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All Journal Agroland : Jurnal Ilmu-Ilmu Pertanian PREMISE LAW JURNAL Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Jurnal Pseudocode PROSIDING SEMINAR NASIONAL CENDEKIAWAN Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Jurnal Pendidikan Fisika Indonesian EFL Journal JPF : JURNAL PENDIDIKAN FISIKA Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Syntax Idea Jurnal Ilmu Manajemen Universitas Tadulako (JIMUT) Enggang: Jurnal Pendidikan, Bahasa, Sastra, Seni, dan Budaya Perbal : Jurnal Pertanian Berkelanjutan Ar-Rasyid: Jurnal Pendidikan Agama Islam Jurnal Media Akuntansi (MEDIASI) NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Jurnal Rekayasa Sipil (e-journal) El-Maqra' : Tafsir, Hadis dan Teologi Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Prosiding Seminar Nasional Mini Riset Mahasiswa Cakrawala: Jurnal Pengabdian Masyarakat Global Harmoni: Jurnal Ilmu Komunikasi Dan Sosial Jurnal Riset Manajemen Guruku: Jurnal Pendidikan dan Sosial Humaniora Jurnal Serambi Biologi Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Akuntansi dan Keuangan Syariah Manfish: Jurnal Ilmiah Perikanan dan Peternakan Karya Nyata: Jurnal Pengabdian Kepada Masyarakat Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat
Riska Riska
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Journal : Jurnal Riset Manajemen

 1 
Tantangan dan Peluang Otoritas Jasa Keuangan dalam Era Digitalisasi Layanan Keuangan Riska Riska; Seri Mughni Sulubara
JURNAL RISET MANAJEMEN (JURMA) Vol 2 No 4 (2024): December : Jurnal Riset Manajemen
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jurma.v2i4.2712

Abstract

The Financial Services Authority (OJK), which has a position as a state institution, was formed based on Law Number 21 of 2011. OJK functions to organize an integrated system of regulation and supervision of all activities in the financial services sector, both in the banking sector, capital markets, and non-bank financial services sectors such as insurance, pension funds, financing institutions, and other financial services institutions (Sulubara, 2023). The Constitutional System of Indonesia (UUD 1945) emphasizes that the Indonesian government system is based on law. In facing challenges and opportunities must be resolved legally. The theoretical studies related to this research are using the theory of legal protection (Musyafah, 2019). This research uses a normative juridical method with the aim of analyzing the role of functions attached to the Financial Services Authority (OJK) in accordance with the legislation as the basis for its formation. The challenges faced by the Financial Services Authority in the era of digitalization of financial services are data security and cyber threats, adaptive regulations, digital divide, digital literacy and dependence on third parties. Meanwhile, the opportunities presented by the digitalization of financial services are financial inclusion, product and service innovation, ecosystem collaboration and digital asset development.
Co-Authors A. Taufik Hidayat Prayuda Abdul Gafar Abdussalam Al Akbar Agiska Katili Ahmad Afiif Akmal Abdullah Andhi Sukma Azizah Rachmawati Azwir Anhar Azwir Azwir Baso Akib Bunga Citra Dewi Cici Isnawati Delia Umalekhoa Deti Indah Kiranti Dicky Jhoansyah Dwi Octaviani Putri Eka Lestari Sitepu Eka Listiana Eka Sudartik Eko Noerhayati Emma Lilianti, Emma Faradilla Miftah Suranata Fazlan Hady Rohiddatul H.M Najib Kasim Hanif Nurcholis Adiantika Harni Harni Haryono Umar Hendri Alamsyah Hilma Rahmatillah Ilham Ilham Ilma Nurwahidah Intan Safina Julita Rismauli Kokom Komariah KORNELIUS, YOBERTH Marlia Herman Monalisa Mokodompit Mughni Sulubara, Seri Muhammad Hasdin Has Muhammad Syukur Nada Nupus Ihwani Nadila Sofia Neneng Sri Wulan Nining Triani Thamrin Ni’matu zuhrah Nur Andini Jois Nurazmi, Nurazmi Nurhasana J. Monomo Nurul Ainun Maudil Khawair Nuur Wachid Abdul Majid Oky Ryanda Prayoga Inggar Nurul Mustofa Reski Aulia. r Rismansyah Riyanti Latama Rosida Tidore Safei Safei Safita Gay Septi Sulistyorini Sherly Agustiana Sofyan Iskandar, Sofyan Sri Wahyuni Sri Yulita Sa'ban Sumirat, Elva M Surya Sutriana Suryanto Sosrowidigdo T. Saiful Basri Taifatul Jannah Yeni Irma Normawati Zulfa Zainuddin