as moderate with a value of 61.13% (60-79%). The total percentage of correct answers from students or respondents with the most correct answers amounted to 56.25% with a total of 45 students in the moderate category. Furthermore, the correct answer with a percentage of 36.25% with a total of 29 students in the low category. While the high category was 6 students with a percentage of 7.5%. The implication of this research is that students need to increase their knowledge and understanding of the economy. This is because supporting their competition and economic literacy greatly affects several aspects of student life. In addition, economic literacy is also needed to make the right economic decisions in everyday life.]]>
<![CDATA[Informal Economic Education Based on Local Values of The Samin Society ]]>
<![CDATA[Alifia Farisya Prima]]>;
<![CDATA[Wahjoedi Wahjoedi]]>;
<![CDATA[Agung Haryono]]>
<![CDATA[ Journal of Applied Business, Taxation and Economics Research Vol. 2 No. 6 (2023): August 2023 ]]>
Publisher : <![CDATA[PT. EQUATOR SINAR AKADEMIA ]]>
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DOI: 10.54408/jabter.v2i6.200
<![CDATA[Informal education is important given to children from an early age. In informal education, there is a transfer of knowledge and transfer of cultural values. The purpose of this study is to analyze how Samin's local values colour the economic education given by parents to children. This study used a descriptive qualitative approach with ethnographic research. The research location was in the Japanese Hamlet, Margomulyo Village, Margomulyo District, Bojonegoro Regency, East Java. Source of data obtained through primary data and secondary data. Informants in the study were selected using a purposive sampling technique. Informants in this study were Samin community elders and parents who had school-age children in the Samin community. Data analysis includes the stages of data collection, data reduction, data presentation, conclusion and data verification. The results of the study are that education taught by parents in the family environment is based on the five noble speeches of Samin and local values that characterize economic education in the Samin community's family environment including the values of honesty, local values and the value of a sense of home that is instilled by parents in their children through example and habituation in everyday life.]]>
<![CDATA[Pelatihan dan Pemberdayaan Masyarakat Melalui Budidaya Tanaman Bunga Telang (Clitoria Ternatea) di Desa Prunggahan Kulon, Kabupaten Tuban ]]>
<![CDATA[Wahjoedi Wahjoedi]]>;
<![CDATA[Magistyo Purboyo Brahmantyo]]>;
<![CDATA[Ni'matul Istiqomah]]>;
<![CDATA[Emma Yunika Puspasari]]>;
<![CDATA[fariha Nuraini]]>
<![CDATA[ Prosiding Seminar Nasional Pengabdian kepada Masyarakat (SINAPMAS) 2023: Sinergi Perguruan Tinggi dan Masyarakat Untuk Mendukung Pencapaian Empat Pilar Pembangunan Men ]]>
Publisher : <![CDATA[Prosiding Seminar Nasional Pengabdian kepada Masyarakat (SINAPMAS) ]]>
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<![CDATA[Pembanguan tidak dapat dipisahkan dari adanya pemberdayaan dan kesejahteraan. Dalam prosesnya, pemberdayaan masyarakat sangat membutuhkan partisipasi, prakarsa, dan kemampuan masyarakat setempat dalam mencapai tujuan kesejahteraan ekonomi bersama. Partisipasi masyarakat akan terwujud jika masyarakat secara sukarela berpartisipasi. Pemberdayaan masyarakat dapat ditempuh dengan melakukan kegiatan pelatihan ataupun penyuluhan dalam membudidayakan komoditas potensi lokal, salah satunya budidaya bunga telang. Bunga telang merupakan potensi lokal yang jarang dimanfaatkan padahal kaya akan manfaat termasuk sebagai antiinflmasi dan antioksidan. Melalui kegiatan FGD dan pelatihan di Desa Prunggahan Kulon, Tuban dengan peserta warga desa dan pelaku UMKM ini diharakan dapat menambah keterampilan serta wawasan peserta tentang budidaya bnga telang yang dapat diolah menjadi produk turunan makanan ataupun minuman termasuk dalam pembuatan puding lukis yang menarik. Peserta juga tidak hanya menambah keterampilan mengolah bunga telang tetapi juga meningkatkan pengetahuan untuk membudiayakan bunga telang di pekarangan. Peserta sangat antusias karena tema yang disampaikan dalam kegiatan sangat relevan, diharapkan dengan adanya kegiatan ini peserta dapat meningkatkan kemampuan dan pemahaman masyarakat terhadap budiaya bunga telang menjadi produk makanan maupun minuman. Dalam kegiatan yang telah dilaksanakan, peserta FGD memiliki pengetahuan yang sedang tentang budidaya bunga telang dan diperoleh analisis keberlanjutan untuk menyediakan pelatiha bunga telang diolah sebagai produk kecantikan. Kata kunci: Bunga telang, Pemberdayaan Masyarakat, FGD]]>
<![CDATA[Critical Thinking and Collaboration Skills on Environmental Awareness in Project-Based Science Learning ]]>
<![CDATA[Wibowo, A. M.]]>;
<![CDATA[Utaya, S.]]>;
<![CDATA[Wahjoedi, W.]]>;
<![CDATA[Zubaidah, S.]]>;
<![CDATA[Amin, S.]]>;
<![CDATA[Prasad, R. R.]]>
<![CDATA[ Jurnal Pendidikan IPA Indonesia Vol 13, No 1 (2024): March 2024 ]]>
Publisher : <![CDATA[Program Studi Pendidikan IPA Fakultas Matematika dan Ilmu Pengetahuan Alam (FMIPA) ]]>
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DOI: 10.15294/jpii.v13i1.48561
<![CDATA[For prospective elementary education teachers, critical thinking and collaboration skills in project-based science learning can impact environmental awareness. Critical thinking and collaboration skills can affect prospective teachers' environmental awareness differently, especially in science learning with environmental material. This research aims to determine the effect of critical thinking and collaboration skills on environmental awareness. Correlational research was used to determine the relationship between the two variables. Research data was obtained from 114 prospective Elementary Education teachers at UIN Maulana Malik Ibrahim Malang through project-based learning. Assessment of critical thinking skills was based on reports or essays from projects undertaken. The collaboration instrument was based on rubrics and peer questionnaires. The environmental awareness instrument used a 27-item questionnaire. The questionnaire was measured using a Likert scale of 1 (strongly disagree) – 4 (strongly agree). The data obtained was tested using SEM to determine the effect of critical thinking and collaboration skills on environmental awareness. The research results show that critical thinking and collaboration skills positively affect environmental awareness. This is indicated by a P-value for critical thinking skills is 0.047 0.05 and a P-value for collaboration skills is 0 0.05. Collaboration skills have a stronger effect on environmental awareness than critical thinking skills (path coefficients = 0.766). Indicators of collaboration skills tend to emphasize the aspect of caring more about others and the surrounding environment. The suggestion for further research is needed to see the effects of other variables on environmental awareness in project-based science learning, such as creative thinking and communication skills.]]>
<![CDATA[Pengaruh Modernitas Individu dan Pemanfaatan Teknologi Informasi terhadap Minat Berwirausaha Generasi Z Pada Siswa SMA di Kota Malang ]]>
<![CDATA[Fariha Nuraini]]>;
<![CDATA[Wahjoedi Wahjoedi]]>
<![CDATA[ Jurnal Pendidikan Ekonomi Vol. 16 No. 1 March 2023 ]]>
Publisher : <![CDATA[Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang ]]>
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DOI: 10.17977/UM014v16i12023p022
<![CDATA[Generation Z is a generation that has the potential to become successful entrepreneurs in the future. Generation Z, which is in the birth range from 1995-2010, has innovative ideas to create modern business opportunities. Self-confidence and the discovery of new things are elements of individual modernity that build Generation Z's interest in entrepreneurship. Generation Z who are recovering in the digitalization era can take advantage of information technology to start entrepreneurship. This study aims to find out how individual modernity and the use of information technology affect Generation Z's interest in entrepreneurship partially and simultaneously. 294 high school students in Malang City including SMAN 1 Malang, Brawijaya Smart School Malang High School, Panjura High School, and UM Laboratory High School who were the subjects of this study were given questionnaires using a quantitative descriptive research approach. The research findings reveal a significant positive effect, both partially and simultaneously on individual modernity variables (X1) and information technology utilization (X2) on the interest in entrepreneurship of Generation Z (Y). The results of this study indicate that acquisition, acceptance of new things, and self-confidence encourage Generation Z's interest in entrepreneurship. The use of information technology also encourages interest in entrepreneurship for Generation Z by looking for things related to entrepreneurship. Generation Z's interest in entrepreneurship will not just end up as a desire if there is awareness from within them to realize business opportunities in real life.]]>
<![CDATA[Nexus Between Pocket Money, Peers, and Financial Management: The Role of Financial Literacy ]]>
<![CDATA[Praticia Rahman]]>;
<![CDATA[Putra Hilmi Prayitno]]>;
<![CDATA[Wahjoedi Wahjoedi]]>;
<![CDATA[Lisa Rokhmani]]>
<![CDATA[ Jurnal Pendidikan Ekonomi Vol. 17 No. 2 October 2024 ]]>
Publisher : <![CDATA[Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang ]]>
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DOI: 10.17977/UM014v17i2p124
<![CDATA[Financial management has been an issue among Indonesian and educational institution have attempted to enhance financial literacy, especially for high school students. This study aims to examine the effect of pocket money and peers on financial management, with financial literacy as an intervening variable. This study involved primary data from a sample of 102 high school students using a purposive sampling technique. To collect data, the researchers distributed questionnaires via Google Forms. By using the SEM-PLS, the results indicated that pocket money, peers, and financial literacy have an effect on student financial management. Indeed, pocket money and peers have a positive and significant effect on student financial literacy. Furthermore, financial literacy successfully intervenes in the effect of pocket money and peers on student financial management. The implications of this research can be used for educational institutions so that students are better prepared to face financial challenges in the future and are able to manage finances wisely. Keywords: pocket money, peers, financial management, financial literacy]]>
<![CDATA[B-READY Indicators and Foreign Direct Investment: Evidence from Emerging and Advanced Economies ]]>
<![CDATA[Rahmat Rahmat]]>;
<![CDATA[Etty Soesilowati]]>;
<![CDATA[Wahjoedi Wahjoedi]]>
<![CDATA[ Inkubis : Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2026): INKUBIS Jurnal Ekonomi Dan Bisnis ]]>
Publisher : <![CDATA[Politeknik Siber Cerdika Internasional ]]>
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DOI: 10.59261/inkubis.v8i2.267
<![CDATA[Background: The study examines the effect of the Business Entry, Taxation, and Utility Services indicators from the World Bank’s Business Ready (B-READY) framework on Foreign Direct Investment (FDI) inflows. Objective: The analysis aims to compare how these regulatory indicators influence investment attractiveness in Emerging Market Economies (EMEs) and Advanced Economies (AEs). Methods: The study employs a quantitative approach using cross-sectional data from 32 countries included in the B-READY dataset. The estimation is conducted using the Weighted Least Squares (WLS) method to address heteroscedasticity in cross-country data. Results: The results show that Business Entry and Taxation have a positive and statistically significant effect on FDI inflows in the full sample and in Emerging Market Economies (EMEs). However, the findings indicate no significant effect of these variables in Advanced Economies (AEs). The Utility Services indicator does not show a statistically significant impact on FDI inflows in either group. These findings suggest that regulatory efficiency related to business establishment and taxation plays a more important role in attracting foreign investment in developing economies. Conclusion: Policymakers in emerging economies should prioritize regulatory reforms that simplify business registration procedures and improve the efficiency of tax administration to enhance investment attractiveness.]]>
<![CDATA[Technology Acceptance, Perceived Risk, and QRIS Purchase Intention: A Gender Comparison Among Generation Z College Students ]]>
<![CDATA[Anggie Eka Wardani]]>;
<![CDATA[Yogi Dwi Satrio]]>;
<![CDATA[Wahjoedi Wahjoedi]]>;
<![CDATA[Bagus Shandy Narmaditya]]>
<![CDATA[ Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi ]]>
Publisher : <![CDATA[Universitas Negeri Padang ]]>
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DOI: 10.24036/jipe.v16.i1.41
<![CDATA[This research investigated the influence of technology acceptance and perceived risk on purchase intention toward QRIS and investigated the possible difference between genders among undergraduate students. A quantitative approach was used with data collected from 374 respondents through an online questionnaire. Respondents were obtained by multistage sampling and the data was analyzed by multiple linear regression and independent-samples t-test using IBM SPSS Statistics version 25. The analysis showed that technology acceptance has a positive and significant effect on purchase intention. whereas perceived risk showed a significant but comparatively weaker negative relationship. Collectively, the two variables explained a substantial proportion of the variation in purchase intention. In addition, no significant gender differences were identified in technology acceptance, perceived risk, or purchase intention. The overall findings suggested that male and female students in Generation Z responded to QRIS in remarkably similar ways, reflecting an increasingly gender-neutral pattern of digital payment adoption.]]>
<![CDATA[FINANCIAL SOCIALIZATION AMONG GENERATION Z: HOW CHILDREN OF MILLENNIAL PARENTS INTERNALIZE MONEY VALUES ]]>
<![CDATA[Taufiq Hidayat]]>;
<![CDATA[Wahjoedi Wahjoedi]]>;
<![CDATA[Hari Wahyono]]>;
<![CDATA[Sugeng Hadi Utomo]]>
<![CDATA[ JURNAL EDUSCIENCE Vol 13, No 1 (2026): Jurnal Eduscience (JES), (Authors from Australia, Taiwan, and Indonesia) ]]>
Publisher : <![CDATA[Universitas Labuhanbatu ]]>
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DOI: 10.36987/jes.v13i1.8403
<![CDATA[Purpose – This study aims to explore how Generation Z in East Java interprets and internalises financial values transmitted by millennial parents amid the dominance of digital technology and social media. Specifically, it examines how family financial teachings are renegotiated in the context of digital algorithms, peers, and contemporary consumer culture.Methodology – A qualitative phenomenological approach was employed to explore Gen Z's lived experiences of financial socialization. Data were gathered through semi-structured interviews with 25 Gen Z individuals and several millennial parents. Interpretative Phenomenological Analysis (IPA) was used to generate themes and interpret meaning-making processes across cases.Findings – Four primary themes were discerned: (1) parental modeling, wherein daily financial routines cultivated prudence and budgeting skills; (2) financial conversations, characterized by dialogic negotiation that promoted reasoning and deferred gratification; (3) digital finance negotiation, where participants integrated parental norms with fintech practices, resulting in hybrid financial values; and (4) identity and social comparison, illustrating the tensions between familial values and social media-induced lifestyle pressures.Contribution – Financial value internalization among Indonesian Gen Z is both intergenerational and sociotechnical. The findings point out the need for financial education that integrates digital literacy, awareness of algorithmic influence, and strategies to manage social comparison pressures.]]>
