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All Journal Proceedings of Annual International Conference Syiah Kuala University - Social Sciences Chapter Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Riset Akuntansi dan Bisnis JURNAL ILMIAH MANAJEMEN & BISNIS KUMPULAN JURNAL DOSEN UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA MIX : Jurnal Ilmiah Manajemen Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Owner : Riset dan Jurnal Akuntansi Journal Analytica Islamica At-Tawassuth: Jurnal Ekonomi Islam JOURNAL OF SCIENCE AND SOCIAL RESEARCH Iqtishoduna: Jurnal Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam JURNAL LENTERA BISNIS Management Studies and Entrepreneurship Journal (MSEJ) International Journal of Business Economics (IJBE) Ihsan: Jurnal Pengabdian Masyarakat Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Indonesian Journal of Islamic Economics and Business JURNAL MANAJEMEN AKUNTANSI (JUMSI) ABDI SABHA (Jurnal Pengabdian kepada Masyarakat) Jurnal Ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Proceeding International Seminar of Islamic Studies Muhasabatuna: Jurnal Akuntansi Syariah AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah International Journal Of Economics Social And Technology Jurnal Ekonomi dan Bisnis International Journal of Accounting & Finance in Asia Pasific IIJSE Aksaqila International Humanities and Social Sciences [AIHSS] Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Manajemen dan Pendidikan Agama Islam Jurnal Ragam Pengabdian International Journal of Economics and Management Research Optimal: Jurnal Ekonomi dan Manajemen
Siti Mujiatun
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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Pengaruh Literasi Keuangan Syariah dan Islamic Branding Terhadap Keputusan Mahasiswa dalam Menggunakan Produk Perbankan Syariah: Studi Kasus pada Mahasiwa Program Studi Perbankan Syariah Umsu Dini Erika; Siti Mujiatun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2196

Abstract

This research aims to determine the influence of Sharia Financial Literacy and Islamic Branding on Students' Decisions to Use Sharia Banking Products (Case Study of Students of the UMSU Sharia Banking Study Program) both partially and simultaneously. This research approach is associative. The population is the entire UMSU Sharia Banking Student Study Program and the sample is 100 UMSU Sharia Banking Student Study Programs. Data collection techniques in this research used interview techniques, documentation studies, observations and questionnaires. The data analysis technique in this research uses Multiple Linear Regression Analysis Test, Hypothesis Test (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. Partially, the variable sharia financial literacy has a significant effect on students' decisions in using sharia banking products. Partially, the Islamic branding variable has a significant effect on students' decisions in using sharia banking products. Simultaneously, the variables Sharia Financial Literacy and Islamic Branding have a significant effect on students' decisions in using Sharia banking products.
Analisis Penerapan Etika Bisnis Islam pada Pelaku Usaha Mikro Kecil Menengah (UMKM) Muslim Makanan dan Minuman di Hamparan Perak Dwi Febriyanthi; Siti Mujiatun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2538

Abstract

This research aims to find out how Muslim micro, small and medium enterprises (MSMEs) in the food and beverage sector apply Islamic business ethics. This research uses qualitative methods, especially descriptive with field studies. Data was collected through observations, books, journals and websites. The research results show that only three to four principles of Islamic business ethics are applied to Muslim MSMEs in the food and beverage sector in Hamparan Perak, while several other principles have not been implemented because economic actors do not understand Islamic business ethics.
Truth, Correspondence, And Pragmatism Theories In Management Dewita; Amalia Afsari; Elsa Manora Nasution; Miss Diana Laewang; Siti Mujiatun
Aksaqila International Humanities and Social Sciences [AIHSS] Journal Vol. 4 No. 1 (2025)
Publisher : Aksaqila International Humanities and Social Sciences [AIHSS] Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aihss.v4i1.560

Abstract

Philosophy of science as a basis for understanding theories of truth related to management. This research covers four main theories of truth: correspondence, coherence, pragmatism, and religion. Correspondence theory prioritizes congruence between statements and objective facts, while coherence theory judges truth based on the interrelationships between statements. Pragmatism establishes truth based on its practical value, while religious theory regards truth as an absolute value that comes from God.This study uses the literature review method, analyzing relevant sources to investigate the concept of truth in philosophy of science and its relation to management science. The research findings show that these theories of truth provide important insights into the decision-making process and managerial practice. Through a pragmatic approach, management becomes more elastic, outcome-focused, and responsive to changes in the environment.The paper concludes that truth theories provide a strong conceptual basis for developing efficient, relevant, and sustainable management principles. Suggestions are provided to expand the study of the relevance of truth theories in the context of contemporary management and their implementation in organizations.
Pengaruh Kualitas Pelayanan dan Kualitas Produk terhadap Kepuasan Nasabah pada PT. Bank Tabungan Negara Kantor Cabang Syariah Medan Mega Lestari; Siti Mujiatun
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3713

Abstract

This study aims to analyze the influence of service quality and product quality on customer satisfaction at PT. Bank Tabungan Negara (BTN) Syariah Branch Office in Medan. Service quality and product quality are considered two key factors that can affect customer satisfaction in the Islamic banking industry. The research method used is quantitative, with data collected through questionnaires distributed to BTN Syariah Medan customers. The collected data were analyzed using multiple linear regression to determine the extent to which these two independent variables influence customer satisfaction as the dependent variable. The results of the study indicate that both service quality and product quality have a positive and significant impact on customer satisfaction. Service quality, which includes aspects such as speed, friendliness, and staff professionalism, is proven to be a primary factor in enhancing customer satisfaction. Additionally, product quality, which encompasses various offered Islamic banking products, also has a significant contribution to customer satisfaction. The conclusion of this study is that PT. Bank Tabungan Negara Syariah Branch Office in Medan needs to continuously improve their service quality and product quality to achieve higher customer satisfaction levels. The practical implications of this study show that improvements in these two aspects can increase customer loyalty and drive the growth of the Islamic banking business. This research provides an important contribution to the Islamic banking literature and offers strategic recommendations for bank management in their efforts to enhance the quality of their services and products.
Islamic Green Banking At Bank Pembangunan Daerah In Indonesia Rahmayati, Rahmayati; Mujiatun, Siti; Sari, Maya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1850

Abstract

This research aims to prove the concept of Islamic Green Banking in the banking system in Indonesia, precisely at the Bank Pembangunan Daerah (BPD) bank and to proves that CSR, Green Accounting, Growth Financing, NPF, Liability on Green Banking have a simultaneous and partial test effect on Green Banking. The research method used is descriptive quantitative, using secondary data from the bank's Annual Report from 2015-2020 at PT. BPD Aceh Syariah, PT. BPD Sumatera Utara, PT. BPD Jambi, PT. BPD. Nagari, PT. BPD. Riau and Kepulauan Riau, PT. BPD Sumatera Selatan and Bangka Belitung. The results of the study prove that the Corporate Social Responsibility (CSR), Growth Financing, Green Accounting, NPF variable have an effect on Green Banking except for Liability variable which shown negative result on Green Banking and this study is that the application of Green Banking is a pattern that can be implemented by the BPD through digitizing online services.
The Influencing Of Understanding Profit Sharing And Understanding Margin On Islamic Financial Behaviour Rahmayati, Rahmayati; Mujiatun, Siti; Hayati, Isra; Badawi, Afif
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 10, No 1 (2024): JUNI 2024
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v10i1.12977

Abstract

This research aims to determine and analyze the influence of understanding profit sharing and margins on Sharia financial behavior according to the understanding of the public and employees of Bank Syariah Indonesia, Pematang Siantar City. The implication is customers who possess greater financial literacy about these concepts may make better decisions and select investment products that better suit their moral convictions and financial objectives. This thesis's research type is quantitative, and the data used is primary. The population used in this research was the local community and BSI Pematang Siantar City employees, totaling 150 people, and the sampling technique used the Slovin formula with n=109. Data analysis techniques using descriptive tests, data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The data processing uses the SPSS version 22.0 program. The research results show that: (1) The model estimation shows that the R Square value is 0.775. This means that 77.5% of the independent variables in this model influence the dependent variable. Other variables outside this model influence the remaining 22.5%; (2) The regression model shows that understanding profit sharing significantly affects Sharia financial behavior, and understanding margin significantly affects Sharia financial behavior.
The Influence of Income, Health Services and Social Services on Employee Welfare at Universitas Muhammadiyah Sumatera Utara in the Covid-19 Pandemic Situation Nasution, Salman; Mujiatun, Siti; Khaira, Mutiah
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4670

Abstract

The purpose of this study is to determine the effect on income, health services and social services of employees at the Universitas Muhammadiyah Sumatera Utara or abbreviated UMSU. In the COVID-19 pandemic situation, many socio-economic impacts occurred on companies in the world, including at the UMSU as a higher education institution. This study uses primary and secondary data with quantitative descriptive analysis methods. This study took 12 respondents as samples from employees at UMSU by taking samples at the UMSU Administration Bureau. The results of the study concluded that income had a positive but not significant effect on welfare. Health services have a positive effect on welfare, while social services have a positive and significant effect on income. This research proves that the leadership of UMSU, in this case the Chancellor of UMSU, is very interested in maintaining the economy and employee immunity during the Covid 19 period which is currently engulfing the world.
The Role of Islamic Financial Management in Developing the Umrah Travel Business Novita Sari; Siti Mujiatun
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8347

Abstract

The purpose of this study is to analyze in depth the implementation and impact of sharia-based financial management on the development of the Umrah travel business at PT Zam Zam Wisata Islami. Using a qualitative method with a case study approach, data is collected through interviews, observations, and documentation. The results of the study show that PT Zam Zam Wisata Islami consistently applies sharia principles, such as the prohibition of riba, gharar, and maysir, which have proven effective in supporting business sustainability. The company also adopts a risk mitigation strategy to mitigate exchange rate fluctuations and enhance the transparency of the pilgrim fund management. The key finding is that Islamic financial management plays a vital role in building public trust, maintaining financial stability, and expanding the operational reach of the Umrah travel business.
Realitas Kepemimpinan Dalam Perspektif Ontologi Filsafat Ilmu Najiyullah Subhani Lubis; Samsi Samsi; Syahriani Siregar; Yasinta Fiannisa; Siti Mujiatun
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 2 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i2.10259

Abstract

Perkembangan diskursus mengenai kepemimpinan tidak dapat dilepaskan dari fondasi ontologis yang menjadi penentu bagaimana realitas tersebut dipahami secara ilmiah. Ontologi, sebagai pilar filsafat ilmu, bertugas membedah hakikat keberadaan dan struktur kenyataan yang menjadi objek kajian. Makalah ini bertujuan untuk mengeksplorasi realitas kepemimpinan melalui lensa ontologi filsafat ilmu dengan membandingkan perspektif modern, Islam, dan dekolonial. Metode yang digunakan adalah studi pustaka dengan analisis deskriptif-komparatif. Hasil kajian menunjukkan bahwa paradigma modern cenderung melihat kepemimpinan secara positivistik dan teknokratis. Sebaliknya, perspektif Islam mengintegrasikan dimensi transendental (wahyu) sebagai hakikat kepemimpinan, sementara perspektif dekolonial menekankan pada keberagaman realitas sosial dan kearifan lokal. Penataan ulang landasan ontologis ini penting agar praktik kepemimpinan memiliki basis filosofis yang kokoh, etis, dan relevan dengan tantangan zaman
INTEGRASI FILSAFAT ILMU DALAM PENGEMBANGAN TEORI PERILAKU ORGANISASI BERBASIS NILAI DAN MORAL Ningrum, Dhea Agusty; Siagian, Tomy Sun; Mujiatun, Siti
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 9, No 1 (2026): February 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i1.5649

Abstract

Organizational behavior studies have long been dominated by positivistic and rational-economic paradigms that position humans as instrumental actors. Such domination has marginalized moral and ethical dimensions in organizational practices, leading to increasing ethical violations, leadership crises, and declining organizational legitimacy. This study aims to examine the role of philosophy of science as the foundation for developing value- and morality-based organizational behavior theory. A qualitative approach was employed through a critical literature review of scientific publications related to philosophy of science, management, and organizational behavior. The findings indicate that integrating ontological, epistemological, and axiological dimensions enables the repositioning of humans as moral subjects, expands epistemological approaches through interpretive–reflective methods, and reinforces the normative purpose of organizational behavior science. This study concludes that value- and morality-based organizational behavior theory is essential for building ethical, just, and sustainable organizations, particularly within the Indonesian socio-cultural context
Co-Authors ,, Mavianti Abdul Rahim Siregar Abdul Rahim Siregar Adjie Rahim Ramadhan Afandi Oloan Harahap Afif Badawi Agusty Ningrum, Dhea Ahmad Afandi Ahmad Affandi Alicia Hanna Fadilla Amalia Afsari Andani, Salsabila Maisah Asri Ekadinata Badawi, Afif Darma Wijaya Dedek Kurniawan Gultom Dedy Lazuardi Devira Restika Salsa Bila Gulo Dewita Dhea Agusty Ningrum Difi Oktavianny, Syiva Dina Fitri Wulandari Dini Erika Donni Nasution Dwi Febriyanthi Dwita Ferina Edisah Putra Nainggolan Elisabet Tambunan Elisabet Tambunan Elly Rahayu Elsa Manora Nasution Fadhli bin Wan Mahmud Khairi Fahmi Azhar Nasution Fandra Dikhi Januardani Fandra Dikhi Januardani Fanreza, Robie Farisa Sabila Feriyanto Feriyanto Feriyanto Feriyanto Fikri Nur Ardiansyah Formaida Tambunan Hafidz Hafidz Hanifah Jasin Harahap, Mailina Ihdina Gustina Isra Hayati Jihan Fadhilah Jufrizen Julita, Julita Junimar, Junimar Khairi, Fadhli bin Wan Mahmud Kifti, Wan Mariatul Marnis Wanji Marpaung, Durahman Marupa Siregar Maya Sari Maya Sari Mega Lestari Meisya Darus Miss Diana Laewang Muhammad Arif Muhammad Dahriansyah Muhammad Firmansyah Muhammad Irsyad Muhammad Irsyad Muhammad Rais Prayoga MUIS FAUZI RAMBE Munasip, Adi Muti'ah, Rahma Mutia Nurhalizah Mutiah Khaira Sihotang Nadia Ika Purnama Najiyullah Subhani Lubis Nasution, Donni Nasution, Rahmi Andini Nasution, Salman Nasution, Salman Nel Arianty Novien Rialdy Novita Sari Nurul Hamdiah Junaidi Nurzannah Pandapotan Ritonga Pebri, Prianda Pipit Putri Hariani MD Purwanto Purwanto Purwanto Purwanto PUTRI WAHYUNI Qahfi Romula Siregar Rahayu, Elly Rahma Muti'ah Rahma Muti’ah Rahma Pratiwi Rahmad Bahagia Rahmat Hidayat Rahmayati Rahmayati Rahmayati Rahmayati Rahmayati Rahmayati Rahmayati, Rahmayati Raihanah Daulay Rini Astuti Riski Aseandi Ritonga, Diana Rosalina Rizki Hannum Samsi Samsi Sarida Sirait Siagian, Supriadi Siagian, Tomy Sun Sipahutar, Muhammad Ali Siregar, Abdul Rahim Supiah Ningsih Supriadi Siagian Susi Yusfika Panjaitan SUTRIONO SUTRIONO Sutriono Sutriono Syahriani Siregar Taufiq Hidayah Taufiq Hidayah Teguh Arya Abdullah Teguh Satya Wira Tomy Sun Siagian Ulen Bangun Wan Mariatul Kifti Windy Anggrainy Siregar Wira, Teguh Satya Yasinta Fiannisa YUDI SISWADI Yuli Sahara Nst Yusnandar, Willy Zaini Nurasa Azzahra