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All Journal El Dinar Al-Ulum Jurnal Ekonomi dan Bisnis Islam Al-Wijdan : Journal of Islamic Education Studies Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Economics, Business, and Government Challenges Revenue: Jurnal Manajemen Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PROFICIO: Jurnal Pengabdian Masyarakat MOVE: Journal of Community Service and Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Perbanas Journal of Islamic Economics and Business Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Emerging Research and Review Socius: Social Sciences Research Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies

Rachma Indrarini

Universitas Negeri Surabaya

Author-ID : 2441016

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Muslim Millennial’s Buying Behavior of Halal Food & Beverage in Indonesia: The Mediating Effect of Purchase Intention Fadillah, Hikmatul Nur; Ridlwan, Ahmad Ajib; Suryaningsih, Sri Abidah; Indrarini, Rachma
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 1 (2023)
Publisher : Univeristas Islam Bandung

This study aims to determine the factors that influence consumer behavior in buying halal food and beverages in Indonesia for the millennial generation. These factors include halal awareness, halal certification and attitudes which are important factors in influencing buying behavior directly or through buying intention as a mediating/intervening variable. Data collection was carried out through a questionnaire with a total of 206 millennial Muslims who consume the halal product in Indonesia and also part of society with births in late 1980 to early 2000 using non-probability sampling. To assist in data analysis using sem-pls with PLS-4 application. The results of the study show that there is a relationship between halal awareness, halal certification and attitudes towards consumer buying behavior which is mediated by purchase intention. In addition, for a direct relationship between halal certification and attitudes toward buying behavior, a positive and significant effect was found. Interestingly, it was found that halal awareness has no significant effect on consumer buying behavior. This study can be used also by companies and for marketing discussions to develop halal food and beverage products for Muslim consumers in Indonesia.

Edukasi Akad Usaha dan Bagi Hasil Berdasarkan Prinsip Syariah pada Kelompok Perintis Usaha di Barurambat Timur Fikriyah, Khusnul; Canggih, Clarashinta; Indrarini, Rachma; Nurafini, Fira
IHSAN : JURNAL PENGABDIAN MASYARAKAT Vol 5, No 2 (2023): Ihsan: Jurnal Pengabdian Masyarakat (Oktober)
Publisher : University of Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ihsan.v5i2.14456

Barurambat Timur Kabupaten Pamekasan merupakan desa binaan Jurusan Ilmu Ekonomi yang kini sedang mengembangkan semangat berwirausaha di kalangan masyarakat. Sudah mulai banyak berkembang rintisan usaha yang diinisiasi oleh sekelompok warga untuk memperbaiki kondisi ekonomi keluarga mereka. Namun dalam memulai usaha tentunya banyak hal yang masih belum mereka fahami, diantaranya adalah akad Kerjasama usaha dan bagi hasil atas usaha yang mereka jalankan. Melihat kebutuhan mitra terkait edukasi dan sosialisasi akad Kerjasama dan bagi hasil dalam usaha Bersama, maka tim Pengabdian Kepada Masyarakat melakukan kegiatan Edukasi Kegiatan PKM ini diharapkan dapat memberikan edukasi yang cukup untuk mereka menjalankan usaha agar tidak menghadapi permasalahan terkait Kerjasama di kemudian hari.

Hubungan Inovasi Produk Makanan Terhadap Minat Beli Masyarakat di Gresik Asmoro, Akbar Ariza; indrarini, rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April
Publisher : Universitas Negeri Surabaya

The product is subjective knowledge from the producer that can be offered in an effort to achieve goals through fulfilling customer needs and desire in accordance with their capacity and purchase power. About the product then the more noticed aspect is product innovation. Product innovation is the key to winning business competition. This research has a purpose to find the relationship of food products innovation to people's buying interests in Gresik using a simple correlation analysis method to analyze data and use spss program version 24 to process data. This research uses 1 independent variable namely product innovation and 1 dependent variable that is buying interest. The data was obtained from a questionnaire that has been shared with 100 respondents, namely the gresik city community selected through purposive sampling techniques and measured on a likert scale. The results found that food product innovation has a significant strong relationship to people's buying interests in Gresik.

Pengaruh Penggunaan Uang Elektronik (E-Money) Berbasis Server Sebagai Alat Transaksi terhadap Penciptaan Gerakan Less Cash Society Pada Generasi Milenial di Surabaya Abiba, Riska Widya; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April
Publisher : Universitas Negeri Surabaya

The increasing development of financial technology has led to change in the payment instrument in society, for example, the use of cash to electronic money (e-money) in a daily transaction. One of the users of e-money is Millenials. Millennials are the main actor of technological sophistication in which they will be treated to various convenience and practicality in making a transaction in their economic activity. Therefore, it is possible to increase the use of e-money in a transaction. If there is an increment in the use of e-money, it can indicate the new creation of a social phenomenon in society namely a cashless society. A cashless society consists of people who tend to be minimal in using cash and they are more likely to use electronic payment in a transaction. This research aims to determine the effect of the independent variable use of electronic money (e-money) on the dependent variable of the cashless society movement in the Millennials in Surabaya. The method used in this research is quantitative by using a likert scale measuring instrument and a simple linear regression analysis technique in software named SPSS 24. The result shows that the variable use of electronic money has a positive and significant effect on the cashless society movement.

Pengaruh Religiusitas dan Citra Bank Syariah terhadap Minat Menabung melalui Bank Syariah di Sidoarjo Revonnarta, Ervanda; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

Asset, financing and third-party fund of bank were increasing in past three years. But, it was not followed by the increase of market share in national banking market. It means that peoples interest in islamic banking still low. This study aims to know whether religiosity and islamic bank image influence saving intention to islamic bank in Sidoarjo. This study is a quantitative study. Using validation test and reliability test for instrument testing, classic assumption testing, multiple linear regression testing and hypothesis test consisting of partial test, simultaneously test and R squared test. The result of this study explains that religiosity and islamic bank image are influencing saving intention to islamic bank in Sidoarjo in both partial and simultaneously way. Variable of religiosity and islamic bank image have the strength to influence saving intention to islamic bank in Sidoarjo by 72,7%.

Efektivitas Penggunaan E-Commerce Dalam Menunjang Penyerapan Zakat Studi Kasus Laz Al-Azhar Rohman, Taufiqur; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

Indonesia is a country with the largest Muslim population in the world. In 2020 the total population of Muslims reached 87,18 percent. One of the pillars of Islam is zakat, but according to research by BAZNAS, the Bogor Agricultural Institute (IPB) and the Islamic Development Bank (IDB) (2015), Indonesia has the potential for zakat of 217 trillion rupiah, but in 2007 BAZNAS reported that zakat absorbed was only Rp. 450 billion and increased in 2013 to Rp. 2.73 trillion or only about 1% compared to the national zakat potential. One LAZ that collaborates with e-commerce to collect zakat is LAZ Al-Azhar. This research aims to determine whether the zakat payment feature in e-commerce is effective in the LAZ Al-Azhar case study. This research is a qualitative research and uses phenomenological methods based on events from society. In this study, the technique of taking the subject in this study used purposive sampling and data collection techniques in the form of interviews, and triangulation of data sources was used as data validity. The results of this study state that the zakat payment feature in e-commerce in the LAZ Al-Azhar case study is effective. Even though it is considered effective, there are still many things that need to be improved, such as educating the public regarding this feature so that the distribution of zakat through e-commerce will be maximized.

Analisis Perilaku Konsumsi Muslim Dalam Berbelanja Skin Care Pada Mahasiswi Di Pamekasan Wulan sari, Asri; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

The purpose of this study is to see the consumption behavior of Muslims on skin care products through online shopping among female students in Pamekasan. The method used in this study was qualitative descriptive research with phenomenological approach by the aim of analyzing and describing Muslim consumption behavior through online shopping on skin care among female students in Pamekasan. The object chosen was the consumption behavior of Pamekasan female students in online shopping of the skin care products. Sources of data used in this study were primary data and secondary data. The primary data of this study was obtained form interviews with sources and observations in the field. This study also used secondary data in the form of journals, books and other literature related. The data validity test technique used was in the form of triangulation of sources and triangulation of techniques as well as analyzing how to reduce data, present data, and find conclusion. The results of this study showed that the consumption behavior of female students in Pamekasan through online shopping on skin care products is still not in accordance with the correct consumption behavior of Muslims because the consumption is excessive, gives priority to lust, causes redundancy and does not pay attention to halal products.

Pengaruh Penggunaan Digital Payment terhadap Perilaku Konsumsi Islam Masyarakat Surabaya Pada Masa Pandemi Covid-19 Puspitasari, Siska Dwi; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

During the Covid-19 pandemic, people's habits changed slightly, namely that almost all activities were carried out online including school, work, and shopping. To meet their daily needs, people have switched to using e-commerce and payment systems using digital payments to avoid direct contact with money. This study was conducted to determine the effect of the use of digital payments on the Islamic consumption behavior of the people of Surabaya during the Covid-19 pandemic. In this study using quantitative methods with a Likert scale measuring instrument with data analysis techniques using simple linear regression using SPSS 25.0. The results in this study indicate that the use of digital payments has a positive and significant effect on Islamic consumption behavior.

LITERASI EKONOMI SYARIAH PADA SANTRI PONDOK PESANTREN BAHRUL ULUM TAMBAKBERAS KABUPATEN JOMBANG Rahmawati, Zeni; indrarini, rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 3 (2021): Desember
Publisher : Universitas Negeri Surabaya

Islamic economics and finance in Indonesia have developed rapidly in last two decades. However, Indonesia’s Islamic economic literacy is still low at 16,3%. One way that the government has taken toincrease Islamic economic literacy is by encouraging Islamic boarding schools to increase Islamic economic and financial literacy. The purpose of this research is to determine the level of Islamic economic literacy High School Santri of Islamic Boarding School Bahrul Ulum Tambakberas Jombang using a quantitative approach. Sources of data in this research are primary data and secondary data. Primary data is obtained from answers given by respondents in distributed questionnaires. Secondary data were obtained from library research. The number of respondents was 89 santri. Data were collected using a questionnaire. The test on the research instrument was the validity test and reliability test. The data analysis technique used is descriptive statistics. The result showed that the Islamic economic literacy level of santri was in the sufficient literate category with an average of 73,64%. The Islamic economic literacy index is obtained by calculating the literacy rate of each aspect multiplied by the weight of the constituent aspects, so the result of islamic economic literacy index of santri is 36,61% (well literate).

Peran BMT Mandiri Artha Syariah Dalam Pemberdayaan UMKM Di Kabupaten Bojonegoro Pada Masa Pandemi Covid-19 Bistiana, Mila; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

With the decline in the economy during the Covid-19 pandemic, MSME faces some difficulties in their businesses. This study aims to determine the role of BMT Mandiri Artha Syariah in empowering MSME both before and during the Covid-19 pandemic. To get research results that can interpret the role of BMT in empowering MSME, researchers used a descriptive qualitative approach. BMT Mandiri Artha Syariah Bojonegoro is the object in this research . Sources of data in this study are primary and secondary data. Primary data is data obtained by researchers directly from informants. And secondary data is data obtained by researchers indirectly from books and journals that support research. The data validity technique used in this study was the source triangulation technique and the technique triangulation. The data analysis technique uses the Analysis Interactive model from Miles and Huberman consisting of data collection, data reduction, data presentation, and conclusion making. The result shows that MSMEs funding program in BMT Artha is already run well, but there are some services need to be noticed. Before the Covid-19 outbreak, funding program was running well. But in this pandemic, a lot of MSMEs experience default that BMT Artha provide leeway in payment times and become selective in providing the funding program.

Co-Authors Abiba, Riska Widya Abil Yositya Indah Mauliza Ach. Yasin Achmad, Fadelia Afif, Zamitah Tahiyyah Ahmad Ajib Ridlwan Aini, Atica Qurrotun Akhlis Fatikhul Islam Albrian Fiky Prakoso Alfarisy, Fathor Rozy Amrullah, Habib Andi Fahrudin Andini, Annisa Putri Andriani Samsuri Anggraini, Yuanita Nur Annisa, Zhella Annisa Aprilia, Titin Arethusa, Zana Chobhita Arifah, Ika Dyah Candra Asmoro, Akbar Ariza Ayu Larasati Bagas Abiyyu Farrasdianto Binti Zakaria, Zalina Bistiana, Mila Cahyono, Aralda Febrian Cantika Agustia Clarashinta Canggih Daffa Eka Septianda Dayanti, Riski Desita Pidie Finistyasa Dhefita Sari Difa Azzahrowani, Ilma Diva Carrisa Putri Efendi, Taufik Kukuh Endriyanto, Rizal Fadillah, Hikmatul Nur Fahrullah, Fajirin, Fauzan Bahamarianto Farichatul Muthi'ah Farichatul Muthi'ah Farichatul Muthi’ah Fata Habibullah Febriana, Vivi Cendrik Fira Nurafini Firmanda, Muhammad Esza Maulana Fitria Hikmatul Jannah Fitriah Dwi Susilowati Galuh Ratulangi Hanifah Saputri, Safhira Evani Hendry Cahyono Jannah, Fitria Hikmatul Javantara, Alfado Chievo Junaedi Dwi Mulyanto Kamilatus Salsabila Khusnul Fikriyah Kulsum, Umu Kusumawati, Nunik Dwi Ladi Watjuba Perdini Lily Ulfia LUCKY RACHMAWATI Lutfiyatul Rosidah Maghfiroh, Mamluatul Mamluatul Maghfiroh Mauren Gita Mauren Gita Miranti Meisyaroh Catur Wulandari Merlyana Dwinda Yanthi Mia Karunia Putri Mira Puspitasari Mira Puspitasari Moch. Khoirul Anwar Mubarok, Muhammad Dzulfahmi Muhammad Amar Muhammad Burhanudin Munir, Maryam Bte Badrul Nabil Nazhif Fikri Ahmad Nanda Fadhilah Witris Salamy Novi Trisnawati Novia Jumatur Novy Aulia Safitri Nur Ainiyah Nur Syam Nurafini, Fira Nurarista, Erina Ayu Nurhayati Nurillah, Shinta Lintang Nurul Hanifa Nurul Hanifah Prakasa, Novan Adi Puji Lestari Puji Lestari Puspitasari, Siska Dwi Putri, Diva Carrisa Putri, Seftia Talenta Raden Achmad Fuad Rahmawati, Zeni Ratulangi, Galuh Revonnarta, Ervanda Ridlwan, Ajib Rijal, Muhammad Qomarul Rizaldi Firmansyah Raden Rizky Dwi Salsabilla Machmudi Robbani, Abdullah Azzam Rohmah Sabiq Rohmah Sabiq Room Fitrianto, Achmad Rosadi, Danang Salsabila, Kamilatus Sania Ardiana Sari Edi Cahyaningrum Sari, Eka Septia Shinta Lintang Sholihah, Farah Aunti Siti Nur Aini Sitti Fatimah Khairunnisaa Sofiana, Nana Sri Abidah Suryaningsih Sri Herianingrum Sulistyo Wiky Aprianto Taufiqur Rohman Tony Seno Aji Ulfia, Lily Warni, Fortuna Septiyaning Westermann, Alena Winarsih Winarsih Winarsih Winarsih Wulan sari, Asri Yan Putra Timur yasin, ach . Yatun Ilmiyah, Chil Zhella Annisa zulfa, indana

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