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Peran BSI KCP Bojonegoro Suropati dalam Meningkatkan Usaha Mikro dan Menengah Tesa Fahimatul Nurjanah; Sri Abidah Suryaningsih
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

In developing a business requires a capital. This capital can improve and improve the condition of UMKM business actors. However, UMKM in Indonesia are currently experiencing problems with limited capital. Therefore, the role of financial institutions such as banks is needed to channel funds directly to people who need funds. UMKM business actors take financing in Islamic banks because it is a profit-sharing system and there is no interest or usury. Therefore, this study aims to determine the role of BSI KCP Bojonegoro Suropati in increasing micro and medium enterprises through murabahah financing. This study uses descriptive qualitative methods and by using primary and secondary data. Using data collection techniques of observation, interviews, and documentation. The results of this study indicate that the role of Bank Syariah Indonesia KCP Bojonegoro Suropati is to provide additional capital or financing to micro and medium enterprises in Bojonegoro Regency for working capital. After being provided with financing, micro and medium enterprises are able to increase their business with results such as increased income, expanding business, and increasing the workforce.
Partisipasi Masyarakat dalam Pengembangan Wisata Halal serta Dampaknya terhadap Perekonomian (Studi Kasus : Kawasan Wisata Religi Makam Gus Dur) Saniyatul Ayu Aprilia; Sri Abidah Suryaningsih
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

The development of Islamic economy in recent decades has not only had an impact on banking and financial sectors, but also has an impact on tourism sector. The tourism sector is second highest sector contributing to the country's foreign exchange. This research is field research with qualitative descriptive that aims to determine community participation in developing halal tourism in religious tourism area of Gus Dur’s Tomb, supporting factors and obstacles to community participation in development of halal tourism, the impact of tourism development on the economy of surrounding community. The data types used are primary and secondary data. The data collection technique to obtain primary data is conducting interviews. Secondary data’s from books, journals, and other literature that’s relevant to the research. The results showed that local communities actively participated in form of energy, property, expertise, crafts, and social. The encourages factor in participating is high awareness to advancing tourism. Main inhibiting factor in participating is lack of accompanying personnel for the community. The impact of tourism development on local community's economy are increase income, create business and employment opportunities.
Rebranding dan Peningkatan Kualitas Produk Air Minum Dalam Kemasan “Maden” Pondok Pesantren Mamba'ul Ma'arif Jombang Sri Abidah Suryaningsih; Abdul Hafidz; Ahmad Ajib Ridlwan; Muhammad Farid Ilhamuddin; Khusnul Fikriyah
Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 1 No. 1 (2021): February
Publisher : Inspirasi Nusantara

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Abstract

Mitra dalam kegiatan ini yaitu produsen air minum dalam kemasan pondok pesantren Mamba’ul Ma’arif Denanyar Jombang. Permasalahan utama yang dihadapi oleh mitra dalam kegiatan ini adalah kualitas produk belum memiliki keunggulan khusus yang dapat disejajarkan dengan brand air kemasan yang berskala Nasional. Selain itu, produk belum memiliki standart SNI, Surat Ijin Edar dari BPOM serta pemasaran yang dilakukan bersifat tradisional. Pola marketing mengandalkan rekomendasi klien (dari mulut ke mulut). Jenis air mineral yang ditawarkan tidak variatif belum memenuhi kebutuhan pasar. Promosi yang digencarkan belum mempertimbangkan mix marketing serta produk belum dibranding secara maksimal. Tujuan kegiatan ini adalah untuk meningkatkan kualitas produk dan penerapan mix marketing. Metode yang digunakan untuk menyelesaikan permasalah mitra menggunakan model pemberdayaan Asset-based community development (ABCD). Kegiatan PKM dengan pola ABCD ini dilakukan melalui tahapan yaitu persiapan/pemetaan Asset, perencanaan Aksi, pelaksanaan Aksi, dan evaluasi. Hasil kegiatan ini adalah rebranding produk, meliputi: desain kemasan, logo/motto, harga, kelengkapan fitur dan atribut produk;  strategi pemasaran; dan peningkatan kualitas produk.
Peran Zakat, Infaq, dan Shodaqoh dalam Mengurangi Beban Ekonomi Masyarakat Terdampak COVID 19 Tony Seno Aji; Lucky Rachmawati; Hendry Cahyono; Rachma Indrarini; Sri Abidah Suryaningsih; Ahmad Ajib Ridlwan
Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 1 No. 1 (2021): February
Publisher : Inspirasi Nusantara

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Abstract

Wabah covid 19 menyebabkan banyak dampak negatif bagi masyarakat. Tidak hanya dalam hal kesehatan namun juga dalam perekonomian. Banyak masyarakat yang terkena PHK dan penurunan pendapatan. Seorang muslim seharusnya memiliki peranan yang besar untuk membatu sesama muslim lainnya untuk mengurangi beban ekonomi masyarakat seperti dengan zakat, infaq dan shadaqah. Akan tetapi masyarakat banyak yang tidak mengetahui perbedaan antara zakat, infaq dan shadaqah. Metode yang digunakan pada PKM ini adalah pembagian sembako kepada masyarakat yang terdampak wabah covid 19 dengan akad shadaqah. Hasil dari PKM ini adalah banyak masyarakat terbantu dalam memenuhi kebutuhan pokok dan masyarakat mengetahui aplikasi dari akad shadaqah.
Pelatihan Pengelolaan Keuangan Keluarga Islami Bagi Ibu-Ibu PKK Kecamatan Ganding Kabupaten Sumenep Khusnul Fikriyah; Lucky Rachmawati; Sri Abidah Suryaningsih; Clarashinta Canggih
Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 1 No. 2 (2021): Agustus
Publisher : Inspirasi Nusantara

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Abstract

Family financial arrangements are needed to maintain the welfare of the family economy. For Muslim families, Islamic management is very much needed in order to maintain a balanced financial condition in the world and the hereafter. Community Service (PKM) is carried out in Ganding District, Sumenep Regency. In this area the majority of the population is Muslim, but their educational background is 78% of elementary school graduates, so it is estimated knowledge about Islamic financial management is still very low. The form of activities undertaken is training in Islamic family financial management. The purpose of this PKM is to introduce the community closer to the Islamic family financial management. It is hoped that this community service will be a solution for the community to be able to manage family finances in accordance with Islamic teachings, so that the income earned and used becomes more blessing. The results of the implementation of the PKM "Training on Islamic Family Financial Planning for PKK Women in Ganding District, Sumenep Regency" showed an increase in understanding and skills in planning family finances well.
ARE ISLAMIC BANKS STILL SOUND AMIDST PANDEMIC? Clarashinta Canggih; Fira Nurafini; Sri Abidah Suryaningsih; Khusnul Fikriyah; Rachma Indrarini; Fitriah Dwi Susilowati
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 10, No 2 (2022): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v10i2.17256

Abstract

The paper aims to check whether Islamic banks in Indonesia remain sound amid the Covid-19 Pandemic by comparing the soundness levels of Islamic commercial banks before and during the Covid-19 Pandemic. This research used a quantitative approach with the non-parametric Wilcoxon Signed-Rank Test to compare bank soundness before and during the Covid-19 Pandemic. The bank's resilience was measured using the Risk-Based Bank Rating (RBBR), e.g., Non-Performing Finance (NPF), Finance to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Net Operating Margin (NOM). The study exempted aspects of Good Corporate Governance since it is qualitative. The study used quarterly data in 2018-2019 (before the pandemic) and 2020-2021 (during the pandemic). The results showed a significant difference between CAR before and during the Covid-19 Pandemic. Meanwhile, NPF, FDR, ROA, and NOM showed no significant differences before and during the Covid-19 Pandemic. Based on the results, it can be concluded that the Covid-19 Pandemic generally does not affect the Islamic banks' soundness level, except for capital. It showed that the Islamic Bank proved to be resilient against crises. The study adds literature on the resilience of Islamic banks, particularly during the Covid-19 Pandemic, and validates the RBBR measurement to analyze the bank's soundness. In addition, the results of this study are also expected to be a consideration for policymakers to design the right policies for optimizing Islamic banks to thrive and support post-pandemic recovery.
The Role of Bojonegoro Regency Baznas in Supporting Education Levels During the Covid 19 Pandemic In Bojonegoro Sri Asih Wulandari; Sri Abidah Suryaningsih
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 2 No. 4 (2022): Agustus 2022
Publisher : CV ODIS

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This study aims to find out about the role of BAZNAS in Bojonegoro Regency in supporting education levels during the Covid-19 pandemic in Bojonegoro. The object of this research is BAZNAS, Bojonegoro Regency. This study uses a descriptive qualitative approach with data collection techniques used are documentation, interviews, and observations, while the data validity test techniques used are method triangulation and data source triangulation. The results of this study indicate that the role of BAZNAS in Bojonegoro Regency in supporting education through the scholarship assistance program is very helpful for scholarship recipients. With the scholarship assistance program, students and students are able to focus on the teaching and learning process without worrying about costs amidst the COVID-19 pandemic.
Peran Baznas Kota Kediri Dalam Menunjang Kesejahteraan Masyarakat Miskin Alif Fatul Choriyah; Sri Abidah Suryaningsih
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 2 No. 4 (2022): Agustus 2022
Publisher : CV ODIS

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This research aims to find out the role of BAZNAS Kediri City in supporting the welfare of the poor. Research methods used by researchers are descriptive qualitative approaches by obtaining data through interviews and then processing and concluding the results of the data The result of this study is that baznas Kediri city plays an optimal role in improving the welfare of poor people by applying sharia Maqashid theory through a superior program, namely the Kediri Cerdas, Kediri Peduli, Kediri Sehat, Kediri Taqwa, and Kediri Makmur programs. With this program, it is able to answer problems for the poor, both in terms of education, health, fulfillment of worship needs, and the fulfillment of basic needs for the fakir every month. So in this case mustahiq can be said to achieve prosperity.  
Women Workers and Professional Zakat Literations Sri Abidah Suryaningsih
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/iqtishoduna.v9i2.680

Abstract

Zakat of Profession is for the career men and career women, that Islam doesn’t differentiate the rule of mahdhah worship (the terms and commandment are already set). The women also have the responsibility to do all the duties which are stated in Islam. The purpose of this article is to analyze the understanding of the literation of profession zakat for career women. This article uses a descriptive qualitative analysis method. The result describes that the respondents understand the terms of zakat which is equated with the general terms of zakat, while there are still many opinions the pro and contra about the obligation of taking out the zakat of the profession, According to the informants, the time to distribute the zakat of a profession is once a month as they get the salary, while other said once a year. The informants understand the terms of zakat of a profession as the one who is obligated to give the zakat, and some informants understand about the percentage of their salary as the zakat of the profession, while some of them do not understand yet about the number of zakat of the profession.
Upaya Perlindungan Konsumen pada Pelaksanaan Tera dan Tera Ulang Timbangan Pedagang Pasar Menganto dalam Persfektif Islam Fira Dela Pramudita; Sri Abidah Suryaningsih
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 3 No 1 (2023): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Pasar berperan penting dalam kehidupan masyarakat Indonesia untuk kegiatan jual beli. Pada timbangan yang digunakan oleh pedagang di pasar perlu dilakukan tera dan tera ulang untuk mengetahui kebenaran pada timbangan yang digunakan oleh pedagang. Penelitian ini bertujuan untuk menganalisis kesadaran pedagang Pasar Menganto untuk melaksanakan tera dan tera ulang timbangan pedagang dalam perspektif Islam sehingga dapat melindungi konsumen dari transaksi yang dapat merugikan. Metode yang digunakan adalah metode kualitatif dan dengan menggunakan teknik pengambilan untuk data dilakukan dengan observasi, wawancara dan dokumentasi. Narasumber pada penelitian ini adalah pedagang Pasar Menganto, staf UPTD Metrologi Legal Kabupaten Jombang dan konsumen Pasar Menganto. Penelitian ini mendapatkan hasil bahwa kurangnya kesadaran pedagang Pasar Menganto dalam melaksanakan tera dan tera ulang pada timbangan. Hal ini terjadi karena terdapat kendala dalam melaksanakan tera dan tera ulang diantaranya yakni tarif yang dibayarkan oleh pedagang, kurang percayanya pedagang Pasar Menganto pada petugas yang melaksanakan tera dan tera ulang dan tidak terselenggarakan secara rutin tiap sidang tera dan tera ulang oleh petugas kemetrologian.
Co-Authors Abdul Hafidz Ach. Yasin ADAM DAMANHURI Adelya Shinta Mashuri Ahmad Ajib Ridlwan Ainnur, Ainnur Kholifah Ali, Asiah Binti Alif Fatul Choriyah Aliyah, Shufiyyatin Amansyah, Rizka Apta Liani Andika Radyasasmita Ansori, Fitrian Anwar, Muchammad Khoirul Arasyi Fahrulloh Arif Mustofa Arista Sari, Anjar Arum, Dwi Purnama Asa, Restu Asa Marisza Sukma Asti Prasmawawti A’rasy Fahrullah Badrul Munir, Maryam Bte Binti Zakaria, Zalina Clarashinta Canggih Claudya, Chika Deta Brilyanti Asanjaya Dewi, Aulya Nur Rahmita Dharmawati, Erni Dyah Citra Resmi Pitaloka Erika Dwi Meilindasari Erliana, Nelly Fadillah, Hikmatul Nur Fahmi, Moh Farih Fahmi, Moh. Farih Farisi, Nashirul Haq Al Fatmi, Dian Rahayu Fira Dela Pramudita Fira Nurafini Fitriah Dwi Susilowati Hendrawan Cahyaningrat Hendry Cahyono Irfansyah, Fikri Isnaini, Dwi Isnani Aliya Judhistira, Prima Rizky Khoirunnisa, Rofi’ah Kholida Ulfi Mubaroka Khusnul Fikriyah Kusuma Wardhani, Ritna Ayu Laily Ramadhanti LUCKY RACHMAWATI Machmud, Aqidatul Izzah Maryam Bte Badrul Munir Moch. Khoirul Anwar Moh Farih Fahmi Mohd Noh, Mohd Shahid Bin Muhammad Muhammad Farid Ilhamuddin Muhammad Turhan Yani Munir, Maryam Bte Badrul Nugraha, Aldy Darmawan Nur Puspita Sari, Fadia Rizky Nurafini, Fira Nurillah, Shinta Lintang Nurul Hanifah Paramitha, Palupi Pertiwi, Annisa Dharma Prabowo, Prayudi Setiawan Pramestuty, Dita Kurnia Prameswary, Titan Nia Pramita, Adinda Dian Pratama, Trias Devi Putri, Adila Rachmaniar Putri, Della Pratami Rachma Indrarini Rahmad Syaifudin Rahmatillah, Suci Rifa’i Rifa’i Rifa’i Rifa’i Rifa’i, Rifa’i Rofi’ah Khoirunnisa Safitri, Novia Dwi Salsabila, Zakiya Jihan Saniyatul Ayu Aprilia Sari, Layli Intan Sasa Putri, Dahlia Kumara Siti Makrufah Sofyan Tsauri, Muchammad Sri Asih Wulandari Sri Herianingrum Tesa Fahimatul Nurjanah Tony Seno Aji Ulin Nuha, Mohamad Wahyuningsari, Wahyuningsari Wirsayudi, Mohammad Yahya Wulan Santikawati Ulfa Yan Putra Timur Zidan Fatari