Claim Missing Document
Check
Articles

Found 28 Documents
Search

Determinants of Consumption Value on Intention to Use Shariah Mobile Banking: Exploring the Role of Consumer Preference Maksum, Maksum; Haryono, Slamet
Journal of Finance and Islamic Banking Vol. 7 No. 1 (2024)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v6i1.7785

Abstract

This study analyzes the use of mobile banking by both Islamic and conventional bank customers using the theory of consumption value. The aim of this research is to evaluate the factors influencing customers' decisions to use dual mobile banking services. The proposed hypothesis is that the intention to use Islamic mobile banking services is influenced by functional, conditional, social, emotional, and epistemic values mediated by consumer preferences. The method used is structural equation modeling with partial least squares (SEM-PLS) with a sample of 191 people, all of whom use both conventional and Islamic mobile banking. The results show that the theory of consumption value does not directly affect the interest in using mobile banking, either conventional or Islamic, except for the emotional value variable. Consumer preferences mediate the effect of functional, conditional, emotional, and epistemic values on the intention to use conventional mobile banking. Meanwhile, conditional, emotional, and epistemic values influence the interest in using Islamic mobile banking, which is mediated by consumer preferences. These findings indicate that the consumer's intention to use mobile banking is influenced by the theory of consumption value regardless of whether the service is Islamic or not. The implication of this research is that Islamic mobile banking services need to improve their service quality by considering consumer preferences and the theory of consumption value, thereby enhancing the usage of services by both conventional and Islamic bank customers.
Legal Protection for Workers' Rights Due to Termination of Employment in Tangerang Regency Maksum, Maksum
The International Journal of Law Review and State Administration Vol. 2 No. 5 (2024): September - October : The International Journal of Law Review and State Adminis
Publisher : PDPI (Perkumpulan Dosen Peneliti Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58818/ijlrsa.v2i5.168

Abstract

This study aims to analyze the legal protection provided to workers affected by termination of employment (PHK) in Tangerang Regency. The research utilizes an empirical juridical method, which involves examining the application or implementation of normative legal provisions in real-life legal events occurring in society. The legal protection for workers affected by termination of employment is clearly stipulated in the Indonesian Law No. 6 of 2023 concerning the enactment of Government Regulation in Lieu of Law No. 2 of 2022 on Job Creation, specifically in Chapter IV, Articles 150 to 160. Article 156, That employers are required to provide severance pay, service compensation, and compensation for rights that workers are entitled to receive if their employment is terminated. Several factors influencing legal protection for workers' rights following termination in Tangerang Regency include: the existence of many practices that deviate from labor regulations, often exploited by employers to avoid paying workers' entitlements; lack of knowledge and awareness from both employers and workers regarding their rights and obligations; cultural factors from both workers, employers, and law enforcers; despite the theoretical balance between employers and employees, the practical reality often differs; and the financial capability of companies to meet workers' rights. Proposed solutions include: verification of every employment contract, company regulation, and collective labor agreements in companies operating in Tangerang Regency; fostering better understanding and collaboration between employers and workers (labor unions) as a preventive measure against violations of workers' rights and industrial disputes; regular dissemination of labor regulations to enhance employers’ and workers' awareness; government intervention through more adequate regulations, along with strengthened guidance, supervision, and law enforcement.
Peningkatan Kualitas Master Ceremony (MC) Kader PKK dengan Memanfaatkan Aplikasi Virtual Speech Isador Harsapranata, Agni; Hartati, Tri; Priatno, Priatno; Maksum, Maksum
Jurnal Pustaka Mitra (Pusat Akses Kajian Mengabdi Terhadap Masyarakat) Vol 4 No 6 (2024): Jurnal Pustaka Mitra (Pusat Akses Kajian Mengabdi Terhadap Masyarakat)
Publisher : Pustaka Galeri Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55382/jurnalpustakamitra.v4i6.818

Abstract

Pelaksanaan tridarma bagi perguruan tinggi merupakan kegiatan yang dilaksanakan setiap semester, antara lain memberikan pelatihan di bidang teknologi komputer, seperti penggunaan aplikasi virtual speech, dimana kegiatan ini bertujuan untuk meningkatkan kualitas komunikasi kader PKK kelurahan Cibubur sebagai mitra pengabdian kepada masyarakat kali ini. Di era teknologi, pemanfaatan teknologi sangat membantu dalam berbagai kegiatan, salah satunya adalah pembelajaran cara dan teknik berkomunikasi menggunakan aplikasi virtual speech tersebut. Tantangan yang dihadapi mitra abdimas kali ini adalah bagaimana kader PKK dapat meningkatkan keterampilan komunikasi yang dibutuhkan untuk menjadi moderator atau Mastef of Ceremony (MC) yang tepercaya dalam berbagai kegiatan. Oleh karena itu, team dosen Universitas Bina Sarana Informatika memberikan solusi dari permasalahan tersebut yaitu dengan memberikan pelatihan pemanfaatan aplikasi virtual speech sehingga kualitas kader PKK kelurahan Cibubur untuk menjadi moderator (MC) menjadi lebih baik. Kegiatan ini dilaksanakan secara luring dengan mendatangi secara langsung lokasi berlangsungnya pelatihan. Pelatihan ini dapat tercapai dan memberikan dampak positif bagi kader PKK apabila semua pihak saling bekerjasama dengan baik.
The Moderating Effect of Religiosity on Fashion Uniqueness and Consciousness in Halal Fashion Purchase Yudha, Ana Toni Roby Candra; Huda, Nurul; Maksum, Maksum; Sherawali, Sherawali; Wijayanti, Ida
Indonesian Journal of Halal Research Vol. 6 No. 2 (2024): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v6i2.34614

Abstract

The Islamic fashion model in Indonesia continues to evolve in line with the increasing Muslim population. However, there is limited research on consumer perceptions and the role of religiosity in the context of halal fashion products. This research aims to investigate the influence of fashion uniqueness and consciousness on halal fashion purchase behavior with religiosity as a moderating variable. Halal fashion in this research emphasizes halal product standards in fashion. This research used a quantitative approach through a survey targeting Millennials and Gen Z individuals. A total of 186 respondents were obtained, deemed valid and complete. Additionally, this study used SemPLS-3 to validate hypotheses and evaluate the model. This analysis is considered appropriate as it can test several variable relationships simultaneously or in multivariate analysis. The findings of this study show that halal fashion purchase behavior is influenced by fashion uniqueness and consciousness. Both factors have a positive influence on halal fashion purchase behavior. However, religiosity does not impact halal purchase behavior, nor does it moderate the role of fashion uniqueness and consciousness variables on halal purchase behavior. It suggests that decisions to purchase halal fashion are more influenced by fashion uniqueness and awareness of its halal status rather than individual religiosity levels. This research highlights the need for a deeper understanding of consumer behavior in relation to religiosity and halal fashion, contributing to the fields of economics and social sciences.
PENDAMPINGAN PRODUKSI PAVING BLOCK: SOLUSI BERKELANJUTAN UNTUK PENGELOLAAN SAMPAH PLASTIK DI DESA DABUAN, KECAMATAN TLANAKAN, KABUPATEN PAMEKASAN Khoiri, Moh. Miftahol; Izuddin, Muhammad; Shaleh, Badrus; Muktirrahman, Muktirrahman; Maksum, Maksum
Abdimas IAI Ngawi Vol 3 No 1 (2025): ABDIANDAYA: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : LP2M Institut Agama Islam Ngawi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/abdiandaya.v3i1.2063

Abstract

The plastic waste problem in Dabuan Village is caused by a lack of public awareness and the lack of an effective management system, so an innovative and sustainable solution is needed. This service aims to provide alternative waste management through the production of recycle-based paving blocks with the KUPAR cycle approach (To Know, To Understand, To Plan, To Action, To Reflection). The methods used include observation, interviews, focus group discussion (FGD), technical training, and evaluation and monitoring. The results of the service showed that the community experienced an increase in skills in sorting, chopping, mixing, and molding plastic-based paving blocks, and some groups began to produce paving blocks independently. The implications of this activity not only reduce plastic waste but also open up economic opportunities for the community through the production and marketing of paving blocks. The sustainability of this program requires support from the village government as well as collaboration with various stakeholders so that this recycling innovation can develop into a sustainable environmental and economic solution. Keywords: plastic waste, paving blocks, recycling, community empowerment   Abstrak: Permasalahan sampah plastik di Desa Dabuan disebabkan oleh kurangnya kesadaran masyarakat dan minimnya sistem pengelolaan yang efektif, sehingga diperlukan solusi inovatif dan berkelanjutan. Pengabdian ini bertujuan untuk memberikan alternatif pengelolaan sampah melalui produksi paving block berbasis daur ulang dengan pendekatan siklus KUPAR (To Know, To Understand, To Plan, To Action, To Reflection). Metode yang digunakan mencakup observasi, wawancara, Focus Group Discussion (FGD), pelatihan teknis, serta evaluasi dan monitoring. Hasil pengabdian menunjukkan bahwa masyarakat mengalami peningkatan keterampilan dalam memilah, mencacah, mencampur, dan mencetak paving block berbahan dasar plastik, serta beberapa kelompok mulai memproduksi paving block secara mandiri. Implikasi dari kegiatan ini tidak hanya mengurangi limbah plastik, tetapi juga membuka peluang ekonomi bagi masyarakat melalui produksi dan pemasaran paving block. Keberlanjutan program ini memerlukan dukungan dari pemerintah desa serta kolaborasi dengan berbagai pemangku kepentingan agar inovasi daur ulang ini dapat berkembang menjadi solusi lingkungan dan ekonomi yang berkelanjutan. Kata Kunci: sampah plastik, paving block, daur ulang, pemberdayaan masyarakat
Pengaruh Der, Tato Terhadap Nilai Perusahaan Perbankan Di Bursa Efek Indonesia Maksum, Maksum
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 10 No 1 (2024): Vol 10 No 1 (2024): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54035/jem.v10i1.451

Abstract

This study aims to determine the influence of DER and TATO on the Size of Banking Companies measured using ROA. The independent variables are DER and TATO, while the dependent variable is ROA. The sample in this study consists of 4 banking companies listed on the Indonesia Stock Exchange with an observation period from 2014 to 2022. The results show that the DER variable has a significant negative effect on the Size of Companies, with a level of influence of 182.8%. Meanwhile, the TATO variable has a positive but not significant effect on the Size of Companies, with a level of influence of 38.3%. And DER and TATO jointly influence the Size of Companies by 65.8%.
Analisis Laporan Keuangan Dar, Der Dan Lder Pada Pt Astra Internasional Tbk Maksum, Maksum; Yuliana, Yuliana
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 10 No 2 (2024): Vol 10 No 2 (2024): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial reports are records of a company's financial information during an accounting period that can be used to describe the company's performance. The aim of this research is to find out how big the Debt to Asset Ratio, Debt to Equity Ratio and Time Interest Earned Ratio are at PT Astra Internasional Tbk for the 2019-2023 period. The tool used is financial ratios. In this research, researchers used quantitative data, namely in the form of financial reports at PT Astra Internasional Tbk. The research method used is a descriptive research method, namely a technique or method used by researchers to describe the actual subject and object. This research uses a single variable, with aspects of Debt to Asset Ratio, Debt to Equity Ratio and Long Term Debt to Equity Ratio. The results of this research show that the Debt to Asset Ratio level at PT Astra Internasional Tbk is said to be bad because it exceeds industry standards. On the other hand, the Debt to Equity Ratio is said to be good because it is below the existing industry standard average, while the Long Term Debt to Equity Ratio is said to be bad because it is above the industry standard.
Farmers' Coping Strategy in Maintaining Household Economic Stability in the Dry Season: A Sharia Economic Perspective Zahroh, Fatimatus; Muktirrahman, Muktirrahman; Maksum, Maksum
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 2 (2025): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i2.142

Abstract

This study analyzes the coping strategies employed by farmers in Rombiya Barat Village, Ganding, to maintain household economic stability during the dry season from an Islamic economic perspective. Employing a qualitative approach, this research utilizes in-depth interviews with selected farmers through purposive sampling. The data were analyzed using a thematic approach to identify key survival strategies. The findings reveal three primary coping strategies: active strategies, passive strategies, and networking strategies. From an Islamic economic perspective, business diversification that adheres to the principles of halal and thayyib plays a crucial role in sustaining farmers’ economic resilience. Furthermore, the study highlights that food security among farmers is significantly influenced by socioeconomic conditions, natural resource management, and the practical implementation of Islamic economic principles. This research contributes to the understanding of Islamic economic-based rural resilience and offers policy insights for enhancing sustainable agricultural development.
Legalitas Fitur Affiliate Shopee dalam Perspektif Hukum Ekonomi Syariah Silviatul Karomah, Silviatul Karomah; Nurul Huda; Maksum, Maksum
YUDHISTIRA : Jurnal Yurisprudensi, Hukum dan Peradilan Vol. 1 No. 2 (2023): Juni
Publisher : Cv. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/yudhistira.v1i2.1659

Abstract

Penelitian ini membahas fitur Affiliate pada aplikasi Shopee dalam perspektif hukum Islam. Pesatnya perkembangan platform e-commerce telah memunculkan model bisnis baru termasuk pemasaran afiliasi yang memungkinkan individu mendapatkan komisi dengan mempromosikan produk melalui tautan unik. Penelitian ini bertujuan untuk menganalisis mekanisme program Shopee Affiliate dan mengevaluasi kesesuaiannya dengan prinsip-prinsip hukum Islam. Menggunakan pendekatan kualitatif melalui studi pustaka dan analisis deskriptif, penelitian ini menemukan bahwa program Shopee Affiliate beroperasi di bawah konsep ujrah (upah) dalam transaksi Islam. Hubungan antara afiliator dan merchant memenuhi persyaratan transaksi yang sah dalam hukum Islam, termasuk kejelasan pihak yang berakad, adanya persetujuan (ijab-qabul), kompensasi yang ditentukan, dan manfaat yang sah. Studi ini menyimpulkan bahwa program Affiliate Shopee diperbolehkan (mubah) menurut hukum Islam karena mematuhi prinsip-prinsip kompensasi yang adil untuk jasa yang diberikan, mekanisme transaksi yang transparan, dan melibatkan produk-produk yang diperbolehkan. Penelitian ini menyarankan agar para afiliator memastikan konten promosi mereka tetap etis dan menghindari menampilkan produk-produk yang dilarang. Kata Kunci: Hukum Islam, E-Commerce, Pemasaran Afiliasi, Ujrah
Antara Makruh dan Haram: Telaah Komparatif Pemikiran Imam Malik dan Imam Syafi'i tentang Jual Beli Binatang Buas Hikmatul Maulidah, Hikmatul Maulidah; Muktirrahman; Maksum, Maksum
YUDHISTIRA : Jurnal Yurisprudensi, Hukum dan Peradilan Vol. 2 No. 2 (2024): Juni
Publisher : Cv. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/yudhistira.v2i2.1660

Abstract

Perdebatan tentang status hukum jual beli binatang buas dalam fikih Islam menggambarkan kompleksitas dan keluwesan metodologi istinbat hukum yang dikembangkan oleh para imam mazhab. Penelitian ini bertujuan menganalisis pandangan Imam Malik dan Imam Syafi'i tentang jual beli binatang buas, mengidentifikasi dalil-dalil yang digunakan, mengeksplorasi perbedaan metodologi istinbat, serta mengkaji relevansinya dalam konteks kontemporer. Menggunakan pendekatan kualitatif dengan analisis tekstual dan komparatif, penelitian ini mengungkapkan bahwa Imam Malik menghukumi makruh jual beli binatang buas berdasarkan prinsip bahwa segala ciptaan Allah memiliki potensi manfaat, dengan pengecualian khusus untuk anjing. Sementara itu, Imam Syafi'i menghukumi haram berdasarkan pertimbangan bahwa binatang buas tidak memiliki manfaat yang diakui syariat dan setara dengan nilai tukar. Perbedaan pandangan ini berakar pada metodologi istinbat yang berbeda: Imam Malik lebih mengedepankan amal penduduk Madinah dan maslahah mursalah, sementara Imam Syafi'i menekankan interpretasi tekstual nash dan implementasi qiyas yang sistematis. Meski berbeda, kedua pendapat memiliki titik temu dalam pengecualian terhadap anjing pemburu, penjaga ternak, dan penjaga tanaman. Kata Kunci: fikih, jual beli binatang buas, mazhab Maliki, mazhab Syafi'i, istinbat hukum