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PEMBIAYAAN KREDIT PEMILIKAN RUMAH SYARIAH NON-BANK DI TAHFIDZ RESIDENCE Dewi, Aulya Nur Rahmita; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 3 (2020): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (983.821 KB) | DOI: 10.26740/jekobi.v3n3.p221-233

Abstract

The needs of human life are known to have three principles namely Sandang, Food, Board. The dense pace of growth causes the need for support, food, boards to increase, so there is a mortgage system that helps the population to get board needs. This research aims to find out the financing model used by Non Bank Sharia Home Owner Loans. Non-bank Sharia Home Owning Loans are essentially home loans for prospective home buyers who do not use banks in practice. The research method used is qualitatively descriptive. The results showed that the financing model of non-bank Sharia Home Owner Loans is not the same as Sharia Owner's Credit using banks. Murabahah and Mudharabah trading agreements used by non-bank Sharia Home Owner Loans are about the same as Sharia Home Owner Loans using banks.
Penerapan Etika Bisnis Islam pada Rental Mobil Bilqis Wiyung Surabaya Claudya, Chika; Suryaningsih, sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (888.445 KB) | DOI: 10.26740/jekobi.v4n2.p123-133

Abstract

This study aims to analyze the application of Islamic business ethics in car rental. The object of study is the bilqis car rental in Babatan Wiyung, Surabaya. Islamic business ethics refers to 5 axioms: monotheism, balance, free will, responsibility, and virtue. Research data collection was carried out by observation and interview methods. The analysis was carried out with a qualitative descriptive approach. The results show that the bilqis car rental is dishonest by the car rental owner who uses the car rental (motor) guarantee without the motorbike owner's knowledge.
Peran Kepemimpinan Islami Sebagai Upaya Optimalisasi Kinerja dan Kesejahteraan Karyawan di CV. Pratama Ekspedisi Kabupaten Pasuruan Putri, Della Pratami; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1203.279 KB) | DOI: 10.26740/jekobi.v4n2.p219-232

Abstract

Indonesia is a country with a Muslim majority in it. So it would be nice if a system was based on Islamic rules, including leadership. An organization can operate well if there are leaders and optimal employee performance. The role of a leader is very important and has a correlation in optimizing employee performance and employee welfare. The purpose of this study was to see the role of Islamic leadership in optimizing employee performance and employee welfare at CV. Pratama Ekspedisi of Pasuruan Regency. The research method used is a descriptive qualitative approach by collecting data with the interview method then analyzing and concluding the results of the data. This research results that the role of a leader who is Islamic is able to optimize the performance and improve the welfare of the employees of CV. Pratama Ekspeidisi of Pasuruan Regency.
Analisis Label Halal pada Makanan Cepat Saji dalam Pengembangan Wisata Halal di Surabaya Paramitha, Palupi; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 3 (2021): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (911.203 KB) | DOI: 10.26740/jekobi.v4n3.p108-122

Abstract

The purpose of this study is to determine the understanding, assessment, and attitudes given by the community regarding the halal labeling of fast food sold by fast food business outlets and its impact on the development of halal tourism in Surabaya. This study uses a descriptive qualitative approach that aims to analyze public perceptions of the halal labeling of fast food. The object of research taken is located in Surabaya. This study uses two data sources which include primary data through online interviews and secondary data obtained from previous research literature. This study uses analysis technique that include data reduction, data presentation, and drawing conclusions. The results of this study indicate that the public has a high awareness of being more consumptive about the halal and haram of a product according to Islamic law and the MUI fatwa. The form of awareness in the form of supporting halal labeling obtained from MUI on the attributes of fast food business outlets in order to ensure the safety of the products consumed and minimize fraud committed by business actors. The positive impact of halal labeling is the development of halal tourism in the city of Surabaya, which provides an increase in the economy of local businesses and lures tourists to visit the city of Surabaya.
Pengaruh ?Islamic Branding, ?Religiusitas, Lifestyle ?terhadap Keputusan Pembelian Skincare ?di Kabupaten Gresik Aliyah, Shufiyyatin; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 3 (2021): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (877.388 KB) | DOI: 10.26740/jekobi.v4n3.p123-133

Abstract

For some people, skincare is included in the need. To meet these needs, there are cosmetic products that are specially formulated to treat skin health. It’s not just one or two brands that skincare products. This is what makes consumers have to be wise in choosing skincare products. Judging on the phenomenon, the author conducted a study with a view to knowing the effect of Islamic Branding, Religiosity, Lifestyle on skincare purchasing decisions in Gresik Regency. The approach used in this study is a quantitative approach and uses an explanatory research type. The rresults of this study are that Islamic Branding has no effect on purchasing decisions for skincare ing Gresik Regency. Meanwhile, Religiosity and Lifestyle affect the purchase of skincare in Gresik Regency.
Pengaruh Religiusitas, Kepercayaan , Lokasi, Dan Pelayanan Terhadap Minat Membayar Zakat Safitri, Novia Dwi; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 3 (2021): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1051.59 KB) | DOI: 10.26740/jekobi.v4n3.p188-201

Abstract

Zakat is one of the instruments to equalize income to reduce poverty. The potential for zakat in Indonesia, especially in East Java is very high, but this has not been offset by the realization of the collection. People tend to pay zakat directly to mustahiq. This study aims to determine whether there is an influence of religiosity, belief, location, and service on the interest of the people of East Java in paying zakat through BAZNAS. In this study, the method used is a qualitative approach with a measurement scale using a Likert scale and multiple linear regression analysis techniques. The results showed that the variables of religiosity, trust, and service did not affect the interest in paying zakat through BAZNAS partially. While the location variable affects people's interest in paying zakat through BAZNAS. Together or simultaneously the variables of religiosity, belief, location, and service affect the interest in paying zakat through BAZNAS.
Analisis Pengaruh Budaya Kerja Islam dan Motivasi Kerja terhadap Kinerja Pegawai Kementerian Agama Sidoarjo Andika Radyasasmita; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (797.844 KB) | DOI: 10.26740/jekobi.v5n1.p120-129

Abstract

This research was aim to determine the effect of islamic work culture and work motivation on employee performance at the office of Ministry of Religion Sidoarjo. The approach that do to this research using quantitative approach. Variable that used on this research is islamic work culture (X1) and work motivation (X2) as independent variable and employee performance as dependent variable (Y). Population that used on this research is the employee at Ministry of Religion office. Data that used is primer data type, with the accumulation technic data by offline questionaire which containe some statement that support the succesment of the research. The answer from respondent be measured by likert scale. This questionnaire was tested using validity and reliability tests. This research uses descriptive analysis method and simple linear regression analysis. The result of this research indicated that Islamic work culture and work motivation had a parcial positive and significant effect on the employee performance of the Sidoarjo Ministry of Religion office. Significance value < 0,05 describe Islamic work culture and work motivation had a simultaneous and significant on the employee performance. The value of the coefficient of determintation (R2) is 0.572 its means that the variabel of Islamic work culture and work motivation have 57% effect on the work performance variable of the Sidoarjo Ministry of Religion office employees, the rest is influenced by other variables that not examined in this research.
Pengaruh Pendapatan, Pengetahuan Dan Religiusitas Terhadap Minat Berwakaf Uang Di Kabupaten Sidoarjo Amansyah, Rizka Apta Liani; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1052.781 KB) | DOI: 10.26740/jekobi.v5n1.p13-27

Abstract

Waqf is a form of giving up part of the property that is used for the benefit of the welfare of the community. Sidoarjo Regency has great potential for waqf, but in fact waqf in Sidoarjo Regency is only collected a little, this is due to the low public interest in waqf. The low interest in cash waqf occurs due to several influencing factors such as income factors, knowledge factors and religiosity factors. This study aims to determine whether the income factor, knowledge factor and religiosity factor affect a person's interest in cash waqf in Sidoarjo Regency. The method used in this research is quantitative with a questionnaire method with data processing using SPSS. The results of this study indicate that the income factor does not affect the interest in cash waqf in Sidoarjo Regency, while the knowledge factor and religiosity factor affect the interest in cash waqf in Sidoarjo Regency.
Pendayagunaan Zakat Untuk Pemberdayaan Pendidikan Melalui Program Genpres Pada Laz Nurul Hayat Gresik Pramestuty, Dita Kurnia; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (846.585 KB) | DOI: 10.26740/jekobi.v5n1.p130-145

Abstract

This research aims to determine the utilization of zakat for educational empowerment through the genpres program (achievement generation) at Laz Nurul Hayat Gresik and to analyze the factors supporting and inhibiting the utilization of zakat for educational  empowerment through the genpres program (achievement generation) at Laz Nurul Hayat Gresik. This research is a descriptive qualitative study using the interactive data analysis techniques of Miles and Huberman; namely, data reduction, data presentation and conclusion drawing, and SWOT analysis methods. Check the validity of the data using source triangulation and technical triangulation. The results showed that the utilization of zakat funds for the empowerment of the Genpres program was given in the form of educational scholarships every month amounting to Rp. 250,000 where they also receiving coaching in the form of Islamic mentoring, volunteerism, and  entrepreneurship training. Rp. 250.000 where they also receive coaching in the from of islamic mentoring, volunteerism and entrepreneurship training. With the educational empowerment program through the Genpres program, it can reduce the number of children dropping out of school and increase student achievement motivation and social life, especially for orphans and poor people.
Strategi Driver Grab Surabaya Dalam Meningkatkan Kesejahteraan Ekonomi Pada Masa Pandemi Covid Judhistira, Prima Rizky; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (749.12 KB) | DOI: 10.26740/jekobi.v5n2.p11-20

Abstract

The purpose of this study is to find out the strategies used by Grab drivers in Surabaya in increasing income and welfare during the Covid-19 pandemic and to find out the strategies carried out from an Islamic perspective. The approach taken uses a qualitative approach. The variables used are the driver grab strategy and the improvement of economic welfare. The population used is the grab driver who is in Surabaya by using an interview approach and recording the results of the interview. The data used are primary and secondary data types. Primary data was obtained by conducting direct interviews with informants, and secondary data obtained from online media. The results of this study indicate that strategies such as moving places, making good use of operating hours, offering promotions, providing the best service and maximizing existing incentives can improve welfare and nothing deviates from Islamic teachings.  All strategies carried out do not harm any party and are allowed in Islam, the income of Surabaya grab drivers has also increased after using their respective strategies.
Co-Authors Abdul Hafidz Ach. Yasin ADAM DAMANHURI Adelya Shinta Mashuri Ahmad Ajib Ridlwan Ainnur, Ainnur Kholifah Akbar Izulhaq Ali, Asiah Binti Alif Fatul Choriyah Aliyah, Shufiyyatin Amalia Ruhana, Amalia Amansyah, Rizka Apta Liani Andika Radyasasmita Anistyasari, Yeni Ansori, Fitrian Anwar, Muchammad Khoirul Arasyi Fahrulloh Arif Mustofa Arista Sari, Anjar Arum, Dwi Purnama Asa, Restu Asa Marisza Sukma Asti Prasmawawti A’rasy Fahrullah Badrul Munir, Maryam Bte Binti Zakaria, Zalina Clarashinta Canggih Claudya, Chika Deta Brilyanti Asanjaya Dewi, Aulya Nur Rahmita Dharmawati, Erni Dyah Citra Resmi Pitaloka Erika Dwi Meilindasari Erliana, Nelly Fadillah, Hikmatul Nur Fahmi, Moh Farih Fahmi, Moh. Farih Farisi, Nashirul Haq Al Farisul Umam Azka Fatmi, Dian Rahayu Fira Dela Pramudita Fira Nurafini Fitriah Dwi Susilowati Hendrawan Cahyaningrat Hendry Cahyono Irfansyah, Fikri Isnaini, Dwi Isnani Aliya ISNAWATI Judhistira, Prima Rizky Khoirunnisa, Rofi’ah Kholida Ulfi Mubaroka Khusnul Fikriyah Kisyani Kusuma Wardhani, Ritna Ayu Laily Ramadhanti LUCKY RACHMAWATI Machmud, Aqidatul Izzah Maryam Bte Badrul Munir Moch. Khoirul Anwar Moh Farih Fahmi Mohammad As'ad Rosyadi Mohd Noh, Mohd Shahid Bin Muhammad Muhammad Amar Muhammad Farid Ilhamuddin Muhammad Turhan Yani Munir, Maryam Bte Badrul Nabil Nazhif Fikri Ahmad Nugraha, Aldy Darmawan Nur Puspita Sari, Fadia Rizky Nurafini, Fira Nurhayati Nurhayati Nurhayati Nurillah, Shinta Lintang Nurul Hanifah Oce Wiriawan Paramitha, Palupi Pertiwi, Annisa Dharma Prabowo, Prayudi Setiawan Pramestuty, Dita Kurnia Prameswary, Titan Nia Pramita, Adinda Dian Pratama, Trias Devi Putri, Adila Rachmaniar Putri, Della Pratami Rachma Indrarini Rahmad Syaifudin Rahmad Syaifudin, Rahmad Rahmatillah, Suci Rifa’i Rifa’i Rifa’i Rifa’i Rifa’i, Rifa’i Rofi’ah Khoirunnisa Safitri, Novia Dwi Salsabila, Zakiya Jihan Saniyatul Ayu Aprilia Sari Edi Cahyaningrum Sari, Layli Intan Sasa Putri, Dahlia Kumara Siti Makrufah Sofyan Tsauri, Muchammad Sri Asih Wulandari Sri Herianingrum Tesa Fahimatul Nurjanah Tony Seno Aji Ulin Nuha, Mohamad Wahyuningsari, Wahyuningsari Wirsayudi, Mohammad Yahya Wulan Santikawati Ulfa Yan Putra Timur Zidan Fatari