Article Per Year (5 Year)
p-Index From 2021 - 2026
4.522
P-Index
This Author published in this journals
All Journal Gadjah Mada International Journal of Business Islamic Ecomonics Journal Jurnal Manajemen Teori dan Terapan Journal of Management and Business Review Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Al Tijarah Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Jurnal Ekonomi & Keuangan Islam Adimas : Jurnal Pengabdian Kepada Masyarakat Ihtifaz: Journal of Islamic Economics, Finance, and Banking Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah El-Barka: Journal of Islamic Economics and Business Indonesian Journal of Halal Research El-kahfi : Journal of Islamic economics Share: Jurnal Ekonomi dan Keuangan Islam CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia Al Basirah Indonesian Journal of Islamic Economics and Finance Jurnal Pengabdian Masyarakat Bangsa Journal of Indonesian Society Empowerment Proceedings of Femfest International Conference on Economics, Management, and Business Islamic Business and Management Journal (IBMJ) Jurnal Akuntansi dan Keuangan Islam (JAKIs) KIC Shof Journal of Social Impact Proceedings of Femfest International Conference on Economics, Management, and Business International Journal of Islamic Business and Economics (IJIBEC)
Hartomi Maulana
Universitas Darussalam Gontor
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

Published : 40 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 40 Documents
Search

 1   2   3   4 
Micro, Small and Medium Enterprises Development in The Post COVID 19 Pandemic: Case Study of MSMEs in Indonesia Maulana, Hartomi; Astuti, Rahma Yudi; Ramdani Harahap, Soritua Ahmad; Ari Anggara, Fajar Surya
IKONOMIKA Vol 8, No 1 (2023)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v8i1.15294

Abstract

The regulation of the Ministry of Home Affairs No. 15 of 2021 concerning PPKM had an impact on the operational decline of several important economic sectors including food and beverage, transportation, retail and also the tourism sector. No exception, micro, small and medium enterprises (MSMEs) were also affected. As a result, they have significantly decreased performance of their operational. The objective of this study is to analyses current condition of MSMEs operation in the post COVID 19 crises. A quantitative approach was employed in this study. Around 371 MSME owners were selected as sample of this study. Descriptive analysis with SPSS tools was applied as analysis technique. The results show that there is an impact of COVID 19 on the decline in the performance of MSMEs, particularly Micro and Small businesses. There is a decrease in sales turnover and profit, unavailable or expensive raw materials as well as a reduction in staff or workers. The study suggests the need for capital assistance, relaxation of loan installments and increased sales via online to help continuity of their business in facing COVID19 pandemic.
Identifying Financial Exclusion and Islamic Microfinance as An Alternative to Enhance Financial Inclusion Maulana, Hartomi; Khoirul Umam
International Journal of Islamic Business and Economics (IJIBEC) Vol 1 No 2 (2017): Volume 1 Nomor 2 Tahun 2017
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v1i2.1004

Abstract

Even though the banking industry is growing exponentially, but they are still out of reach from the hardcore poor. The population under poverty remains financially excluded from the mainstream banking facilities. The aim of this paper is to examine the main factors that hinder customers to access financing from mainstream banking in Indonesia province of East Java. The study also attempts to identify the possibility of Islamic microfinance, in this case Baitul Maal Tamwil (BMT) can be used as one of an alternative platform to enhance financial inclusion. In quantitative data, the paper employs primary data with involving a sample of 243 respondents. To explore the micro−entrepreneurs’ criteria of barrier access to finance, an exploratory factor analysis is employed. In qualitative data, a semi−structure interview used to generate information from the respondents. The interview involves seven experts in microfinance including practitioner and academicians. The study reveals that, the religious factor is perceived as the most important factor to be considered as financing barriers factors, then followed by affordability, accessibility, eligibility, and availability factors. The study indicates that Islamic microfinance may be an alternative platform to integrate commercial and social objective in order to enhance financial inclusion.
Factors affecting investment decision in Indonesia: Mediating role of intention to invest Maulana, Hartomi; Ulya, Alfina Zein Syarifa; Syahruddin, Syahruddin; Abadi, M. Kurnia Rahman; Hastuti, Ely Windarti; Harahap, Soritua Ahmad Ramdhani
Jurnal Ekonomi & Keuangan Islam Volume 11 No. 2, July 2025
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol11.iss2.art6

Abstract

Purpose – This study examines the effects of digital financial literacy and cognitive ability on investment decisions. The study also investigates how the intention to invest mediates the relationship between digital financial literacy, cognitive ability, and Sharia investors’ decisions.Methodology – The methodology used in this study is a quantitative approach with probability sampling techniques of the cluster sampling method. The sample determination was performed using the Slovin formula. As a result, 400 respondents from seven major cities in East Java were obtained. Partial Least Square - Structural Equation Modelling (PLS-SEM) was used as an analysis technique.Findings – The results indicate that digital financial literacy and cognitive ability have a significant effect on investment decisions. Investment intention has been proven to act as a mediating variable linking digital financial literacy and cognitive ability with investment decisions.Implications – It is important for investors to have a good level of digital financial literacy and adequate cognitive abilities to improve investment decision-making. Investment intention is an important factor mediating the influence of both variables on investment decisions.Originality – This study contributes significantly to the comprehension of the factors that influence investment decisions, as well as the contribution of investment intention to the process.
Determinants of Participation in The Utilization of Islamic Microfinance Products: Empirical Studies Using the Theory of Planned Behavior (TPB) Approach in Indonesia Iqbal ‘Imari; Hartomi Maulana; Mohd. Zaidi Bin Md Zabri; Ahmad Suminto
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 6 No. 2 (2023)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v6i2.9129

Abstract

Introduction: It is hoped that the presence of Islamic microfinance in Muslim countries will not only pursue each other and increase productivity to increase their assets. However, Islamic microfinance is hoped to be able to provide benefits to the whole community, especially in eradicating poverty. The phenomenon, it becomes the basis for research to measure the determinants of participation in the utilization of Islamic microfinance products using the TPB approach in Indonesia Islamic microfinance. Purpose: This research has a purpose to measure the determinants of participation in the utilization of Islamic microfinance products. The model hypothesized that three factors, attitude, subjective norms and Perceived Behavior Control influence customers participation in the utilization of Islamic microfinance products. Methodology: This research uses a descriptive-quantitative-analytic method or approach with several stages, namely testing hypotheses, measuring data, interpretation and description of results and making conclusions. This research using primary data by questionnaires distributed to customers of Islamic financing products in Islamic microfinance. Data collection method using simple random sampling and the data analysis technique uses Structural Equation Modeling (SEM) with the Smart PLS-3 application. Findings: The research results show that attitude directly has a significant positive effect on intentions in participation behavior in utilizing Islamic microfinance products at Islamic microfinance institutions. Meanwhile, indirectly attitudes are formed and influenced by awareness, compability, complexity and relative advantadge variables. This finding also confirms that subjective norms originating from a person's group and the perceived pressure from a person's reference to carry out targeted behavior can influence the intentions in participation behavior in utilizing Islamic microfinance products at Islamic microfinance institutions. Other findings that perceived behavioral control results is increased, when individuals feel they have more resources and confidence to perform. Perceived behavior control as measured by individual perceptions about the extent to which behavior performance is easy or difficult and considers facilitators and barriers to doing so has a significant effect on the intention to utilizing Islamic microfinance products.
The Maqasid Al-Shariah Model and Its Application in Islamic Banking: An Analysis From Scholars And Academics Perspective Ramdani Harahap, Soritua Ahmad; Maulana, Hartomi; Maemunah, Hayatul; Rahmadani, Muhammad Rizky
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 01 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i01.229

Abstract

Islamic banking is struggling in maintaining it in the financial industry by adhering to sharia principles. The development of Islamic banking continues to increase, starting from the performance, products, and other services. However, there are some problems in Islamic banking such as the murobahah financing which still supports the approval of Islamic banking and the lack of public understanding of about Islamic finance products. The research method used in this study through a qualitative approach to the form of stages of observation, interviews with practitioners and academics to complete the data and data documentation. To achieve valid results, interviews were conducted using purposive sampling techniques. This research reveals that in general the main purpose of maqāṣid al-sharī‘ah according to the agreement of the scholars is to achieve maslahah. To see the above, the maqāṣid al-sharī‘ah model is one model that can measure the performance of Islamic banking with a conception based on Islamic scholars. The three main points that become aspects of the benchmark are Tahdhib al-Fard (Educating individuals), Iqamah al-`Adl (Establishing justice) and Jalb al-Maslahah (Promoting Welfare).
PENGEMBANGAN KINERJA PERBANKAN SYARIAH BERDASARKAN MODEL MAQĀṢID AL-SHARĪ‘AH Maulana, Hartomi; Lahuri, Setiawan Bin; Ramdani Harahap, Soritua Ahmad
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 5 No 1 (2022): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v5i01.3683

Abstract

This study aims to explain the performance development in BRISyariah Ponorogo with the maqāṣid al-sharī‘ah model. This study uses a qualitative research methodology with the object of research at BRISyariah Ponorogo. The results of this study indicate that BRISyariah Ponorogo refers to the five aspects described by Al-Ghazali in preservating of religion, soul, mind, progeny and wealth. The application is seen from the commitment of BRISyariah Ponorogo in maintaining the sharia of all products from the culture of usury practice.
The Role of MSME Business Development Training on Increasing Business Performance of BMT Beringharjo Ponorogo Partners Harahap, Soritua Ahmad Ramdani; Firmansah, Yayan; Maulana, Hartomi; Kurniawan, Dhika Amalia; Astuti, Rahma Yudi; Rusli, Lathiefa; Abidin, M. Zaenal; Muhtar, Ali
Proceeding Kilisuci International Conference on Economic & Business Vol. 2 (2024): Proceeding Kilisuci International Conference on Economic and Business
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/5cg86650

Abstract

Research aim : This research aims to determine the role of MSME business development training on improving the business performance of BMT Beringharjo Ponorogo partners. Design/Methode/Approach : In this research and service, we use direct observation methods in the field and use training and mentoring methods for BMT Beringharjo Ponorogo partners. Research Finding : The result of carrying out this research and service is that the MSME partners of BMT Beringharjo are able to understand and implement the concepts of financial recording, marketing methods through normal means and digital marketing, warehousing operations and HR management within the scope of their respective MSMEs
Determinants of Pentahelix Model in Developing the Halal Industry in Indonesia: Analytic Network Process (ANP) Approach Maulana, Hartomi; Mohd Thas Thaker, Mohamed Asmy Bin; Zarkasyi, M. Ridlo; Taufani, Mochammad Kharits; Ramdani Harahap, Soritua Ahmad
Indonesian Journal of Halal Research Vol. 7 No. 1 (2025): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i1.34911

Abstract

The development of an industry cannot be realized without the role of stakeholders, and this also applies to the halal industry. This paper aims to examine the determinants of the pentahelix model in developing the halal industry in Indonesia. Qualitative approach by using the Analytic Network Process (ANP) used in this study. Ten respondents, including practitioners, academics, and policymakers, are selected to gather experts' opinions about developing the halal industry through the pentahelix model. The findings of this study show that business actors, who play a major role as producers and providers of halal products and are responsible for meeting halal standards, are the first priority determinant found in the pentahelix. An increase in understanding of halal knowledge, consistent discipline and professionalism, and having product development access of business actors will increase their role in developing the halal industry. The second priority determinant found is media, followed by government, academia, and community. The most prioritized sub-elements of the pentahelix aspect indicators, according to the respondents' agreement, are government support (government element) and knowledge and understanding of halal (business actor element). It indicates that government assistance is a priority due to its significant regulatory role in ensuring simple procedures and compliance with halal standards. In conclusion, the priority rank of determinant of pentahelix found is business actor (first rank), media (second rank), government (third rank), academia (fourth rank), and community (fifth rank). The study suggests that business actors play a crucial role in developing the halal industry, which may be enhanced in terms of their halal literacy and knowledge of halal products. The government's role in halal certification needs to be enhanced in order to ease the halal register for business actors.
REVITALISASI INDUSTRI PRODUK OLAHAN GUNA MENINGKATKAN KUANTITAS DAN KUALITAS DI USAHA MIKRO SAVIRA FROZEN FOOD PONOROGO Khurun'in Zahro'; Agustin Rani Nurfadila; Bambang Setyo Utomo; Imam Kamaluddin; Hartomi Maulana
ADIMAS Jurnal Pengabdian Kepada Masyarakat Vol 10 No 1 (2026): Maret 2026
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Usaha Mikro (UM) Savira Frozen Food Ponorogo memiliki potensi besar dalam industri produk olahan, namun menghadapi tantangan dalam meningkatkan kuantitas dan kualitas produk. Keterbatasan dalam manajemen produksi, teknologi, dan pemasaran menjadi kendala utama. Program pengabdian ini bertujuan untuk merevitalisasi UM Savira Frozen Food melalui peningkatan kapasitas produksi dan mutu produk. Kegiatan dilaksanakan dengan pendekatan partisipatif yang meliputi tiga tahap: persiapan, pelaksanaan, dan evaluasi. Hasil kegiatan menunjukkan peningkatan signifikan pada berbagai aspek usaha. Kapasitas produksi meningkat sebesar 30%, efisiensi proses pengolahan meningkat melalui penerapan teknologi pembekuan cepat (blast freezing), dan pendapatan usaha naik sekitar 25% dalam dua bulan setelah pelatihan. Selain itu, strategi pemasaran digital berhasil memperluas jangkauan pasar dan menarik pelanggan baru dari luar daerah. Penerapan manajemen produksi dan inovasi produk secara berkelanjutan menjadikan UM Savira Frozen Food lebih kompetitif di industri makanan beku lokal.
The Interaction of Green Banking Initiative, ESG Disclosure, and Environmental Performance on Net Income of the Strongest Banks in Asia Andika Rendra Bimantara; Ely Windarti Hastuti; Hartomi Maulana; Fahmilia Rahmanita
Jurnal Akuntansi dan Keuangan Islam Vol 13, No 2 (2025)
Publisher : INSTITUT AGAMA ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jakis.v13i2.860

Abstract

Today's environmental issues require quick and precise handling. Although it is not the leading actor of natural damage, the banking sector must still practice sustainable development without releasing its function as a profit institution. This study uses a quantitative method with content analysis on the annual report and the Sustainability Report of 10 Islamic banks, which were sampled using purposive sampling as the sampling technique—data analysis techniques using panel data analysis. The results of the study are partially mixed results. Green Banking and environmental performance variables each negatively affect the Net Income variable, with each t value lower than the t table value and a significance value greater than 0.05. In contrast, the effect between the ESG Disclosure variable and the Net Income variable is positive and significant. This results is similar to the simultaneous test results. Simultaneously, the Green Banking, ESG Disclosure, and Environmental Performance variables have a positive and significant effect on the Net Income variable. It can be concluded that if Islamic Banking wants to achieve an optimal level of profitability while in line with sustainable development practices, then Islamic Banking can strive for these three elements simultaneously. That is, carrying out Green Banking practices, disclosing ESG practices, and maximizing environmental performance. Isu lingkungan hidup di masa kini membutuhkan penanganan-penanganan yang cepat dan tepat. Meskipun bukan sebagai aktor utama kerusakan alam, sektor Perbankan tetap harus mempraktikkan Pembangunan berkelanjutan tanpa melepaskan fungsinya sebagai lembaga profit. Penelitian ini menggunakan metode kuantitatif dengan analisis konten pada laporan tahunan dan Sustainability Report sejumlah 10 bank Islam yang menjadi sampel dengan purposive sampling sebagai Teknik sampelnya. Teknik analisis data menggunakan panel data analysis. Hasil penelitian dapat disimpulkan bahwa secara parsial terdapat hasil yang beragam. Variabel Green Banking dan performa lingkungan masing-masing berpengaruh negatif terhadap variabel Net Income dengan masing-masing nilai t hitung lebih rendah dari nilai t tabel serta nilai signifikansi yang lebih besar dari 0.05. Berbeda halnya dengan pengaruh antara variabel Pengungkapan ESG terhadap variabel Net Income yang berpengaruh positif dan signifikan. Hasil ini serupa dengan hasil uji secara simultan. Secara simultan, variabel Green Banking, Pengungkapan ESG, dan Performa Lingkungan berpengaruh positif dan signifikan terhadap variabel Net Income. Sehingga dapat disimpulkan jika Perbankan Islam hendak mencapai Tingkat profitabilitas yang optimal sekaligus sejalan dengan praktik Pembangunan berkelanjutan, maka Perbankan Islam dapat mengupayakan ketiga elemen ini secara bersamaan. Yaitu menjalankan praktik Green Banking, mengungkapkan praktik ESG, serta memaksimalkan performa lingkungannya
Co-Authors Abadi, M. Kurnia Rahman Abda Abda Affandi, Muchammad Taufiq Agustin Rani Nurfadila Ahmad Efendi Ahmad Setiyono Ahmad Suminto Ahmad Suminto Ahmad, Rusyda Afifah Ali, Badri Anas, M. Khalilurrahman Andika Rendra Bimantara Ari Anggara, Fajar Surya Bambang Setyo Utomo Bayu Segarahin Cahya, Irfan Dwi Dhika Amalia Kurniawan Dwi Kurnia Nurunisa Ely Windarti Hastuti Ely Windarti Hastuti, Ely Windarti Fahmilia Rahmanita Farhan Fadhlurrahman Hayatul Maemunah Hudan Ngisa Anshori  Huril A'ini Iqbal Imari Iqbal ‘Imari Khoirul Umam Khurun'in Zahro' Labolo, Sultan Nanta Setia Dien Lathiefa Rusli M. Shabri Abd. Majid M. Shabri Abd. Majid M. Zaenal Abidin Mentari Mentari Fazrinnia Mohammad Nurfaiz Mauludin Mohammad Zaenal Abidin Mohd Thas Thaker, Mohamed Asmy bin Mohd. Zaidi Bin Md Zabri Mufti Afif Muhammad Ridlo Zarkasyi Muhammad Zuhri Muhtar, Ali Mulyono Jamal Mumtaza, Isyraq Muzaki, Rofi Naufalt Arkyananto Nusa Dewa Harsoyo, Nusa Dewa Raden Muh. Syakur Fathurrahman Rahma Yudi Astuti, Rahma Yudi Rahmadani, Muhammad Rizky Rahmania, Nurul Ravie, Aufa Riza Ashari Rizky Rahmadani, Rizky Roihan, Muhammad Royyana Akmalia Sabila, Muna Ahda Salsabella, Oktavira Hanggreanda Sa’id, Roudhoh Hannaaris Setiawan Bin Lahuri Simanjuntak, M. Sahban Soritua Ahmad Ramdani Harahap Syafi’i, M Syahruddin Syahruddin Syamsuri Taufani, Mochammad Kharits Ulya, Alfina Zein Syarifa Use Etica Willy Tambayong Yayan Firmansah yogi banar sasongko Zahroturrosyidah, A’isa Zaki Rosyadi zulfa, indana