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All Journal ETIKONOMI INFERENSI YUDISIA : Jurnal Pemikiran Hukum dan Hukum Islam Dinamika ISLAMICA: Jurnal Studi Keislaman Asia Pacific Journal on Religion and Society Kodifikasia: Jurnal Penelitian Islam An-Nisbah: Jurnal Ekonomi Syariah Al-Mustashfa Risâlah, Jurnal Pendidikan dan Studi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) al-Afkar, Journal For Islamic Studies Scientific Journal of Reflection : Economic, Accounting, Management and Business Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Shirkah: Journal of Economics and Business IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Istinbath: Jurnal Hukum dan Ekonomi Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam EKONOMI BISNIS Al-Muqayyad Bertuah : Jurnal Syariah dan Ekonomi Islam El-kahfi : Journal of Islamic economics ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah juremi: jurnal riset ekonomi JURNAL ILMIAH GLOBAL EDUCATION Journal of Islamic Economics Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jurnal Cakrawala Ilmiah Sanskara Ekonomi dan Kewirausahaan Amal: Jurnal Ekonomi Syariah Equilibrium: Jurnal Ekonomi Syariah Tasyri' Jurnal Hukum Ekonomi Syariah Indonesian Economic Review Atmosfer: Jurnal Pendidikan, Bahasa, Sastra, Seni, Budaya, Dan Sosial Humaniora Journal of Business and Halal Industry Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah An-Nisbah: Jurnal Ekonomi Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan International Journal of Islamic Business and Economics (IJIBEC) Ekopedia: Jurnal Ilmiah Ekonomi KREATIF: Jurnal Pengabdian Masyarakat Nusantara Referensi Islamika: Jurnal Studi Islam Jurnal Kajian Hukum dan Sosial Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Dede Nurohman
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Pendampingan Literasi Keuangan dalam Pengambilan Keputusan Investasi pada Pekerja Migran Indonesia di Yunani Dede Nurohman; Eka Nur Rofik; Agus Eko Sujianto; Diana Lutfiana Ulfa; Ahmad Khudhory; Samsul Huda
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 4 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i4.8500

Abstract

The investment problem that often arises in society is the rampant fraud with unrealistic profit promises. This condition causes financial and psychological losses for the community, especially vulnerable groups such as migrant workers. As part of the responsibility of universities in carrying out community service, financial literacy assistance activities are carried out to improve the understanding and skills of Indonesian migrant workers in Greece. The methods used were in the form of pre-test and post-test to measure the level of knowledge, attitude, and behavior of participants before and after mentoring. The results of the activity showed a significant increase in aspects of knowledge, skills, beliefs, as well as attitudes and behaviors related to financial management. Participants feel real benefits in the form of better ability to recognize investment risks, prepare financial planning, and avoid harmful investment practices. This positive impact emphasizes the importance of financial literacy as a provision for migrant workers in facing economic challenges abroad. Therefore, financial literacy assistance activities are expected to be carried out in a sustainable manner, so that migrant workers have stronger financial resilience, are able to manage income wisely, and avoid misleading investment practices.
All You Can Eat dalam Tinjauan Maslahah al-Mursalah : Implikasi Hukum Islam terhadap Praktik Bisnis Modern ubaidillah, ubaidillah; Nurohman, Dede; Muhtadi Anshor, Ahmad
Tasyri' : Journal of Islamic Law Vol. 4 No. 1 (2025): Tasyri'
Publisher : STAINI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53038/tsyr.v4i1.215

Abstract

The "All You Can Eat" (AYCE) business practice has become a popular business model among the public, especially in the culinary sector. However, this phenomenon raises a number of questions related to halalness and sustainability from an Islamic legal perspective. This research aims to analyze AYCE buying and selling practices through a review Maslahah al-Mursalah (benefits that are not directly explained in the text) as an approach in Islamic law. The method used is qualitative analysis with a normative approach that examines fiqh principles and maslahah theory to assess whether AYCE practices bring benefits to individuals and society. This research found that although AYCE can provide economic benefits for entrepreneurs and satisfaction for consumers, there are potential losses in the aspects of waste (israf), nutritional imbalances, and impacts on health that must be avoided. In perspective Maslahah al-Mursalah AYCE practices can be justified if the principles of welfare and sustainability are maintained, but there needs to be strict regulation to ensure that no party is harmed and that excessive consumption can be avoided. This research concludes that the application of principles Maslahah al-Mursalah In business, AYCE can potentially provide benefits as long as it is in accordance with the values ​​of justice and balance in Islam.
Reconstructing the Concept of Nafkah in Islamic Legal Thought: Gender Reciprocity and Female Breadwinners In the Javanese Priyayi Society Culture, Java Elfa Murdiana; Evi Muafiah; Lutfiana Dwi Mayasari; Dede Nurohman; Nandang Kosim
Justicia Islamica Vol 22 No 2 (2025)
Publisher : Faculty of Sharia UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v22i2.12133

Abstract

This article interrogated the phenomenon of female breadwinners within Javanese society, with a particular focus on priyayi women from both the royal court and the contemporary elite. It explores how evolving gender roles contest classical Islamic jurisprudential frameworks regarding financial responsibility (nafkah). The central aim is to reconceptualise nafkah in Islamic legal discourse, critically examine the impact of Javanese cultural paradigms on women’s social positioning, and advocate for a more contextually nuanced and inclusive Islamic legal framework that accurately reflects the lived experiences of Muslim women in Java. Employing a qualitative methodology that integrates textual analysis, in-depth field interviews, and the theoretical lenses of individual resilience, maqāṣid al-shariah, and mubādalah (reciprocity), the research elucidates the extraordinary social and spiritual resilience displayed by priyayi women as they navigate patriarchal stigma and the complexities of dual economic responsibilities. Cultural constructs such as nrimo (acceptance) and laku spiritual (spiritual practice) are not merely passive acquiescence but are reframed as adaptive strategies consonant with the values of maṣlaḥah (public welfare) and iḥsān (moral excellence). Drawing upon these insights, the study advocates for a contextual reconstruction of gender roles in Islamic law, anchored in three foundational principles: reciprocity (mubādalah), public benefit (maṣlaḥah), and cultural contextuality. Ultimately, the article argues that Javanese female breadwinners should not be seen as anomalies within Islamic tradition, but rather as living manifestations of justice, equality, and humanistic values, situated within an evolving, culturally embedded understanding of Islam.
Reconceptualizing Islamic Producer Behavior: Integrating Economic Rationality, Social Solidarity, and Spiritual Ethics in Micro-Enterprise Pricing Syaichoni, Ahmad; Sujianto, Agus; Nurohman, Dede
Journal of Business and Halal Industry Vol. 3 No. 2 (2025): December
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbhi.v3i2.1075

Abstract

This article aims to reconceptualize Islamic producer behavior by integrating economic rationality, social solidarity, and spiritual ethics within the context of micro enterprise pricing. The study seeks to address the persistent gap between Islamic normative principles and their practical implementation in everyday pricing decisions among Muslim micro and small enterprises. Using a qualitative descriptive approach based on a library study, data were collected through systematic review and analysis of recent and relevant academic literature focusing on Islamic economics, ethical pricing, and micro enterprise behavior. The analysis was conducted inductively through thematic identification, conceptual categorization, and theoretical synthesis to develop a comprehensive understanding of the phenomenon under study. The findings indicate that Islamic producer behavior is characterized by partial integration of the three dimensions. Economic rationality remains dominant, manifested in cost calculation, competition awareness, and profit considerations, yet is normatively oriented toward maslahah and falah rather than pure profit maximization. Social solidarity appears in the form of ethical pricing intentions and concern for community welfare, but its realization is often constrained by market structures and power imbalances. Spiritual ethics function as a moral foundation guiding intention and ethical awareness, although they are frequently practiced intuitively and lack systematic operationalization. These findings imply that Islamic producer behavior cannot be adequately explained through single dimensional models. The study concludes that a unified conceptual framework is required to bridge rational efficiency, social justice, and spiritual accountability. This reconceptualization contributes to the development of Islamic economic theory and provides practical insights for promoting ethical and sustainable pricing practices in micro enterprises.
Extraction Mudarabah from IFI: Reposition of Mudarabah as a Cooperation System of Islamic Socio-Economics Nurohman, Dede
EQUILIBRIUM Vol 10, No 2 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i2.15590

Abstract

Mudarabah is the core of the Islamic cooperation system, which is expected to improve people's welfare. Its practice in Islamic Financial Institutions (IFI) has not realized that goal. One reason is forcing this system to become a profit-oriented formal financial institution. This paper aims to reveal the problems of the institutionalization of mudarabah and attempt to reposition it from IFI to a cooperation system of Islamic socio-economic so that the lofty goals of this system can be realized. This research uses literature and field studies. Data mining techniques use documentation, interviews, and participant observation. The research findings show that four aspects are applied in worksheets that conflict with the essential characteristics of mudarabah, namely, capital and determination of profit sharing, business management, determination of business period, and guarantees. Efforts to reposition mudarabah into the cooperation system of Islamic socio-economic are carried out by removing mudarabah from the IFI and allowing it to become a cultural system that facilitates community needs in economic interaction or to become a cooperation system within the Baitul Mal which positions the Baitul Mal as nothing more than a facilitator that brings together sahibul mal and mudarib.
THE IMPACT OF THE FINANCING TO DEPOSIT RATIO AND CURRENT RATIO ON THE PROFITABILITY OF ISLAMIC BANKS: THE MODERATING ROLE OF NON-PERFORMING FINANCING Budi Kolistiawan; Agus Eko Sujianto; Dede Nurohman; Eka Ratna Glis Purnamasari; Hardining Estu Murdinar; Larasati Widoningtyas
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.702

Abstract

This study aims to examine the effect of the Financing to Deposit Ratio (FDR) and Current Ratio (CR) on the profitability of Sharia Commercial Banks in Indonesia, with Non-Performing Financing (NPF) serving as a moderating variable during the 2019–2023 period. The study is motivated by the relatively lower profitability performance of Islamic banking compared tho conventional banking. This research employs a quantitative approach with an associative research design. The study uses secondary data derived from the annual financial reports of six Sharia Commercial Banks registered with the Financial Services Authority (OJK) over a five-year period (2019–2023), resulting in 30 observations. The analysis incorporates lagged financial variables to capture the delayed effect of financial performance indicators on profitability. The results indicate that FDR has a negative but insignificant effect on profitability. In contrast, CR has a significant negative effect on profitability, suggesting that excessively high liquidity may suppress profit performance. NPF shows a negative and significant effect on profitability in the baseline model; however, its effect becomes insignificant in the moderated regression model. Furthermore, NPF weakens the relationship between FDR and profitability, indicating that higher financing risk reduces the effectiveness of financing distribution in generating profits. However, NPF does not moderate the relationship between CR and profitability, meaning that the fourth hypothesis (H4) is not empirically supported. These findings emphasize the importance of maintaining a balance between financing distribution and financing quality, as well as optimizing liquidity management to prevent idle funds. Effective control of NPF is essential for maintaining the stability and financial performance of Islamic banks. This study contributes to the Islamic banking literature by simultaneously examining the moderating role of NPF in the relationship between FDR, CR, and profitability using the most recent data from the 2019–2023 period and incorporating lagged variables to provide a more comprehensive understanding of profitability dynamics in Islamic banking in Indonesia.
Strategi Pesantren Melalui Pemasaran Islami Dalam Mewujudkan Kemandirian Ekonomi Pesantren yang Berkelanjutan Syaifudin Alfaisah; Dede Nurohman; Kutbuddin Aibak; Binti Nur Asiyah
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.12766

Abstract

Penelitian ini bertujuan untuk mengkaji secara mendalam strategi pemberdayaan santripreneur melalui penerapan pendekatan pemasaran Islami sebagai upaya mewujudkan kemandirian ekonomi pesantren yang berkelanjutan. Pesantren dipahami tidak hanya berfungsi sebagai lembaga pendidikan dan dakwah, tetapi juga memiliki potensi besar dalam pengembangan ekonomiberbasis santri. Penelitian ini menggunakan metode kualitatif dengan desain studi multisitus yang dilaksanakan di Pondok Pesantren Fathul Ulum Kwagean Kediri dan Fathul Ulum Diwek Jombang. Data dikumpulkan melalui wawancara mendalam, observasi lapangan, dan studi dokumentasi, kemudian dianalisis menggunakan model interaktif Miles dan Huberman. Temuan penelitian mengungkapkan bahwa strategi pemberdayaan santripreneur dilaksanakan melalui tiga tahapan utama, yaitu: (1) peningkatan kapasitas santri melalui pelatihan kewirausahaan berbasis nilai-nilai Islam, (2) penerapan prinsip-prinsip pemasaran Islami dalam aspek produksi, distribusi, dan promosi, serta (3) pengembangan kelembagaan ekonomi pesantren yang mandiri dan berkelanjutan. Implementasi strategi tersebut terbukti mampu memperkuat kemandirian ekonomi pesantren, melahirkan santri yang religius, inovatif, dan kompetitif, serta berpotensi menjadi model percontohan pengembangan ekonomi syariah di lingkungan pesantren Indonesia. 
Revitalizing Financial Freedom to Achieve a Sustainable Economy Based on Maqashid al-Shariah in Hifz al-Mal Ubaidillah Mansur; Dede Nurohman; Ahmad Muhtadi Anshor
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 9 No. 2 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18582

Abstract

Global economic instability and poor financial planning have created significant challenges in achieving financial freedom, particularly in Indonesia, where low financial literacy, limited access to financial services, and inadequate savings exacerbate the issue. Integrating maqāṣid al-sharī‘ah, especially ḥifẓ al-māl, offers an ethical and sustainable framework for addressing these challenges and achieving inclusive financial freedom. This qualitative study employs a case study approach, utilizing data from academic journals, reports from international organizations, interviews with Islamic economics experts, and supporting statistics. The findings reveal that Sharia principles in investment and wealth management enhance financial inclusion, stability, and public trust. The principle of ḥifẓ al-māl safeguards assets and promotes responsible financial practices aligned with ethical and social objectives. By incorporating maqāṣid al-sharī‘ah in financial planning, individuals and societies benefit from improved well-being and sustainable economic development. This study highlights the synergy between financial freedom and sustainability, emphasizing education, justice, and resource efficiency as core strategies. Policymakers and individuals are encouraged to adopt sharia-compliant financial practices for long-term prosperity. While offering valuable insights, the study acknowledges its limitations and calls for further research on the role of digital financial technology in enhancing financial inclusion under maqāṣid principles.Keywords: Financial Freedom, Maqāṣid al-Sharī‘ah, Ḥifẓ al-Māl, Sustainable Economy, Financial Inclusion
Reconceptualizing Financial Freedom through Maqāṣid al-Sharīʿah fi Ḥifẓ al-Māl as a Framework for Sustainable Economic Development Ubaidillah; Dede Nurohman; Ahmad Muhtadi Anshor
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3188

Abstract

Global economic instability and the increasing complexity of personal financial management demand a more ethical, stable, and sustainable approach. In this context, Islamic economic practitioners propose various innovations to revitalize financial freedom based on the principles of Maqāṣid al-Sharīʿah, particularly Ḥifẓ al-Māl. This study aims to analyze the integration of the Ḥifẓ al-Māl principle into financial planning and management and its contribution to improving the financial Wellbeing of individuals and society. The research employs a qualitative case study design, supported by descriptive analysis. Data were obtained from reputable scientific journals, official reports from international institutions, and in-depth interviews with Islamic economics experts and Islamic finance practitioners. Furthermore, statistical data related to financial stability and Islamic investment behavior were used to strengthen the findings. The results show that the application of Islamic principles, particularly the avoidance of gharar, proportional risk management, and commitment to the public interest, contributes to improving individual financial stability by decreasing the risk of default and increasing the accumulation of productive assets. The integration of Hifdz al-Mal also encourages safer, more inclusive, and long-term investment practices, thereby strengthening public trust in the Islamic financial system. This study concludes that consistent implementation of Maqasid al-Shariah can be an effective strategy for building equitable and sustainable financial freedom. The implications of these findings are relevant for individuals, financial institutions, and policymakers in designing financial instruments and programs that respond to the dynamics of the modern economy.
Zakah as Intervening Variable in Enhancing Sharia Bank in Indonesia Fitri Andriyani; Muniri Muniri; Dede Nurohman
Indonesian Economic Review Vol. 2 No. 1 (2022): February : Indonesian Economic Review
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v2i1.3

Abstract

The purpose of this study aims to reveal confidence in Islamic financial institutions as an institution that operates based on sharia principles to provide public welfare with four disclosure indicators, namely Islamic corporate social responsibility, Islamic corporate governance, zakah funds, and financial performance. This study elaborated path analysis calculations to gain a deep understanding on the provided issues. The population in this study included data on the publication of annual financial reports on Islamic banks in Indonesia which are registered with the Financial Services Authority (OJK) with a total of 14 Islamic banks, while the samples were selected according to the provisions of the purposive sampling method. The findings of this study indicate that partially Islamic, corporate social responsibility, Islamic corporate governance, and zakah funds have a positive and significant effect on financial performance. Also, Islamic corporate social responsibility and Islamic corporate governance have a positive and significant effect on financial performance through zakah funds.
Co-Authors AA Sudharmawan, AA ABD Aziz, ABD Adiyono Agus Eko Sujianto Ahmad Khudhory Ahmad Muhtadi Anshor Ahmad Syaichoni Akhyak Anam, Hoirul Andi Andi Anggita Della Lestari Baihaqi, Wahid Ahtar Bhernanda Tri Mulia Aziza Putri Artino Binti Nur Asiyah Budi Kolistiawan Dedi Suselo Dewangga Wibiantoro, Awang Dhea Firnanda Diana Lutfiana Ulfa Didi Muhtarom Dwi Astuti Wahyu Nurhayati Eka Nur Rofik Eka Ratna Glis Purnamasari Elfa Murdiana Elok Faiqoh Evi Muafiah Evi Muafiah Fahmi, Moh. Farih Fitri Andriyani Fuad, Ah Zaki Happy Novasila Maharani Haque , Ahasanul Hardining Estu Murdinar Harun, Makmur Ilbanatun Nisak Ilma Mufidatul Lutfiana Kiky Nia Lorenza Kooria, Mahmood Kosim, Nandang Kutbuddin Aibak laila, resa Larasati Widoningtyas Lutfiana Dwi Mayasari Luthfiyani, Mimma Maarif, Sultan Hakim Mansur, Ubaidillah Miftakhul Khoiriyah Mimma Luthfiyani Moch Miftakhul Fais Mochammad Faizun Muhammad Dzaky Faizal Muhammad Fahrijal Anshori Muhammad Iqbal Mubarok Muhammad Syahrul Hidayat Munir, Muh. Misbakhul Muniri Mutia Izzatun Nurul Imamah Nadzirotul Fuadatil Khoiriyah Nazulah, Laili Irfatun Novi Khoiriawati Nur Isnaini, Ulya Nurdiansyah, Dani Nurul Isna Faizatul Munna Oktavia, Novi Tri Pratiwi, Putri Hadiyanti Qomarul Huda Ria Regita Samsul Huda Sayid, Syahriza Azizan Sinta Fatmalasari Sinta Sucipto Sucipto Sujianto, Agus Syaifudin Alfaisah Tri Cahyani, Yutisa Ubaidillah Ubaidillah Mansur Ubaidillah Ubaidillah Ulumudien, Mohamad Ikhya Umam, Syamsul Unun Roudlotul Janah Vika Mei Pratiwi Vonni Chintya Dewi Anisyah Wibiantoro, Awang Dewangga