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ANALYSIS OF SOUNDNESS LEVEL (FINANCE) USING CAMEL METHOD OF BANK ACEH SHARIA BEFORE AND AFTER CONVERSION Ramadhan Razali; Fuadi; Deny Sumantri Mangkuwinata; Hanif
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 1 No. 3 (2023): January
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v1i3.41

Abstract

Financial institutions are the institution that has an important role in national development and the economy of a country. The economic progress of the banking sector can be seen from the increasing public interest in investing, borrowing and saving by utilizing banking services. So to increase public and government confidence in managing their business finances, an assessment of the soundness of the bank is very necessary. The formulation of the problem in this study, namely: 1) How is the health (financial) level of PT. Bank Aceh Syariah before conversion if assessed using the CAMEL method in the period 2013-2015?, 2) What is the soundness (financial) level of Bank Aceh after conversion if assessed using the CAMEL method in the 2017-2020 period? The type of research that researchers use in this study is qualitative research by using data collection techniques, documentation.  The CAMEL  techniques and descriptive analysis use to analyze the data. Based on the results of the study, it can be concluded that: 1) That the health level of PT. Bank Aceh Syariah before conversion was in the healthy category, 2) The health level of PT. Bank Aceh Syariah after conversion is in the healthy category.3) Bank Aceh Syariah soundness level before and after conversion is in the healthy category with an average value before conversion by 75.24% and after conversion by 80.84%
LIQUIDITY RATIO ANALYSIS IN MEASURING FINANCIAL PERFORMANCE BEFORE AND AFTER THE PANDEMIC COVID-19 AT PT. SELAMAT SEMPURNA TBK Rico Nur Ilham; Thasrif Murhadi; Reza Juanda; Fuadi; Muttaqien
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 3 No. 1 (2024): July
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v3i1.177

Abstract

To find out how the company's financial performance was before and during the Covid-19 pandemic, it is necessary to analyze financial reports, one of the analytical techniques is the financial ratio analysis technique. Financial ratio analysis generally consists of liquidity ratios, activity ratios, solvency ratios and profitability ratios. In this analysis, the ratio used is the liquidity ratio using the current ratio and quick ratio.This research uses secondary data where financial report data is taken from the Indonesia Stock Exchange (BEI) at www.idx.co.id The data is in the form of financial reports which are the object of this research, which consist of balance sheets and profit and loss reports for the 2018 - 2021 period. The data source used was obtained directly, namely by using financial report documents of Retail Trade Subsector companies listed on the Indonesian Stock Exchange.It can be seen that in 2018 the current ratio value of PT Selamat Selamat Tbk was found to be 394.32% and increased by 69.33% in 2019. In 2020, while the Covid-19 pandemic was taking place, it actually experienced an increase of 11.41% from in 2019. And in 2021 it experienced a decrease of 158.53% from 2020.It can be seen that in 2018 the quick ratio value was found to be 233.02% and increased by 60.72% in 2019. In 2020, while the Covid-19 pandemic was taking place, it actually experienced an increase of 101.45% from in 2019. And in 2021 it experienced a decrease of 141.98% from 2020.
BUILDING RESILIENT MSMEs: FINANCIAL BOOKKEEPING ASSISTANCE FOR MSMEs IN NORTH ACEH Wahyuddin; Fuadi; Falahuddin; Arliansyah; Muttaqien; Aulia Syuhada; Doli
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 6 No. 2 (2026): July-October 2026
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.22270916

Abstract

Financial bookkeeping is an important aspect of MSME management, but many small business owners still have limited knowledge and skills in recording and managing their business finances systematically. This community service activity aims to improve the knowledge and skills of MSME owners and community members in Banda Sakti District, Lhokseumawe City, in conducting simple and systematic financial bookkeeping. The activity was conducted on November 12, 2025, at the Meunasah of the Geuchik Office, Lancang Garam Village, and involved market traders and community members from five villages, namely Lancang Garam, Tumpok Teungoh, Jawa Lama, Hagu Teungoh, and Jawa Baru. The activity used a participatory approach through material presentation, interactive discussion, practical exercises, mentoring, and evaluation. The training materials covered basic financial management, separation of personal and business finances, recording of income and expenses, capital and cash flow, preparation of simple financial statements, and the use of digital bookkeeping tools. The results of the activity showed that participants gained a better understanding of the importance of financial bookkeeping and received practical knowledge for recording business transactions. Participants also demonstrated active participation during the discussion and practical sessions and became more aware of the benefits of systematic bookkeeping for business decision-making, financial planning, and access to business financing. The activity is expected to encourage MSME owners to apply regular financial bookkeeping to support better business management, sustainability, and competitiveness.
Implementasi Maqashid Syariah pada Penyembelihan Ayam dalam Memenuhi Kebutuhan Masyarakat (Studi Kasus Pedagang Daging Ayam di Gampong Jawa, Kecamatan Idi Rayeuk, Kabupaten Aceh Timur) Mulia Sari; Fuadi Fuadi
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 3 No. 04 (2026): AGUSTUS - SEPTEMBER 2026
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui implementasi maqashid syariah pada penyembelihan ayam dalam memenuhi kebutuhan masyarakat oleh pedagang daging ayam di Gampong Jawa, Kecamatan Idi Rayeuk serta faktor penghambat dan pendukung dalam penerapan penyembelihan sesuai maqashid syariah. Penelitian ini menggunakan pendekatan pendekatan deskriptif kualitatif dengan jenis penelitian lapangan (field research). Teknik pengumpulan data dilakukan melalui observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa implementasi maqashid syariah pada usaha pemotongan ayam di Gampong Jawa telah diterapkan melalui aspek hifz ad-din, hifz an-nafs, dan hifz al-mal. Pada aspek hifz ad-din, pelaku usaha telah melakukan penyembelihan sesuai syariat Islam dengan membaca basmalah, menggunakan alat yang tajam, dan dilakukan oleh penyembelih muslim. Pada aspek hifz an-nafs, pelaku usaha berupaya menjaga kebersihan dan kualitas daging ayam. Pada aspek hifz al-mal, usaha pemotongan ayam memberikan manfaat ekonomi bagi pelaku usaha dan pekerja serta meningkatkan kepercayaan masyarakat terhadap produk yang dipasarkan. Faktor pendukung implementasi maqashid syariah meliputi tingginya kesadaran masyarakat terhadap pentingnya konsumsi makanan halal, pengalaman pelaku usaha, dan tingginya permintaan pasar. Sementara faktor penghambat meliputi keterbatasan pemahaman mengenai standar penyembelihan halal yang lebih modern serta kurangnya pembinaan dan pengawasan dari pihak terkait.
SOSIALISASI PASAR DIGITAL PADA PEDAGANG GROSIR DESA MEUNASAH ALUE KOTA LHOKSEUMAWE Fuadi; Ramadhan Razali
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v1i1.666

Abstract

Digital marketing has an important role in achieving more modern marketing goals. This is because digital marketing is a quality way of working and is based on meaningful values, and provides motivation and inspiration for better marketing. Digital marketing is a marketing activity including branding that uses various web-based media such as blogs, websites, e-mail, or social networks. This dedication aims to provide understanding to the community about marketing through digital marketing. The object of this dedication is the village community of Meunasah Alue, District. Muara Dua, Lhokseuamawe City. While the result found is that the empowerment of micro-businesses in the village of Meunasah Alue is very effective and efficient. This is because the color of the diversity of the micro business itself.