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All Journal El Dinar Al-Ulum Jurnal Ekonomi dan Bisnis Islam Al-Wijdan : Journal of Islamic Education Studies Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Economics, Business, and Government Challenges Revenue: Jurnal Manajemen Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen MOVE: Journal of Community Service and Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Perbanas Journal of Islamic Economics and Business Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Emerging Research and Review Socius: Social Sciences Research Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies

Rachma Indrarini

Universitas Negeri Surabaya

Author-ID : 2441016

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Peran BMT Mandiri Artha Syariah Dalam Pemberdayaan UMKM Di Kabupaten Bojonegoro Pada Masa Pandemi Covid-19 Bistiana, Mila; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

With the decline in the economy during the Covid-19 pandemic, MSME faces some difficulties in their businesses. This study aims to determine the role of BMT Mandiri Artha Syariah in empowering MSME both before and during the Covid-19 pandemic. To get research results that can interpret the role of BMT in empowering MSME, researchers used a descriptive qualitative approach. BMT Mandiri Artha Syariah Bojonegoro is the object in this research . Sources of data in this study are primary and secondary data. Primary data is data obtained by researchers directly from informants. And secondary data is data obtained by researchers indirectly from books and journals that support research. The data validity technique used in this study was the source triangulation technique and the technique triangulation. The data analysis technique uses the Analysis Interactive model from Miles and Huberman consisting of data collection, data reduction, data presentation, and conclusion making. The result shows that MSMEs funding program in BMT Artha is already run well, but there are some services need to be noticed. Before the Covid-19 outbreak, funding program was running well. But in this pandemic, a lot of MSMEs experience default that BMT Artha provide leeway in payment times and become selective in providing the funding program.

Pengaruh Gaya Hidup dan Tingkat Pendapatan terhadap Perilaku Konsumsi Islami pada New Normal (Studi Kasus Masyarakat Muslim Usia Produktif di Surabaya) Fajirin, Fauzan Bahamarianto; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

In the teachings of Islam, consumption behavior is based on the Al-Quran and Hadith where in consumption, satisfaction is not number one, but maslahah (benefit) must be prioritized in carrying out consumption activities. Many factors can influence Islamic consumption behavior, one of which is lifestyle and income level. Situations and conditions during the "new normal" period can also influence changes in Islamic consumption behavior. The purpose of this research is to see the effect of lifestyle and income levels on Islamic consumption behavior in the new normal. This study uses a quantitative descriptive approach with multiple linear regression data analysis techniques. The results of this study are lifestyle and income levels have a positive effect simultaneously or partially on Islamic consumption behavior in the new normal period.

Analisis Pengaruh Diskon Terhadap Daya Beli Masyarakat Di Era New Normal (Studi Kasus Pengguna Shopee Di Kabupaten Sidoarjo) Cahyono, Aralda Febrian; indrarini, rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 3 (2021): Desember
Publisher : Universitas Negeri Surabaya

There is a purpose of this study to determine the effect of discounts on people's purchasing power in Sidoarjo district in the new normal era. This research uses quantitative methods and analytical tools using validity and reliability methods as test instruments, simple linear regression method, hypothesis method (T), and coefficient of determination method (R2). The results of this study indicate that the discount variable has a positive and significant effect on the variable of people's purchasing power in Sidoarjo district. The application of discounts in the new normal era can increase the purchasing power of people in Sidoarjo district.

Analisis Pengaruh Promosi pada Digital Wallet Terhadap Konsumsi Masyarakat Muslim di Gresik Amrullah, Habib; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

Gresik is one of the districts in the east java province with a large population, especially those who are Muslim. The purpose of this study is to find out the effect of promotion on digital wallets on Muslim consumption in Gresik. Research subjects were taken using sampling methods and data sources in the form of primary and secondary. The validity test is conducted quantitatively through the SPSS application. The results of this study using a simple linear regression test showed the effect of promotion on digital wallets on the consumption of Muslim communities in Gresik. in the T hypothesis test, it shows that the promotion of digital wallets partially on the consumption of the Muslim community in Gresik. The results prove that promotion on digital wallets has a major contribution to Muslim consumption in Gresik, regardless of the digital wallet brand used or transactions made.

Analisis Pengaruh Literasi Zakat dan Kepercayaan terhadap Minat Membayar Zakat Melalui Zakat Digital pada Masyarakat di Kabupaten Sidoarjo Anggraini, Yuanita Nur; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

In the digital era, the collection of zakat funds can be done through a digital platform belonging to the amil zakat institution. However, with this convenience, there is a risk of data leakage that can affect the interest of the people of Sidoarjo Regency to pay their zakat through digital zakat. This study aims to determine the effect of literacy and zakat trust on interest in paying zakat through digital zakat in the people of Sidoarjo Regency. In this study using quantitative methods using a linkert scale measuring instrument. With multiple linear regression data analysis technique using the IBM SPSS 25 program. The results of this study indicate that zakat literacy partially does not affect the interest in paying zakat through digital zakat in the people of Sidoarjo Regency. Trust has an influence on the interest in paying zakat through digital zakat in the people of Sidoarjo Regency. And literacy and trust simultaneously affect the interest in paying zakat through digital zakat in the people of Sidoarjo Regency.

Pengaruh PENGARUH PRODUCT KNOWLEDGE DAN KUALITAS PELAYANAN ISLAMI TERHADAP KEPUASAN NASABAH DI BTN KCS SURABAYA Nurarista, Erina Ayu; Indrarini, rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

The development of the Islamic economy has increaset the competition of Islamic banking industry. Thus, Islamic bank has to improve its customer satisfaction. Customer satisfaction is affected by product knowledge and service quality in accordance to Islamic law. This is also the focus for BTN KCS Surabaya as one of the developing Islamic Business Units. This study aimet to determine the effect of product knowledge and Islamic service quality on customer satisfaction at BTN KCS Surabaya. The data was obtained by questioner distribution to BTN KCS Surabaya customers. This study used multiple regression analysis. The results show product knowledge has no effect on customer satisfaction, and Islamic service quality affects customer satisfaction. Meanwhile, simultaneously product knowledge and Islamic service quality affect customer satisfaction at BTN KCS Surabaya.

Pengaruh Promosi dan Fitur Layanan terhadap Minat Menggunakan E-Wallet Linkaja (Studi Kasus di Surabaya) Endriyanto, Rizal; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Increasing internet users every year, making applications also develop, one of which is an online payment application, namely Link Aja. There are several factors that have an impact on interest in using e-wallet at LinkAja, one of which is the promotion factor as well as service features. This research aims to determine the effect of promotions and service features on the interest in using the Linkaja E-Wallet (Case Study in Surabaya). This study uses a quantitative descriptive approach. The population in this study were 100 respondents from the Surabaya community who used Link Aja, using the sampling method using the random sampling method. Data collection in this research used a Likert scale. Methods Data analysis in this research uses multiple linear regression. The results of the study show that promotions and service features have a positive and significant impact on interest in using the Link Aja e-wallet. This is evidenced by the results of the R Square analysis with a value of 72.2%. This means that the variables X1 (promotion) and X2 (service features) simultaneously have an effect on the Y variable (interest in using) of 72.2% and the lack (100% - 72.2% = 72.2%) influenced by other variables outside of this study.

Pengaruh Kepemimpinan Islami Dan Kompensasi Terhadap Kinerja Karyawan Di Bank Syariah Indonesia Kantor Cabang Bojonegoro Sofiana, Nana; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Bank Syariah Indonesia as an institution that operates based on public trust must have good performance. Sharia-based companies have an obligation to implement Islamic leadership and provide compensation for the performance provided by an employee in the form of compensation. The purpose of this study is to analyze the effect of Islamic leadership and compensation on employee performance partially and simultaneously at Bank Syariah Indonesia Bojonegoro Branch Office. The type of research used is field research with quantitative methods and data collection techniques through questionnaires and data processing using multiple linear regression tests on SPSS 25.0. The results of this study found the regression model Y = 3.783 + 0.620(1) + 0.303(?2) + 0.05(e) and concluded that partially or simultaneously Islamic leadership and compensation had a positive and significant effect of 72.5%

ANALISIS GOOD CORPORATE GOVERNANCE DAN KINERJA KARYAWAN DALAM PENGHIMPUNAN DANA LAZISMU SIDOARJO Achmad, Fadelia; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

The purpose of this study is to see the implementation of Good Corporate Governance by applying 5 principles, and the principles are transparency, accountability, responsibility, independence, and fairness, and also the performance of employees at the amil zakat institution on fundraising of funds obtained by the amil zakat institution. This study uses a qualitative phenomenological method using purposive sampling technique and in collecting data using interview and observation techniques. In this study, there were 3 sources as a reference for interview data, they are the Chairman of the Governing Body, Head of the Office, and Muzakki Lazismu Sidoarjo. The results of this study showed that the implementation of good corporate governance and employee performance has been implemented properly and correctly, which can be seen from the effective and efficient institutional performance system as well as the high achievement of targets made by Lazismu Sidoarjo employees, but due to a pandemic Covid 19 has caused the collection of funds at Lazismu Sidoarjo to experience a significant decline.

Pengaruh Motivasi Investasi dan Kemajuan Teknologi Terhadap Minat Berinvestasi di Reksadana Syariah Pada Generasi Z Kota Surabaya Ainiyah, Nur; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

The growth in net asset value of sharia mutual funds continues to increase, while the amount of funds under management and market share of sharia mutual funds are still smaller than conventional mutual funds, this shows that investment intention in sharia mutual funds is still low. The purpose of this study was to determine effect of investment motivation and technological progress on investment intention in sharia mutual funds in generation Z in Surabaya. The method used in this research is quantitative and data analysis techniques used multiple linear regression. The results of this study reveal that investment motivation partially affects the investent intention in sharia mutual funds in generation Z in the city of Surabaya. Technological advances partially have no effect on the investment intention in sharia mutual funds in generation Z in the city of Surabaya. And simultaneously, investment motivation and technological progress have an influence on investment intention in sharia mutual funds in generation Z in Surabaya.

Co-Authors Abiba, Riska Widya Abil Yositya Indah Mauliza Ach. Yasin Achmad, Fadelia Afif, Zamitah Tahiyyah Ahmad Ajib Ridlwan Aini, Atica Qurrotun Akhlis Fatikhul Islam Albrian Fiky Prakoso Alfarisy, Fathor Rozy Amrullah, Habib Andi Fahrudin Andini, Annisa Putri Andriani Samsuri Anggraini, Yuanita Nur Aprilia, Titin Arethusa, Zana Chobhita Arifah, Ika Dyah Candra Asmoro, Akbar Ariza Ayu Larasati Bagas Abiyyu Farrasdianto Binti Zakaria, Zalina Bistiana, Mila Cahyono, Aralda Febrian Cantika Agustia Clarashinta Canggih Daffa Eka Septianda Dayanti, Riski Desita Pidie Finistyasa Dhefita Sari Difa Azzahrowani, Ilma Diva Carrisa Putri Efendi, Taufik Kukuh Endriyanto, Rizal Fadillah, Hikmatul Nur Fahrullah, Fajirin, Fauzan Bahamarianto Farichatul Muthi'ah Farichatul Muthi'ah Farichatul Muthi’ah Fata Habibullah Febriana, Vivi Cendrik Fira Nurafini Firmanda, Muhammad Esza Maulana Fitria Hikmatul Jannah Fitriah Dwi Susilowati Hanifah Saputri, Safhira Evani Hendry Cahyono Javantara, Alfado Chievo Junaedi Dwi Mulyanto Khusnul Fikriyah Kulsum, Umu Kusumawati, Nunik Dwi Ladi Watjuba Perdini Lily Ulfia LUCKY RACHMAWATI Lutfiyatul Rosidah Maghfiroh, Mamluatul Mamluatul Maghfiroh Mauren Gita Meisyaroh Catur Wulandari Merlyana Dwinda Yanthi Mia Karunia Putri Moch. Khoirul Anwar Mubarok, Muhammad Dzulfahmi Muhammad Burhanudin Munir, Maryam Bte Badrul Novi Trisnawati Novia Jumatur Novy Aulia Safitri Nur Ainiyah Nur Syam Nurafini, Fira Nurarista, Erina Ayu Nurillah, Shinta Lintang Nurul Hanifa Nurul Hanifah Prakasa, Novan Adi Puji Lestari Puji Lestari Puspitasari, Siska Dwi Putri, Diva Carrisa Putri, Seftia Talenta Raden Achmad Fuad Rahmawati, Zeni Revonnarta, Ervanda Ridlwan, Ajib Rijal, Muhammad Qomarul Rizaldi Firmansyah Raden Rizky Dwi Salsabilla Machmudi Robbani, Abdullah Azzam Rohmah Sabiq Rohmah Sabiq Room Fitrianto, Achmad Rosadi, Danang Sari, Eka Septia Shinta Lintang Sholihah, Farah Aunti Siti Nur Aini Sitti Fatimah Khairunnisaa Sofiana, Nana Sri Abidah Suryaningsih Sri Herianingrum Sulistyo Wiky Aprianto Taufiqur Rohman Tony Seno Aji Ulfia, Lily Warni, Fortuna Septiyaning Westermann, Alena Winarsih Winarsih Winarsih Winarsih Wulan sari, Asri Yan Putra Timur yasin, ach . Yatun Ilmiyah, Chil Zhella Annisa zulfa, indana

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