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All Journal Jurnal Pendidikan Ekonomi (JUPE) Dinamika Pendidikan Economic Education Analysis Journal Pendas : Jurnah Ilmiah Pendidikan Dasar EQUILIBRIUM: Jurnal Ilmiah Ekonomi dan Pembelajarannya JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Kumawula: Jurnal Pengabdian Kepada Masyarakat Jurnal Informatika Ekonomi Bisnis Jurnal Abdi Insani Jurnal Ecogen Jurnal Pengabdian kepada Masyarakat Nusantara Bima Abdi: Jurnal Pengabdian Masyarakat Indonesian Journal of Devotion and Empowerment (IJDE) Jurnal Keilmuan dan Keislaman J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Informatika Ekonomi Bisnis Jurnal Penelitian Pendidikan
Ita Nuryana
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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SYSTEMATIC LITERATURE REVIEW: DAMPAK KESENJANGAN LITERASI DAN INKLUSI KEUANGAN TERHADAP PERILAKU KONSUMTIF PENGGUNA LAYANAN PAY LATER Kholqiyah, Dewi Azizatul; Mustapa, Alan; Khayati, Afif Nur; Nuryana, Ita; Nihayah, Dyah Maya
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 2 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i2.2983

Abstract

Tingginya inklusi keuangan tanpa disertai literasi keuangan yang baik membuat masyarakat cenderung kurang mempertimbangkan kemampuan finansial mereka sehingga mereka akan cenderung berperilaku konsumtif. Penelitian ini bertujuan untuk menelaah lebih dalam dampak kesenjangan antara literasi dan inklusi keuangan terhadap perilaku konsumtif pengguna layanan pay later serta merumuskan solusi yang tepat untuk mengatasi permasalahan tersebut. Penelitian ini menggunakan metode Systematic Literature Review (SLR) dengan kerangka kerja PRISMA. Berdasarkan hasil dan pembahasan dapat disimpulkan bahwa literasi keuangan memiliki peran yang penting dalam membentuk perilaku konsumtif pengguna layanan pay later.
Systematic Literature Review: Persepsi Penggunaan QRIS Sebagai Peningkatan Efektivitas Alat Pembayaran dan Sistem Keuangan Digital Pangestika, Zalma Niendya; Putri, Dian Khoiriyani; Angelica, Seanita Febriana; Nuryana, Ita; Nihayah, Dyah Maya
Jurnal Pendidikan Ekonomi (JUPE) Vol. 13 No. 2 (2025)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v13n2.p103-115

Abstract

Perkembangan teknologi digital telah mendorong transformasi sistem pembayaran di Indonesia, salah satunya melalui implementasi QRIS (Quick Response Code Indonesian Standard). Meskipun penggunaannya semakin luas, masih sedikit kajian yang secara sistematis mengulas persepsi pengguna dan efektivitas QRIS dalam meningkatkan efisiensi transaksi dan memperkuat sistem keuangan digital. Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis secara komprehensif hasil-hasil penelitian terdahulu terkait penggunaan QRIS melalui pendekatan Systematic Literature Review (SLR) dengan mengacu pada alur PRISMA. Data dikumpulkan dari Google Scholar dan Garuda menggunakan kata kunci “Penggunaan QRIS”, “QRIS sistem pembayaran”, dan “QRIS alat transaksi”, dengan batasan kurun waktu 10 tahun terakhir. Dari 40 artikel yang ditemukan, 15 artikel relevan dianalisis secara mendalam. Hasil penelitian menunjukkan bahwa QRIS mampu meningkatkan efisiensi dan kenyamanan transaksi digital, baik bagi konsumen maupun pelaku usaha, serta memfasilitasi integrasi layanan keuangan dalam satu platform. Temuan ini juga mengindikasikan bahwa keberhasilan QRIS dipengaruhi oleh sosialisasi yang efektif, kesadaran masyarakat terhadap keamanan transaksi, dan ketersediaan akses teknologi yang merata. Implikasi dari penelitian ini memberikan peta literatur yang berguna untuk pengembangan kebijakan dan studi lanjutan di bidang keuangan digital.
Pengaruh PDRB, upah minimum, jumlah penduduk terhadap pengangguran kabupaten/kota provinsi Jawa Tengah tahun 2019-2023 Nanda Aji Setyaputri; Wiwik Nurfiana; Arfina Nur Insani; Dyah Maya Nihaya; Ita Nuryana
Jurnal Pendidikan Ekonomi (JUPE) Vol. 13 No. 2 (2025)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v13n2.p127-137

Abstract

This study aims to determine the effect of Gross Regional Domestic Product (GRDP), Minimum Wage and Total Population variables on the variable Unemployment Rate in Central Java Province in 2019-2023. The analysis tool uses the E-views 13 program with a regression model through panel data. Hypothesis testing through F test, T test and coefficient of determination R2. The results showed that the variables of GRDP and Minimum Wage had no significant effect on the Unemployment Rate in Central Java Province in 2019-2023. Meanwhile, the Total Population variable has a significant effect on the Unemployment Rate in Central Java Province in 2019-2023.
Governance Challenges and the Impact of Corruption on Socio-Economic Stability: A Literature Study in Developing Countries Akhtar, Rana Sharjeel; Hakim, Muh. Adrikni Al; Dewi, Lutfiani Puspita; Nuryana, Ita; Nihayah, Dyah Maya
Jurnal Penelitian Pendidikan Vol. 42 No. 2 (2025): October 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jpp.v42i2.30718

Abstract

Corruption is one of the most serious challenges in governance and business, especially in developing countries like Indonesia. The impact is not only limited to the state's financial losses, but also undermines public confidence and hampers socio-economic stability. This study aims to systematically examine how corruption impacts governance, public trust, and economic stability through the Systematic Literature Review (SLR) approach. The literature was collected from various databases of leading international journals, applying strict inclusion and exclusion criteria to ensure the relevance and quality of the empirical evidence. The synthesis results show that corruption hurts public policy effectiveness, reduces resource allocation efficiency, and deepens social inequality. The study also found that weak supervision, low transparency, and overlapping regulations are the root of problems in governance, especially in the State-Owned Enterprises (SOEs) sector. Thus, eradicating corruption and improving sustainable governance are key to rebuilding public trust and supporting inclusive economic development. These findings are expected to make a conceptual contribution to the development of anti-corruption policies in developing countries.
Mendesain Pembelajaran Masa Depan: Pelatihan Guru MGMP SMK Melalui Perancangan Modul Ajar Berbasis Deep Learning Dengan Memanfaatkan Artificial Intelligent Mudrikah, Saringatun; Nuryana, Ita; Isdiati, Erni Harlina; Kardiyem, Kardiyem; Astuti, Dwi Puji
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 3 (2025): Edisi Juli - September
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Revolusi Industri 4.0 mendorong integrasi teknologi, termasuk Artificial Intelligence (AI), dalam pendidikan, namun pemanfaatan AI untuk meningkatkan kualitas pembelajaran di SMK di Kota Semarang masih belum optimal. Observasi awal menunjukkan 70% guru belum memanfaatkan AI dalam penyusunan modul ajar dan 60% kesulitan merancang modul berbasis deep learning. Keterbatasan pemahaman dan literasi digital menjadi kendala utama guru dalam menciptakan pembelajaran yang inovatif dan relevan dengan abad ke-21. Solusi masalah tersebut dengan melaksanakan pelatihan komprehensif bagi guru MGMP PKK SMK Kota Semarang, meliputi peningkatan pemahaman konsep deep learning, lokakarya penyusunan modul ajar berbasis deep learning, serta pelatihan praktis pemanfaatan AI untuk pengembangan bahan ajar. Hasil pelaksanaan kegiatan menunjukkan keberhasilan yang signifikan. Sebanyak 86% guru mencapai skor post-test di atas 75 (peningkatan 25% dari pre-test) terkait pemahaman deep learning dan aplikasi AI. Selain itu, 70% peserta mampu menghasilkan modul ajar inovatif berbasis deep learning yang memenuhi kriteria relevansi, inovasi, dan kemudahan implementasi. Partisipasi aktif guru dalam pelatihan juga mencapai lebih dari 80%. Kegiatan ini berhasil meningkatkan kapasitas guru dalam mengintegrasikan deep learning dan AI, menghasilkan pembelajaran yang interaktif dan adaptif, serta mengurangi beban administratif guru. Pelatihan ini efektif meningkatkan kompetensi guru dalam merancang modul ajar berbasis deep learning dengan AI, berkontribusi pada peningkatan kualitas lulusan SMK. Disarankan untuk membentuk komunitas belajar berkelanjutan dan mengembangkan kurikulum PKK yang lebih adaptif dengan integrasi AI yang mendalam
Integrasi Kajian Bibliometrik dan Pengabdian kepada Masyarakat dalam Mendorong Peran Keuangan Syariah sebagai Solusi Ekonomi Berkelanjutan Sudarsono, Sudarsono; Mawaddah, Ida; Nuryana, Ita; Nurmaya, Alya
Bima Abdi: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Bima Abdi: Jurnal Pengabdian Masyarakat
Publisher : Yayasan Pendidikan Bima Berilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53299/bajpm.v5i2.1901

Abstract

Artikel ini mencermati integrasi antara kajian bibliometrik dan kegiatan pengabdian kepada masyarakat sebagai pendekatan strategis untuk memperkuat peran keuangan syariah sebagai solusi ekonomi berkelanjutan. Mengingat potensi keuangan syariah dalam menjawab tantangan ekonomi masa kini, diperlukan strategi yang mengedepankan edukasi dan kajian ilmiah. Sebagai implementasi dari pendekatan tersebut, tim pengabdian Universitas Nggusuwaru bekerja sama dengan Universitas Negeri Semarang menyelenggarakan kuliah umum daring bertema “Ekonomi dan Keuangan Syariah: Sebuah Solusi?” pada 25 Mei 2025 melalui platform Zoom. Kegiatan ini dirancang untuk memotivasi dan membekali dosen, mahasiswa, serta masyarakat umum tentang urgensi pengembangan keuangan syariah dengan pendekatan ilmiah berbasis bibliometrik. Metode PKM mencakup observasi selama sesi materi yang membahas berbagai aspek ekonomi dan keuangan syariah, serta wawancara mendalam yang dilakukan terhadap salah satu peserta, yaitu mahasiswa Pascasarjana Universitas Negeri Semarang, untuk menangkap refleksi peserta atas manfaat yang diperoleh. Hasil wawancara menunjukkan apresiasi tinggi terhadap penggunaan analisis bibliometrik sebagai alat bantu tinjauan literatur, sekaligus menegaskan keuangan syariah sebagai alternatif strategis dalam menjawab tantangan ekonomi kontemporer. Dengan demikian, integrasi ini terbukti efektif dalam mengembangkan literasi dan mendorong aksi nyata menuju ekonomi syariah yang inklusif dan berkelanjutan.
Dampak kesenjangan literasi keuangan dan locus of control terhadap perilaku konsumtif pengguna paylater Miranda, Afrita; Nuryana, Ita
Jurnal Pendidikan Ekonomi (JUPE) Vol. 14 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v14n1.p58-71

Abstract

Rapid digitization and the growth of PayLater services have raised concerns about an increase in consumptive and impulsive purchasing behavior, especially among users with low financial literacy and external locus of control. This study aims to integrate financial literacy and locus of control as key variables that influence the consumptive behavior of PayLater users. It analyzes the impact of financial literacy gaps and locus of control on the relationship between financial literacy and consumptive behavior. This study uses a systematic literature review method from 15 articles published between 2020 and 2025. The results of this study found that financial literacy is essential in reducing consumptive behavior. However, external locus of control can still encourage impulsive buying, even in individuals with good financial literacy, and PayLater itself has the potential to increase impulsive spending.
Influence of Green Accounting and Environmental Performance on Firm Value with Good Corporate Governance as a Moderating Variable Chotimah, Nurul; Nuryana, Ita
Jurnal Informatika Ekonomi Bisnis Vol. 8, No. 1 (March 2026)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v8i1.1387

Abstract

This study aims to examine the effect of green accounting and environmental performance on firm value, as well as the role of good corporate governance as a moderating variable. The study was conducted on energy sector companies listed on the Indonesia Stock Exchange during the period 2020–2024. Secondary data were obtained from companies' annual reports and sustainability reports, then analyzed using Moderated Regression Analysis (MRA) with the help of Eviews 13 2025. The results show that green accounting and environmental performance do not have a significant effect on firm value. However, good corporate governance can moderate the relationship between green accounting and environmental performance on firm value. These findings indicate that the implementation of good corporate governance can strengthen the relationship between environmental management practices and company value, so that companies are expected to be able to integrate sustainability and governance aspects more optimally in increasing company value.
Influence of Green Accounting and Environmental Performance on Firm Value with Good Corporate Governance as a Moderating Variable Chotimah, Nurul; Nuryana, Ita
Jurnal Informatika Ekonomi Bisnis Vol. 8, No. 1 (March 2026)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v8i1.1387

Abstract

This study aims to examine the effect of green accounting and environmental performance on firm value, as well as the role of good corporate governance as a moderating variable. The study was conducted on energy sector companies listed on the Indonesia Stock Exchange during the period 2020–2024. Secondary data were obtained from companies' annual reports and sustainability reports, then analyzed using Moderated Regression Analysis (MRA) with the help of Eviews 13 2025. The results show that green accounting and environmental performance do not have a significant effect on firm value. However, good corporate governance can moderate the relationship between green accounting and environmental performance on firm value. These findings indicate that the implementation of good corporate governance can strengthen the relationship between environmental management practices and company value, so that companies are expected to be able to integrate sustainability and governance aspects more optimally in increasing company value.
PENGUATAN KAPABILITAS GURU DALAM MENDESAIN PEMBELAJARAN BERBASIS TPACK DAN PENDEKATAN HEUTAGOGY MELALUI KEMITRAAN MGMP AKUNTANSI DAN KEWIRAUSAHAAN KOTA SEMARANG Kardiyem, Kardiyem; Astuti, Dwi Puji; Mudrikah , Saringatun; Nuryana, Ita; Khafidz, Abdul; Nasya, Chaila; Larasati, Ratna; Khoirunnisa, Rizki
Jurnal Abdi Insani Vol 13 No 4 (2026): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v13i4.3506

Abstract

Accounting learning in Vocational High Schools (SMK) still faces challenges in integrating technology with pedagogical approaches that are in accordance with the demands of the 21st century. The problems identified include low teachers' understanding of the concept of Technological Pedagogical Content Knowledge (TPACK) and the heutagogy approach, limited use of digital learning media, and the gap between teachers as digital migrants and Generation Z students as digital natives. Based on the initial survey, only a small percentage of accounting and entrepreneurship teachers in Semarang City implemented TPACK consistently. This service program aims to improve the capabilities of MGMP Accounting and Entrepreneurship teachers in designing TPACK-based learning and heutagogy through the use of AccountingLine media. The activity was carried out on 30 teachers from 12 public and private vocational schools through three stages, namely preparation, implementation of workshops and practical training, as well as monitoring implementation with a community development and education approach. The results of the activity showed an increase in teachers' understanding of TPACK, heutagogy, and the ability to design TPACK-heutagogy-based lesson plans, as well as encouraging motivation to integrate technology in learning. In addition, this program also facilitates the formation of continuous collaboration within the MGMP environment as a forum for sharing good practices of innovative learning.
Co-Authors -, Kardiyem Agung Haryono Akhtar, Rana Sharjeel Al-Kubro, Putri Balqis Angelica, Seanita Febriana Arfina Nur Insani Baihaqi, Muhamad Adzib Bestari Dwi Handayani Dewi, Lutfiani Puspita Dwi Puji Astuti Dyah Maya Nihaya Dyah Maya Nihayah Fajar Istikhomah Hakim, Muh. Adrikni Al Handayani, Ponjaya Tri I. Ismiyati Ida Nur Aeni Ida Nur Aeni, Ida Nur Indri Murniawaty, Indri Isdiati, Erni Harlina Khafidz, Abdul Khayati, Afif Nur Khoirunnisa, Rizki Kholqiyah, Dewi Azizatul Kohar Sulistyadi Kusumaningrum, Martina Laili Khasanah Larasati, Ratna Margunani, Margunani Mawaddah, Ida Menik Kurnia Siwi Miranda, Afrita Moh. Chairil Asmawan Mudrikah , Saringatun Mudrikah, Saringatun Muhammad Qolbi Shobri Mustapa, Alan Muzakar Isa Nanda Aji Setyaputri Nasya, Chaila Nawa Aprilia, Isna Nurmaya, Alya Nurul Chotimah Pangestika, Zalma Niendya Partono Thomas Putri, Dian Khoiriyani Rachmadani, Wulan Suci Rachmawati, Novi Ratieh Widhiastuti Rediana Setiyani, Rediana Rhavida Anniza Andyani Seli Fatmahwati Shazaitul Azreen Rodzalan Sriyanto Sriyanto Sudarsono Suranto Suranto Tarsis Tarmudji, Tarsis Tsuroyya, Kharisma Wafrotur Rohmah Wicaksono, Ardian Bagus Wiedy Murtini Wijang Sakitri Wiwik Nurfiana