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All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Istinbath: Jurnal Hukum dan Ekonomi Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA Journal of Islamic Economics and Finance Studies EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Indonesian Journal of Islamic Economics and Business Ilomata International Journal of Social Science Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Komitmen : Jurnal Ilmiah Manajemen PROFICIO: Jurnal Pengabdian Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Maliyah : Jurnal Hukum Bisnis Islam Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba International Journal of Islamicate Social Studies Jurnal Maps (Manajemen Perbankan Syariah) International Journal of Educational Research Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Socio Religia International Journal of Islamic Business and Economics (IJIBEC) Journal Creative Economics and Trading Halal Ecosystem
Khusnul Fikriyah
Department Of Islamic Economics, Faculty Of Economics And Business, Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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TINJAUAN ETIKA BISNIS ISLAM TERHADAP JUAL BELI PAKAIAN BEKAS IMPOR PADA POTVASHION SIDOARJO Zhulmi Pradana, Muhammad Asrul; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 2 (2023): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

Buying and selling is a transaction carried out by two people by exchanging goods for other goods or goods for money. Currently, buying and selling transactions for imported used clothes are mushrooming in Indonesia. The purpose of this study was to determine the application of Islamic business ethics in Potvashion Sidoarjo. This study uses descriptive qualitative research using interview methods (interview). The research results show that buying and selling practices in Potvashion are carried out between sellers and buyers by mutual agreement. Sellers get used clothes through purchases at TP Pagi. Furthermore, before being marketed, the goods are sterilized first. This sale and purchase is reviewed from Islamic business ethics based on existing principles, everything is carried out well and in accordance with the terms and conditions of the sale and purchase and in accordance with Islamic business ethics
PENGARUH LITERASI EKONOMI ISLAM TERHADAP PERILAKU KONSUMTIF (STUDI PADA MAHASISWA PENGGUNA SHOPEEPAY) DI SURABAYA Lestari, Anisa Dea; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 2 (2023): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n2.p48-56

Abstract

In consumptive behavior which greatly affects economic stability where later the greater the level of consumption, the greater the change in economic activity. For this reason, in student studies it is necessary to pay attention to consumption in Islamic teachings, where economic literacy has no influence on consumptive attitudes. So that someone is lightly interested in a product according to his interest in buying without considering the consequences or needs that are the priority of consumer actions. The purpose of this study is to determine the level of economic literacy in order to open up understanding and knowledge about economic descriptions so that they are free from consumptive attitudes. The type of research used is quantitative. The data source used by the researcher is a primary data source that comes directly from the research subject online via the Google form, so that later the results of the Google form data obtained are measured with a Likert scale. The population in this study are Islamic Economics, Islamic Banking, and Islamic Accounting Students who are Muslim and use the Shopeepay application. Based on the results of this study, variable X (Islamic economic literacy) has no effect on variable Y (consumptive behavior). , and vice versa, if Islamic Economics literacy is low, the consumptive attitude will be even greater.
PENGARUH LABELISASI HALAL DAN HALAL AWARENESS TERHADAP KEPUTUSAN PEMBELIAN KOREAN FOOD PADA GEN-Z MUSLIM JAWA TIMUR Cahyati, Anisa Nur; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n1.p85-96

Abstract

Halal products are a necessity for Muslim consumers. The concept of halal in a product is not only based on its composition but must also be hygienic, clean, and of good quality. The aim of this research is to analyze the influence of halal labeling and halal awareness on Korean Food purchasing decisions among Gen-Z Muslims in East Java. The research method uses quantitative methods with primary data sources obtained from distributing questionnaires online. Sampling used purposive sampling technique with a total of 110 respondents. The technique used in data analysis is multiple linear regression analysis with the SPSS-23 analysis tool. The results of the research show that halal labeling has no influence on purchasing decisions, halal awareness influences purchasing decisions and halal labeling and halal awareness simultaneously influence Korean Food purchasing decisions among gen-z Muslims in East Java. This shows that halal awareness can have an influence, while halal labeling cannot influence East Java Muslim consumers' purchasing decisions for Korean Food products.
PENGARUH KUALITAS PELAYANAN DAN ETOS KERJA ISLAMI TERHADAP KEPUASAN MUZAKKI PADA BAZNAS KABUPATEN TUBAN Setyawati, Tri; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

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Abstract

Zakat has an important role in helping overcome the problem of poverty that occurs in Indonesia. This research aims to identify the influence of service quality and Islamic work ethic on muzakki satisfaction at Baznas Tuban Regency. This research uses a quantitative method with an associative approach and uses a probability sampling technique, namely simple random sampling. Data was collected using a questionnaire and measured using a Likert scale. Multiple Linear Regression data analysis technique using the SPSS program. The research results show that partially service quality has a positive and significant effect on muzakki satisfaction, Islamic work ethic has a positive and significant effect on muzakki satisfaction. Meanwhile, simultaneously the quality of service and the Islamic work ethic influence muzakki satisfaction at Baznas Tuban Regency. It is hoped that the results of this research can become a reference in zakat management in Indonesia.
Pengaruh Halal Awareness, Promosi dan Kualitas Layanan Terhadap Keputusan Penggunaan Fitur Food Delivery di Aplikasi Ojek Online Pada Masyarakat Muslim di Jawa Timur Ardana, Rezalistia; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p104-120

Abstract

This study aims to determine the effect of halal awareness, promotion and service quality in the decision to use food delivery services in online motorcycle taxi applications by Muslim communities in East Java. This research method uses a quantitative approach with primary data collection through a google form questionnaire which is then distributed. Sampling using purposive sampling method which has the criteria of the East Java Muslim community and has used online motorcycle taxi food delivery (Go-food, Grabfood, Maxim Food and others). The research findings show that halal awareness does not have a positive and significant effect on the decision to use the food delivery feature in the online motorcycle taxi application. Promotion variables and service quality show that there is a positive and significant influence on the decision to use the food delivery feature in online motorcycle taxi applications for Muslim communities in East Java. Thus, the application of halal awareness in Muslim communities in East Java in the decision to use food delivery in online motorcycle taxi applications is still low and not optimal because Muslim communities have various backgrounds that can shape consumption patterns while promotions can make a source of motivation in purchasing using online motorcycle taxi applications and the quality of service of online motorcycle taxi applications is in accordance with consumer expectations during transactions.
PENGARUH FACTOR SOCIAL, STORE ENVIRONMENT DAN SHOPPING LIFESTYLE TERHADAP IMPULSIF BUYING KONSUMEN MUSLIM PADA MATAHARI DEPARTMENT STORE ROYAL PLAZA SURABAYA Ayuni, Devi; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p207-219

Abstract

We often encounter impulse purchases in everyday life. This research aims to identify the influence of social factors, store environment and shopping lifestyle on impulsive buying of Muslim consumers at Matahari Department Store Royal Plaza Surabaya. This research uses a quantitative research method with an associative approach and uses a non-probability sampling technique with a purposive sampling technique. The type of data in this research uses primary data and is collected through distributing questionnaires with Likert scale measurements. The analysis technique used to test the hypothesis uses SmartPLS 4. The research results show that partially the social factors and shopping lifestyle variables have a positive and significant effect on consumer impulse buying. Meanwhile, the store environment variable has no significant effect on consumer impulse buying. This shows that consumers need recommendations from others to buy a product and make purchases that suit their lifestyle and financial capabilities. Recommendations from others are important because they increase consumer trust in the product.
Pengaruh Halal Lifestyle dan Product Bundling Terhadap Minat Beli Ulang dengan Mediasi Keputusan Pembelian Pada Produk Skincare Halal Ummah, Halizah Faridatul; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p189-106

Abstract

The existence of a product bundling strategy and the necessity of implementing a halal lifestyle in Islam are things that must be considered when purchasing a product. The aim of this research is to analyze the influence of halal lifestyle and product bundling on repurchase intention by mediating purchasing decisions on halal skincare product. The research method uses quantitative methods using purposive sampling technique with a total of 133 respondents who were analyzed using SEM-PLS 4.0. The results of this research show that halal lifestyle and product bundling influence purchasing decisions, halal lifestyle and product bundling influence repurchase intention with decision mediation purchase. The result of this study are used as an appeal, especially for Muslim communities, to be more careful and not be tempted by cheap prices before buying halal skincare products. And this study can be used as literature related to halal lifestyle and product bundling on repurchase interest with purchasing decision mediation.
PENGARUH INFLUENCER DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA PRODUK PASMINA DI INDONESIA Savitri, Dien; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p64-74

Abstract

The development of fashion trends, the desire to make purchases has increased even for items that are not truly needed. The purpose of this research is to identify and analyze the effect of influencers and price on the purchasing decisions of pashmina products in Indonesia. The quantitative method is used in this research, with primary data sources obtained through the distribution of online questionnaires. This study uses purposive sampling technique with a total of 106 respondents. The analysis in this study uses SEM-PLS analysis technique aided by Smartpls 4.0 software. From the testing and analysis conducted, this study finds that influencers and price have a significant influence on consumer purchasing decisions for pashmina products in Indonesia. The implication of the results of this research is that companies that use influencer services can provide quality content with their own characteristics to be able to have a positive impact on pashmina sales. Apart from that, affordable prices must be maintained in order to attract consumer interest.
How should Bank Syariah Indonesia respond to cyber-attacks? Churn, sentiments, and emotions analysis with machine learning Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi; Canggih, Clarashinta; Nurafini, Fira
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art24

Abstract

IntroductionThis study aims to identify the most popular topics and words in Twitter conversations regarding cyber-attacks on Bank Syariah Indonesia that occurred in May 2023. It also seeks to analyze the sentiments, emotions, and potential customer churn of netizens following cyber-attacks.ObjectivesThe objective of this study is to investigate the public's response to cyber-attacks on Bank Syariah Indonesia, focusing on identifying key topics, analyzing sentiments and emotions, and estimating potential customer churn.MethodThis study uses a qualitative method with a sentiment analysis approach utilizing Orange Data Mining software. The data comprises tweets collected from May 10, 2023, to May 24, 2023, using keywords such as “BSI” and “Bank Syariah Indonesia,” resulting in 30,014 tweets. Sentiment and emotion analyses were conducted to categorize tweets and identify the prevalent sentiments and emotions.ResultsThe analysis reveals that the words “BSI,” “Data,” and “Lockbit” are most frequently mentioned, indicating the relevance of the cyber-attackers who targeted Bank Syariah Indonesia. The sentiment analysis showed that 56% of the tweets were neutral and dominated by emotions of joy. The study also identifies a short-term potential churn rate of 1.60% for Bank Syariah Indonesia's total customer base, indicating the risk of customers switching to other banks.ImplicationsThe results highlight the importance of robust cybersecurity measures and quick response strategies for maintaining customer trust and satisfaction. Financial institutions, particularly banks, must prioritize information and technology security to prevent customer churn and ensure the continuity of their services.Originality/NoveltyThis study provides insights into public reactions to cyber-attacks on Islamic banks, emphasizing the role of sentiment and emotion analysis in understanding customer behavior. This offers practical implications for improving risk management and customer retention strategies in the banking sector.
ISLAMIC ECONOMIC LAW ON MUSYARAKAH AND MURABAHAH: IMPACTS ON ISLAMIC BANKING GROWTH Pramita, Adinda Dian; Fikriyah, Khusnul; Suryaningsih, Sri Abidah
istinbath Vol. 23 No. 2 (2024): December
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i2.906

Abstract

This research uses a qualitative approach with a literature study method to explore the performance of Islamic banking. This method allows researchers to understand the natural context of the phenomenon under study through data collection from various relevant literature, such as official reports from Bank Indonesia, the Financial Services Authority, and Islamic economic literature. This qualitative analysis aims to describe the condition and performance of Islamic banking in detail and in depth. The results show that Islamic banking has experienced significant growth in several indicators, such as asset growth and financing, compared to conventional banking. However, financing is still dominated by the consumptive sector, with MSME financing remaining low. The study also highlights the differences between murabaha and musyarakah contracts, as well as Islamic banking faces challenges such as limited product offerings and financial literacy issues. The key differences between Murabahah, a cost-plus sale contract, and Musyarakah, a partnership contract based on profit and loss sharing, lie in the way risks and profits are distributed.
Co-Authors Aang Kunaifi Abdul Hafidz Ach. Yasin Achmad, Dewi Nabila Adinda Putri Permata Hati Ahmad Ajib Ridlwan Ahmad Ajib Ridlwan Ahmad Kani Hasbullah Alam, Wira Yudha Alfianto, Titis Alisiya, Elinda Millenia Amalia Ruhana, Amalia Amirusholihin Amirusholihin Ananta Aime Nurulistya Ardana, Rezalistia Arta, Aris Danu Aulia Deva Ferdana Aulia Siska Puspita Dewi A’rasy Fahrullah Cahyati, Anisa Nur Clarashinta Canggih Dennis Ulfan Nanda Devi Ayuni Dewi Aliyah Dwi Nabilah Nur Utari Elsa Rizki Yulindasari Fahrullah, Fara Agustine, Arinta Farisul Umam Azka Febrika Yogie Hermanto Fira Nurafini Firdiana, Erika Fitri Amelia Fitriah Dwi Susilowati Fresha Kharisma Fuadi, Ahmad Masy'aril Fuadi, Ahmad Masyaril Hady, Aufar Fadlul Harmain, Rizky Imani Insyirah Putikadea Iskandar Ritonga Kicky Camallya Arista Kusaeri Kusaeri Ladi Wajuba Perdini Fisabilillah Ladi Watjuba Perdini Lestari, Anisa Dea LUCKY RACHMAWATI Maulana, Andriansyah Sulistyo Maulana, Luqman Maulana, Muhammad Iqbal Mauliddiana, Rizka Mishella Putri Alsya Aulia Moch. Khoirul Anwar Muh. Fahrurrozi Muhammad Farid Ilhamuddin Muhammad Widyarta Wijaya Muna, Arina Nadia Asandimitra Haryono Nayla Anissa Lahama Nikmatus Sholiqah Nikmatuz Zaidah Novita Sari Nurafini, Fira Nurfauzia, Vira Nurul Azizah Aunillah Devy Nurul Hanifa Nurul Hanifah Prabowo, Prayudi Setiawan Pramita, Adinda Dian pratiwi, dinda nurvianti Rachma Indrarini Rafli, Achmad Raihan Rahayu, Jofanda Putri Ramadhani, Arya Ramadhanty, Rizki Nadia Rasyidi Faiz Akbar Rezqy, Vira Oktaviani Ridlwan, Ajib Rizky Aditya Ramadhan Savitri, Dien Septyan budy Cahya Siti Khoiriyah Sri Abidah Suryaningsih Syakuro, Ahmad Abdan Sylvia Ira Dwi Novitasari Tri Setyawati Ulfa, Wulan Santika Umatin, Biba Ummah, Halizah Faridatul Uswatun Kasanah, Uswatun Veni Rafida Vivi Pratiwi Wira Yudha Alam Wulan Santikawati Ulfa Yan Putra Timur yasin, ach . Yuliana Jamilatul Azizah Zhulmi Pradana, Muhammad Asrul