Articles
Konsep Self-Interest dan Maslahah dalam Rasionalitas Ekonomi Islam
Nurohman, Dede
ISLAMICA: Jurnal Studi Keislaman Vol 5, No 1 (2010): Islamica
Publisher : Program Pascasarjana UIN Sunan Ampel Surabaya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (117.234 KB)
|
DOI: 10.15642/islamica.2010.5.1.100-115
Two important concepts in economics represent the main ideas that this paper is concerned with, namely the concept of self-interest and mas lah ah. These two concepts will be analyzed in the light of what is commonly known as the economic rationality. The rational dimension of economy is about the individual act in consumption and production. An act in consumption and productionâlike in any other actsâis called rational as long as it is line with oneâs logic. When an act is done not in a proper concordance with logic, then the act is not rational. Pure Capitalism in which one would justify his/her acts of oppressing others economi cally for example, cannot be called rational because it is not logical and is not in a proper consonance with the ethical values. We argue therefore that the rational dimension coupled with its ethical apparatus must represent the heart of all economic activities if a healthy economic foundation is to be established. Here we contend that self-interestâas opposed to maslahahâhasno place whatsoever in the whole schemata of rational economy. On the contrary, mas lahah is an alternative for the already hegemonic system of global economy in which self-interest is its core. Maslahah ah is to do with society-interest and not self-interest. At the end, this paper is a critique against the global capitalistic economy that has failed to establish justice and equality for all.
POLA DAN FORMULASI PEMBEBASAN KETERGANTUNGAN PEDAGANG KECIL DARI RENTENIR: STUDI KASUS DI PASAR NGEMPLAK TULUNGAGUNG
Faizun, Mochammad;
Nurohman, Dede;
Umam, Syamsul
An-Nisbah: Jurnal Ekonomi Syariah Vol 7, No 1 (2020): An-Nisbah
Publisher : IAIN Tulungagung
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21274/an.2020.7.1.22 - 45
This study aims to determine patterns and formulations for relieving community dependency from moneylender practices. The variables used in this study are traders in the Ngemplak Tulungagung market. Data analysis uses descriptive qualitative methods. This study focuses its study on efforts to understand the practices of loan sharks in depth, understand deeply the capital needs of traders who become their customers in business development, and see the existence and role financial institutions around the location of moneylender practices that they have played, as well as the government's perceptions and efforts in tackling these rent practices. The results of this study, first, the main cause of Ngemplak market traders' dependence on moneylenders is the ease that traders can get when borrowing from moneylenders compared to when borrowing from banks and other capital providers. Second, coordination between financial institutions, the government, Baznas and Ngemplak market traders is needed to equalize the vision. Mission, and the goal of liberating traders from dependence on moneylenders Keywords: moneylenders, dependencymoneylender practices
SKENARIO PERTUMBUHAN EKONOMI PASCA COVID-19 DI TULUNGAGUNG
Nurohman, Dede;
Aziz, Abd;
Fahmi, Moh. Farih
Kodifikasia: Jurnal Penelitian Islam Vol 15, No 1 (2021)
Publisher : IAIN PONOROGO
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21154/kodifikasia.v15i1.2280
Dampak COVID-19 sangat terasa terlebih sektor ekonomi. Upaya pemerintah dalam menghadapi virus ini mulai pemberian stimulasi ekonomi hingga himbauan sosial dalam bentuk; social distancing, PSBB, larangan mudik, sampai new normal dimaksudkan agar keselamatan warga terjaga sekaligus sektor ekonomi tetap berjalan. Tulisan ini mengarahkan kajiannya pada bagaimana dampak ekonomi di Tulungagung dan langkah startegis apa yang seharusnya dilakukan. Pendekatan dalam penelitian ini adalah kualitatif berjenis library research dan bersifat inferential. Analisis data dilakukan dengan menggunakan content analysis. Literatur diambil dari berbagai sumber resmi, informasi, dan berita yang beredar secara online terkait ekonomi. Hasil penelitian menunjukkan bahwa di Tulungagung masih belum bisa digambarkan secara pasti kondisi ekonomi setelah masa pandemi. Namun, untuk mempertahankan pertumbuhan ekonominya, Tulungagung dapat mempertimbangkan dua skenario, skenario dengan PSBB dan tanpa PSBB. [The impact of COVID-19 is too felt especially in the economic sector. Government efforts in dealing with this virus began to provide economic stimulation to social appeals in the form of; social distancing, PSBB, prohibition of going home, until new normal poicy is intended so that the safety of citizens is maintained as well as the economic sector continuesly grows. This paper directs his study on how the economic impact in Tulungagung and what strategic steps should be taken. The approach in this research is qualitative research in library research type. Data analysis was performed using content analysis. The results showed that in Tulungagung still could not be described with certainty the economic conditions after the pandemic. However, to maintain economic growth, Tulungagung can consider two scenarios, a scenario with PSBB and without PSBB.]
KONSEP RISIKO BISNIS DALAM ISLAM DAN RELEVANSINYA BAGI PRAKTIK MUDARABAH PADA LEMBAGA KEUANGAN SYARIAH
Nurohman, Dede
Risâlah, Jurnal Pendidikan dan Studi Islam Vol 8 No 1 (2022): Pendidikan dan Studi Islam
Publisher : Fakultas Agama Islam Universitas Wiralodra Indramayu
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31943/jurnal_risalah.v8i1.235
This paper aims to build the concept of business risk in an Islamic perspective by making the mudarabah financing product as a starting point for the development of the theory. This research includes library research. The method of collecting data is documentation, collecting relevant library sources both in print and electronic form. The library sources were analyzed through Content Analysis with the stages of data reduction, data presentation, and taking conclusions or verification. The results of the research indicate that the concept of risk that has been understood and practiced in Islamic business and financial institutions is oriented only to the materialism value. It is not in accordance with the spirit of Islamic economics. Islam views risk not only on the aspect of material gain and loss, but more importantly, Islam prioritizes the value of maslahah. Therefore, mudarabah which is considered a product that contains a high risk, for the Islamic economy, the risk inherent in mudarabah is an opportunity to achieve the ideal goal, namely the creation of benefit in the form of increasing the welfare of the poor, in accordance with the noble values contained in the mudarabah itself. The results provide an initial framework for the development of Islamic risk management discipline.
Effects of Leverage, Liquidity, and Profitability on The Rating of Sukuk
Dede Nurohman;
Ilma Mufidatul Lutfiana;
Novi Khoiriawati
ETIKONOMI Vol 19, No 2 (2020)
Publisher : Faculty of Economic and Business
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15408/etk.v19i2.16274
The rating of Sukuk becomes the reflection of the capital markets' activities. The better rating of Sukuk, the more investor is interested in purchasing a Sukuk. This study aimed to examine the effects of leverage, liquidity, and profitability on Sukuk's rating. The technique of data analysis employed was ordinal logistic regression. The research result revealed that the leverage and liquidity affected the Sukuk. Meanwhile, the profitability did not affect the rating of Sukuk. The test result simultaneously showed that the leverage variable and liquidity affected the Sukuk rating. Overall, this study's research result supported the previous research that discovered the impacts of leverage and liquidity variables on Sukuk's rating. The implication is that companies should improve their leverage and liquidity performance to improve the bond rating.JEL Classifications: G1How to Cite:Nurohman, D., Lutfiana, I. M., & Khoiriawati, N. (2020). Effects of Leverage, Liquidity, and Profitability on The Rating of Sukuk. Etikonomi: Jurnal Ekonomi, 19(2), 299-310. https://doi.org/10.15408/etk.v19i2.16274.
Konsep Self-Interest dan Maslahah dalam Rasionalitas Ekonomi Islam
Dede Nurohman
Islamica: Jurnal Studi Keislaman Vol. 5 No. 1 (2010): September
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (117.234 KB)
|
DOI: 10.15642/islamica.2010.5.1.100-115
Two important concepts in economics represent the main ideas that this paper is concerned with, namely the concept of self-interest and mas lah ah. These two concepts will be analyzed in the light of what is commonly known as the economic rationality. The rational dimension of economy is about the individual act in consumption and production. An act in consumption and production?like in any other acts?is called rational as long as it is line with one?s logic. When an act is done not in a proper concordance with logic, then the act is not rational. Pure Capitalism in which one would justify his/her acts of oppressing others economi cally for example, cannot be called rational because it is not logical and is not in a proper consonance with the ethical values. We argue therefore that the rational dimension coupled with its ethical apparatus must represent the heart of all economic activities if a healthy economic foundation is to be established. Here we contend that self-interest?as opposed to maslahah?hasno place whatsoever in the whole schemata of rational economy. On the contrary, mas lahah is an alternative for the already hegemonic system of global economy in which self-interest is its core. Maslahah ah is to do with society-interest and not self-interest. At the end, this paper is a critique against the global capitalistic economy that has failed to establish justice and equality for all.
Religion and Economy: How the Act of Rational Economy Dominates Muslim Entrepreneurs
Dede Nurohman;
Evi Muafiah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 1 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.18326/infsl3.v15i1.71-90
This research aimed to explore the motives that encouraged Muslim entrepreneurs to make business decisions in running businesses, and also to examined the effects of their religions as well as the business logics they used toward their trading behaviors. The subjects of this research were the Muslim entrepreneurs running the business of apparel convection in Botoran, Tulungagung. This research used qualitative method with phenomenological approach. The data extracting technique was conducted by documentation, observation, and interviews. The results showed that Muslim traders based their business behaviors on the consideration of rational choices. Such behaviors were manifested in the forms of: choosing to partition their houses as the place of production (home factory); choosing to procure capital through the Chinese; choosing temporary sewing workers; choosing to replace the procurement of computer embroidery machines; dun-dunan rego (decreasing the costs); nembak (lighting); and reluctant to establish a cooperative to accommodate them. Meanwhile, religion, morals, and other values are not considered by them in running their business. The implication of the findings is that religious and economic motives always appeared in a person's business processes. The dominance of one of them was determined by the environment and experience. Sharia financial institutions in the vicinity, such as Sharia Banks and BMT (Baitul Mal wa Tamwil, a sharia-based microfinance institution or cooperative), as well as Islamic organizations, with the right kinship approach, were required to be present to pay attention to business development and community empowerment.
STRATEGI BERTAHAN PETERNAK AYAM PULLET DALAM MENGHADAPI PANDEMI COVID-19 DI PLOSOKLATEN KEDIRI
Ilbanatun Nisak;
Dede Nurohman
Juremi: Jurnal Riset Ekonomi Vol. 1 No. 3: November 2021
Publisher : Bajang Institute
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53625/juremi.v1i3.433
Pandemi Covid-19 membawa dampak yang signifikan terhadap kehidupan sosial ekonomi di Indonesia, tak terkecuali usaha yang bergerak dibidang pertanian dengan subsektor peternakan. Sebagai indikator dalam ketahanan pangan nasional, penting bagi peternak untuk terus bisa bertahan di masa pandemi Covid-19 ini. Perternakan ayam pullet ini merupakan peternakan jenis ras petelur yang berfokus pada pembesaran mulai umur 1 hari sampai 16 minggu, kemudian ayam pullet sudah siap diambil pasar. Penelitian ini bertujuan untuk mengetahui strategi bertahan peternak ayam pullet dalam menghadapi pandemi Covid-19 yang berlokasi di Plosoklaten Kediri. Penelitian ini berjenis kualitatif yang disajikan secara deskriptif. Penelitian ini mewawancarai empat peternak di daerah Plosoklaten dan mengamati secara langsung situasi di lingkungan peternak. Hasil dari penelitian ini menemukan bahwa terdapat empat strategi yang dilakukan peternak pullet dalam mempertahankan usahanya, yaitu; melakukan peremajaan kandang, memberi bantuan sosial ke lingkungan sekitar, memberikan reward kepada karyawan dan pengelolaan keuntungan.
STRATEGI MEMPERTAHANKAN UD LOGAM RAPI DALAM MENGHADAPI COVID-19 DI TULUNGAGUNG
Vonni Chintya Dewi Anisyah;
Dede Nurohman
Juremi: Jurnal Riset Ekonomi Vol. 1 No. 3: November 2021
Publisher : Bajang Institute
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53625/juremi.v1i3.436
Penelitian ini dilatar belakangi dengan dampak yang mengakibatkan pandemi Covid-19 yang sedang dihadapi Indonesia dan negara-negara lainnya. Yang mengakibatkan sektor terdampak yaitu perekonomian. Kebijakan pemerintah tentang PSBB, lockdown, social distancing, dan PPKM Darurat mengakibatkan transaksi ekonomi di pasar primer berkurang secara drastis. Hal ini menjadikan para pelaku usaha untuk mempertahankan bisnisnya di masa sulit seperti ini. Para pengusaha dituntut menetapkan strategi yang sesuai agar produk tersebut tetap laku dan terserap di pasar. Tidak terkecuali pengusaha logam. Tulisan ini mengarahkan kajian pada bagaimana dampak pandemi bagi perkembangan UD Logam Rapi di Tulungagung dan bagaimana perusahaan itu mempertahankan bisnisnya. Jenis penelitian ini adalah kualitatif yang menggunakan pendekatan deskriptif. Teknik pengumpulan data dilakukan dengan observasi, dan wawancara. Hasil penelitian ini menunjukkan bahwa dampak pandemi covid-19 mengakibatkan kenaikan harga bahan baku, menurunnya tingkat penjualan produk, adanya pengurangan karyawan, promosi offline menjadi terhambat, dan belum memiliki pembukuan. Sedangkan strategi yang dilakukan perusahan untuk mempertahankan bisnis adalah melakukan pemasaran melalui media sosial, melakukan perbaikan kualitas produk dan mengoptimalkan hubungan pemasaran dengan pelanggan.
Strategi Bertahan Pelaku Usaha Wisata dalam Menghadapi Pandemi Covid-19
Sucipto Sucipto;
Dede Nurohman
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (131.151 KB)
|
DOI: 10.30868/ad.v5i02.1736
Corona Virus Desease-19 (covid 19) yang sekarang masih berlangsung berdampak pada seluruh aspek kehidupan masyarakat, salah satunya ada pada sektor ekonomi yang bergerak pada usaha pariwisata. Sejak di berlakukannya Pembatasan Sosial Berskala Besar (PSBB) di berbagai daerah, menyebabkan pergerakan masyarakat dari daerah satu ke daerah lain sangat terbatas. Hal ini dibarengi dengan adanya himbauan dari pemerintah untuk sementara waktu tinggal di rumah saja untuk mencegah penyebaran covid 19, sehingga jumlah wisatawan menurun bahkan hampir tidak ada. Tulisan ini mengkaji Brond Waterpark, salah satu pariwisata dalam bentuk penyewaan kolam renang yang berada Tulungagung. Tujuan dari penelitian ini yaitu: untuk mengetahui dampak yang dialami Brond Waterpark pada saat pandemi dan untuk mengetahui strategi bertahan usaha ini dalam menghadapi pandemic tersebut. Penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif. Pengumpulan data dilakukan dengan metode observasi, wawancara, dan dokumentasi. Hasil penelitian menyebutkan bahwa strategi yang dilakukan Brond Waterpark antara lain: penerapan protokol kesehatan secara ketat dan serius, menjaga tempat wisata tetap bersih, strategi pemasaran secara digital, dan bekerja sama dengan beberapa pihak sekolah.