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Smart Money In This Economy: Sosialisasi Literasi Finansial Masyarakat Gen Z Banjarmasin sebagai Fondasi Pertumbuhan Ekonomi Indonesia Anisa Fadhila Rahmi; Nadya Putri Ahlina; Nasya Amanda Rifianti; Nisrina Najla Deasianti; Syarofah Zahra; Anna Nur Faidah; Sudirwo Sudirwo
Jurnal Pengabdian Masyarakat Waradin Vol. 6 No. 1 (2026): Januari : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v6i1.910

Abstract

Generation Z is recognized as a group that is adaptive to technological developments; however, they still face serious challenges in terms of financial management. Based on the National Survey of Financial Literacy and Inclusion by the Financial Services Authority (OJK) in 2022, the level of financial literacy in South Kalimantan is still far below the national average, at only 42.88% compared to 49.68%. This low level of financial literacy often triggers consumptive behavior and lack of responsibility in financial decision-making. This community service activity aims to enhance comprehensive understanding of financial literacy, build skills in financial management and recording, and foster interest in safe investment through education digitalization. The implementation method includes material delivery through socialization, followed by discussion and question-and-answer sessions, as well as evaluation using Pre-Test and Post-Test instruments. The results of the activity demonstrate an increase in understanding, as reflected by the increase in the average scores from 75,33 in the Pre-Test to 100 in the Post-Test, indicating a 24,67% improvement. Thus, this activity not only enhanced understanding but also fostered awareness of the importance of wise financial management in the face of digital economic challenges.
Co-Authors Abdul Hadi Abdul Hadi Abdul Hadi Hardian Abdul Majid Habibi Afriza Budi Pratama Agoes, Khansa Khalilah Savitry Agustino, Lalu Ahmad Alim Bachri Ahmad Muammar Ahmad Ridho Ahmad Shaf'an Ridhani Ainun Nisa Putri Pratiwi Alan Dwi Wibowo, Alan Dwi Alfina Ramadhanti Ali Zainal Abidin Alya Nur Afifah Rahmi Amanda Fauzia Yasmin Angga Tri Aditia Permana Anisa Fadhila Rahmi Anisa Fitria Anna Nur Faidah Annisa Fitriani Arridha Nur Azkia Arya Rezky Khaidir Azkiya, Rizky Azmi Alhamdi Baihaqi, Ahmad Budi Santoso Chintia Meike Chris Kelvin Timothi Christabel Tirtadjaya Cut Karina Putri Dahniar Dahniar Daut Yahya Dea Liana Sari Della Prastika Ayudha Dhea Oktavia Sinaga Dhini Dhini Didik Sofian Hariyadi Dinda Arum Sekarsari Dito Villarelyan Agung Divka Hafizh Al Fattah Dwi Budi Santoso Edi Mikrianto Elisabeth Nathania Angelica Gultom Endang Lestari Ernawati Ernawati Fadhila Pasha Rahmadina Putri Fadhillah, Nabhan Galvin Haikal Samdyandra Hafizah, Almira Nur Hakim, Muhammad Ridho Dewara Halimah Halimatus Sa’diah Hendra Kustiono Henidinia Tricahya Herteno, Rudy Hesty Desyanti Husna Karimah Ikhwan Faisal Izzatil Ulya Jahrah, Siti Juhriansyah Juhriansyah Khafidaturrafiah Khodijah, Karlina Kukun Kunaini Kurniawan, Eki Liyanti, Saputri Diva Mahmudah Mahmudah Malihah, Lola Manusiwa, Gloriyo Alexius Johnatan Maulida, Triky Noor Melania, Melania Mewatia Silitonga Michelan Setiadi Mohammad Yudy Rachman Mubasir, Akhmad Muhammad Abdil Fahriza Muhammad Adesta Alghifari Muhammad Aris Fadillah MUHAMMAD ILHAM Muhammad Rezqi Fadhillah Muhammad Zaini Muhammad Zaini Satriadi Muliana, Ana Mutiara Azzahra Mutmainah Mutmainah Nadya Putri Ahlina Naila Azqiya Sari Nasya Amanda Rifianti Nazmah, Navia Nisrina Najla Deasianti Noor Azizah Noor Diana Noorhayati Norcahaya Norcahaya Normahmudi Normahmudi Nuril Huda Nurmelati Septiana Nurriqli, Arifia Oktavianur, Andika Pratama, Sandrino Surya Puput Legita Putra, Ahmad Zaky Rahmadayanti, Nadya Rahman, Yuliana Ratih Pranawa Widagda Retno Fitri Handayani Reza Aurea Rabbanie Risanta, Muhammad Risky Aulia Handayani Rizka Ramadhani Rizky Fadillah Rizky Nazzara Rohima, Annisa Rusniati Rusniati Rusobby Andika Kumajaya Ryan Agustin Sabrina Tsalsadifa Safier Ramdani Sahra Wardi Sakdiatul Rahmi Samsul Arifin Sandy Firdaus Sari, Siti Maulida Sezen Fetullah Mursalova Siti Aliyati Albushairi Siti Patimah Siti Patimah Sitti Musyarrofah Sudarwati Sudarwati Suprihono Setyawan Syahrial Shaddiq Syarofah Zahra Syifa Octaviane Hermawan Syifa, Nadiyatus Titien Agustina Tri Aditia Permana, Angga Tri Reski Muchtar Triana Ayu Wulandari Umi Fatonah Utama Ahmed Dima Valida Togrul Garayeva Virna Ramada Fitri Zenitadion, Velgis Zuliana Agustin