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All Journal ETIKONOMI PROSIDING SEMINAR NASIONAL Fokus Ekonomi JURNAL DINAMIKA EKONOMI PEMBANGUNAN JURNAL BISNIS STRATEGI Diponegoro Journal of Economics JEJAK Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Proceeding Of The International Seminar and Conference 2015 Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Benefit: Jurnal Manajemen dan Bisnis Journal of Economic Education Economica: Jurnal Ekonomi Islam Jurnal Dinamika Ekonomi dan Bisnis Syntax Literate: Jurnal Ilmiah Indonesia Jurnal Organisasi Dan Manajemen JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JURNAL PANGAN Jurnal Bisnis dan Kewirausahaan Magisma: Jurnal Ilmiah Ekonomi dan Bisnis RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Jurnal Pasopati : Pengabdian Masyarakat dan Inovasi Pengembangan Teknologi Al-Sharf: Jurnal Ekonomi Islam Jurnal Ekonomika dan Bisnis Islam Diponegoro Journal of Islamic Economics and Business Equilibrium: Jurnal Ekonomi Syariah IIJSE Prosiding Seminar Nasional Unimus Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Journal of Finance and Islamic Banking Economics Development Analysis Journal ZISWAF: Jurnal Zakat dan Wakaf BISNIS : Jurnal Bisnis dan Manajemen Islam
Purbayu Budi Santosa
Departemen Ilmu Ekonomi Dan Studi Pembangunan Fakultas Ekonomika Dan Bisnis Universitas Diponegoro Jl. Prof. H. Soedarto S.H, Tembalang, Semarang, Jawa Tengah 50275 Indonesia
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Export Strategy Development in Micro and Small Enterprises of The Craft Sector in Central Java Karsinah Karsinah; Purbayu Budi Santosa; Deden Dinar Iskandar
Economics Development Analysis Journal Vol. 14 No. 3 (2025): Economics Development Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v14i3.29648

Abstract

This study examines which factors most strongly drive export participation among craft-sector micro and small enterprises (MSEs) in Central Java. Focusing on batik, furniture, and leather products, we highlight a capability-first perspective that has been underexplored in this context. Using a survey of craft MSEs analyzed with logistic regression, we compare the effects of human capital (export knowledge and skills) with commonly cited enablers such as capital and government assistance. The results show that export knowledge and skills consistently predict export participation, whereas financial inputs and generic assistance are not decisive once capabilities are considered. These findings suggest that policies and firm strategies should prioritize practical export know-how, skills development, and market-readiness over undifferentiated financing. The study contributes evidence from Indonesia’s craft sector that human capital is the primary lever for scaling MSEs to international markets. The skills possessed in the Craft sector in Central Java regarding exports have a positive influence on their performance with a coefficient value of 5.76; this indicates that if the skills of MSEs in the Craft sector in Central Java increase by 1%, it will increase MSEs performance by 5.76%.  
LARANGAN JUAL BELI GHARAR: TELA’AH TERHADAP HADIS DARI MUSNAD AHMAD BIN HANBAL Santosa, Purbayu Budi; Muttaqin, Aris Anwaril
EQUILIBRIUM Vol 3, No 1 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i1.1277

Abstract

Purchase and sale activity is done for getting profits. But actually, not all that transaction can do it. Exactly, gharar is bringing the loss because it contains deception. Because of that, Prophet Muhammad SAW forbids that activity. That prohibition can found in the hadis of Ahmad bin hanbal musnad. This research purposes to explain the hujjah  of  hadis  of  Ahmad  bin  hanbal  musnad  about  prohibition  of gharar activity. Research method is done by beat out hadis of Ahmad bin hanbal musnad by CD RoM Lidwa Pusaka i-software – Kitab 9  Imam Hadis, then compare it with the other hadis and Al Qur’an. The result of this research shows that the hadis of Ahmad bin hanbal musnad is dha’if hadis, because there is one of rawi is broken. But if it has seen from matan (editorial). That hadis is in line with hadis from Imam Muslim, Abu Dawud, Tirmidzi, Nasa’i and Ibnu Majah which is forbiding gharar. That hadis of Ahmad bin hanbal doesn’t contra with Al-Qur’an and other true theories. So, that hadis can be a hujjah Kegiatan jual beli dilakukan untuk mendapatkan keuntungan.  Namun  pada  kenyataanya  tidak  semua  transaksi  jual beli mendatangkan keuntungan. Jual beli gharar justru menyebabkan kerugian karena mengandung unsur penipuan. oleh karenanya, Nabi Muhammad SAW melarang jual beli tersebut. Larangan tersebut dapat ditemukan dalam hadis dari musnad Ahmad bin hanbal. Penelitian ini bertujuan untuk menjelaskan ke-hujjah-an hadis dari musnad Ahmad bin hanbal mengenai larangan jual beli gharar. Metode penelitian dilakukan dengan menela’ah hadis dari musnad Ahmad bin hanbal melalui CD RoM Lidwa Pusaka i-software – Kitab9 Imam Hadis, kemudian membandingkan dengan hadis-hadis lain dan ayat-ayat dalam al- Quran. hasil penelitian ini menunjukan hadis dari musnad Ahmad bin hanbal tersebut merupakan hadis dha’if (lemah), karena ada satu rawi yang terputus. Akan tetapi, jika dilihat dari kandungan matan (redaksi), hadis tersebut sejalan dengan hadis yang diriwayatkan oleh Imam Muslim, Abu Dawud, Tirmidzi, Nasa’i dan Ibnu Majah yang melarang jual beli gharar. hadis yang diriwayatkan oleh Ahmad bin hanbal tersebut juga tidak bertentangan dengan al-Qur’an dan dalil-dalil lain yang shahih. Dengan demikian hadis ini dapat dijadikan sebagai hujjah.
Analysis of Zakat Literacy in Kudus Regency, Central Java Province: A Mixed-Method Approach Azzah, Farah Nailal; Santosa, Purbayu Budi
ZISWAF Vol 9, No 2 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v9i2.15227

Abstract

Assessing zakat literacy is needed for zakat institutions to examine zakat collection policies and evaluate zakat education and socialization programs. This study aims to map the level of zakat literacy in the Kudus Regency using the Zakat Literacy Index and unearth the factors which influence people's behavior in paying zakat. This study uses a mixed method with a sequential explanatory design. The results showed that the level of zakat literacy in the Kudus Regency was in the moderate category, with a Zakat Literacy Index score of 77.39. This study also shows that trust in scholars, peer influence, and education factors have influenced people's behavior and zakat understanding level. This paper also proffers implications to optimize the role of the zakat collector unit in order to increase the zakat knowledge of the community and the urgency of innovative and sustainable distribution programs.
Analisis Faktor-Faktor Yang Mempengaruhi Penggunaan Mobile Banking Syariah Dewi, Annisa Elyana; Santosa, Purbayu Budi
BISNIS Vol 12, No 1 (2024): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v12i1.21289

Abstract

One of the biggest challenges that islamic mobile banking is facing today is that the numberof users is far less than that of conventional mobile banking. This research aims to analyzethe influence of the modified UTAUT 2 model’s factors on the use of islamic mobile banking.The research population is muslim Generation Z who are users of islamic mobile banking inSemarang, filtered into 100 samples using purposive sampling approach. The data collectionmethod is questionnaire using Likert scale measurement. The analysis technique used in thisstudy is Partial Least Squares-Structural Equation Modeling (PLS-SEM) using SmartPLS 3application. The results show that the intention of muslim Generation Z in Semarang to useislamic mobile banking is positively and significantly influenced by Performance Expectancy,Hedonic Motivation, Price Value, Habit, Perceived Credibility, and Religiosity, but not influencedby Effort Expectancy, Social Influence, and Facilitating Conditions. The results also find thatHabit and Behavioral Intention affect the actual use of islamic mobile banking positively andsignificantly, while Facilitating Conditions has no influence at all. The implication of this studyis for islamic banks to evaluate the development and maximization of the important factorsof islamic mobile banking to increase competitive advantage in facing financial technologyinnovation competitionSalah satu tantangan terbesar yang dihadapi mobile banking syariah saat ini adalah jumlah pengguna yang jauh lebih sedikit dibandingkan mobile banking konvensional. Menguji dan menganalisis pengaruh faktor-faktor model UTAUT 2 yang dimodifikasi terhadap penggunaan mobile banking syariah pada nasabah menjadi fokus dan tujuan utama penelitian. Populasi penelitian adalah Generasi Z muslim pengguna mobile banking syariah di Kota Semarang yang disaring menjadi 100 sampel melalui pendekatan sampling purposive. Data dikumpulkan melalui kuesioner yang diukur menggunakan skala likert. Teknik analisis yang digunakan dalam penelitian adalah Partial Least Squares-Structural Equation Modelling (PLS-SEM) menggunakan aplikasi SmartPLS 3. Hasil penelitian menunjukkan niat Generasi Z muslim di Kota Semarang untuk menggunakan mobile banking syariah secara positif signifikan dipengaruhi oleh Performance Expectancy, Hedonic Motivation, Price Value, Habit, Perceived Credibility, dan Religiusitas, tapi tidak dipengaruhi Effort Expectancy, Social Influence, dan Facilitating Conditions. Ditemukan pula bahwa Habit dan Behavioral Intention berpengaruh positif dan signifikan terhadap penggunaan aktual mobile banking syariah, sementara Facilitating Conditions tidak berpengaruh sama sekali.
Co-Authors A.A. Ketut Agung Cahyawan W Aan Zainul Anwar Afif Leksono Agni Kusumawati Agni Kusumawati AGUS RIYANTO Amalia, Luthfina Zahrotul Arif Pujiyono Arifta Budi M Aris Anwaril Muttaqin Ariza Fuadi Azzah, Farah Nailal B. Bambang Bahtiar Rifai Bambang Nolo Kresno Bambang Nolo Kresno, Bambang Nolo Bayu Setyoko Bella Aldida Darwanto Darwanto Darwanto Darwanto Darwanto Deden Dinar Iskandar Della Arny Novera Destiartono, Mohamad Egi Desyandri Desyandri Dewi, Annisa Elyana Diah Meani R.M.D Dul Muid Dzulfikar, Muhammad Zacky Eddy Yusuf Agung Gunanto Edi Susilo Edy Yusuf Agung Gunanto Farah Nailal Azzah Fatchur Rohman Fawwaz Arif Aljabar Gentur Handoyo Gunanto, Eddy Yusuf Agung Hadi Sasana Hidayat, Muhammad Rizal Jamhari Jamhari Kafabih, An’im Karsinah Karsinah Kasiyati, Sri Kasiyati, Sri Khariza, Adhisty Mohammad Laila Baroroh Laksono Trisnantoro Lili Marliyah Maria, Nugroho Nugroho Sumarjiyanto Benedictus Martatatina, Yasri Mi'raj, Denizar Abdurrahman Mochammad Ardani Mohammad Khariza, Adhisty Muhadjirin Muhadjirin Muhammad Aladdin Hanif Muhammad Kharisma Muhammad Naufal Lazuardi Muhammad Zacky Dzulfikar Muliawan Hamdani Mulyani, Nisrina Ikhfadhillah Muttaqin, Aris Anwaril Muttaqin, Aris Anwaril N. Widodo Nenik Woyanti Nugroho, Aditya Febriansyah Ondo Ilarinduan PS Paul SP Hutagalung Prakoso, Lindhu Dwi Putra Perdana Putri, Wafa Maharani Rasyda, Amanda Naura Rifai, Bahtiar Riyardi, Agung Roessali, Wiludjeng Romadhansya Indra Setiyadi Saifhul Anuar Syahdan Siti Nur Aisyah Suci Rismawati Ulfa Nadra Utami, Fadia Wahyu Ardiyanto Wahyuni, Hesti Asri Widodo, N. Wisnu Mawardi Wongsokarto, Misdiarso Zusak, M Bastomi Fahri