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Analysis of Millennial Muslims Preferences on the Crowdfunding Platform Muhammad Zacky Dzulfikar; Purbayu Budi Santosa; Eddy Yusuf Agung Gunanto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1796

Abstract

The potential for collecting alms funds in Indonesia is very large, the trend of increasing the collection of Zakat Infaq Alms (ZIS) funds until 2019, as well as the increasing trend of collecting donations through digital crowdfunding platforms. In fact, the potential for collecting ZIS is only 4.91% of the existing potential, besides that there are still many donations from crowdfunding platforms that have not yet reached the target, then millennials as the majority generation and close to technology in the digital era 4.0, are faced with the choice of giving traditional or traditional charity. through a crowdfunding platform. The research analyzes the preferences of millennial Muslims in giving charity on the crowdfunding platform. The population in this research, millennial Muslims in Semarang City. The sampling technique of non-probability sampling is purposive sampling, taking this samples from populations that must have certain requirements. Sampling of data was done by distributing questionnaires to 384 millennial Muslim respondents in the city of Semarang. The research method uses binary logistic regression analysis. The results of the research simultaneously show the influence of millennial Muslim decisions to give alms on the crowdfunding platform. Partially there is a positive and significant influence on the motivational variables of religiosity, effort expectancy, sense of trust, social influence, and lifestyle on the decision of millennial Muslims to give alms on the crowdfunding platform. The income variable has no effect on the decision of millennial Muslims to give alms on the crowdfunding platform.
Pengaruh Good Corporate Governance (gcg) Terhadap Keberlangsungan Pembiayaan Nasabah Baitul Maal Wa Tamwil (BMT) Purbayu Budi Santosa; Wisnu Mawardi; Dul Muid; Diah Meani R.M.D; Mochammad Ardani
Prosiding Seminar Nasional Unimus Vol 3 (2020): Optimalisasi Hasil Penelitian dan Pengabdian Masyarakat Menuju Kemandirian di Tengah P
Publisher : Universitas Muhammadiyah Semarang

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Abstract

LKMS mengalami perkembangan yang signifikan di Indonesia. LKMS memiliki peran yang vital di dalam memberdayakan perekonomia masyarakat, khususnya melalui pengembangan UMKM. Peran strategis LKMS di dalam memberdayakan UMKM tercermin melalui intermediasi keuangan yang berimplikasi pada penyertaan modal usaha, pemerataan pendapatan, penciptaan lapangan pekerjaan, hingga mengurangi kemiskinan. Meskipun begitu, LKMS memiliki masalah di dalam tata kelola perusahaan atau biasa dikenal dengan istilah Good CorporateGovernance. Hingga saat ini, belum ada standarisasi di dalam penerapan GCG pada LKMS. GCG umumnya diterapkan pada lembaga perbankan. Padahal, aktivitas intermediasi keuangan sangat memerlukan GCG dalammengantisipasi berbagai macam risiko, seperti risiko pembiayaan, risiko pasar, risiko operasional, serta risiko reputasi dan legalitas. Penelitian ini bertujuan untuk menganalisis pengaruh penerapan GCG di dalam keberlangsungan usaha UMKM yang mendapatkan pembiayaan dari LKMS. Faktor-faktor yang dilibatkan dalam kriteria GCG yaitu transparansi, akuntabilitas, responsibilitas, independensi, dan kewajaran. Keberlangsungan usaha dinilai dari besaran omzet UMKM sebagai variabel dependen. Metode yang digunakan yaitu Ordinary Least Square yang telah lolos uji validitas, reliabilitas, dan uji asumsi klasik. Hasilnya, secara simultan penerapan GCG mempengaruhi keberlangsungan usaha UMKM secara signfikan. Secara berurutan, faktor GCG yang paling berperan di dalamnya yaitu independensi, transparansi, akuntabilitas, dan kewajaran, sementara faktor responsibilitas tidak berpengaruh secara parsial.Kata kunci: GCG, LKMS, UMKM.
Performance Analysis of Islamic Micro Finance Institutions on Sustainable Rural Development in Indonesia Aan Zainul Anwar; Edi Susilo; Fatchur Rohman; Purbayu Budi Santoso; Edy Yusuf Agung Gunanto; Darwanto Darwanto
Journal of Finance and Islamic Banking Vol. 3 No. 2 (2020)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v3i2.2965

Abstract

This study aims to analyze the influence of the performance of Islamic microfinance institutions (MFIs) in strengthening the agricultural and fisheries sector to realize sustainable rural development. The study uses quantitative method and purposive sampling method. The sample of this study was 85 agricultural and fishery business actors in Central Java, Indonesia. The variable quality of service, accessibility and philanthropic characteristics of Islamic MFIs towards sustainable rural development which mediated by strengthening of the agricultural and fisheries sector. The urgency of this research is to establish a financing model for the agriculture and fisheries sector. This study uses primary data which collected through filling out the questionnaires by business actors in the agriculture and fisheries sector. The results showed that 1) the service quality of Islamic MFIs had no impact on strengthening the agricultural and fisheries sector 2) accessibility of Islamic MFIs had a positive impact on strengthening the agricultural and fisheries sector 3) philanthropic characteristics had a positive impact on strengthening the agricultural and fisheries sector 4) strengthening the agriculture and fisheries sector has a positive impact on sustainable rural development. This research can be used as a model for channeling customer funds to finance Islamic MFIs 
Measuring The Influence of The Human Development Index, Foreign Investment, Domestic Investment, and Labor Force on Economic Growth in Banten Province Aisyah, Siti Nur; Santosa, Purbayu Budi
Journal of Economic Education Vol 13 No 1 (2024): June 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v13i1.77581

Abstract

This research aims to analyze the influence of the human development index, foreign investment, domestic investment, and labor force on economic growth in Banten Province. This research is quantitative research using panel data for the period 2018 - 2022 with observations of eight districts/cities in Banten Province. The analysis method used is panel data regression. Based on the model selection test with the Lagrange multiplier, the results showed that the random effect model was the right model to be used in this research. The results of hypothesis testing using the t test show that partiallyThe human development index variable has a positive and significant effect oneconomic growth with a coefficient of1.087203.The foreign investment variable has a positive but not significant influence on economic growth with a coefficient of0.027156. The domestic investment variable has a positive and significant effect oneconomic growth with a coefficient of0.003893. The labor force variable has a positive and significant effect oneconomic growth with a coefficient of2.190287. This research has a limited number of research variables and the scope of the research area so that further research can add variables and a wider area.
ANALISIS KESEDIAAN KONSUMEN MUSLIM UNTUK MEMBAYAR PRODUK OLAHAN DAGING HALAL Rasyda, Amanda Naura; Santosa, Purbayu Budi
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p44-56

Abstract

Processed meat products must have a halal guarantee, so that consumers feel safe drinking them.. Halal certification provide assurance to Muslim consumers in accordance with sharia principles. However, halal certification strategy allows for an increase in production costs which can increase consumer’s prices. An increase in prices allows a negative effect on consumers' willingness to pay. Therefore, this study aims to estimate the additional nominal and the determinants of Muslim consumers to pay higher prices for halal processed meat products. The population in this study were Muslims in Depok District with Accidental Sampling Technique. Data collection was done by distributing questionnaires to 100 respondents. Contingent Valuation Method and binary logistic regression is used in this research. The results showed that Muslim consumers in Depok District will to pay more for halal processed meat products with an additional nominal of Rp. 2,437 per 500gr package. The four variables significantly affect the WTP namely attitudes, perceived behavioral control, religious self-identity, and religiosity). While the subjective norm has no effect.
ANALISIS KEUNTUNGAN DAN SKALA USAHA PETERNAKAN SAPI PERAH RAKYAT DI KOTA SEMARANG Agus Riyanto; Purbayu Budi Santosa
Diponegoro Journal of Economics Vol 2, No 1 (2013)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.387 KB) | DOI: 10.14710/djoe.1915

Abstract

Dairy farm businesses have considerable market potential in urban areas and one of Semarang because it has facilities and adequate transportation infrastructure so that the milk is raw material can be reached by the end consumer level. Dairy farm business people can be developed either through: (1) facilities and prasrana subsystem, (2) cultivation, (3) post-harvest, (4) processing and marketing efforts. This study aims to determine how much influence the cost of green feed cost, concentrate feed costm, labor cost, cost of medicine, capital, training and experience to benefit farmers and determine the condition of scale and also the maximum profit from dairy cattle business people in the City Semarang. The research method used Unit Price Output Function (UOP) using SPSS 17 of data processing. The results showed that the variabel cost of concentrate feed, the cost of medicine, cost of capital and labor jointly significant advantages both for the 0,01 and 0,05. R2 value of 0,634 which 63,4 percent of these variables can be explained while the independent variables by other dependent. Dairy farm business people in the city of Semarang has not reached the maximum profit and the condition of its business scale also leads to decreasing retrun to scale.
ANALISIS PRODUKSI DAN EFISIENSI INDUSTRI KECIL DAN MENENGAH (IKM) BATIK TULIS DI KOTASEMARANG Bella Aldida; Purbayu Budi Santosa
Diponegoro Journal of Economics Vol 2, No 1 (2013)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.379 KB) | DOI: 10.14710/djoe.1894

Abstract

The study was conducted on the small and medium industry batik in Semarang. Respondents are SME entrepreneurs batik with the number of 41 people, the vast majority of their business is still relatively small scale. The research objective is to: (1) describe the general condition of batik in Semarang, (2) analyze the influence of factors of production such as fabrics, wax, dye medicine, labor and fuel for the production of batik, and (3) estimate the efficiency of production, prices and the economy batik small-medium industries in Semarang. The results showed that the variables of fabrics, dyes medicine and labor has a positive and significant impact on the production of batik, while variables  wax  and fuel has  no significant effect. The level of technical efficiency in the research object is said to be efficient with an average rating of less than one (0.87). Analysis of allocative efficiency and economy suggests that the use of production factors is inefficient with values ​​respectively 0.894 and 0.778. To achieve a more efficient outcome it is necessary to increase the input fabrics and dye medicines, a review of the use of wax and reduced fuel when necessary, as well as further guidance to the workforce.
FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN INDUSTRI KREATIF DI INDONESIA (TAHUN 2002 – 2008) Afif Leksono; Purbayu Budi Santosa
Diponegoro Journal of Economics Vol 3, No 1 (2014)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (298.777 KB) | DOI: 10.14710/djoe.5325

Abstract

ABSTRACTCreative industries are those industries who have potency to contribute in economic growth, reflected in the increase of Gross Domestic Product (GDP) in Creative Industry component. Therefore, the analysis of factors affect GDP in creative industries component is needed in order to contribute optimally in the increase of it.The purpose of the research is analyzing labor, export value, import value, and company number as the factors affect GDP in creative industries component in Indonesia 2002-2008. This research uses secondary data with panel dataanalysis tool that consists of time series data 2002-2008 and cross section data of 10 subsectors of creative industries in Indonesia. The mothod uses is linear regression analysis panel data with Ordinary Least Square method (OLS).The result shows that labor and import value variabel have positive and significant impact on GDP in creative industries while export value and company number have negative and significant impact on GDP in creative industries.
ANALISIS PENYERAPAN TENAGA KERJA PADA INDUSTRI ROKOK DI KABUPATEN KUDUS TAHUN 1993-2010 Romadhansya Indra Setiyadi; Purbayu Budi Santosa
Diponegoro Journal of Economics Vol 2, No 1 (2013)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (456.596 KB) | DOI: 10.14710/djoe.1929

Abstract

Unemployment is a labor issue that currently has reached a critical condition. One attempt to reduce unemployment is to develop sectors that can create jobs. The industrial sector is one sector that has a noticeable role in employment. In Kudus Regency, one of the industries that have an important role in employment is the cigarette industry. This study aims to analyze the factors affecting employment in the cigarette industry in Kudus Regency in 1993-2010. This study uses time series data years 1993-2010 were analyzed using multiple regression methods. The results of the analysis showed that the variable number of firms has a positive and significant effect on employment industry. Variable wages has a positive and signifcant effect on employment industry. PDRB has a positive and not significant effect on employment industry. Rate investment and Dummy variable have a negative and not significant effect on employment of the cigarette industry in the Kudus Regency.
Efektivitas Lembaga Birokrasi Dan Tingkat Korupsi Terhadap Investasi Pada Enam Negara Asean (Filipina, Indonesia, Malaysia, Myanmar, Singapura, Dan Thailand) Tahun 2004-2010 Putra Perdana; Purbayu Budi Santosa
Diponegoro Journal of Economics Vol 1, No 1 (2012)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (128.661 KB) | DOI: 10.14710/djoe.412

Abstract

ABSTRACT This study aims to look the relationship between effectiveness of the bureaucracy against investment into the corruption variable acts as a moderating variable in the six ASEAN countries: Philippines, Indonesia, Malaysia, Singapore and Thailand during 2004-2010. By using Pooled Least Square approach, this study process six variables in the governance indicators, proposed by Daniel Kaufmann, et. al. Pooled least square method with partial regression performed to reduce accuracy of the identified models with multicollinearity among these with corruption variable and investment variable. The results of this study show a relationship of the degree of openness, the level of political stability, the level of legislation, and the level of corruption control in six ASEAN countries against corruption and show a relationship from corruption with investment.
Co-Authors A.A. Ketut Agung Cahyawan W Aan Zainul Anwar Afif Leksono Agni Kusumawati Agni Kusumawati Agung Riyardi AGUS RIYANTO Akrom, Akrom Amalia, Luthfina Zahrotul Arif Pujiyono Arifta Budi M Aris Anwaril Muttaqin Ariza Fuadi B. Bambang Bahtiar Rifai Bambang Nolo Kresno Bambang Nolo Kresno, Bambang Nolo Bayu Setyoko Bella Aldida Darwanto Darwanto Darwanto Darwanto Darwanto Della Arny Novera Destiartono, Mohamad Egi Desyandri Desyandri Diah Meani R.M.D Dul Muid Dzulfikar, Muhammad Zacky Eddy Yusuf Agung Gunanto Edi Susilo Edy Yusuf Agung Gunanto Farah Nailal Azzah Fatchur Rohman Fawwaz Arif Aljabar Gentur Handoyo Gunanto, Eddy Yusuf Agung Hadi Sasana Hidayat, Muhammad Rizal Jamhari Jamhari Kafabih, An’im Kasiyati, Sri Kasiyati, Sri Khariza, Adhisty Mohammad Laila Baroroh Laksono Trisnantoro Lili Marliyah Maria, Nugroho Nugroho Sumarjiyanto Benedictus Martatatina, Yasri Mi'raj, Denizar Abdurrahman Mochammad Ardani Mohammad Khariza, Adhisty Muhadjirin Muhadjirin Muhammad Aladdin Hanif Muhammad Kharisma Muhammad Naufal Lazuardi Muhammad Zacky Dzulfikar Muliawan Hamdani Mulyani, Nisrina Ikhfadhillah Muttaqin, Aris Anwaril N. Widodo Nenik Woyanti Nugroho, Aditya Febriansyah Ondo Ilarinduan PS Paul SP Hutagalung Prakoso, Lindhu Dwi Putra Perdana Putri, Wafa Maharani Rasyda, Amanda Naura Rifai, Bahtiar Roessali, Wiludjeng Romadhansya Indra Setiyadi Saifhul Anuar Syahdan Siti Nur Aisyah Suci Rismawati Ulfa Nadra Utami, Fadia Wahyu Ardiyanto Wahyuni, Hesti Asri Widodo, N. Wisnu Mawardi Wongsokarto, Misdiarso Zusak, M Bastomi Fahri