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All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Al-Mustashfa Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat At-Tawassuth: Jurnal Ekonomi Islam JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Istinbath: Jurnal Hukum dan Ekonomi Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA Journal of Islamic Economics and Finance Studies EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Indonesian Journal of Islamic Economics and Business Ilomata International Journal of Social Science Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Komitmen : Jurnal Ilmiah Manajemen PROFICIO: Jurnal Pengabdian Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Maliyah : Jurnal Hukum Bisnis Islam Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba International Journal of Islamicate Social Studies International Conference on Islamic Economic Jurnal Maps (Manajemen Perbankan Syariah) International Journal of Educational Research Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Socio Religia International Journal of Islamic Business and Economics (IJIBEC) Journal Creative Economics and Trading Halal Ecosystem ZISWAF: Jurnal Zakat dan Wakaf Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Fikriyah, Khusnul
Department Of Islamic Economics, Faculty Of Economics And Business, Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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How should Bank Syariah Indonesia respond to cyber-attacks? Churn, sentiments, and emotions analysis with machine learning Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi; Canggih, Clarashinta; Nurafini, Fira
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art24

Abstract

IntroductionThis study aims to identify the most popular topics and words in Twitter conversations regarding cyber-attacks on Bank Syariah Indonesia that occurred in May 2023. It also seeks to analyze the sentiments, emotions, and potential customer churn of netizens following cyber-attacks.ObjectivesThe objective of this study is to investigate the public's response to cyber-attacks on Bank Syariah Indonesia, focusing on identifying key topics, analyzing sentiments and emotions, and estimating potential customer churn.MethodThis study uses a qualitative method with a sentiment analysis approach utilizing Orange Data Mining software. The data comprises tweets collected from May 10, 2023, to May 24, 2023, using keywords such as “BSI” and “Bank Syariah Indonesia,” resulting in 30,014 tweets. Sentiment and emotion analyses were conducted to categorize tweets and identify the prevalent sentiments and emotions.ResultsThe analysis reveals that the words “BSI,” “Data,” and “Lockbit” are most frequently mentioned, indicating the relevance of the cyber-attackers who targeted Bank Syariah Indonesia. The sentiment analysis showed that 56% of the tweets were neutral and dominated by emotions of joy. The study also identifies a short-term potential churn rate of 1.60% for Bank Syariah Indonesia's total customer base, indicating the risk of customers switching to other banks.ImplicationsThe results highlight the importance of robust cybersecurity measures and quick response strategies for maintaining customer trust and satisfaction. Financial institutions, particularly banks, must prioritize information and technology security to prevent customer churn and ensure the continuity of their services.Originality/NoveltyThis study provides insights into public reactions to cyber-attacks on Islamic banks, emphasizing the role of sentiment and emotion analysis in understanding customer behavior. This offers practical implications for improving risk management and customer retention strategies in the banking sector.
ISLAMIC ECONOMIC LAW ON MUSYARAKAH AND MURABAHAH: IMPACTS ON ISLAMIC BANKING GROWTH Pramita, Adinda Dian; Fikriyah, Khusnul; Suryaningsih, Sri Abidah
istinbath Vol. 23 No. 2 (2024): December
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i2.906

Abstract

This research uses a qualitative approach with a literature study method to explore the performance of Islamic banking. This method allows researchers to understand the natural context of the phenomenon under study through data collection from various relevant literature, such as official reports from Bank Indonesia, the Financial Services Authority, and Islamic economic literature. This qualitative analysis aims to describe the condition and performance of Islamic banking in detail and in depth. The results show that Islamic banking has experienced significant growth in several indicators, such as asset growth and financing, compared to conventional banking. However, financing is still dominated by the consumptive sector, with MSME financing remaining low. The study also highlights the differences between murabaha and musyarakah contracts, as well as Islamic banking faces challenges such as limited product offerings and financial literacy issues. The key differences between Murabahah, a cost-plus sale contract, and Musyarakah, a partnership contract based on profit and loss sharing, lie in the way risks and profits are distributed.
Enhancing Entrepreneurial Literacy Through Mosque-Based Programs at Abu Adenan Mosque, Karangpilang Surabaya Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi
Indonesian Journal of Society Development Vol. 3 No. 6 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijsd.v3i6.12207

Abstract

This community service programme was carried out at the Abu Adenan Mosque, which is located in Kedurus Village, Karangpilang District, Surabaya City. The implementation includes several stages, starting from problem identification and ending with the preparation of the report. The activity was carried out face-to-face in the mosque, where the event was attended by a number of participants of approximately 27 people, consisting of the mosque Takmir, worshipers, and the community around the mosque. This international community service aimed to increase the participants' understanding of the importance of Islamic entrepreneurship principles and foster their aspirations to become successful Muslim entrepreneurs. One of the main outcomes observed was the increased interest and knowledge of the community in the field of entrepreneurship. Through a series of educational sessions and interactive workshops, participants gained a deeper understanding of the entrepreneurial mindset, basic business concepts, financial management, and Islamic marketing strategies. The materials provided emphasised entrepreneurial principles that are aligned with Islamic values, providing participants with insights on how to run an ethical and halal business
Tracer Study of Faculty of Economics and Business Alumni : To What Extent Are Graduates Categorized as Qualified? Nadia Asandimitra Haryono; Febrika Yogie Hermanto; Cahya, Septyan Budy; Ladi Wajuba Perdini Fisabilillah; Khusnul Fikriyah; Vivi Pratiwi; Insyirah Putikadea; Amirusholihin Amirusholihin; Veni Rafida; Rasyidi Faiz Akbar; Fresha Kharisma
International Journal of Educational Research Vol. 2 No. 1 (2025): International Journal of Educational Research
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijer.v2i1.125

Abstract

Tracer study of Surabaya State University has been conducted in each study program in order to fulfill accreditation needs. Instrument development is still carried out independently at the study program and faculty levels so that the disparity of instruments in each faculty is very high. This study will later aim to create an effective alumni tracing model in achieving a response rate. Because in several universities throughout Indonesia, a superior model has not been found and detailed properly. The type of research used is descriptive qualitative. The population in this study were graduates of the Faculty of Economics and Business, Universitas Negeri Surabaya who had obtained diplomas throughout 2022. The sample used was a saturated sample considering that this study aims to explore graduate data related to careers. The results showed that the response rate reached 100%, with more than 67.8% of graduates getting jobs in less than six months with an income of at least 1.2 times the UMP, exceeding the institution's target. This tracer study plays an important role in evaluating the quality of graduates and the relevance of education to the world of work. These findings provide a basis for improving the curriculum and quality of education at Universitas Negeri Surabaya.
Pengaruh Labelisasi Halal dan Kualitas Pelayanan terhadap Loyalitas Pelanggan pada Restoran Ta Wan di Kota Surabaya Muna, Arina; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 3 (2024): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n3.p24-35

Abstract

It is necessary for every culinary industry to guarantee halal products, especially restaurants that sell food from abroad. The purpose of this study was to determine the effect of halal labeling and service quality on customer loyalty at the Ta Wan restaurant in Surabaya City. This research method uses a quantitative method with an associative approach. Primary data sources through the distribution of online questionnaires. The sampling technique used in this study was a purposive non-probability technique, with 75 respondents and analyzed using SmartPLS 4.0. The results showed that halal labeling had a positive and significant effect on customer loyalty, service quality also had a positive and significant effect on customer loyalty. This study provides direct implications for restaurants if they want to maintain and attract Muslim customers, they need to pay attention to the halal label and service aspects. Ta Wan Restaurant can carry out marketing that emphasizes the importance of the halalness of their products and friendly and professional service, so that customers are more convinced in choosing the restaurant.
Halal Lifestyle Memediasi Influencer Dan Citra Merek Terhadap Niat Beli Hijab Lafiye Rahmalia, Icha; Fikriyah, Khusnul
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. X | No. 1 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v1i1.24906

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh influencer dan citra merek terhadap niat beli hijab  Lafiye melalui halal lifestyle sebagai variabel mediasi. Penelitian ini menggunakan  metode kuantitatif dengan data primer yang dikumpulkan melalui kuesioner online.  Sampel diambil dengan teknik purposive sampling sebanyak 175 responden, dan data dianalisis menggunakan Structural Equation Modeling-Partial Least Square (SEM-PLS) melalui software SmartPLS 4. Hasil penelitian menunjukkan bahwa influencer dan citra merek berpengaruh signifikan secara langsung terhadap niat beli. Selain itu, influencer dan citra merek juga berpengaruh signifikan terhadap halal lifestyle. Temuan lain menunjukkan bahwa halal lifestyle mampu memediasi pengaruh influencer dan citra merek terhadap niat beli, sehingga dapat disimpulkan bahwa penguatan nilai-nilai halal melalui citra merek dan promosi oleh influencer berperan penting dalam meningkatkan niat beli konsumen terhadap produk hijab Lafiye.
Pengaruh Kualitas Produk dan Inovasi Produk terhadap Loyalitas Konsumen Mi Samyang dengan Kepuasan Konsumen sebagai Variabel Mediasi Fara Agustine, Arinta; Fikriyah, Khusnul
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/akew0013

Abstract

This study aims to analyze the effect of Product Quality and Product Innovation on Consumer Loyalty of Samyang Noodles, with Consumer Satisfaction as a Mediating Variable among Muslim Consumers in East Java. This research employs a quantitative method, utilizing primary data obtained through an online questionnaire. The sampling technique used is Purposive Sampling, with a total of 121 respondents. Data analysis is conducted using the SmartPLS 4.0 application with the Partial Least Square (PLS) approach and Structural Equation Model (SEM). The results of this study indicate that (1) Product quality has no effect on consumer loyalty, (2) Product innovation affects consumer loyalty, (3) Product quality and product innovation influence consumer Satisfaction, and (4) Product quality and product innovation do not affect consumer loyalty through consumer Satisfaction as a mediating variable
Pengaruh Islamic Branding dan Streamer Product Knowledge terhadap Minat Beli Kosmetik Halal Dimediasi Kepercayaan Dwi Nabilah Nur Utari; Fikriyah, Khusnul
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/61n60h33

Abstract

This study aims to analyze the influence of Islamic branding and streamer product knowledge on the purchase intention of halal cosmetics through live shopping, with trust as a mediating variable among Muslim consumers in East Java. This research uses a quantitative method, with primary data collected through online questionnaire distribution. The sampling technique employed was purposive sampling, involving 135 respondents. Data analysis was conducted using Structural Equation Modeling–Partial Least Square (SEM-PLS) with the SmartPLS4 software. The results show that (1) Islamic branding does not influence purchase intention, (2) streamer product knowledge positively influences purchase intention, (3) Islamic branding does not influence trust, (4) streamer product knowledge positively influences trust, and (5) Islamic branding and streamer product knowledge do not affect the purchase intention of halal cosmetics through trust as a mediating variable. These findings indicate that, in the context of live shopping, a streamer's product knowledge plays a crucial role in building consumer trust and encouraging purchase intention, whereas Islamic branding does not directly influence consumer purchasing behavior. This research provides valuable insights for the development of marketing strategies for halal cosmetic products, particularly in leveraging live shopping platforms to reach Muslim consumers.     
Dinamika Modernisasi Agama : Eksplorasi Penafsiran Baru, Adaptasi Praktik, dan Menghadapi Tantangan Kontemporer Fikriyah, Khusnul
Socio Religia Vol. 5 No. 2 (2024): Socio Religia
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/sr.v5i2.22716

Abstract

Agama merupakan salah satu aspek penting dalam kehidupan masyarakat yang secara konstan mengalami dinamika. Seiring dengan perkembangan zaman dan kemajuan teknologi, modernisasi agama juga mengalami perubahan yang signifikan. Modernisasi agama merupakan proses yang tidak bisa dihindari dalam perkembangan sosial dan budaya. Kemajuan teknologi dan globalisasi juga memberikan dampak yang signifikan terhadap dinamika modernisasi agama. Agama harus mampu beradaptasi dengan perkembangan teknologi dan juga menjawab tantangan-tantangan baru yang muncul akibat globalisasi. Penafsiran baru terhadap ajaran agama memiliki dampak signifikan pada pemahaman dan praktik keagamaan. Misalnya, umat beragama mendapatkan pemahaman yang lebih luas dan dinamis tentang ajaran agama mereka, yang dapat mengarah pada praktik keagamaan yang lebih relevan dengan kehidupan modern. Gerakan reformasi dan pembaruan dalam berbagai agama berusaha memperbarui praktik dan pemahaman keagamaan. Pemanfaatan  teknologi  melalui  pendekatan  inovatif  dan  integratif pendidikan  agama  islam  dapat  mengarahkan  untuk  memahami  dan  mengelola  dimensi  spiritual ditengah    kompleksitas    tantangan    kontemporer. Secara keseluruhan, adaptasi praktik keagamaan dalam menghadapi perubahan zaman dan teknologi menciptakan peluang bagi agama untuk berkembang dan tetap menjadi bagian penting dalam kehidupan umat.
The Evaluation of Mustahiq Empowerment-Based Poverty Alleviation Program at Amil-Zakat Organizations Fikriyah, Khusnul; Ahmad Ajib Ridlwan
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 1 (2018): Volume 2 Nomor 1 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i1.1263

Abstract

The increasing number of the poor in Indonesia makes the management of zakat play more important role. LAZs (non− profit organizations managing zakat) which functions as collecting and distributing zakat, infaq, and shadaqah in Indonesia is potential to develop as an attempt for equal distribution of national income, as well as a solution for poverty alleviation. Common empowerment programs by LAZs include education, health, social−humanity, and economy. Those all are consistent with government’s poverty alleviation programs, as mentioned in the Constitution 1945. “Evaluation of Mustahiq Empowerment−Based Poverty Alleviation Program at Amil−Zakat Organizations in Surabaya” points to a theory by Wirawan that evaluation was conducted through three phases; evaluation of process, evaluation of usage, and evaluation of effect. it aims to see whether or not LAZs’ empowerment programs run well and thus, be potential to be developed as a solution for poverty in Indonesia. The result showed that the empowerment programs in education and health areas were found well−implemented, while the other facets including economy and social−humanity still need more improvement within.
Co-Authors Aang Kunaifi Abdul Hafidz Ach. Yasin Achmad, Dewi Nabila Adinda Putri Permata Hati AF, Abd Halim Ahmad Ajib Ridlwan Ahmad Ajib Ridlwan Ahmad Kani Hasbullah Alfianto, Titis Alisiya, Elinda Millenia Amalia Ruhana, Amalia Amirusholihin Amirusholihin Ananta Aime Nurulistya Ardana, Rezalistia Arta, Aris Danu Aulia Deva Ferdana Aulia Siska Puspita Dewi A’rasy Fahrullah A’rasy Fahrullah Cahyati, Anisa Nur Clarashinta Canggih Dennis Ulfan Nanda Devi Ayuni Dewi Aliyah Dwi Nabilah Nur Utari Elsa Rizki Yulindasari Fahrullah, Fahrullah, A’rasy Fara Agustine, Arinta Farisul Umam Azka Febrika Yogie Hermanto Fira Nurafini Firdiana, Erika Fitri Amelia Fitriah Dwi Susilowati Fresha Kharisma Fuadi, Ahmad Masy'aril Fuadi, Ahmad Masyaril Hady, Aufar Fadlul Harmain, Rizky Imani Humaidah, Lisma Insyirah Putikadea Ishmah Azizah Dwi Putri Iskandar Ritonga Kicky Camallya Arista Kusaeri Ladi Wajuba Perdini Fisabilillah Ladi Watjuba Perdini Lestari, Anisa Dea Lisma Humaidah LUCKY RACHMAWATI Maulana, Andriansyah Sulistyo Maulana, Luqman Maulana, Muhammad Iqbal Mauliddiana, Rizka Mishella Putri Alsya Aulia Moch. Khoirul Anwar Muh. Fahrurrozi Muhammad Farid Ilhamuddin Muhammad Widyarta Wijaya Muna, Arina Nadia Asandimitra Haryono Nadiah Masyahnda Salsabila Nayla Anissa Lahama Nikmatus Sholiqah Nikmatuz Zaidah Novita Sari Nurafini, Fira Nurfauzia, Vira Nurul Azizah Aunillah Devy Nurul Hanifa Nurul Hanifah Prabowo, Prayudi Setiawan Pramita, Adinda Dian pratiwi, dinda nurvianti Rachma Indrarini Rafli, Achmad Raihan Rahayu, Jofanda Putri Rahmalia, Icha Ramadhani, Arya Ramadhanty, Rizki Nadia Rasyidi Faiz Akbar Reni Widiyanti Rezqy, Vira Oktaviani Ridlwan, Ajib Rizky Aditya Ramadhan Rofiqo, Azidni Savitri, Dien Septyan budy Cahya Siti Khoiriyah Sri Abidah Suryaningsih Syakuro, Ahmad Abdan Sylvia Ira Dwi Novitasari Tri Setyawati Ulfa, Wulan Santika Umatin, Biba Ummah, Halizah Faridatul Uswatun Kasanah, Uswatun Veni Rafida Vivi Pratiwi Wira Yudha Alam Wulan Santikawati Ulfa Yan Putra Timur yasin, ach . Yuliana Jamilatul Azizah Zhulmi Pradana, Muhammad Asrul