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All Journal Jurnal Mirai Management Jurnal Ilmiah Edunomika (JIE) Jurnal Ekonomi Jurnal Cakrawala Informasi (JCI) Populer: Jurnal Penelitian Mahasiswa Profit: Jurnal Manajemen, Bisnis dan Akuntansi Golden Ratio of Data in Summary Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Jurnal Ilmiah Multidisiplin Indonesia Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Pengabdian Masyarakat dan Riset Pendidikan RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Cakrawala: Jurnal Ekonomi, Manajemen dan Bisnis Economics and Digital Business Journal Jurnal Publikasi Ekonomi dan Akuntansi Oikonomia : Journal of Management Economics and Accounting
Deri Apriadi
Universitas Kebangsaan Republik Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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Pengaruh Gaya Kepemimpinan Dan Lingkungan Kerja Terhadap Loyalitas Karyawan Pada DPD Provinsi Jawa Barat intan, Intan Merlina Rahayu; Deri Apriadi
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.4407

Abstract

Amid the complexities of political organizations, employee loyalty emerges as a crucial element in maintaining operational stability and sustainability. This study stems from the awareness that internal factors such as leadership style and work environment play a significant role in shaping long-term employee commitment to the organization. Conducted at the Regional Leadership Council (DPD) of the Gerindra Party in West Java Province, this research adopts a quantitative approach by distributing questionnaires to internal staff. The findings reveal that a communicative, participative, and consistent leadership style has a significant positive influence on employee loyalty. Likewise, a supportive, harmonious, and conducive work environment strengthens employees’ emotional and professional attachment to the organization. These results affirm that in the context of political institutions, cultivating healthy workplace relationships and visionary leadership not only improves performance but also reinforces loyalty as a foundation for organizational sustainability
Pengaruh Motivasi Intrinsik Dan Ekstrinsik Terhadap Kinerja Pelatih Taekwondo Di Lingkungan Pengcab TI Kabupaten Bandung Barat Alrifni, Seftia; Apriadi, Deri
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.4426

Abstract

Analyzing the impact of both internal and external motivation on the performance of Taekwondo instructors at the Pengcab TI (Taekwondo Indonesia Branch Board) in West Bandung Regency is the goal of this study. Athletes' technical proficiency, self-control, and performance are all greatly enhanced by their coaches. The success of a coach is thought to be significantly influenced by motivation, which can be both extrinsic (such as rewards from outside sources and organizational support) and intrinsic (such as self-satisfaction and a sense of duty). Thirty Taekwondo instructors in the area participated in the survey, which was used in this quantitative study. Every item on the questionnaire is valid and reliable, according to the findings of validity and reliability testing. Although the association was negative, correlation and regression analysis revealed that neither intrinsic nor extrinsic motivation had a significant impact on coach performance. This implies that coach performance may be more heavily influenced by other outside variables. It is anticipated that the results will aid in the creation of sports management techniques, specifically in improving taekwondo coaching effectiveness.
Pengaruh Digital Banking dan Literasi Keuangan terhadap Kinerja Keuangan pada PT Bank Rakyat Indonesia (Persero) Tbk Periode Kuartal 2022 – 2024 Meisya Ayu Novianti; Apriadi, Deri
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.4427

Abstract

The advancement of digital technology has driven significant transformation in the banking sector, particularly in the development of digital banking services. PT Bank Rakyat Indonesia (Persero) Tbk, as the largest state-owned bank, has introduced the BRImo application to enhance service efficiency and outreach. This study aims to examine the impact of digital banking and financial literacy on BRI’s financial performance, using Return on Assets (ROA) and Operational Efficiency Ratio (BOPO) as performance indicators. The research adopts a quantitative approach utilizing secondary data from quarterly financial reports for the years 2022 to 2024 and national financial literacy indexes issued by OJK. Digital banking is measured through BRImo user count, transaction volume, and digital fee-based income. The data is analyzed using multiple linear regression with SPSS. The findings indicate that BRImo transaction volume significantly affects both ROA and BOPO. However, digital fee-based income and financial literacy have a negative influence on efficiency. These results underscore the importance of optimizing digital transaction quality and developing adaptive financial literacy strategies that align with customer needs.
Strategi Meningkatkan Kinerja Karyawan Melalui Pelatihan Dan Pengembangan Pada Pengadaian Kota Lubuk Linggau Husaini, Abdil; Deri apriadi
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.4499

Abstract

human resources are one of the factors to achieve company goals. Increased human resources can be capital to face market competition. One of them is by increasing employee performance. Increased employee performace is influenced by a few factorcs, including g leadership, work environment, and word ability. This study aims to analyze the strategy for improving employee performance through training and development at Pegadaian in Lubuklinggau City. Employee performance plays a crucial role in the success and productivity of an organization, and effective training and development programs are essential to enhance individual competencies. A quantitative research method was employed by distributing structured questionnaires to employees across various departments. The data were analyzed using statistical techniques to examine the relationship between training, development, and employee performance. The results indicate that both training and development have a significant positive impact on employee performance. These findings suggest that continuous investment in employee capacity building is a strategic step toward optimizing organizational outcomes. The study provides valuable insights for management to design more effective human resource development programs.
Pengaruh Produktivitas Kerja Karyawan Sebelum dan Sesudah Pelatihan pada DPD Gerindra Jawa Barat Elihu, Elihu; Apriadi, Deri
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.5015

Abstract

This research aims to analyze the effect of training programs on employee work productivity at DPD Gerindra West Java. This study is quantitative research with a comparative approach that compares work productivity levels before and after the implementation of training programs. The research sample consisted of 30 respondents who are employees at DPD Gerindra West Java. Data collection was conducted through questionnaires that had been tested for validity and reliability, as well as direct observation. Data analysis used paired sample t-test to see the significance of productivity differences before and after training. The results showed a significant increase in work productivity after the implementation of the training program, with the average productivity value increasing from 65.7 to 82.3 (p<0.05). The indicators that experienced the highest increase were the ability to complete tasks on time (27.5%) and quality of work results (24.8%). This research provides important implications for the management of political organizations in developing effective training programs to improve human resource performance. These findings can also be the basis for continuous evaluation of the effectiveness of training programs implemented in political organizations.
Pengaruh Stress Kerja dan Kepuasan Kerja Terhadap Kinerja Karyawan: Studi Kasus Pendidik Dan Tenaga Kependidikan SDN 038 Kiaracondong, Kota Bandung Putri, Defina Fitriana; Deri Apriadi
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.5375

Abstract

This study aims to examine the extent to which work stress and job satisfaction influence the daily performance of employees, with the research object being teachers and education staff at SD Negeri 038 Kiaracondong, Bandung. The research employed a quantitative approach using a total sampling technique that involved 30 respondents. Data were collected through questionnaires and analyzed using multiple linear regression with SPSS software. The results show that work stress does not significantly affect performance when tested partially, as indicated by a t-value smaller than the t-table (0.918 < 1.701) with a significance level of 0.367. Conversely, job satisfaction demonstrates a strong positive influence on employee performance, with a t-value of 8.454 exceeding the t-table value of 1.701 and a significance level of 0.000. The simultaneous test (F-test) indicates that both variables collectively affect performance, with an F-value of 40.033 greater than the F-table value of 3.35. The coefficient of determination (R²) is 0.739, meaning that work stress and job satisfaction together explain 73.9% of the variance in employee performance. These findings highlight the crucial role of enhancing job satisfaction as the primary factor in improving the performance of teachers and education staff in schools.
Pengaruh Likuiditas (FDR) dan Risiko Pembiayaan (NPV) terhadap Kinerja Keuangan (ROA) PT Bank Muamalat Indonesia Tbk (2021-2023) Nabila Khoirunnisa; Deri Apriadi
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 1 (2026): Januari: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i1.5385

Abstract

This study aims to examine the effect of liquidity, measured by the Financing to Deposit Ratio (FDR), and financing risk, measured by Non-Performing Financing (NPF), on the financial performance of PT Bank Muamalat Indonesia Tbk during the 2021–2023 period. A descriptive quantitative approach was employed, using secondary data from quarterly financial reports, analyzed through multiple linear regression. The results indicate that neither FDR nor NPF had a significant influence on Return on Assets (ROA), whether partially or simultaneously. These findings suggest that both variables do not sufficiently explain fluctuations in financial performance, which may instead be driven by other factors such as operational efficiency and capital structure. Therefore, a more comprehensive financial management strategy is needed to enhance profitability in Islamic banking institutions
Personal Finance Transformation in the Digital Era: The Impact of Financial Technology on People's Economic Behavior Deri Apriadi; Dessy Adelin; Primadonna Ratna Mutumanikam; Laela Lanjarsih
Oikonomia : Journal of Management Economics and Accounting Vol. 2 No. 3 (2025): Oikonomia - May
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/oikonomia.v2i3.356

Abstract

The development of financial technology (fintech) has revolutionized the way people access, manage and make decisions in personal finance. The digitization of financial services not only offers convenience and efficiency, but also triggers significant changes in people's economic behavior, especially among the younger generation and urban groups. This study aims to systematically analyze how financial technology affects individuals' economic behavior in terms of consumption, investment, and financial planning. The method used is a systematic literature review of relevant scientific articles published between 2018 and 2025. The results show that financial technology has a positive impact in improving digital financial literacy, encouraging saving and investing behavior, and facilitating financial decision-making. However, there are also negative impacts such as increased impulsive consumption due to digital credit features, as well as technology adoption inequality between urban and rural communities. The implications of this study emphasize the importance of strengthening inclusive financial literacy and consumer protection as prerequisites for creating a safe and sustainable digital financial ecosystem.
Co-Authors Aghniya Agustina Agil, Mohammad Septo Alrifni, Seftia Artino, Adi Asatibi, Ilham Sam Ayub Asri Sundari Azahra, Hanifa Dessy Adelin Dio farhan Eko Budi Lestari Elihu, Elihu Eva Yuniarti Utami GALUH BOGA KUSWARA Giana, Hasna Gunawan Husaini, Abdil Iklina, Dede Indrianti Indrianti intan, Intan Merlina Rahayu Irma Handayani Kania Laelawati La Ode Marihi Laela Lanjarsih Lestari, Eko Budi Lucky P, Muhammad Made Susilawati Meisya Ayu Novianti Merry Fithriani Miftah Faiz Ali Ramdhani Muhammad Lucky P Muttaqin, Arya Abdul Jabbar Nabila Khoirunnisa Nadiya Yunan Nafhan, Nafisah Nurcahyati, Selly Pambudi, Pandu Dwi Luhur Primadonna Ratna Mutumanikam Putri, Defina Fitriana Retnawati Siregar Rohiman, Rohiman Rudy Irwansyah Sadikin, Muhamad Bahrul Safitri, Ai Mira Salwa Fatimah Azahra Septiana, Muhamad Harvi Sopyan, Fadillah Maulana Sulaeman, Muhamad Buldan Susilo, Artika Pebrianti Syah, Seni Nuraenun Utami, Eva Yuniarti Wendy Wendy Wendy Yulianah Yulianah