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Journal : Jurnal Konstatering

Legal Efforts to Settle the Problem of Transfer of Home Ownership Credit Under Hand Between the Debtor and a Third Party (Case Study Decision Number 61/Pdt.P/2022/PN.Kdi) Fitrawati, Fitrawati
Jurnal Konstatering Vol 3, No 1 (2024): January 2024
Publisher : Master of Notarial Law, Faculty of Law, Sultan Agung Islamic University

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Abstract

This research aims to find out, study and analyze the process of private transfer of home ownership credit between the debtor and a third party; to find out, study and analyze the legal consequences of the private transfer of home ownership credit between the debtor and a third party; and to find out, study and analyze legal efforts to resolve the issue of private transfer of home ownership credit between the debtor and a third party. This research method uses a type of normative legal research, with a statutory approach, conceptual approach and case approach. The type and source of data is secondary data, with data sources in the form of primary legal materials, secondary legal materials and tertiary legal materials which are carried out using data collection methods in the form of library studies, documentary studies and interviews. The data obtained is presented in the form of descriptions arranged systematically, logically and rationally, then the data is analyzed using qualitative descriptive analysis methods. The results of this research show that the transfer of home ownership credit under the hands of the debtor and a third party or without the knowledge and approval of the creditor or the bank providing the mortgage, the process does not take long, there is enough agreement between the debtor and the third party, but this action is not justified by the creditor. or is considered an act of default. Resulting in debtors and third parties compensating for losses incurred in the form of money or compensation for losses in the original condition. The legal effort to resolve the KPR transfer problem privately between the debtor and a third party is by taking legal action by filing a lawsuit or decision with the district court. So that the private transfer of home ownership credit between the debtor and a third party which is carried out by means of sale and purchase is declared valid and has permanent legal force regarding the validity of the private sale and purchase.
Co-Authors Ade Mariani Adhani Aditya Adila Destrianti Afdal Ade Hendrayana Afdal Yuliansyah Afifatul Mahfuzah Ahmad Syarif Ahsan, Aidin Ai Monica Ainun Qholbi Ajeng Novia Anggraini Alfi Rahmi Rusvid Amelia Hamida Amirul Azhar Amri Isyam Amri Isyam An Fauzia Rozani Syafe’i Ana Safara Andre Mutia Andriani, Medi Anggi Fitria Ningsih Anggraini, Reni Dian Annisa Iman Sari Annisa Kharismi Annisa Kurniawati Aprilia, Orlin Arman Arman Aryuliva Adnan Asri Sekar Mira Astria, Rizka Azhari, Rahmi Azizi, Hafizul Azra, Syaifatul Chikal Lexsti Rahmadani Cinto Dwi Asyura D. Perrodin, David Danisa Warni David D Perrodin David D Perrodin David Perrodin Delarosa, Adelia Delvi Wahyudi Deni Deni Desmawati Radjab Dewi Putri Rahmayani Dian Safitri Djalil, Nur Alim Dwi Chayani Egi Putriana Elsa Rahmi Elvi Komala Sari Elvi Susanti Erdiana Erdiansyah Erin Diniati Diniati Fairisha Embriany Fani Yally Yolanda Fatima Zahra Fatma Ismed Fauhatun, Fathin Fauziyyah Amatullah Febby Febryan Ferdy Annelando Fiorentina Italia Fitri, Hafizah Meidya Frysca Nara Seftiani Gito Rusdianto Guswandi Guswandi Hadeli Hadeli, Hadeli Haerul Afdal Mubarak, Mohd Hamdi Hamdi Hamzah Hamzah Hasanah, Rifdatul Hasdinawati, Hasdinawati Hasyim, Syamsiah Helen Srimaharani Putri Hermawati Syarif Hidayat, Rusdi Pandu Ihsan Pratama Ika Haya Aulia Insan Kamil Insan, Nur Intan Savira Iqbal Fathoni C Sihombing Isanabiah Isanabiah Issef Tinarriyadi Janet Aurora Jesi Putri Marantika Jufri Jufri Jufri Jufri Jufri Jufri Jufri Syahrudin Jufri Syahrudin Jufrizal Jufrizal Katrina Vabiola Khalish, Muhammad Rayhan Leni Marlina Lina Lesmana Liswahyuni, Andi M. Fauzy Rahman M. Zaim Mahardika, Yovinda Marselina, Vivi Marsuki, Nurfitriani Meisyani Gustri Fadila Melati Nuraini Putri Melia Putri Metri Wiliardi Miftahul Miftahul Miftahurrahmi Miftahurrahmi Mira Febtisari Muflihatuz Zakiyah Muhammad Ardiansyah Muthia Ariansyah Nadia Daniati Nainggolan, Krisepan Nazhifah Mesa Putri Nelvi Handayani Nelvia Nelvia Nessa Harliyani Nirwana Ayu Maghfirah Norin Aisya Nova Yulia Nova Yulia Novi Oktavia Nur Mukhlisah Nursalina Nursalina Nursyafani Nursyafani Nurul Afifah Ramadhana Nurul Husna Oktavia, Witri Pinta Indriani Indriani Putri Armellia, Sagita Rahadian Suryanta Rahimi, Rahmat Randi Rahma Dini Rahmi Roza P Rail Mifta Zelira Ratmanida, Ratmanida Refnaldi Refnaldi Refnaldi Refnaldi Reforman, Muhammad Gagah Reni Astanti Resti Ningsih Ripalga Ripalga Riri Onesty Ririn Oktarina Risa Asrida Rize Rahmi Rusdi Noor Rosa Rusdi Rusdi Sadam Husein Salsabila, Salsabila Salsabila, Vanny Santi Eka Putri Santi Miharti Saunir Saun Saunir Saun Saunir Saun Selina Putri Sepriani, Sepriani Shera, Lovitha Maylenia Shintya Ferina Putri Silva Husna Siregar, Sarwan Siska Hayati Siti Hadijah Sitti Fatimah Sofian, Nur Israfyan Solissa, Ferdinando Sri Indah Pratiwi Sucianti, Riska Sugara, Natasya Sukma, Wahdini Wilyandri SULFIANA, SULFIANA Surahman Abdi Tampubolon, Irianty Tenty Metilia Tressyalina Tressyalina Try Willyam Ningsih Umil Hasanah.R, NR. Umul Aiman Vicko Kurniawan Vini Eviolin Wahyuni, Nella Wilda Hidayati Willia Defisyani WULANDARI, APRILIA Yakub, Muh Yenni Rozimela Yessi Mandasari Saragi Yogaswara, Andra Yosia Yolla Suryani Putri Yondrizal Maulana Yosi Wiryani Yuli Tiarina Yulia Citra Yuri Azirovi Zaim, M Zainil, Yetti Zainuddin Amir Zainuddin Amir Zakiyah, Muflihatuz Zulfi, Nurul Febiola Zurnisasi, Zurnisasi