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Mahludin H. Baruwadi
Universitas Negeri Gorontalo
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Journal : JURNAL GALUNG TROPIKA

 1 
Tingkat Literasi Keuangan Petani Padi Sawah terhadap Keputusan Pengambilan Kredit di Kecamatan Tilongkabila, Kabupaten Bone Bolango, Gorontalo Tengkeran, Nurul Amelia R.; Bakari, Yuliana; Baruwadi, Mahludin H.; Hippy, Mohammad Zubair
Jurnal Galung Tropika Vol 14 No 1 (2025)
Publisher : Fakultas Pertanian, Peternakan dan Perikanan Universitas Muhammadiyah Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31850/jgt.v14i1.1163

Abstract

Rice is a mainstay commodity in Bone Bolango Regency, Tilongkabila District. Fluctuations in agricultural commodity prices, including rice prices, create price uncertainty at the marketing level that can hamper rice farming internally and externally. One of the obstacles is capital, which, if not addressed comprehensively, will ensure the sustainability of the farming business. The rice farming industry is capital intensive, from input financing to the labor required. Most rice farmers cannot cover the high cost of farming if they only rely on their capital, so literacy skills are needed. This study aims to analyze rice farmers' financial literacy level and its influence on credit decisions. The number of samples in this study was 120 farmers using a non-probability sampling technique, accidental sampling, and the Harry King Nomogram. The results showed that the financial literacy level of rice farmers in Tilongkabila District is in the moderate category, with a percentage score of 68%. Meanwhile, the analysis results with Binary Logistic Regression show that the variables Financial Knowledge, Financial Behavior, Financial Attitude and Financial Experience have a negative and insignificant influence on credit decisions.
Co-Authors Abdjul, Annisa Abdul Rahmat Ahmad Abdul Sofyan Polimango Agustinus Moonti Ahmad Faqih Aldiansyah, Aldiansyah Ali, Citrawati Amelia Murtisari Amir Halid Ardiyanto Saleh Modjo Asda Rauf Ashar, Muhammad Asimin, Putri Utami Assel, Abdurrahman Azis Salam Bantilan, Rianti Bobihu, Rekawati Butolo, Ivana Chossy, Achmad Cindriwaty Moito Diko, Abdullah Kadir Echan Adam Eka Mawarni Elia Nusantari Damopolii Fara Zubedi Febrianti Tambio Fitri Hadi Yulia Akib Frandika K. Toiyo Fuad Pontoiyo Gobel, Nurnafiza Hasan, Nurain Hasim Hasim Hasim Hasim Hasim Hayatiningsih Gubali Heldy Vanni Alam Hippy, Mohamad Aditya Holyness Nurdin Singadimedja Humalanggi, Mahyudin Inong Thalib Uriasi irfan irfan Irwan Bempah Irwan Jaelani Ismail, Silveny Ispan Yusuf Karim, Israwati Karsidi, Cindy Erica Karundeng, Deby Rita Khali, Jihan A. Komendangi, Andika Kono, Pardan Kusnul Chotimah La Alio La Ode Sahara Laila Umpul Lantepon, Nancy N. Larasati Sukmadewi Wibowo Lasena, Mirda Lihawa, Lilis Lukman, Sri Yuliyana Machieu, Siti R Rahmatia Malik, Safira Putri H. Maya Fitriani Megawati Megawati MMSI Irfan ,S. Kom Moh. Rolli Paramata Mohamad Ikbal Bahua Mohamad Muhazir Ramli Mohamad Zainudin Usman Mohammad Zubair Hippy Mohi, Widi Adelia Moki, Nur Intan Muhammad Rizq Gobel Muhammad Sayuti MUHAMMAD YUSUF Musdalifah Musdalifah Musdalifah Musdalifah Novrianti Dotinggulo Nur Safitri Tahir Nurain Hasan Nurhayati Latief Nurinda Abas Rahma, Putri Rahman, Nur Anisa Rahman, Sitti Mutiah Raisha Candrika Fatima Diko Ranti I. Songi Ratna Dewi Regi Tumewu Rhamla Hudaifani Ria Indriani Ria Indriani Richat Djauhari Rifaldi Mopangga Rifkiawan Baba Riwan Saputri Itani Sadaruddin, Waldi Sahi, Rahmawati Sarah Abubakar Sinyin Dalila Siti Fadilla Usari Botutihe Sitti Sabariah Machmud Sri Endang Saleh Sri Yenny Pateda St Aisyah R Suciani, Anggi Suhartarto, Suhartarto Sukirman Rahim Supriyo Imran Syam, Muh Arfah Syarwani Canon Tahala, Sri Indriyanti Tahir, Nur Safitri Takaredas, Risnawati Taliki, Zulkipli Tengkeran, Nurul Amelia R. Toiyo, Frandika K. Waldi Sadaruddin Wawan K Tolinggi Widyawati Sabu Yana, Nelsih Yanti Saleh Yasin, Aldi Adriansyah Yulia Akib, Fitri Hadi Yuliana Bakari Yuriko Boekoesoe Yusniawati Kai Yusri T. Datau Zulham Sirajuddin