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All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Istinbath: Jurnal Hukum dan Ekonomi Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA Journal of Islamic Economics and Finance Studies EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Indonesian Journal of Islamic Economics and Business Ilomata International Journal of Social Science Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Komitmen : Jurnal Ilmiah Manajemen PROFICIO: Jurnal Pengabdian Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Maliyah : Jurnal Hukum Bisnis Islam Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba International Journal of Islamicate Social Studies Jurnal Maps (Manajemen Perbankan Syariah) International Journal of Educational Research Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Socio Religia International Journal of Islamic Business and Economics (IJIBEC) Journal Creative Economics and Trading Halal Ecosystem
Khusnul Fikriyah
Department Of Islamic Economics, Faculty Of Economics And Business, Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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PERAN MINAT BELI DALAM MEMEDIASI LITERASI HALAL DAN RELIGIUSITAS TERHADAP LOYALITAS CUSTOMER KOPI KEKINIAN Nayla Anissa Lahama; Khusnul Fikriyah
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.58853

Abstract

Abstrak Tujuan penelitian ini yaitu untuk menganalisis peran minat beli terhadap literasi halal dan religiusitas terhadap loyalitas customer kopi kekinian. Metode penelitian menggunakan metode kuantitatif dengan sumber data primer yang didapat dari penyebaran kuesioner secara daring. pengambilan sampel menggunakan teknik purposive sampling dengan jumlah 175 responden. Teknik yang digunakan dalam analisis data yaitu Partial Least Square Sctructural Equation Modeling (PLS-SEM) pada perangkat SmartPLS 4. Hasil dari penelitian didapati bahwa terdapat pengaruh positif dan signifikan pada literasi halal dan minat beli terhadap loyalitas customer kopi kekinian di Surabaya. Hal tersebut menunjukkan bahwa penikmat kopi kekinian di Kota Surabaya memiliki minat beli ulang dan tingkat literasi yang baik pada produk kopi kekinian yang halal. Penelitian ini juga menemukan bahwa religiusitas tidak berpengaruh positif terhadap loyalitas customer. Artinya, tingkat religiusitas individu tidak menjadi faktor utama yang memengaruhi kesetiaan konsumen terhadap produk kopi kekinian halal. Kata Kunci: Literasi Halal, Minat Beli, Loyalitas Customer, Religiusitas Abstract This study aims to analyze the role of purchase intention in mediating the influence of halal literacy and religiosity on customer loyalty toward contemporary coffee. The research employs a quantitative method using primary data collected through an online questionnaire. The sampling technique used is purposive sampling, with a total of 175 respondents. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) with the SmartPLS 4 software. The findings reveal that halal literacy and purchase intention have a positive and significant influence on customer loyalty toward contemporary coffee in Surabaya. This indicates that contemporary coffee consumers in Surabaya tend to have strong repurchase intentions and a good level of understanding regrarding halal-certified coffee products. The study also found that religiosity does not have a significant positive effect on customer loyalty. This suggests that an individual’s level of religiosity is not a key factor influencing consumer loyalty toward halal contemporary coffee products. Keywords: Halal Literacy, Purchase Intention, Customer Loyalty, Religiosity
PENGARUH KEPERCAYAAN PELANGGAN DARI FAKTOR LABEL HALAL, DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN PRODUK EMINA KOSMETIK PADA KONSUMEN MUSLIM DI JAWA TIMUR Nikmatuz Zaidah; Khusnul Fikriyah
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.59823

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh label halal dan harga terhadap keputusan pembelian melalui kepercayaan pelanggan pada produk Emina pada konsumen Muslim di Jawa Timur. Teknik analisis PLS-SEM. Hasil penelitian menunjukkan bahwa label halal berpengaruh signifikan terhadap kepercayaan pelanggan, namun tidak langsung terhadap keputusan pembelian. harga berpengaruh langsung terhadap kepercayaan dan keputusan pembelian. Kepercayaan pelanggan terbukti memediasi hubungan antara label halal dan harga terhadap keputusan pembelian. Kata Kunci: Label Halal, Harga, Keputusan Pembelian, Kepercayaan Pelanggan.   Abstract This study aims to analyze the influence of halal labels and prices on purchasing decisions through customer trust in Emina products among Muslim consumers in East Java. PLS-SEM analysis techniques. The results of the study indicate that halal labels have a significant effect on customer trust, but not directly on purchasing decisions. Meanwhile, price has a direct effect on trust and purchasing decisions. Customer trust is proven to mediate the relationship between halal labels and prices on purchasing decisions. Keywords: Halal Labels, Prices, Purchasing Decisions, Customer Trust.
Upaya Meningkatkan Indeks Pembangunan Manusia dengan Pemenuhan Kebutuhan Pokok Mahasiswa UNESA Terdampak Covid-19 Lucky Rachmawati; Khusnul Fikriyah; Rachma Indrarini; Ladi Watjuba Perdini; Nurul Hanifa
Jurnal Pengabdian UNDIKMA Vol. 2 No. 1 (2021): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v2i1.3128

Abstract

The aim of implementing this community service is expected to support government programs in an effort to increase the Human Development Index by Fulfilling the Basic Needs of UNESA Students Affected by Covid-19. The method of implementing activities starts from tracking information affected by Covid-19, identifying partner problems, determining solutions to be offered, implementing PKM activities, monitoring and evaluation, and the final stage is compiling reports. Participants in PKM activities are students receiving basic needs packages of 50 students. The result of this activity is the Fulfillment of the Basic Needs of UNESA Students Affected by Covid-19, of course this activity can support government programs in an effort to increase the Human Development Index.
PENINGKATAN SOSIOEKONOMI MASYARAKAT MELALUI PELATIHAN DISPLAY TOKO BAGI GALERI UMKM TP PKK KABUPATEN LUMAJANG Fahrullah,; yasin, ach .; Ridlwan, Ajib; Fikriyah, Khusnul; Indrarini, Rachma; Anwar, Moch. Khoirul
Abimanyu : Jornal of Community Engagement Vol 4 No 1 (2023): February 2023
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/abi.v4n1.p25-32

Abstract

Micro, Small and Medium Enterprises or commonly called UMKM is one of the driving wheels of the economy in Indonesia, especially in Lumajang district. The increasing number of MSMEs from year to year shows that the majority of people in Lumajang are starting to wish to create their own business. However, the obstacle that is often faced by business actors in Lumajang is their lack of ability to distribute their products. Low knowledge about product displays is a problem and has an impact on low product value and is less desirable. To overcome this, product display training is carried out. The method used is training delivered offline. The result of this activity is an increase in the participants' knowledge and ability to display products. This is known from the responses of the participants to the questionnaire given which showed the results that all participants agreed that the material provided was useful and had an impact on increasing the participants' knowledge.
Online Loans In Islamic Perspective Literature Analysis On Law, Impact, And Solutions Fahrurrozi, Muhammad; Fikriyah, Khusnul
Journal Creative Economics and Trading Halal Ecosystem Vol. 2 No. 02 (2024): Journal Cethe: November 2024
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Online loans have become a global phenomenon, including in Indonesia, with rapid growth due to easy access and fast processes. However, the practice of online loans is often associated with issues of usury, exploitation, and violations of sharia. This study aims to analyze online loans from an Islamic perspective through a literature approach by reviewing sources of the Qur'an, Hadith, fatwas of scholars, and sharia financial regulations. The results of the study indicate that online loans containing elements of usury and gharar (unclarity) are prohibited in Islam, while sharia online loans based on the principle of profit sharing (mudharabah/qardhul hasan) is permitted. This article also discusses the socio-economic impacts of online loans and Islamic solutions to avoid practices that conflict with sharia
Pengolahan Produk Unggulan Desa dalam Upaya Meningkatkan Nilai Tambah Produk dan Meningkatkan Kemandirian Masyarakat Rachmawati, Lucky; Suryaningsih, Sri Abidah; Fikriyah, Khusnul; Prabowo, Prayudi Setiawan
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 3 No 2 (2020): Volume 3 Nomor 2 Tahun 2020
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v3i2.13106

Abstract

The high number of poor families and the lack of employment opportunities. The solutions offered are training in processing superior products, thus opening up new job opportunities and motivating the community to be independent. One of the potential possessed by Wonosalam Subdistrict is cow milk production. To increase the added value of dairy products in this area, we carry out a training to process superior products in Wonosalam District. The output of this PKM activity is the creation of a superior village product in the form of Jackfruit Milk Pie. Jackfruit milk pie made from milk and jackfruit. The object of this training is the female population both classified as working age (15-64) and outside of working age (64+). For women who are of working age, this activity will provide business opportunities for them, so they can try to be independent. For female residents outside the working age will motivate them to work, thereby reducing the burden of family dependence.
PENINGKATAN KEMANDIRIAN EKONOMI PKK DESA TEBON MELALUI PELATIHAN USAHA MAKANAN MINUMAN HALAL DAN SEHAT Sri Abidah Suryaningsih; Khusnul Fikriyah; Fitriah Dwi Susilowati; Amalia Ruhana; Farisul Umam Azka
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 1 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v7i1.5663

Abstract

Dalam rangka mewujudkan kemandirian ekonomi dan meratakan tingkat kesejahteraan masyarakat Desa Tebon maka perlu adanya komitmen dari masyarakat untuk menuju desa mandiri Ekonomi. Berdasarkan data ( https://tebon.magetan.go.id/) kondisi masyarakat Tebon dilihat dari informasi pekerjaan menunjukkan 40% masih belum Bekerja, 10% Ibu Rumah Tangga,20% Karyawan Swasta, dan 30% Pelajar/Mahasiswa.Data ini menjadi alasan utama untuk memberdayakan masyarakat yang belum bekerja dan Ibu Rumah Tangga atau anggota PKK agar memiliki kompetensi tambahan di bidang usaha. Usaha pengolahan makanan dan Minuman dengan mengoptimalkan Sumber Daya Alam atau megutamakan produk unggulan desa dengan menekankan pada usaha halal dan sehat. Pengabdian Kepada Masyarakat (PKM) ini dilaksanakan di Desa Tebon Mbarat Magetan. Tujuan PKM ini memberikan pelatihan usaha makanan dan minuman halal dan sehat, metode yang digunakan Adalah workshop, hasil dari Pengabdian Kepada Masyarakat (PKM) menunjukkan sebanyak 90% peserta memahami materi pentingnya usaha halal dan sehat. para peserta juga memahami pentingnya label halal pada produk makanan dan minuman sebagai bentuk kesadaran untuk selalu mengkonsumsi produk halal. dengan usaha halal dan sehat mampu meningkatkan kemandirian Ekonomi.
STRATEGI PEMBERDAYAAN UMKM BERBASIS BRANDING DAN DIGITAL MARKETING DALAM MENINGKATKAN DAYA SAING EKONOMI LOKAL: STUDI KASUS PKK WIYUNG, SURABAYA Fitriah Dwi Susilowati; Ahmad Ajib Ridlwan; Khusnul Fikriyah; Yan Putra Timur; Muhammad Widyarta Wijaya
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 1 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v7i1.5841

Abstract

Kegiatan pemberdayaan masyarakat melalui penguatan branding dan optimalisasi digital marketing menjadi kebutuhan strategis bagi pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di era transformasi digital. Artikel ini membahas strategi pemberdayaan UMKM berbasis branding dan digital marketing yang diterapkan kepada kelompok UMKM PKK Wiyung, Surabaya. Tujuan kegiatan ini adalah untuk meningkatkan daya saing ekonomi lokal melalui peningkatan kapasitas literasi digital, kemampuan pemasaran daring, serta penguatan identitas produk lokal. Metode yang digunakan dalam kegiatan ini adalah participatory action research (PAR) dengan pendekatan capacity building dan digital branding workshop. Hasil menunjukkan bahwa melalui pelatihan branding, pengelolaan media sosial, dan pendampingan pembuatan konten digital, pelaku UMKM PKK Wiyung mengalami peningkatan signifikan dalam hal kesadaran merek (brand awareness), peningkatan volume penjualan, serta perluasan jangkauan pasar. Selain itu, kegiatan ini juga menumbuhkan semangat kemandirian ekonomi dan memperkuat kohesi sosial di lingkungan masyarakat. Artikel ini menegaskan bahwa pemberdayaan berbasis branding dan digital marketing merupakan strategi efektif dalam memperkuat ketahanan ekonomi lokal di era ekonomi digital.
ZAKAT PAYMENT INCLUSION IN INDONESIA: A DESCRIPTIVE ANALYSIS OF ZAKAT MAAL COLLECTION, 2006–2015 Canggih, Clarashinta; Fikriyah, Khusnul; Yasin, Ach.
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.697 KB) | DOI: 10.20473/jebis.v3i1.3164

Abstract

This paper aims to find out the amount of zakat fund collection, particularly zakat maal in Indonesia. Numbers of zakat fund collected is used to see zakat inclusion from the perspective of zakat payment of Indonesian. This paper uses descriptive quantitative through secondary data collection from several sources. The result shows that the realization of zakat fund collection in Indonesia increases during 2006-2015, so does the number of people who pay zakat. However, it can be seen that the zakat payment inclusion of Indonesian people is still low. The number of people who paid zakat is lower compare to the number of people who are obligated. It need further research to divulge the reason.
ANALISIS STABILITAS KEUANGAN BANK SYARIAH: PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON-PERFORMING FINANCING (NPF), DAN FINANCING TO DEPOSITE RATIO (FDR) TERHADAP PROFITABILITAS BANK MUAMALAT INDONESIA PERIODE 2013-2024 Fuadi, Ahmad Masyaril; Rafli, Achmad Raihan; Mauliddiana, Rizka; Ramadhani, Arya; Fikriyah, Khusnul
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 4 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i4.18650

Abstract

This research examines the financial stability of Bank Muamalat Indonesia by analyzing the impact of the CAR, NPF, and FDR on the bank’s profitability, as measured by Return on Assets (ROA), over the 2013–2024 period. Employing a quantitative design with an associative causal framework, the study analyzes 48 quarterly observations derived from the formal financial reports of Bank Muamalat and the OJK. The dataset was processed using multiple linear regression supported by classical assumption diagnostics. Empirical findings reveal that CAR, NPF, and FDR jointly exert a significant impact on ROA, explaining 83% of the variation in profitability. On an individual level, CAR shows a positive yet statistically insignificant relationship with ROA, implying that adequate capital alone does not guarantee enhanced returns without efficient asset deployment. Conversely, NPF and FDR exhibit significant negative effects, indicating that rising credit risk and suboptimal fund allocation undermine profitability. These results highlight the necessity for Islamic banks to strengthen capital management, enforce prudent financing policies, and optimize liquidity strategies to sustain financial stability.
Co-Authors Aang Kunaifi Abdul Hafidz Ach. Yasin Achmad, Dewi Nabila Adinda Putri Permata Hati Ahmad Ajib Ridlwan Ahmad Ajib Ridlwan Ahmad Kani Hasbullah Alam, Wira Yudha Alfianto, Titis Alisiya, Elinda Millenia Amalia Ruhana, Amalia Amirusholihin Amirusholihin Ananta Aime Nurulistya Ardana, Rezalistia Arta, Aris Danu Aulia Deva Ferdana Aulia Siska Puspita Dewi A’rasy Fahrullah Cahyati, Anisa Nur Clarashinta Canggih Dennis Ulfan Nanda Devi Ayuni Dewi Aliyah Dwi Nabilah Nur Utari Elsa Rizki Yulindasari Fahrullah, Fara Agustine, Arinta Farisul Umam Azka Febrika Yogie Hermanto Fira Nurafini Firdiana, Erika Fitri Amelia Fitriah Dwi Susilowati Fresha Kharisma Fuadi, Ahmad Masy'aril Fuadi, Ahmad Masyaril Hady, Aufar Fadlul Harmain, Rizky Imani Insyirah Putikadea Iskandar Ritonga Kicky Camallya Arista Kusaeri Kusaeri Ladi Wajuba Perdini Fisabilillah Ladi Watjuba Perdini Lestari, Anisa Dea LUCKY RACHMAWATI Maulana, Andriansyah Sulistyo Maulana, Luqman Maulana, Muhammad Iqbal Mauliddiana, Rizka Mishella Putri Alsya Aulia Moch. Khoirul Anwar Muh. Fahrurrozi Muhammad Farid Ilhamuddin Muhammad Widyarta Wijaya Muna, Arina Nadia Asandimitra Haryono Nayla Anissa Lahama Nikmatus Sholiqah Nikmatuz Zaidah Novita Sari Nurafini, Fira Nurfauzia, Vira Nurul Azizah Aunillah Devy Nurul Hanifa Nurul Hanifah Prabowo, Prayudi Setiawan Pramita, Adinda Dian pratiwi, dinda nurvianti Rachma Indrarini Rafli, Achmad Raihan Rahayu, Jofanda Putri Ramadhani, Arya Ramadhanty, Rizki Nadia Rasyidi Faiz Akbar Rezqy, Vira Oktaviani Ridlwan, Ajib Rizky Aditya Ramadhan Savitri, Dien Septyan budy Cahya Siti Khoiriyah Sri Abidah Suryaningsih Syakuro, Ahmad Abdan Sylvia Ira Dwi Novitasari Tri Setyawati Ulfa, Wulan Santika Umatin, Biba Ummah, Halizah Faridatul Uswatun Kasanah, Uswatun Veni Rafida Vivi Pratiwi Wira Yudha Alam Wulan Santikawati Ulfa Yan Putra Timur yasin, ach . Yuliana Jamilatul Azizah Zhulmi Pradana, Muhammad Asrul