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FACTORS THAT INFLUENCE STUDENTS’ AWARENESS IN PARTICIPATING OF CASH WAQF Raden Muh. Syakur Fathurrahman; Hartomi Maulana
Islamic Business and Management Journal Vol. 1 No. 2 (2018): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v1i2.2848

Abstract

Currently, cash waqf is considered as an important role in developing waqf institutions and increase the social economic of society. However, the literature related to a social psychological understanding of the factors that highlight a person's decision to give cash waqf has been very few. Hence, this study attempts to examine factors that influence waqif intention to participate in contributing cash waqf in the context of muslim Indonesia particularly amongst students at the University of Darussalam Gontor (UNIDA Gontor) Ponorogo. For this purpose, a theory of reasoned action (TRA) used as a research framework. Quantitative approach with constructing a questionnaire employed to measure student giving intention behavior. The study revealed that student’s attitude and subjective norms are found to have a significant impact on their intention to participate in cash waqf contribution. This study may be pioneering in understanding the factors contributing the receptivity of cash waqf in Indonesia. Additionally, the study validates the applicability of the theory of reasoned action in the context of cash waqf.
PENGARUH NILAI PENERBITAN, RATING PENERBITAN DAN MINAT INVESTOR SUKUK TERHADAP REAKSI PASAR MODAL (Studi Kasus Pada Saham Yang Terdaftar Di DES) TAHUN 2016-2018 Farhan Fadhlurrahman; Hartomi Maulana
Islamic Business and Management Journal Vol. 2 No. 1 (2019): IBMJ | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i1.3159

Abstract

Pasar modal merupakan salah satu elemen penting dan tolak ukur kemajuan perekonomian suatu negara. Pengumuman penerbitan sukuk menjadi informasi menarik bagi investor (good news), karena dipersepsikan bahwa prospek perusahaan dimasa yang akan datang bagus. Adanya penerbitan sukuk menunjukan bahwa perusahaan akan melakukan ekspansi yang akan meningkatkan kinerja perusahaan. Jika investor benar-benar memanfaatkan informasi tersebut dalam pengambilan keputusan investasinya, maka pengumuman tersebut akan berdampak pada perubahan harga saham dan aktivitas volume perdagangan saham(trading volume activity). Penelitian ini bertujuan untuk menganalisis pengaruh nilai penerbitan, rating penerbitan, dan minat investor sukuk terhadap reaksi pasar modal yang diukur dengan cumulative abnormal return. Populasi pada penelitian ini adalah perusahaan yang menerbitkan sukuk dan tercatat dalam Daftar Efek Syariah tahun 2016-2018. Teknik pengambilan sampel yang dilakukan dalam penelitian yaitu menggunakan metode purposive sampling dan berdasarkan kriteria yang telah ditentukan diperoleh 104 sukuk dari 18 perusahaan yang menerbitkan sukuk yang memenuhi kriteria. Teknik analisis yang digunakan yaitu analisis regresi berganda. Hasil penelitian ini menunjukan bahwa nilai penerbitan dan minat investor tidak berpengaruh signifikan terhadap Cumulative abnormal return. Akan tetapi, rating penerbitan  berpengaruh signifikan terhadap cumulative abnormal return. Hal ini dibuktikan nilai rating penerbitan  Sig < α (0,03 < 0,05). Sedangkan nilai penerbitan      berada pada angka Sig > α 0,125 dan minat investor berada pada angka Sig > α 0,206.
ANALISIS PENGARUH RELIGIUSITAS DAN KEPERCAYAAN TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN JASA KEUANGAN SYARIAH (Studi Kasus pada BMT Beringharjo Cabang Ponorogo) Mohammad Nurfaiz Mauludin; Hartomi Maulana
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.3167

Abstract

Abstract: Baitul Maal Wat Tamwil (BMT) is a form of non-bank sharia financial institutions whose business activities are based on the sharia system and included in (KJKS), namely sharia financial services cooperatives in Indonesia. The development of BMT in Indonesia has increased from year to year, as stated by Joelarso, General Chair of the Indonesian BMT Association Leadership Council, "until the end of 2015 there were 4,500 BMTs established in Indonesia. Seeing that the majority of people in Indonesia are Muslim, the presence of BMTs is important for the community. One of the BMTs that provide or help the economy of the community is the BMT Beringharjo Ponorogo branch that provides various services to its consumers. This study aims to examine the effect of religiosity and trust in customer decisions using the Islamic branch of BMT Beringharjo Ponorogo financial services. The population in the study was the customers of the Ponorogo branch of BMT Beringharjo with a sample of 80 respondents. Sampling uses probability sampling with simple random sampling technique, data analysis using multiple linear regression. The results showed that simultaneous Religiosity and Trust had a positive effect on Decision Making of customers at BMT Beringharjo Ponorogo. And partially (X1) Religiosity has a positive and significant effect on Decision Making. Customers use Islamic financial services at the Ponorogo branch of BMT Beringharjo, (X2) Trust has a positive and significant effect on Decision Making customers use Islamic financial services at BMT Beringharjo Ponorogo branch.Keywords: Religiosity, Trust, Customer Decision, BMT Beringharjo Ponorogo
NON PERFORMING FINANCING, PROFIT SHARING FINANCING, BUYING AND SELLING FINANCING, LEASING FINANCING AND THEIR INFLUENCE ON RETURN ON ASSETS (Case Study of PT. Bank Muamalat Indonesia Period 2012-2019) Bayu Segarahin; Hartomi Maulana
Islamic Business and Management Journal Vol. 3 No. 1 (2020): IBMJ | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v3i1.4270

Abstract

This study aims to examine the influence of Non Performing Financing (NPF), Profit Sharing Financing (PSF), Buying and Selling Financing (BSF) and Leasing Financing (LF) on Return On Assets at PT. Bank Muamalat Indonesia for the period of 2012-2019. The research method used is quantitative approach. The data in this study were obtained from PT. Bank Muamalat Indonesia Quarterly Financial (Maulana et al., 2019) Statement between 2012 quarter I and 2019 quarter III, retrieved from Financial Service Authority or Otoritas Jasa Keuangan (OJK) website. The analysis technique used in this research is multiple linear regression analysis which aims to determine the influence of independent variables on dependent variable employed in this study. The result shows that NPF and BSF have negatively influence on ROA, while PSF has positively influence. However, LF has no influence on ROA statistically.
Implementation of Enterprise Risk Management (Erm) in Yayasan Yatim Mandiri Surabaya: Implementation of Enterprise Risk Management (Erm) in Yayasan Yatim Mandiri Surabaya Hartomi Maulana; Naufalt Arkyananto
Islamic Business and Management Journal Vol. 6 No. 1 (2023): IBMJ | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v6i1.4455

Abstract

Zakat is one of the Islamic philanthropy instruments that might used to reduce poverty in a country. Yayasan Yatim Mandiri Surabaya is engaged in the efforts of assisting orphans and the poor. Like other institutions, Yayasan Yatim Mandiri is also facing a risk while dealing with managing zakat funds. For this reason, this study attempts to analyze the application of risk management with ERM standards in Yayasan Yatim Mandiri. ERM standards discussed are the internal environment of the institution, identification of risk at the institution, measurement and assessment of risk, response to risks that occur, and risk control. This study uses a qualitative approach. The results of this study that the Yayasan Yatim Mandiri has comprehensively implemented risk management. it can be shown that the institution carries out direct supervision and evaluation of risks. this study has identified 24 types of risk identification, such as information system risk, human resource risk, and reputation risk. The study also found that the risk mitigation process is by increasing employee satisfaction and performance, improving information systems management, and increasing the reputation of risk in society
Edukasi Pembuatan Pupuk Organik Cair Sebagai Alternatif Pertanian Hijau di Desa Gelangkulon, Kecamatan Sampung, Kabupaten Ponorogo Maulana, Hartomi; Cahya, Irfan Dwi; Anas, M. Khalilurrahman; Simanjuntak, M. Sahban; Zulfa, Indana; Ravie, Aufa; Efendi, Ahmad; Mumtaza, Isyraq; Syafi’i, M; Ali, Badri
Journal of Indonesian Society Empowerment Vol. 2 No. 1 (2024): June
Publisher : Yayasan Lentera Avanya Nagari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61105/jise.v2i1.86

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Penelitian ini merupakan rangkaian dari bentuk pengabdian kepada masyarakat yang berbentuk Kuliah Kerja Nyata. Pengabdian ini dilakukan di Desa Gelangkulon Kecamatan Sampung Kabupaten Ponorogo. Tujuan kegiatan ini adalah mengubah kebiasaan masyarakat yang biasa menggunakan pupuk kimia yang membahayakan untuk lingkungan. Adapun cara yang dilakukan adalah dengan menggantikan pupuk tersebut dengan pupuk organic yang berasal dari urine sapi dan nabati lainnya. Proses ini mempunyai bahan dasar yaitu limbah urine sapi yang difermentasikan Bersama bahan lainnya seperti jahe, kunyit, lengkuas dan sebagainya. Dengan kegiatan ini mampu memahami kepada masyarakat khususnya petani dan peternak yang saling bersinambung dalam proses pembuatan pupuk organik yang ramah lingkungan. Dengan adanya jalan alternatif ini diharapkan kelompok tani serta masyarakat tidak perlu mengeluarkan biaya yang tinggi untuk membeli pupuk yang bersifat alami. This research is a series of community service in the form of Real Work Lectures. This service was carried out in Gelangkulon Village, Sampung District, Ponorogo Regency. The purpose of this activity is to change the habits of people who are used to using chemical fertilizers that are harmful to the environment. The method used is to replace these fertilizers with organic fertilizers derived from cow urine and other plants. This process has a basic ingredient, namely cow urine waste which is fermented with other ingredients such as ginger, turmeric, galangal and so on. This activity is able to understand the community, especially farmers and breeders who are interconnected in the process of making environmentally friendly organic fertilizers. With this alternative path, it is hoped that farmer groups and communities will not need to pay high costs to buy natural fertilizers.
TINGKAT LITERASI WAQF DAN DETERMINANNYA TERHADAP NIAT MASYARAKAT BERKONTRIBUSI WAQF TUNAI: STUDI LEMBAGA WAQF DI INDONESIA Rahmania, Nurul; Maulana, Hartomi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 1 (2023): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i1.1963

Abstract

This study aims to analyze the literacy level of public interest in paying cash waqf at waqf institutions in Indonesia. The theory of planned behavior (TPB) was used as the research framework. Structural equation modeling (SEM) to measure the relationship between latent variables, namely religious compliance, involvement of waqf organizations, utilization of media technology tools, elements of education, attitudes, subjective norms, and behavioral control employed as the main analysis technique. The SEM model in this study was processed using SmartPLS 3.0. The results showed that subjective norms and religious observance had a significant effect on interest, elements of education and the utilization of media technology tools had a significant effect on PBC, and the involvement of waqf organizations had a significant effect on attitudes. PBC has a significant negative effect on interest, religious compliance has a significant negative effect on attitudes. Meanwhile, attitude has no significant effect on interest.
Quadruple Helix Governance As An Effort in Maintaining Food Security Through Islamic Philantrophy Maulana, Hartomi; Taufani, Mochammad Kharits
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol 7, No 2 (2023): Ecodemica: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : LPPM Universitas BSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/eco.v7i2.15292

Abstract

Food is a basic human need that must be fulfilled at any time and plays many important roles in the life of a nation. A nation's capacity to sustain the economic existence of global dynamics can be attributed to the availability of food that can be obtained by many stakeholders. This paper aims to provide a model of food security through Islamic philanthropy with the Quadruple Helix approach, which is the connection between academia, business, the government and the community,which coordinating well with the other. This paper is a qualitativestudy with the method used was literatureresearchthrough a systematic review approach. The findings of this study provided the result that food self-sufficiency cannot be realized without the role of quality and productivity at the core of food self-sufficiency; thus, the government must take a stand and fully support it. Academics had a significant part in the advancement of technology and effective food processing. The businesses had an equally critical role in supplying financing for industrial growth and creating jobs for the local population. In addition, the government, business and community could assist aid in the development and attainment of food self-sufficiency by creating fuctional food systems that will be possible to implement more suitable policies in the context of achieving food self-sufficiency.Keyword: Food Security, Islamic Philanthrophy, Quadruple Helix, Sustainable Development
Halal Certification for MSEs in Indonesia: How Business Duration Drives Legal Awareness Maulana, Hartomi; Labolo, Sultan Nanta Setia Dien; Jamal, Mulyono; Syamsuri, Syamsuri
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.22907

Abstract

Halal certification is mandatory for all Micro and Small Enterprises (MSEs) in Indonesia. Despite the vast number of MSEs, totaling 64.2 million as of February 2023, only about 20% have obtained halal certification. This study investigates the influence of legal awareness on halal certification registration among Indonesian MSEs and examines the moderating role of business duration. Using Structural Equation Modeling (SEM) with a quantitative approach, the study assessed the impact of legal awareness constructs (knowledge, understanding, attitudes, and behavior) on halal certification awareness among 333 MSE respondents, with business duration included as a moderator. The findings revealed that legal knowledge, understanding, attitudes, and behavior did not significantly affect halal certification awareness, whereas business duration had a significant positive impact. Additionally, the moderation analysis demonstrated that business duration significantly influenced the relationship between legal understanding and halal certification awareness. The results suggest that experience, rather than legal comprehension, drives halal certification awareness among Indonesian MSEs. The study offers insights for policymakers to support longer-running businesses and simplify certification processes to increase halal certification rates among MSEs. Future research should consider using larger, more diverse samples and incorporating qualitative methods to gain a comprehensive understanding of MSEs’ motivations and challenges in obtaining halal certification.======================================================================================================== ABSTRAK – Sertifikasi Halal untuk UKM di Indonesia: Peran Durasi Usaha dalam Mendorong Kesadaran Hukum. Sertifikasi halal diwajibkan bagi seluruh Usaha Mikro dan Kecil (UMK) di Indonesia. Meskipun jumlah UKM mencapai 64,2 juta per Februari 2023, hanya sekitar 20% yang telah memperoleh sertifikasi halal. Penelitian ini mengkaji pengaruh kesadaran hukum terhadap pendaftaran sertifikasi halal di kalangan UKM Indonesia dan menguji peran moderasi durasi usaha. Menggunakan Structural Equation Modeling (SEM) dengan pendekatan kuantitatif, penelitian ini menguji dampak konstruk kesadaran hukum (pengetahuan, pemahaman, sikap, dan perilaku) terhadap kesadaran sertifikasi halal di antara 333 responden UKM, dengan durasi usaha dimasukkan sebagai variabel moderator. Hasil penelitian menunjukkan bahwa pengetahuan hukum, pemahaman, sikap, dan perilaku tidak secara signifikan mempengaruhi kesadaran sertifikasi halal, sementara durasi usaha memiliki dampak positif yang signifikan. Lebih lanjut, analisis moderasi menunjukkan bahwa durasi usaha secara signifikan mempengaruhi hubungan antara pemahaman hukum dan kesadaran sertifikasi halal. Hasil ini menunjukkan bahwa pengalaman akan mendorong kesadaran sertifikasi halal di kalangan UKM Indonesia. Temuan ini memberikan pencerahan bagi pembuat kebijakan untuk lebih mendukung usaha-usaha yang telah berjalan lama dan menyederhanakan proses sertifikasi bagi UKM. Penelitian selanjutnya perlu mempertimbangkan penggunaan sampel yang lebih besar dan beragam serta menggabungkan metode kualitatif untuk mendapatkan pemahaman yang lebih komprehensif mengenai motivasi dan tantangan UKM dalam memperoleh sertifikasi halal.
Pendampingan Pengembangan Jasa Service Motor Dan Elektronik (Ghita Service) Dalam Peningkatan Kinerja Usaha Ramdani Harahap, Soritua Ahmad; Maulana, Hartomi; Kurniawan, Dhika Amalia; Iqbal, Ahmad; Harsoyo, Nusa Dewa; Rahmadani, Rizky
Jurnal Pengabdian Masyarakat Bangsa Vol. 1 No. 9 (2023): November
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v1i9.429

Abstract

Pengembangan UMKM bukanlah hal yang mudah untuk dilaksanakan, sebab UMKM di Indonesia memiliki berbagai latarbelakang dan tingkat mulai dari mikro, kecil dan menengah dengan kemampuan yang berbeda, sehingga upaya pengembangannya juga membutuhkan peranan dan teknik yang berbeda. Peran penta helix yang terdiri dari pemerintah daerah, akademisi, media, pelaku usaha dan organisasi terkait sangatlah dibutuhkan dalam rangka meningkatkan taraf dan level UMKM agar dapat maju dan berkembang. Kegiatan ini merupakan kerjasama Lazis ASFA dengan UNIDA Gontor dalam memberikan bantuan para pelaku usaha untuk dapat meningkatkan kinerja usahanya agar bisa meningkatkan taraf ekonomi pelaku usaha. Salah satu pelaku usaha yang merupakan bagian dari kegiatan ini ialah Ghita service yang bergerak dibidang jasa service motor dan service eletronik. Metode pelaksanaan kegiatan ini dilakukan dengan pengarahan secara umum, pendamping secara berkala kepada ghita service baik dalam promosi untuk menambah jumlah konsumen dalam menggunakan jasa service. Hasil kegiatan ini menunjukkan bahwasanya pendampingan jasa service sangat berdampak positif yang dibuktikkan dengan adanya peningkatan pelayanan jasa service. Hal ini didoroang dengan adanya penambahan alat-alat service yang memadai dan mempercepat waktu perbaikan.
Co-Authors Abadi, M. Kurnia Rahman Affandi, Muchammad Taufiq Ahmad Efendi Ahmad Setiyono Ahmad Suminto Ahmad Suminto Ahmad, Rusyda Afifah Ali, Badri Anas, M. Khalilurrahman Ari Anggara, Fajar Surya Asmarani, Mutia Bayu Segarahin Bimantara, Andika Rendra Cahya, Irfan Dwi Dhika Amalia Kurniawan Dwi Kurnia Nurunisa Ely Windarti Hastuti, Ely Windarti Farhan Fadhlurrahman Harahap, Soritua Ahmad Ramdani Harahap, Soritua Ahmad Ramdhani Hayatul Maemunah Hudan Ngisa Anshori  Huril A&#039;ini Iqbal Imari Iqbal ‘Imari Iqbal, Ahmad Khoirul Umam Labolo, Sultan Nanta Setia Dien Lathiefa Rusli M. Shabri Abd. Majid M. Shabri Abd. Majid M. Zaenal Abidin Mentari Mentari Fazrinnia Mohammad Nurfaiz Mauludin Mohammad Zaenal Abidin Mohd Thas Thaker, Mohamed Asmy bin Mohd. Zaidi Bin Md Zabri Mufti Afif MUHAMMAD SAID Muhammad Zuhri Muhtar, Ali Mulyono Jamal Mumtaza, Isyraq Muzaki, Rofi Naufalt Arkyananto Nusa Dewa Harsoyo, Nusa Dewa Raden Muh. Syakur Fathurrahman Rahma Yudi Astuti, Rahma Yudi Rahmadani, Muhammad Rizky Rahmania, Nurul Rahmanita, Fahmilia Ramdani Harahap, Soritua Ahmad Ravie, Aufa Riza Ashari Rizky Rahmadani, Rizky Roihan, Muhammad Royyana Akmalia Sabila, Muna Ahda Salsabella, Oktavira Hanggreanda Sa’id, Roudhoh Hannaaris Setiawan Bin Lahuri Simanjuntak, M. Sahban Soritua Ahmad Ramdani Harahap Soritua Ahmad Ramdani Harahap Soritua Ahmad Ramdani Harahap Soritua Ahmad Ramdani Harahap Syafi’i, M Syahruddin Syahruddin Syamsuri Tarique, Kazi Md Taufani, Mochammad Kharits Ulya, Alfina Zein Syarifa Use Etica Willy Tambayong Yayan Firmansah yogi banar sasongko Yudi Astuti, Rahma Zahroturrosyidah, A’isa Zaki Rosyadi Zarkasyi, M. Ridlo zulfa, indana