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All Journal Jurnal Ekonomi dan Pendidikan JURNAL ECONOMIA Jurnal Siasat Bisnis Jurnal Teknik Sipil Indonesian Journal of Business and Entrepreneurship (IJBE) Proceeding Seminar LPPM UMP Tahun 2014 Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal E-Dimas: Jurnal Pengabdian kepada Masyarakat Al Ishlah Jurnal Pendidikan Jurnal Manajemen & Keuangan Jurnal Manajemen Indonesia Jurnal Dinamika Ekonomi dan Bisnis Journal of Dedicators Community EQIEN - JURNAL EKONOMI DAN BISNIS JABE (Journal of Applied Business and Economic) Referensi : Jurnal Ilmu Manajemen dan Akuntansi EKUITAS (Jurnal Ekonomi dan Keuangan) JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Jurnal Bisnis dan Akuntansi Jurnal Administrasi dan Manajemen COLLASE (Creative of Learning Students Elementary Education) Jurnal Pengabdian Al-Ikhlas Economic Education and Entrepreneurship Journal Jurnal Ekonomi Manajemen Sistem Informasi Revitalisasi : Jurnal Ilmu Manajemen Management Studies and Entrepreneurship Journal (MSEJ) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Law Development Journal Golden Ratio of Mapping Idea and Literature Format Jurnal Manajemen dan Kewirausahaan World Psychology Al-Maqashid: Journal of Economics and Islamic Business JKMP (Jurnal Kebijakan dan Manajemen Publik) PEKAT : Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat dan Lingkungan SASI Journal of Business and Information System
Hadi Ismanto
Fakultas Ekonomi Dan Bisnis Universitas Islam Nahdlatul Ulama Jepara
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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PENGARUH PENDAPATAN NON-BUNGA, EFISIENSI BANK DAN MASKULINITAS TERHADAP RISIKO BANK Ristitriani, Nike; Ismanto, Hadi
Referensi : Jurnal Ilmu Manajemen dan Akuntansi Vol 13, No 1 (2025)
Publisher : Unitri Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/ref.v13i1.6661

Abstract

This research aims to analyze the influence how non-interest income, bank efficiency, and masculinity affect bank risk in Indonesian commercial banks listed on the Indonesian stock exchange (IDX) for the 2019-2023 period. Bank risk measurement is proxied using the z-score value. This research type is quantitative research and the data used secondary data from Indonesian commercial banks' financial reports for the 2019–2023 period that are published on the Indonesia Stock Exchange (IDX). Using a saturation sampling technique, 47 Indonesian commercial banks were included in the sample for the 2019–2023 period. Hypothesis testing in this study used data panel regression analysis with a fixed effect model. This research findings show that non-interest income can reduce bank risk, bank efficiency can reduce bank risk, and masculinity can increase bank risk.
Efektivitas model window shopping terhadap berpikir kreatif dan kolaborasi siswa kelas V SD Syafitri, Adiarni Decintya; Ismanto, Hadi; Sarah, Siti; Gaol, Eva Lumban; Sitanggang, Evi Linda; Rahayu, Galih Dani Septiyan
COLLASE (Creative of Learning Students Elementary Education) Vol. 8 No. 5 (2025)
Publisher : IKIP Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22460/collase.v8i5.28315

Abstract

Penelitian ini bertujuan untuk mengetahui dan menelaah efektivitas model pembelajaran Window Shopping dalam meningkatkan kemampuan berpikir kreatif dan keterampilan kolaboratif siswa kelas V sekolah dasar. Penelitian ini menggunakan metode pre-eksperimental dengan desain one group pretest-posttest. Subjek dalam penelitian ini adalah siswa kelas V sekolah dasar yang ada di Kabupaten Purwakarta dan berjumlah 30 siswa. Instrumen yang digunakan meliputi tes kemampuan berpikir kreatif serta lembar observasi kolaborasi. Hasil penelitian menunjukkan adanya peningkatan signifikan kemampuan berpikir kreatif siswa, ditunjukkan oleh peningkatan skor rata-rata dari 61,23 menjadi 88,40 dan hasil uji paired sample t-test sebesar 0,000 (p < 0,05) yang menunjukkan adanya perbedaan rata-rata pada sebelum dan setelah diberikan pebelajaran. Nilai N-Gain sebesar 0,69 mengindikasikan adanya peningkatan pada kategori sedang. Secara spesifik setiap indikator berpikir kreatif mengalami peningkatan, indikator originality menunjukkan peningkatan tertinggi sebesar 0,31 poin. Di sisi lain, hasil observasi menunjukkan bahwa keterampilan kolaborasi siswa meningkat dari kategori sedang (59%) pada pertemuan pertama menjadi sangat baik (82%) pada pertemuan kedua, dengan peningkatan tertinggi pada indikator penghargaan terhadap kontribusi anggota kelompok. Temuan ini menunjukkan bahwa model Window Shopping secara signifikan mampu memfasilitasi pengembangan berpikir kreatif dan kolaboratif sebagai bagian dari kompetensi esensial pembelajaran abad ke-21. Kata Kunci: Model Pembelajaran Kooperatif Tipe Window Shooping, Berpikir Kreatif, Kolaborasi
Remodelling Business UMK “Bakso Sip”: Ten Types of Innovation Hidhayah, Anysha Nur; Rahmi, Vembri Aulia; Kurniawan, Aries; Ismanto, Hadi
Economic Education and Entrepreneurship Journal Vol 6, No 2 (2023): Economic Education and Entrepreneurship Journal (E3J)
Publisher : FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to find out how the implementation of "Bakso SIP" innovation with the Business Model Canvas and Ten Types Innovation methods. The research used a qualitative-descriptive method on "Bakso SIP" located in the Village, Pekauman, South Banjarmasin District, Banjarmasin City, South Kalimantan Province. The results showed that the owner of "Bakso SIP" has made three innovations in ten types of innovation, namely process innovation, channel innovation, and customer engagement, so that the business model of "Bakso SIP" has changed (remodeling) the business model canvas on the element of customer segments which used to only reach residents of the Pekauman area, Banjarmasin then more widely reach residents of Banjarmasin City. Customer relationships that used to be only with direct transactions can then make reservations in advance via WhatsApp Business and promote via Instagram, value proposition there is a change in service online reservation in advance. Key partnes join the online application.Keywords: Business Model Canvas, Inovation Business, Ten Types innovationDOI: http://dx.doi.org/10.23960/E3J/v6i2.153-161
IMPLEMENTASI ETIKA BISNIS ISLAM DALAM PENGELOLAAN USAHA KOPONTREN (Studi Kasus: Kopontren Qomaruddin Bungah Gresik) Indriya Safitri; Kurniawan, Aries; Aulia Rahmi, Vembri; Ismanto, Hadi
Al-Maqashid: Journal of Economics and Islamic Business Vol. 3 No. 2 (2023): Oktober: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v3i2.629

Abstract

Judging from the continued increase in the number of students at the Qomaruddin Islamic Boarding School, it will always be accompanied by the increasing needs of the students that must be met, starting to increase the number of students will indirectly have an impact on the increase in several businesses. Kopontren business development is one way to improve the economy at the Qomaruddin Bungah Gresik Islamic boarding school. This research aims to determine the implementation of Islamic business ethics in the management of the Qomaruddin Kopontren business using qualitative methods with a descriptive approach starting from observation techniques after which data analysis is carried out from interviews and other sources. The results of this research indicate that the application of business ethics at Kopontren Qomaruddin generally works well in conventional or general business settings, whereas in the perspective of Islamic business ethics it goes well following the guidelines for Islamic business ethics but there is an interest system run by the Qomaruddin Kopontren which contains elements of usury which is forbidden in Islam. So that the application of Islamic business ethics has not been fully realized.
The Role of Manager Behavior in Explaining The Financial Planning and Financial Innovation of Small and Medium Enterprises Ismanto, Hadi; Pebruary, Silviana
Indonesian Journal of Business and Entrepreneurship Vol. 9 No. 1 (2023): IJBE, Vol. 9 No. 1, January 2023
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.9.1.36

Abstract

The major weakness of SMEs is in financial management and marketing. These problems obstruct their growth and ability to plan and innovate their business. This study examines the influence of personality, financial culture, and competence on SMEs' innovation and financial planning. The sample was determined by proportional random sampling repose industry type, and 285 complete data were analyzed. Data were collected through a structured offline questionnaire. A quantitative analysis approach was followed using a structural equation model. The results show that financial planning is an effective mediator of personality, financial culture, and competencies toward financial innovation. Personality and financial culture do not directly affect financial innovation but indirectly affect financial planning. However, competence directly affects financial innovation and indirectly passes through financial planning. This paper argues that SMEs have the potential to overcome economic crises by focusing on how they manage finance innovation and considering determining factors of financial planning and innovation. Finally, this study contributes to the literature on SME financial behavior and factors such as personality, financial culture, and competencies that leads to the recommendation of SME owners/managers to innovate in accessing finance. Keywords: competencies, financial culture, financial innovation, financial planning, personality
Pengawasan Penyaluran Distribusi Logistik Bahan Pangan Pemerintah Dengan Menggunakan Website E-Filling PT Pos Regional V Surabaya Saefullah, Yusuf; Kirono, Indro; Ismanto, Hadi
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 6 No. 2 (2024): Jurnal Ekonomi Manajemen Sistem Informasi (November - Desember 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v6i2.3608

Abstract

Distribusi logistik bahan pangan merupakan bagian penting dalam upaya memenuhi kebutuhan dasar masyarakat dan mendukung ketahanan pangan melalui program bantuan pemerintah. PT Pos Indonesia Regional V Surabaya menerapkan sistem E-filling berbasis web untuk mengoptimalkan pengawasan distribusi logistik pangan, mulai dari penerimaan hingga penyaluran barang kepada penerima akhir. Namun, pelaksanaan sistem ini tidak lepas dari tantangan, seperti. keterbatasan akses internet di daerah terpencil dan kurangnya keterampilan teknis para petugas lapangan dalam mengoperasikan sistem E-filling. Penelitian ini bertujuan untuk mengetahui proses pengawasan penyaluran distribusi logistik bahan pangan pemerintah dengan menggunakan website e-filling PT Pos Regional V Surabaya. Dalam penelitian ini mneggunakan teknik pengumpulan data kualitatif deskriptif. metode ini menggunakan teknik pengumpulan wawancara dan observasi. Untuk mengatasi hambatan tersebut, dua solusi utama diusulkan. Pertama, pengembangan fitur unggah data offline yang memungkinkan petugas tetap dapat memasukkan dan menyimpan data meski tanpa koneksi internet, dengan data tersebut otomatis terunggah ketika perangkat terhubung kembali. Kedua, pelatihan teknis yang terstruktur bagi petugas untuk meningkatkan kemampuan dalam menggunakan sistem secara optimal.
Pengaruh Biaya Lingkungan, Leverage, dan Likuiditas Terhadap Profitabilitas Perusahaan Manufaktur Kurniawan, Roykhan Dwi; Ismanto, Hadi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.7941

Abstract

Manufacturing companies in Indonesia face challenges in maintaining a balance between compliance with environmental regulations and achieving profitability. Expenditures on environmental costs and debt-based funding structures can reduce corporate profits. Meanwhile, high liquidity does not necessarily have a direct impact on increasing profitability because it is not necessarily utilized productively. This study aims to analyze the effect of environmental costs, leverage, and liquidity on the profitability of manufacturing companies listed on the Indonesia Stock Exchange (IDX) in 2021–2023. This study uses secondary data in the form of annual reports and sustainability reports obtained from the companies' official websites. The sample consisted of 51 companies with 153 observations selected using a purposive sampling method. Data were analyzed using panel data regression with a Fixed Effect Model (FEM) approach and robust standard errors. The results show that environmental costs have a significant negative effect on profitability (coefficient -0.0256; p = 0.000), and leverage also has a significant negative effect (coefficient -0.0050; p = 0.012). Liquidity has no significant effect on profitability (coefficient -0.0081; p = 0.420). These findings underscore the importance of efficiency in environmental cost management and a healthy financial structure to maintain sustainable profitability.
Determinan Risiko Kredit Bank Umum di Indonesia Fransiska, Welda; Ismanto, Hadi
REVITALISASI : Jurnal Ilmu Manajemen Vol 14 No 1 (2025): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v14i1.7128

Abstract

The banking industry plays an important role in the stability of the Indonesian financial system. This study examines the effect of capital adequacy, bank efficiency, credit growth, and liquidity on credit risk in commercial banks listed on the Indonesia Stock Exchange (IDX). Using panel data regression analysis with the Fixed Effect Model approach on secondary data for the period 2019 to 2023, with samples obtained through saturated sampling techniques. The results showed that only liquidity has a significant positive effect on credit risk, which indicates that a high liquidity ratio can increase credit risk if not managed properly. Capital adequacy, bank efficiency, and loan growth did not have a significant effect, which means capital adequacy and operational efficiency may not be directly related to credit risk.
SUSTAINABILITY-DRIVEN ECONOMICS: MENGGALAKKAN PRAKTIK BISNIS BERKELANJUTAN UNTUK PERTUMBUHAN EKONOMI LOKAL Harahap, Muhammad Ade Kurnia; Ismanto, Hadi; Silalahi, Pristanto; Hakim, Mohamad Zulman; Siddiqa, Heidi
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): Volume 5 No 1 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i1.25652

Abstract

Artikel ini bertujuan untuk menggali konsep Sustainability-driven Economics dan dampaknya terhadap pertumbuhan ekonomi lokal. Dalam konteks globalisasi dan perubahan iklim, praktik bisnis berkelanjutan menjadi semakin penting bagi kelangsungan lingkungan dan pertumbuhan ekonomi yang inklusif. Melalui metode literature review, artikel ini mengeksplorasi konsep Sustainability-driven Economics serta implikasinya terhadap praktik bisnis dan pertumbuhan ekonomi lokal. Hasil artikel menunjukkan bahwa menerapkan prinsip-prinsip bisnis berkelanjutan tidak hanya mendukung keberlanjutan lingkungan, tetapi juga memperkuat pertumbuhan ekonomi lokal dengan menciptakan lapangan kerja baru, meningkatkan kualitas hidup masyarakat, dan meningkatkan akses terhadap sumber daya. Namun, tantangan seperti perubahan kebijakan dan resistensi budaya tetap menjadi hambatan dalam mengadopsi model ekonomi berkelanjutan. Artikel ini memberikan wawasan yang berharga bagi praktisi bisnis, pembuat kebijakan, dan akademisi untuk memahami peran Sustainability-driven Economics dalam mencapai pertumbuhan ekonomi lokal yang berkelanjutan dan inklusif. Dengan demikian, artikel ini memberikan landasan teoritis dan praktis untuk memperkuat kesadaran akan pentingnya integrasi praktik bisnis berkelanjutan dalam merumuskan kebijakan ekonomi lokal yang berkelanjutan di masa depan.
PENYEDIAAN AIR BERSIH UNTUK MASYARAKAT TEPIAN SUNGAI (STUDI KASUS DESA TANJUNG BUGIS KECAMATAN SAMBAS KABUPATEN SAMBAS) Ismanto, Hadi; Herawati, Henny; Nurhayati, Nurhayati
Jurnal Teknik Sipil Vol 21, No 2 (2021): JURNAL TEKNIK SIPIL EDISI DESEMBER 2021
Publisher : Fakultas Teknik Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jtst.v21i2.59213

Abstract

Air bersih merupakan kebutuhan mendasar bagi manusia dan sangat diperlukan untuk aktifitas dan produktifitas sehari-hari, serta menentukan derajat kesehatan dan kesejahteraan hidup masyarakat. Pemenuhan kebutuhan penyediaan air bersih di permukiman tepian sungai Desa Tanjung Bugis dapat dikatakan tidak memadai dilihat dari masyarakatnya yang masih menggunakan air sungai dalam memenuhi kebutuhan sehari-hari. Masyarakat tepian sungai Desa Tanjung Bugis mengunakan air sungai untuk keperluan MCK (mandi, cuci, kakus) sedangkan untuk keperluan memasak dan minum menggunakan sumber air hujan dengan cara menampung air hujan menggunakan tempayan semen maupun blong air plastik, akan tetapi kapasitasnya masih kurang memadai. Penelitian ini bertujuan untuk merumuskan konsep alternatif sarana penyediaan air bersih bagi masyarakat tepian sungai Desa Tanjung Bugis. Metode yang digunakan adalah Penelitian Kualitatif dan lebih difokuskan pada Penelitian Studi Kasus.  Instrumen penelitian yang digunakan adalah kuesioner, wawancara, dan observasi lapangan. Analisis data dilakukan secara deskriptif kualitatif dan program SPSS. Berdasarkan perhitungan proyeksi pertambahan penduduk menggunakan metode geometrik sampai tahun 2051, kebutuhan air bersih masyarakat tepian sungai Desa Tanjung Bugis adalah 54.243,6 m ³/tahun, sedangkan potensi suplai air hujan yang dapat ditampung adalah 29.945,41 m ³/tahun. Adapun konsep sarana penyediaan air bersih pada permukiman tepian sungai Desa Tanjung Bugis yang paling efisien adalah dengan memanfaatkan sumber air hujan dimana curah hujan yang cukup tinggi di kota Sambas dengan membuat penampungan air hujan berskala individu maupun komunal dan sistem ground atau didalam tanah mengingat terbatasnya areal tanah kosong diwilayah tersebut.
Co-Authors A. Aisyah Ahmad Maujuhan Syah Akhmad Abdul Qofur Alfendo Andrian Nofian Amanatur Rohmah Rofi’ Indayanti Anna Widiastuti Anna Widiastuti Aries Kurniawan Aulia Rahmi, Vembri Bambang Budi Wiyono Bariroh, Hilmatul Bradford, Snyder Cindi Ferdiani Delfian Zaman Durrotul Mustagfiroh Eko Nur Fuad Endah Wahyuningsih, Sri Fadlilah, Risyda Dzul Faizah, Mubtadiatul Fiana, Elma Fiana Firmawan, Digo Fitria, Aini Salisul Fitriani Fitriani Fransiska, Welda Galih Dani Septiyan Rahayu Gaol, Eva Lumban Giang, Vu Le Gunarto Gunarto Hakim, Mohamad Zulman Herawati, Henny Hidhayah, Anysha Nur Indriya Safitri Indro Kirono Kholifah, Nanda Nur Widya Ummi Kurniawan, Roykhan Dwi Lestari, Khofifah Ayu Miftah Arifin Mirawati Mirawati Mohammad Yunies Edward Muhammad Ade Kurnia Harahap Muhammad Aufa Muhammad Azizi Muhammad Husni Tamrin Muhammad Syaifur Rohman Musyafa' Musyafa' Nahtadiya, Rihla Nanda Oktasavira Nanda Oktasavira Nikmah, Rika Izzatun Nisa Ihlasul Amaiyah Noor Arifin Nurhayati Nurhayati Nurin Zulianti Nurrochim, Ilma Lutfi Nurul Murtadho Oktavia, Afriska Pramudia, Ahmad Irfan Prasetyo, Wahyu Adi Puja Aunun Fauziah Punaji Setyosari Putri, Fina Salmah Rahman, Ahmad Auliya Rahmat Arif Syaifudin Rahmi, Vembri Aulia Respati, Putra Panji Risma Rahmawati Ristitriani, Nike Sabira, Elmira Talita Sabira Saefullah, Yusuf Sari, Veronica Aliya Shalihul Aziz Widya Irawan Sholihah, Vina Mar'atus Siddiqa, Heidi Silalahi, Pristanto Silviana Pebruary Sisno Riyoko Sitanggang, Evi Linda Siti Sarah, Siti Sri Hartanti Sri Wulandari Syafitri, Adiarni Decintya Tantri Pratiwi Tohir Diman, Tohir Ulfia Nabila Istiqomah Utami, Amelia Tri Vinda Yuni Prahastia Yuni Lestari Zaenal Arifin