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Journal : El-Aswaq

PENGARUH PERSEPSI TEKNOLOGI, RESIKO DAN HANDLING COMPLAIN TERHADAP MINAT NASABAH DALAM MENGGUNAKAN LAYANAN DAN BERBASIS TEKNOLOGI DI BANK SYARIAH DALAM MASA PANDEMI COVID-19 (STUDI PADA NASABAH BSI KOTA MALANG) Rizza Fauzatur Rohma; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 1, No 2 (2020): El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

AbstractPenelitian ini bertujuan untuk mengetahui Persepsi Teknologi, Persepsi Resiko dan Handling Complaint terhadap Minat Nasabah. Alat pengujian dalam penelitian ini menggunakan analisis regresi linear berganda. Indikator penelitian ini adalah Teknologi Informasi, Resiko, Handing Complaint dan Minat Nasabah Dalam Menggunakan Layanan Dan Berbais Teknologi Di Bank Syariah. Data yang digunakan adalah sumber data primer, yang diperoleh dari primer dengan cara menyebarkan kuesioner kepada nasabah yang menggunakan layanan teknologi di BSI letjen sutoyo malang. Pengambilan sampel dilakukan menggunakan metode purposive sampling. Sampel penelitian ini adalah 94 responden. Analisis data menggunakan uji asumsi klasik dan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel Pengaruh Persepsi Teknologi terhadap Minat Nasabah Menggunakan M-bangking berpengaruh positif dan signifikan terhadap Minat Nasabah Dalam Menggunakan Layanan Dan Berbasis Teknologi Di Bank Syariah. Pengaruh Persepsi Resiko Terhadap Minat Nasabah Menggunakan M-bangking berpengaruh negatif dan signifikan terhadap Minat Nasabah Dalam Menggunakan Layanan Dan Berbasis Teknologi Di Bank Syariah. Pengaruh Handling Complaint Terhadap Minat Nasabah Menggunakan M-bangking berpengaruh positif dan signifikan terhadap Minat Nasabah Dalam Menggunakan Layanan Dan Berbasis Teknologi Di Bank Syariah.
Analisis Penerapan Prinsip-Prinsip Syariah Pada Akad Tabarru di Produk Asuransi Syariah ( Studi Kasus Asuransi Prudential Cabang Sampang ) Laylati Alifatul Mutmainah; Dwiyani Sudaryanti; Harun Al Rasyid
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study was used to determine the analysis of sharia principles in the insurance PrudentialIndonesia Sampang branch. This research includes qualitative methods, with interview anddocumentation data collection techniques. The principles applied to Prudential insurance in theSampang branch are: 1) mutual assistance, 2) justice, 3) trustworthiness, 4) willingness, 5)monotheism, 6) prohibition of usury, 7) prohibition of maysir, 8) prohibition of gharar. With theresults of Prudential Indonesia Insurance, the Sampang Branch has implemented shariaprinciples in accordance with the DSN-MUI Fatwa No.21/DSN-MUI/X/2001 concerning generalguidelines for sharia insurance, DSN-MUI Fatwa. The mechanism for managing tabarru' fundsat Prudential Indonesia's Sampang Branch is in accordance with DSN-MUI Fatwa NO. 53/DSNMUI/III/2006 concerning tabarru' contracts in sharia insurance, DSN-MUI Fatwa No. 81/DSNMUI/III /2011 Regarding the refund of tabarru' for insurance participants who quit before theend of the agreement period.
PENGARUH HALAL AWARENESS TERHADAP MINAT BELI KONSUMEN PRODUK MINUMAN KOREAN SPARKLING WATER MOJISO (Studi Pada Mahasiswa Muslim Penggemar Drama Korea) Cynthia Renita Putri; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 1, No 2 (2020): El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study was to determine the effect of Halal Awareness on Interest Buy consumer Korean beverage products Sparkling Water Mojiso. This type of research is correlational quantitative research. In this study, the samples taken were Muslim students who were fans of Korean dramas in Malang City who knew and were interested in buying Korean products Sparkling Water Mojiso, which numbered 95 people. Taking the number of samples using the Non Probability technique Sampling with Accidental Approach Sampling to obtain respondents. The analytical tool used is analysis Simple Linear Regression using SPSS 25 tool. The results showed that the t value was 5.247 with a significance of 0.000 the value was < 0.05, which means Ho is rejected and Ha is accepted. This means that the Halal Awareness (X) variable partially has a positive and significant effect on Buying Interest (Y) of Consumer Products Korean Sparkling Water Mojiso Drink.
Pengaruh Halal Awareness dan Sertifikasi Halal pada Produk Kecantikan MS Glow terhadap Minat Beli Muslim Millennial Venisa Ayu Syafira; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of halal awareness and halal certification onMS Glow beauty product on purchase intention of Muslim Millennial. This type ofresearch is quantitative research. Sampling was done by using the non probabilitysampling with accidental sampling method. There are 102 respondents who areMuslim Millennial in Malang and using MS Glow beauty product. The analytical toolused is Multiple Linear Regression Analysis using SPSS 25. The result showed thatthe variable Halal Awareness (X1) had a positive and partially significant effect onpurchase intention (Y), halal certification (X2) had positive and significant effect onpartial to purchase intention (Y).
PERAN WAKAF, INFAQ, DAN SEDEKAH DALAM PEMBANGUNAN PONDOK PESANTREN (STUDI KASUS PONDOK PESANTREN DARUL MUZAKKI) Ardianita Thresnasari; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Through the management and development of ziswaf as support in the management of existing developmentfacilities in Islamic boarding schools as a support for Islamic boarding school activities, which producephysical objects that are material. In the development process, planning for each stage has the ability to supportdevelopment for the next stage. The purpose of this study was to determine the management and role of waqf,infaq, and alms in the construction of Darul Muzakki Islamic Boarding School. Using content analysis methodsto get conclusions. Primary data obtained through interviews and documentation. The results of this studyindicate that waqf management is carried out by individual nadzir and waqf has a role to be used as land forinfrastructure development of Darul Muzakki Islamic Boarding School. The management of infaq and alms usestraditional methods that do not meet the existing development accountability procedures, but infaq and alms actas operational funds that can produce physical objects. The existence of development can have a positive impacton students so that they can have a proper place to study
Analisis Penerapan Prinsip-Prinsip Syariah Pada Akad Tabarru di Produk Asuransi Syariah ( Studi Kasus Asuransi Prudential Cabang Sampang ) Laylati Alifatul Mutmainah; Dwiyani Sudaryanti; Harun Al Rasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study was used to determine the analysis of sharia principles in the insurance PrudentialIndonesia Sampang branch. This research includes qualitative methods, with interview anddocumentation data collection techniques. The principles applied to Prudential insurance in theSampang branch are: 1) mutual assistance, 2) justice, 3) trustworthiness, 4) willingness, 5)monotheism, 6) prohibition of usury, 7) prohibition of maysir, 8) prohibition of gharar. With theresults of Prudential Indonesia Insurance, the Sampang Branch has implemented shariaprinciples in accordance with the DSN-MUI Fatwa No.21/DSN-MUI/X/2001 concerning generalguidelines for sharia insurance, DSN-MUI Fatwa. The mechanism for managing tabarru' fundsat Prudential Indonesia's Sampang Branch is in accordance with DSN-MUI Fatwa NO. 53/DSNMUI/III/2006 concerning tabarru' contracts in sharia insurance, DSN-MUI Fatwa No. 81/DSNMUI/III /2011 Regarding the refund of tabarru' for insurance participants who quit before theend of the agreement period.
Pengaruh Halal Awareness dan Sertifikasi Halal pada Produk Kecantikan MS Glow terhadap Minat Beli Muslim Millennial Venisa Ayu Syafira; Nur Diana; Harun Al Rasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of halal awareness and halal certification onMS Glow beauty product on purchase intention of Muslim Millennial. This type ofresearch is quantitative research. Sampling was done by using the non probabilitysampling with accidental sampling method. There are 102 respondents who areMuslim Millennial in Malang and using MS Glow beauty product. The analytical toolused is Multiple Linear Regression Analysis using SPSS 25. The result showed thatthe variable Halal Awareness (X1) had a positive and partially significant effect onpurchase intention (Y), halal certification (X2) had positive and significant effect onpartial to purchase intention (Y).
PERAN WAKAF, INFAQ, DAN SEDEKAH DALAM PEMBANGUNAN PONDOK PESANTREN (STUDI KASUS PONDOK PESANTREN DARUL MUZAKKI) Ardianita Thresnasari; Nur Diana; Harun Al Rasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Through the management and development of ziswaf as support in the management of existing developmentfacilities in Islamic boarding schools as a support for Islamic boarding school activities, which producephysical objects that are material. In the development process, planning for each stage has the ability to supportdevelopment for the next stage. The purpose of this study was to determine the management and role of waqf,infaq, and alms in the construction of Darul Muzakki Islamic Boarding School. Using content analysis methodsto get conclusions. Primary data obtained through interviews and documentation. The results of this studyindicate that waqf management is carried out by individual nadzir and waqf has a role to be used as land forinfrastructure development of Darul Muzakki Islamic Boarding School. The management of infaq and alms usestraditional methods that do not meet the existing development accountability procedures, but infaq and alms actas operational funds that can produce physical objects. The existence of development can have a positive impacton students so that they can have a proper place to study