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PURNAMA HIDAYAT
Departemen Proteksi Tanaman, Fakultas Pertanian, Institut Pertanian Bogor (Bogor Agricultural University), Jl. Kamper, Kampus IPB Darmaga, Bogor 16680, Indonesia
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Journal : USU LAW JOURNAL

 1 
PENYELESAIAN SENGKETA PERBANKAN SYARIAH SESUAI ISI AKAD BERDASARKAN KETENTUAN UNDANG-UNDANG NOMOR 21 TAHUN 2008 TENTANG PERBANKAN SYARIAH PASCA PUTUSAN MAHKAMAH KONSTITUSI NOMOR 93/PUU-X/2012 Purnama Hidayat Harahap; Bismar Nasution; Hasballah Thaib; Utary Maharani Barus
USU LAW JOURNAL Vol 4, No 2 (2016)
Publisher : Universitas Sumatera Utara

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Abstract

ABSTRAK The research showed that the sharia banking still used the Law by District Court as an alternative of the settlement for the Sharia banking disputes because the legal counseling about the forum of settlement for the sharia banking disputes was not effective yet as stipulated in Article 55 Paragraph (1) of the Law No. 21/ 2008 regarding Sharia Banking in conjunction to Article 49 of the Law No. 3/ 2006 regarding the Religious Jurisdiction which states that it assertively gives the absolute authority to the Religious Jurisdiction to receive and settle the sharia economic disputes including the sharia banking disputes; there is a factor of the readiness of the Religious Jurisdiction to settle the sharia banking disputes;the next factor was that the judge of the District Court did not refuse the lawsuit addressed to him even though it was obvious that the absolute authority is possessed by the Religious Jurisdiction; another factor was that there was lack of trust from the customers of sharia banks to the Religious Jurisdiction; because the Religious Jurisdiction was so far considered to only settle the divorce cases. Furthermore, the results also showed that the judge viewed that these provisions are contrary to Article 28D Paragraph (1) of the 1945 Constitution explaining that every person shall have the right of recognition, guarantees, protection and certainty before a just law, and of equal treatment before the law. The settlement for the sharia banking disputes in accordance with the contract contents after the Constitutional Court Verdict No. 93/PUU-X/2012 tend to have changed the clausal forum for the dispute settlement, which previously referred to the District Court, now it refers to the Religious Jurisdiction and Basyarnas (National Sharia Arbitration Agency). It can be seen in the contracts made at some Sharia Banks in Indonesia, such as Bank Syariah Mandiri, Bank BRI Syariah, Bank Muamalat Syariah, Bank Sumut Syariah, and Bank BTN Syariah.   Keywords: Settlement for Sharia Banking Dispute, Contract Contents, Constitutional Court Verdict
Co-Authors Ady Daryanto Akhmad Rizali ALI NURMANSYAH ANDI KHAERUNI Anik Larasati Anik Larasati Araz Meilin Awang Maharijaya Azhar, Azru B T Rahardjo Bambang Suryobroto Bambang Tri Rahardjo Bandung Sahari Bintoro, Denny Bismar Nasution Bonjok Istiaji Botek, Muhammad Budi Tjahjono Ciptadi Achmad Yusup DADANG DADANG DAMAYANTI BUCHORI Dede Maryana DEWI SARTIAMI DJOKO PRIJONO Dodi Nandika Endang Sri Ratna Fitrah Murgianto GUSNAWATY HS, GUSNAWATY Gusti Indriati Harleni Harleni Hasballah Thaib Hazen Arrazie Kurniawan Hendrival Hendrival Hermanu Triwidodo Husni dan Zulfanazli Pudjianto Alfian Rusdy Hutapea, Dedi I Wayan Winasa Inez H. Slamet -Loedin Juliet M.E. Mamahit Kasmiatun Keisha Disa Putirama Kenneth Puliafico Kiki Fajrina Simamora Kikin H Mutaqin Kurniawan, Rachman Kusumah, Yayi Munara Lestari, Yuliana Ayu LILIK BUDIPRASETYO Loedin, Inez H. Slamet Lutfi Afifah Mahindra Dewi Nur Aisyah Manuwoto, Syafrida Manuwoto, Syafrida Marwoto . Marwoto . MAWAN, AMANDA MELTA R. FAHMI Muhamad Syukur Muhammad Basri Murgianto, Fitrah Murgianto, Fitrah N. Usyati Neo Endra Lelana nFN Sudiono Nia Kurniawaty Nia Kurniawaty, Nia NOOR AIDAWATI Noor Farikhah Haneda Nurheni Wijayanto Nurjanah Nurulalia, Lia Oemijati Rachmatsyah Permatasari, Gusthi Ayu Rachman Kurniawan Rachman Kurniawan RACHMAWATI RACHMAWATI Rahayu Mallarangeng, Rahayu Rahayuwati, Sat Rahmini, Rahmini RAUF, AUNU Revhida Puspa Anisa Rika Ludji Rizky Nazarreta, Rizky Rosyid Amrulloh RUSMILAH SUSENO Safitri, Betari Sandi Nugroho Sari Nurulita SARI, ADHA SAURIN HEM Schulze, Christian H. Schulze, Christian H. SEDYO HARTONO Septiantina Dyah Riendriasari Shahabuddin Saleh Siswandi Siswandi SITI HERLINDA SJAFRIDA MANUWOTO SJAFRIDA MANUWOTO Sobir Sobir Soemartono Sosromarsono Soerjono Hadi Sutjahyo Sopian Sopian SRI HENDRASTUTI HIDAYAT Sri Hendrastuti Hidayati Sriani Sujiprihati Subagyo, Vani Nur Oktaviany Sudiono . Sudiono Sudiono Surjono Hadi Sutjahyo Sutjahyo, Surjono Hadi SYAFRIDA MANUWOTO Syafrida Manuwoto Syair, Syair Syawaluddin Syawaluddin Tawakkal, Muhammad Iqbal Tengku Laila Kamaliah Tri Atmowidi Triyani Dumaria Ujang Wawan Darmawan Ulfah Juniarti Siregar Usyati, N. Utary Maharani Barus UTOMO KARTOSUWONDO Utomo Kartosuwondo Van Basten Tambunan Van Basten Tambunan Vani Nur Oktaviany Subagyo Wijayanto, Nurheni Willing Bagariang Woro A. Noerdjito, Woro A. Woro Anggraitoningsih Noerdjito YAHER WANDI Yani Maharani Yani Maharani, Yani Yendra Pratama Setyawan Yoga Yuniadi Yuliani Yuliani YULIARTI, NETTI