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All Journal Finesta Jurnal Computech & Bisnis (e-Journal) Journal of Auditing, Finance, and Forensic Accounting SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Manajemen Pemasaran Conference on Innovation and Application of Science and Technology (CIASTECH) ABDIMAS SILIWANGI Share : Journal of Service Learning Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) MANAJEMEN DEWANTARA Economic Education and Entrepreneurship Journal Jurnal Abdimas Mandiri INTEGRITAS : Jurnal Pengabdian Mattawang: Jurnal Pengabdian Masyarakat Jurnal Dharma Bhakti Ekuitas Daengku: Journal of Humanities and Social Sciences Innovation Journal of Accounting and Digital Finance Penamas: Journal of Community Service Journal of Accounting and Finance Management (JAFM) Eastasouth Journal of Effective Community Services Sanskara Manajemen dan Bisnis Jurnal Pengabdian West Science Jurnal Pengabdian Masyarakat Bangsa Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Financial and Investment Studies Technology, Business and Entrepreneurship Ecoducation Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Nanik Linawati
Fakultas Ekonomi, Universitas Kristen Petra
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Penguatan Literasi Keuangan dan Pengendalian Konsumtif Siswa SMA Kristen Petra Acitya melalui Pengabdian Masyarakat Aileen Florencia Elliane; Nanik Linawati; Gabriella Wiandoko; Natasya Rutdian
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.871

Abstract

Strengthening Financial Literacy and Consumptive Control of Petra Acitya Christian High School Students through Community Service. Consumptive behavior among teenagers has become one of the problems that may affect their financial condition in the future. A lack of understanding of financial management causes students to tend to spend money without careful planning. The purpose of this Community Service activity was to improve students’ understanding of how to control consumptive behavior and manage finances wisely. This activity was conducted on March 30, 2026, at SMA Kristen Petra Acitya and involved 61 students as participants. The methods used were educational sessions and interactive discussions. The results of the activity showed that most students experienced an improvement in understanding the difference between needs and wants, as well as the importance of financial management. In addition, students showed positive responses to the material presented and became more aware of the importance of managing finances. Therefore, this activity had a positive impact on improving the students’ financial literacy.
Edukasi Literasi Keuangan dan Pencegahan Perilaku Konsumtif Siswa SMA Santa Agnes Surabaya Jennifer Lynn Silverio; Jessica Marlyn; Kezia Laetitia Junaidi; Krystalinna Lindsey Sutanto; Nanik Linawati
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.872

Abstract

Financial Literacy Education and Prevention of Consumptive Behavior for Santa Agnes High School Students in Surabaya. Financial literacy among adolescents remains an important concern amid the increasing influence of digital lifestyles and social media trends on spending behavior. This community service activity was carried out through a Service Learning program at SMA Santa Agnes with the aim of introducing students to wise financial decision-making and increasing awareness regarding consumptive behavior. The activity involved 36 tenth-grade students and was carried out through interactive presentations, discussions, quizzes, and simple simulations adjusted to students’ daily experiences. Materials presented included the importance of managing pocket money, distinguishing needs from wants, preparing simple financial plans, saving habits, and understanding the risks of impulsive buying. During the activity, students were encouraged to share their experiences in managing money and responding to social pressures related to consumption trends. Evaluation was conducted through direct observation of participation and students’ responses during discussions and quizzes. The results showed a 100% attendance rate, while 14 students, or 38.88% of the total participants, actively participated in the discussion and question-and-answer sessions. The quiz evaluation also indicated that the students were able to understand the material presented. Overall, this activity helped students understand the importance of setting financial priorities, recognize consumptive behavior, and develop greater awareness of managing money more wisely. The activity demonstrates that financial education connected to real-life situations is easier for adolescents to understand and can help foster more responsible financial habits.
Edukasi Investasi Pasar Modal bagi Siswa Sekolah Menengah Atas Melalui Pengabdian Masyarakat Michael Sebastian Hamson; Nanik Linawati; Glenn Abel Iskandar; Kevin Harly Jipantoro; Kenneth Anderson Harsono
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.894

Abstract

The level of participation of young people in capital market investment in Indonesia continues to increase, but this condition is not fully balanced by an adequate understanding of investment instruments, investor risk profiles, and the basis for investment decision-making. This gap between investment interest and financial literacy levels has the potential to increase the risk of errors in investment activities. Therefore, capital market investment education activities were carried out at SMK Kristen Petra Surabaya through Community Service activities that combined material delivery, investor risk profile tests, capital market analysis demonstrations, and interactive discussions. The materials provided covered basic investment concepts, an introduction to investment instruments, investor risk profiles, fundamental analysis, and technical analysis. The results of the activities showed an increase in participants' understanding of capital market investment concepts, investment instrument characteristics, investor risk profiles, and the basis for analysis in investment decision-making. Participants' enthusiasm and participation also increased, particularly during the practical sessions on reading stock charts and interactive discussions. These activities demonstrated that a learning approach that integrates theory and practice directly can improve capital market investment literacy among the younger generation and provide a more applicable understanding of wise and measured investment activities.
Co-Authors Adeline Yusuf, Keona Adisty Malliani Kusnadi Agnes Natalia Aileen Florencia Elliane Airell, Vernando Alexander, Gloria Andela, Valencia Angelica Renata Limapriadi Angelique Jocelyn Ansella Jovita Ansella Jovita Teguh Anthony Wijaya Arron Oxford Bavani, Melinda Bingky Kurniawan Bryan Setiawan, Adrianus Chandra, Tirzah Febiola Chrisdiouf, Justin Christian Chandra Christopher Bradley Budiono Chyntia Kartika Sanjaya Cindy Marcha Pongtuluran Citrawati, Irene Clarissa Amanda Clarissa Amanda Polandauw Cynthia, Angelina Dave Reynard de Fretes, Michael Genesis Bimasatrya Destya Wiranata Edbert Sudarsono, Jethson Edric Ferdian Eduardo, Farrell Ionwyn Elvira Unola Enzo Budiman Eveline, Jessica Evelyn Okky Santoso, Evelyn Okky Ezar, Grecia Jeslyn Ezra Christopher Farrell Ionwyn Eduardo Felicia Claresta Harli Felita Angelina Florencia Gabriel Fristy Ester Irawan Gabiella Lavenia Sutjiono Gabriela Sunjono Gabriella Wiandoko Ganlin, Fesya Devina Putri Gesti Memarista Gevionita Gevionita Glenn Abel Iskandar Gosal, Joe Valentino Gracia Verina Soewignjo Hadiputra, Vincentinus Felix Halim Santoso Halim, Kevin Halim, Richard Harijanto, Jessica Lorita Inlian Wijaya irene angelina Irene Angelina Irene Citrawati Ivan Kurniawan, Abraham Jeffrey Belmiro Susanto Jennifer Fiolyn Jennifer Lynn Silverio Jesseline Violeta Jessica Marlyn Jocelyn, Angelique Joe Valentino Jonathan Hartono Jovita, Ansella Junior, Jonathan Hartono Juwono, Angela Karyn Adikusuma Katryn Kenneth Anderson Harsono Kenneth, Davin Kenny Brian Kentzo Kentzo Yang Kevin Harly Jipantoro Kezia Laetitia Junaidi Kezia, Vanessa Kristanto, Kenny Brian Krystalinna Lindsey Sutanto Kurniawan, Abraham Ivan Lauwono, Lazaro Batigol Leksono, Alexander Nissan Lim Madeleine Tirtamurti Limantara, Bryan Janson LOISOKLAY, WILKAR Luciana, Ellena Arinda Mahendra, Adrian Mahersya Christiani Setiadiwiria Malonda, David Bryant Marselina Gunawan Mathew Hadap, Billy Melinda, Graceline Melissa Lesmana Michael Sebastian Hamson Michelle Feodora Gunawan, Michelle Feodora Mintarja, Natasya Morgan Gemiartha, Celine Natasya Mintarja Natasya Rutdian Nathania Cherryl Prayogo Nehemia Parham Njo Anastasia Pertiwi, Dewi Philip Haryono Polandauw, Clarissa Amanda Pradigdo, Randy Aprilino Pwee Leng Rachel Cintantya Hapsari Raymond Wahyudi Raymond Wahyudi Raymond Wahyudi Reynard, Dave Rifka Yulanda Umar, Rifka Yulanda Rizaldy Tallo, Rizaldy Salviana, Fintacia Zelda Samuel Stevenson Moesaffa Sanvelia Angelica Suseno Saputra, Louis Nichollas Sautma Ronni Selanova, Theressia Setiadiwiria, Mahersya Christiani Setiawan, Adrianus Bryan Setyono, Yemima Caroline Sharon Wong Simon Hendrik Leasa Soetandio, Elena Erensia Stella Halim Steven Steven Sugianto, Everson Surasman, Imelda Kartika Susanto, Jeffrey Belmiro Susanto, Leonardo Christian Sutjiono, Gabriella Lavenia Talahatu, William Tan, Felice Carmelite Aprilie Tandarto, Sefen Timothy Tetimau, Felicia Edlyn Timothy Tandarto, Sefen Tirtamurti, Lim Madeleine Tjahjono, Yosephine Mevia Velicia Gela, Kathryn Viena Elvani Vincent Djaja Vincentinus Felix Vincentius Andrew Vincentus Felix Wahyudi, Raymond Wibisono, Audi Widjaja, Audrey Cerelia Widjanarko, Kevin Wijaya, Feysya Sandrina Wijaya, Joshua Winston Djuwito Wiranata, Destya Wong, Sharon Wongso, Enrico Yongky, Jonathan Elia Yosia, Clarence Yulius Cornelis, Yulius yusuf, keona adeline