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Penyuluhan Asuransi Kecelakaan Diri Bagi Pengemudi Ojek Online Di Kota Tangerang Selatan Erizal, Erizal; Robidi, Robidi
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 7 No. 1 (2026): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v7i1.2091

Abstract

Pengemudi ojek online merupakan kelompok pekerja sektor informal dengan tingkat mobilitas tinggi dan risiko kecelakaan lalu lintas yang signifikan. Namun, tingkat pemahaman mereka terhadap perlindungan asuransi kecelakaan diri masih terbatas, khususnya terkait ruang lingkup jaminan dan pengecualian dalam Polis Standar Asuransi Kecelakaan Diri Indonesia (PSKDI). Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan meningkatkan literasi asuransi kecelakaan diri bagi pengemudi ojek online di RT 01 RW 01, Kelurahan Pondok Benda, Kecamatan Pamulang, Kota Tangerang Selatan. Metode yang digunakan adalah pendekatan edukatif dan partisipatif melalui penyampaian materi, studi kasus, serta diskusi interaktif. Partisipan berjumlah 10 orang pengemudi ojek online. Hasil kegiatan menunjukkan adanya peningkatan pemahaman mengenai konsep dasar asuransi kecelakaan diri, identifikasi risiko yang dijamin dan dikecualikan, serta pemahaman klausula penting dalam PSKDI. Kegiatan ini berkontribusi terhadap peningkatan literasi asuransi pada kelompok pekerja sektor informal dan dapat direplikasi pada komunitas serupa.
PERLINDUNGAN KONSUMEN BROKER ASURANSI MENGHADAPI KETENTUAN MODAL MINIMUM PERUSAHAAN 2026 Robidi, Robidi; Subrata, Agus; Ihsan, Muhamad; Kiatin, Desi Roro
JURNAL LENTERA BISNIS Vol. 15 No. 1 (2026): JURNAL LENTERA BISNIS, JANUARI 2026
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v15i1.2095

Abstract

The minimum capital requirement for insurance companies planned to be implemented in 2026 constitutes a key element of prudential regulatory reform aimed at strengthening solvency and ensuring the stability of the insurance industry. However, this policy may generate indirect yet significant implications for consumer protection mechanisms, particularly through the role of insurance brokers as independent intermediaries. This study aims to comprehensively analyze the impact of the 2026 minimum capital requirement on consumer protection as exercised through insurance brokers, while linking regulatory developments to brokers’ empirical performance conditions during the 2023–2025 period. The research employs a qualitative approach using a juridical-empirical and policy analysis framework, drawing on regulatory documents and high-quality international academic literature. The findings indicate that stricter capital requirements tend to accelerate market consolidation and narrow brokers’ operational space in product comparison, policy negotiation, and consumer assistance. Such structural pressures may weaken brokers’ substantive independence and diminish their effectiveness as consumer protection instruments. The study concludes that consumer protection in the insurance sector cannot rely solely on insurers’ financial strength but must also be supported by a regulatory framework that preserves and strengthens the role of insurance brokers through proportional and risk-based regulatory approaches.
Optimizing the Use of Social Media and Digital Technology to Market Insurance Products and Services Mulawarman Mulawarman; Robidi Robidi; I Nyoman Winata; Erizal Erizal
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 4 No. 1 (2023): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v4i1.486

Abstract

This study aims to examine the ability of insurance marketers in insurance companies to develop selling methods on social media using a set of today's technologies. The social media used is Facebook. WhatsApp, LineApps and Youtube. While the devices used for testing are smartphones, mobile phones, laptops and tablet computers. Using the survey method, the results show that marketers access social media using laptops and smartphones. The most popular social media for promoting, marketing and selling insurance products and services is WhatsApp.
Pengabdian Masyarakat: Pentingnya Reputasi Dalam Berkarir di Industri Asuransi Janso Silaen; Muhammad Fahri; Bagus Suhendar; Tiara Daru Sekarmayang; Robidi Robidi
Community Engagement and Emergence Journal (CEEJ) Vol. 5 No. 4 (2024): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i1.7136

Abstract

Literasi asuransi yang dilaksanakan oleh para praktisi dan akademisi asuransi merupakan salah satu bentuk kegiatan dalam mendukung pemahaman siswa akan profesi dan karir didunia perasuransian. Tujuan dari kegiatan kolaborasi ini memperkenalkan karir dan profesi di dunia perasuransian, agar para siswa mengetahui pekerjaan pada dunia perasuransian. Pada kegiatan literasi ini yang dilaksanakan oleh praktisi dan Akademisi STMA Trisakti yang bertujuan untuk mengatasi segala risiko-risiko dalam industri perasuransian terutama dalam hal literasi..
Optimizing the Use of Social Media and Digital Technology to Market Insurance Products and Services Mulawarman Mulawarman; Robidi Robidi; I Nyoman Winata; Erizal Erizal
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 4 No. 1 (2023): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v4i1.486

Abstract

This study aims to examine the ability of insurance marketers in insurance companies to develop selling methods on social media using a set of today's technologies. The social media used is Facebook. WhatsApp, LineApps and Youtube. While the devices used for testing are smartphones, mobile phones, laptops and tablet computers. Using the survey method, the results show that marketers access social media using laptops and smartphones. The most popular social media for promoting, marketing and selling insurance products and services is WhatsApp.
ANALISIS REGULASI KECUKUPAN MODAL DAN TATA KELOLA RISIKO DI PERUSAHAAN PIALANG ASURANSI Robidi Robidi; Agus Subrata; Muhamad Ihsan; Desi Roro Kiatin; Subhan Teguh Pangestu
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 4 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/yn5drt47

Abstract

Penelitian ini bertujuan menganalisis regulasi kecukupan modal dan implementasi tata kelola risiko pada perusahaan pialang asuransi di Indonesia. Penelitian menggunakan pendekatan kualitatif deskriptif dengan metode studi dokumentasi dan analisis literatur terhadap peraturan perundang-undangan, ketentuan Otoritas Jasa Keuangan (OJK), laporan industri, dan publikasi ilmiah yang relevan. Hasil penelitian menunjukkan bahwa regulasi kecukupan modal merupakan instrumen penting dalam menjaga kesehatan keuangan perusahaan dan mendukung penerapan pengawasan berbasis risiko. Implementasi tata kelola risiko mengacu pada prinsip Enterprise Risk Management (ERM) dan Good Corporate Governance (GCG), namun masih menghadapi kendala berupa keterbatasan permodalan, kompetensi sumber daya manusia, serta adaptasi terhadap perkembangan teknologi dan perubahan regulasi. Penelitian ini merekomendasikan penguatan pengawasan berbasis risiko, peningkatan kompetensi manajemen risiko, optimalisasi tata kelola perusahaan, serta pengembangan sistem pengendalian internal untuk meningkatkan ketahanan dan keberlanjutan industri pialang asuransi.
Meningkatkan Kesejahteraan Pemulung TPA Bantar Gebang Bekasi Melalui Pemberdayaan Budidaya Lele Menjadi Produk Olahan Abon Lele Guna Peningkatan Kemandirian Usaha Reimond Hasangapan Mikkael Napitupulu; Etyca Rizky Yanti; Rasyid Avicena; Robidi Robidi
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 3 (2026): August 2026
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/cqfmx168

Abstract

This community engagement program aims to improve the welfare of waste pickers at the Bantar Gebang Integrated Waste Disposal Site, Bekasi, through economic empowerment based on catfish farming and value-added shredded catfish production. The program includes training in aquaculture, food processing, business management, digital marketing through e-commerce, and continuous mentoring. Household organic waste is utilized as alternative fish feed, promoting green economy and circular economy principles. Expected outcomes include improved entrepreneurial skills, stronger managerial capacity, wider market access, and increased household income and business independence. The program also supports the implementation of the Merdeka Belajar Kampus Merdeka (MBKM), university Key Performance Indicators (KPIs), and the Sustainable Development Goals (SDGs), particularly poverty reduction, decent work and economic growth, responsible consumption and production, and partnerships for sustainable development.
Understanding Motor Vehicle Insurance: A Case Study of Residents in RT 02 RW 01, Pondok Benda Urban Village, Pamulang District, South Tangerang City Erizal; Robidi; Felicya Puja Reliza
Ilmu Ekonomi Manajemen dan Akuntansi Vol. 7 No. 1 (2026): Jurnal Ilmu Ekonomi Manajemen dan Akuntansi
Publisher : Universitas Mohammad Husni Thamrin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37012/ileka.v7i1.3788

Abstract

This study was motivated by the limited public understanding of motor vehicle insurance provisions, particularly regarding coverage, exclusions, and clauses contained in the Indonesian Standard Motor Vehicle Insurance Policy (Polis Standar Asuransi Kendaraan Bermotor Indonesia—PSAKBI). The study aimed to identify and analyze the understanding of vehicle owners residing in RT 02 RW 01, Pondok Benda Subdistrict, Pamulang District, South Tangerang City, regarding motor vehicle insurance based on PSAKBI provisions. This study employed a descriptive qualitative approach using a case study method. Primary data were collected through questionnaires distributed to 20 respondents and analyzed through data reduction, data presentation, and conclusion drawing. The results showed that 75% of respondents had limited understanding of motor vehicle insurance, while their understanding of covered and excluded risks remained partial. Furthermore, 60% of respondents believed that all motor vehicle risks were covered by insurance, while only 40% considered understanding policy contents important. These findings indicate a gap between policy provisions and public understanding. Therefore, continuous education and socialization regarding PSAKBI coverage, exclusions, and clauses are recommended using simple and easily understood language.