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All Journal Studia Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam FALASIFA : Jurnal Studi Keislaman Iqtishoduna: Jurnal Ekonomi Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Tsarwah : Jurnal Ekonomi dan Bisnis Islam Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Asian Management and Business Review Edu Cendikia: Jurnal Ilmiah Kependidikan Proceeding International Seminar of Islamic Studies Jurnal BILAL: Bisnis Ekonomi Halal International Journal of Research in Vocational Studies (IJRVOCAS) Islamiconomic: Jurnal Ekonomi Islam Economic Reviews Journal J-COSCIS : Journal of Computer Science Community Service Jurnal Ekonomi dan Binsis Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Solo International Collaboration and Publication of Social Sciences and Humanities Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economics and Business Studies (JIEBS) Al-Infaq : Jurnal Ekonomi Islam
Agus, Rizal
Politeknik Negeri Medan
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Fiqh Muamalah Analysis of The Wage System in Ijarah Contract for Content Creator in Medan City Dias Putra Prayogi; Zuhirsyan, Muhammad; Agus, Rizal
Journal of Islamic Economic and Business Studies Vol. 2 No. 3 (2025): December
Publisher : Business Finance Analyst Co.

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Abstract

This study aims to analyze the wage system in the Ijarah contract for content creators in Medan City from the perspective of fiqhmuamalah. The background of this research is based on the growing prominence of the content creator profession in the digital era, particularly on social media platforms such as Instagram and TikTok, as well as the limited understanding of contractual agreements in accordance with sharia principles. This research employs a qualitative approach with data collection techniques through in-depth interviews involving content creators, the Indonesian Ulema Council (MUI) of Medan, and Islamic economics experts. The findings indicate that wage practices still show several inconsistencies with the principles of the Ijarah contract, such as a lack of clarity in work agreements, delayed payments, and vague wage amounts. Moreover, content creators’ understanding of fiqhmuamalah, particularly the Ijarah contract, remains limited. Therefore, education and guidance are necessary to ensure that collaborations between content creators and business actors can proceed professionally, fairly, and in accordance with Islamic law.
Pengaruh Harga dan Promosi Digital terhadap Intensitas Pembelian Produk Online: (Studi pada Pengguna Aplikasi Shopee di Kalangan Mahasiswa Program Studi Keuangan dan Perbankan Politeknik Negeri Medan) Rizal Agus; Enny Segarahati Barus; Amrin
TSARWAH Vol. 10 No. 2 (2025): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v10i2.12644

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh harga dan promosi digital terhadap intensitas pembelian produk online di kalangan mahasiswa yang menggunakan aplikasi Shopee. Studi ini menggunakan pendekatan survei kuantitatif. Data dikumpulkan dengan menyebarkan kuesioner kepada 86 mahasiswa aktif dari Program Studi Keuangan dan Perbankan di Politeknik Negeri Medan, yang dipilih menggunakan teknik pengambilan sampel bertujuan. Teknik analisis data yang digunakan adalah regresi linier berganda, dengan uji validitas, reliabilitas, dan asumsi klasik sebagai tahap pengujian instrumen. Hasil penelitian menunjukkan bahwa harga dan promosi digital secara simultan memengaruhi intensitas pembelian. Hal ini menunjukkan bahwa harga yang semakin terjangkau dan promosi digital yang menarik akan mendorong siswa untuk melakukan pembelian online lebih sering dan dengan keterlibatan yang lebih besar.
Pengaruh Literasi Halal, Kualitas Produk, dan Labelisasi Halal Terhadap Keputusan Pembelian Skincare Innisfree Pada Masyarakat Muslim Kecamatan Medan Patumbak : Syafitri Wirabuana, Adjeng; Zulhendry, Zulhendry; Wathan, Hubbul; Agus, Rizal
Jurnal Bilal: Bisnis Ekonomi Halal Vol. 3 No. 2 (2022): Edisi Desember
Publisher : Politeknik Negeri Medan

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi halal, kualitas produk, dan labelisasi halal terhadap keputusan pembelian skincare innisfree pada masyarakat muslim di kota Medan. Metode yang digunakan adalah kuantitatif. Teknik pengumpulan data menggunakan kuesioner dengan sampel sebanyak 100 responden yang dinilai secara likert, diuji validitas dan reabilitas . Analisis yang digunakan dalam penelitian ini adalah analisis regresi linear berganda dengan bantuan SPSS 25. Hasil penelitian menunjukkan Literasi halal berpengaruh negatif dan signifikan terhadap keputusan pembelian skincare innisfree pada masyarakat muslim di Kecamatan Medan Patumbak. Kualitas Produk tidak berpengaruh signifikan terhadap keputusan pembelian skincare innisfree pada masyarakat muslim di di Kecamatan Medan Patumbak. Labelisasi halal secara parsial berpengaruh positif dan signifikan terhadap keputusan pembelian skincare innisfree pada masyarakat muslim di Kecamatan Medan Patumbak. Literasi Halal, Kualitas Produk, dan Labelisasi Halal secara simultan berpengaruh signifikan terhadap keputusan pembelian skincare innisfree pada masyarakat muslim di Kecamatan Medan Patumbak. This study was conducted to determine the effect of halal literacy, product quality, and halal labeling on purchasing decisions for innisfree skincare in Muslim communities in the city of Medan. The method used is quantitative. The data collection technique used a questionnaire with a sample of 100 respondents who were assessed by Likert, tested for validity and reliability. The analysis used in this study was multiple linear regression analysis with the help of SPSS 25. The results showed that halal literacy had a negative and significant effect on purchasing decisions for innisfree skincare in Muslim communities in Medan Patumbak District. Product quality has no significant effect on purchasing decisions for innisfree skincare for Muslim communities in Medan Patumbak District. Halal labeling partially has a positive and significant effect on purchasing decisions for innisfree skincare for Muslim communities in Medan Patumbak District. Halal Literacy, Product Quality, and Halal Labeling simultaneously have a significant effect on purchasing decisions for Innisfree skincare in Muslim communities in Medan Patumbak District.
Optimizing Halal and Islamic Legal Literacy for MSMEs: Strategies to Enhance the Adoption of Sharia Products in Indonesia Amrin, Amrin; Yono, Yono; Zakaria, Zakaria; Vustany, Rovi Octaviano; Agus, Rizal
Al-Infaq: Jurnal Ekonomi Islam Vol. 16 No. 1 (2025)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v16i1.2315

Abstract

This study aims to explore and develop an effective halal literacy strategy for MSMEs in Indonesia, with a focus on increasing the adoption of Islamic financial products. This study also evaluates the success of various implemented halal literacy education and training programs, including their compliance with Islamic legal regulations and national Sharia governance. The research methodology employed a qualitative approach, collecting data through observations and interviews with various MSMEs in Bima City, West Nusa Tenggara. Data analysis was conducted using a SWOT approach. The research findings indicate that a comprehensive halal literacy strategy should include the provision of easy-to-understand educational materials, ongoing training, and awareness-raising through mass media campaigns, supported by strengthening MSMEs' understanding of Islamic legal obligations, halal certification requirements, and Islamic financial regulations. The results of this study emphasize the importance of an integrated approach to improving MSMEs' understanding of Islamic financial products, their legal basis, and the benefits they offer. With increased halal literacy, including Islamic legal literacy, MSMEs can utilize Islamic financial products to support sustainable business growth in accordance with Islamic principles and applicable Islamic financial laws. This study also provides practical recommendations for policymakers, financial institutions, and MSME support organizations to facilitate increased halal literacy, strengthen legal awareness, and expand MSME access to Islamic financial products in Indonesia.
The Effect of Academic Pressure, Social Support, and Mental Health Students from Sharia Perspective Alika Rahmadia; Marlya Fatira AK; Rizal Agus; Ahmad Kholil; M. Rikwan Effendi Salam Manik
Edu Cendikia: Jurnal Ilmiah Kependidikan Vol. 5 No. 03 (2025): Research Articles, December 2025
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/educendikia.v5i03.7250

Abstract

This study aims to analyze the influence of academic pressure, social support, and mental health from a sharia perspective on the achievement of Muslim students receiving the KIP-Kuliah (Kiliyah Student Assistance) at the Medan State Polytechnic. This research fills a gap in research that is still dominated by partial studies and has not integrated these three variables simultaneously within a framework of sharia values, particularly in the context of KIP-Kuliah students receiving vocational education. This study used a quantitative approach with a cross-sectional design. The sample consisted of 179 respondents selected using a purposive sampling technique. Data were collected using a Likert-scale questionnaire that had been tested for validity and reliability. Data analysis was performed using multiple linear regression with SPSS version 26. The results showed that academic pressure had a negative and significant effect on student achievement with a value of -0.180, social support had a positive and significant effect with a value of 0.303, and mental health from a sharia perspective also had a positive and significant effect with a value of 0.380. Together, these three variables explained 19.7% of the variation in student achievement, while 80.3% was influenced by factors outside the research model. These findings underscore the importance of a holistic approach that integrates academic, social, and spiritual aspects in improving the achievement of KIP- Kuliah recipient students.    
OVO Payment on Grab App: A Fiqh Muammalah Perspective among Muslim Student Falira Alifia Zahra; Hubbul Wathan; Rizal Agus; Supaino Supaino; Anriza Witi Nasution
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26755

Abstract

The purpose of this study is to determine the mechanism of OVO payment system discounts on the Grab application and to determine the Fikih Muamalah analysis of the mechanism of OVO payment system discounts on the Grab application. The subjects of this study are Muslim students at the Medan State Polytechnic. This study uses qualitative data. The data sources used are primary and secondary data. Data collection techniques include interviews, documentation, and observation. Validation tests are conducted using interview data and triangulation techniques. The results of the study show that the OVO payment method discount scheme on the Grab application has been structured and transparently organized, covering terms and conditions, promotional periods, quotas, and the rights and obligations of all parties. In principle, this system has fulfilled the principles of fairness, certainty, and avoidance of elements of gharar, dhulm, and israf. This practice is in line with the spirit of MUI DSN Fatwa No. 116/DSN MUI/IX/2017, which requires protection for users, merchants, and drivers in digital transactions. Second, OVO's discount practice can be justified through two sharia contracts: Wadi'ah Contract: user balances are stored as deposits that can be withdrawn at any time, without being used by the issuer except with the permission of the holder, and Qardh Contract: if the issuer uses the balance (for example, for investment), then the discount serves as a voluntary reward that does not contain usury
The Effect of Social Media, Flash Sales, and Islamic Lifestyle on Impulsive Buying Behavior on The Shopee Platform Nur Salsabila; Rahmadani Rahmadani; Marlya Fatira; Rizal Agus
Jurnal Ekonomi & Bisnis Vol 5 No 1 (2026): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v5i1.1163

Abstract

This research aims to determine the influence of social media, flash sales, and Islamic lifestyle on impulsive buying behavior on the Shopee platform (a study on Muslim students at Medan State Polytechnic). In this study, the independent variables are social media, flash sales, and Islamic lifestyle, while the dependent variable is impulsive buying behavior. The sample used in this study consisted of 150 Muslim student respondents from Medan State Polytechnic who use the Shopee platform, with data collected through questionnaires as primary data and secondary data derived from theoretical studies in books and journals. This study employs a quantitative method with data collection techniques through questionnaires evaluated using a Likert scale, validity testing, and reliability testing. The prerequisite tests include normality test, multicollinearity test, and heteroscedasticity test. The data analysis technique used to answer the hypothesis employs multiple linear regression analysis, partial test (t), simultaneous test (F), and coefficient of determination test (R2) with a significance level of 5% (α=0.05), processed with the assistance of SPSS 25. The results of this study indicate that the social media variable has a positive and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform, the flash sale variable has a positive and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform, and the Islamic lifestyle variable has a negative and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform. The social media, flash sale, and Islamic lifestyle variables have a significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform).
EDUKASI DIGITAL MARKETING SEBAGAI UPAYA PEMBERDAYAAN DAN PENINGKATAN DAYA SAING UMKM BINAAN DOMPET DHUAFA WASPADA MEDAN Rizal Agus; Chaira Salsabilla; Siti Anggi Annisa; Assyifa Karima; Ocha Amelia; Tamara Rossa Linda; Sundari; Fatimah Azzahra; Tisa Marliah Amin Pulungan
Jurnal Edukasi Pengabdian Masyarakat Vol 5 No 2 (2026): APRIL 2026
Publisher : FIP UNIRA MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/eduabdimas.v5i2.9075

Abstract

Limited digital literacy and low understanding of digital marketing remain major obstacles for MSMEs in improving their business competitiveness. These issues were also found in MSMEs under the guidance of Dompet Dhuafa Waspada Medan, which have been relying on conventional marketing methods. This Community Service (PKM) activity aims to provide digital marketing education as an effort to empower MSMEs to be able to utilize digital media in marketing their products. The methods used in this activity included preliminary interviews with Dompet Dhuafa Waspada Medan, delivery of material through seminars, question and answer sessions, and evaluation of participants' understanding using pre-tests and post-tests. The results of the activity showed an increase in participants' understanding of the basic concepts of digital marketing, as indicated by the post-test results, which were better than the pre-test results. Participants also showed enthusiasm and active involvement throughout the activity. Thus, this digital marketing education activity is considered effective in increasing the knowledge and readiness of Dompet Dhuafa Waspada Medan's SMEs to adopt digital marketing as a business development strategy.
The Influence of Halal Awareness and Online Customer Reviews on Purchase Decisions of Luxcrime Cosmetics through TikTok Shop; Moderated by Religiosity (A Study on Muslim Female Students of Politeknik Negeri Medan) Farah Dhiba; Rizal Agus; Ahmad Kholil; Muhammad Zuhirsyan; Anriza Witi Nasution; Ermyna Seri
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 6 No 1 (2026): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Edisi Februari 2026
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/43r4be06

Abstract

This study aims to determine the influence of halal awareness and online customer reviews on the purchase decisions of Luxcrime cosmetics through TikTok Shop, as well as the moderating effect of religiosity on the relationship between halal awareness and online customer reviews toward purchase decisions. The dependent variable in this study is purchase decision, while the independent variables consist of halal awareness and online customer reviews, with religiosity serving as the moderating variable. The research sample consisted of 94 respondents, all of whom were Muslim female students from Politeknik Negeri Medan. Primary data were collected through questionnaires, while secondary data were obtained from company publications. The questionnaire instrument was tested for validity and reliability using a Likert scale. Data analysis was conducted using multiple regression, t-test (partial), F-test (simultaneous), and the coefficient of determination at a 5% significance level, employing SPSS version 26
The Influence of Waqf Literacy, Trust, and Religiosity on Interest in Cash Waqf: (Islamic Finance and Banking Study Program, Medan State Polytechnic, Medan City, North Sumatra Province, Indonesia) Nazwa Raissa Zahira; Widia Dahmira; Nova Zahara Tianra Rikana; Rizal Agus
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2026): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v7i1.4058

Abstract

This study aims to examine the influence of waqf literacy, trust, and religiosity on the intention to perform cash waqf in Indonesia, considering that its realization remains below its potential. The research employed a quanti-tative approach with an explanatory research design using a survey method through a five-point Likert scale questionnaire distributed to 35 respondents selected purposively based on the criteria of being Muslim, at least 17 years old, and having knowledge of cash waqf. Data were analyzed using multiple linear regression with SPSS 25 after conducting validity, reliability, and classical assumption tests. The results indicate that partially, waqf literacy and trust do not significantly affect cash waqf intention, whereas religiosity has a positive and sig-nificant effect and is the most dominant variable. Simultaneously, the three variables significantly influence cash waqf intention with an Adjusted R² of 0.532, meaning that 53.2% of the variance in intention is explained by the model, suggesting that strengthening religiosity, enhancing waqf education, and improving institutional transparency are crucial strategies to increase cash waqf participation. Keywords: Waqf Literacy, Trust, Religiosity, Cash Waqf Intention
Co-Authors Affandi, Ismi Ahmad Kholil Alika Rahmadia Amrin Anriza Witi Nasution Asep Rachmat Asiah Assyifa Karima Azhar Azhar Baharun, Hasan Bambang Purwoko Chaira Salsabilla Dalimunthe, Elda Rosni Derriawan Derriawan Diah Kartika Putri Dias Putra Prayogi Dina Fadilah Elda Rosni Dalimunthe Enny Segarahati Barus Enny Segarahati Barus Falira Alifia Zahra Farah Dhiba Fatimah Azzahra Fatimatus Zahro, Fatimatus Halimatun Sadiyah Hasan Sazali Hubbul Wathan Ishma Amelia Ivo Mei Utari John Sihar Manurung - Lubis, M. Rizqi M. Rikwan E.S. Manik Marliana Sari Marliana Sari, Marliana Marlya Fatira AK Mombang Sihite Mustapa Kamal Rokan Nazwa Raissa Zahira Nova Zahara Tianra Rikana Nur Salsabila Nuraisah Nurlinda Ocha Amelia OK Bilqis Amini Putri, Dinda Febrianti Qushwa, Febriyanti Ghayatul Radiman Radiman Radiman, Radiman Rahmadani Rahmadani Rismawati Rismawati Riza Hasibuan Rokan, Mustapa Kamal Saimara A.M Sebayang Seri, Ermyna Setiawan Putri, Diah Maghfiroh Siti Anggi Annisa Sukiman Sukiman Sukiman Sukiman Sundari Supaino Syafitri Wirabuana, Adjeng Tamara Rossa Linda Tisa Marliah Amin Pulungan Vustany, Rovi Octaviano Wakhyuni, Emi Widia Dahmira Widiasari, Firdausa Yessi Kurnia Arjani Manik Yono, Yono Yudi Samantha Zakaria Zakaria Zuhirsyan, Muhammad Zulhendry