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All Journal Ordik Teori dan Penelitian Pendidikan Dasar ISLAMICA: Jurnal Studi Keislaman Jurnal Ilmiah Teknik Industri JURNAL EKONOMI DAN BISNIS AIRLANGGA AKRUAL: Jurnal Akuntansi Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics AFEBI Islamic Finance and Economic Review JURNAL EDUCATION AND DEVELOPMENT JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Istinbath: Jurnal Hukum dan Ekonomi Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Jurnal Abdi Masyarakat (JAM) BISEI: Jurnal Bisnis dan Ekonomi Islam Jurnal Ilmiah Edunomika (JIE) Jurnal Hukum Ekonomi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Inovasi Penelitian El-Qist : Journal of Islamic Economics and Business (JIEB) Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam JANITA Formosa Journal of Multidisciplinary Research (FJMR) Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Moch. Khoirul Anwar
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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OPTIMALISASI PEMANFAATAN DANA ZIS DALAM UPAYA MENGEMBANGKAN UMKM MUSTAHIK PADA LAZISMU GRESIK Litania Nesesita; Mochammad Khoirul Anwar
JURNAL ILMIAH EDUNOMIKA Vol 7, No 2 (2023): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i2.8883

Abstract

Economic recovery has begun after the covid-19 pandemic, there was an economic recovery, but in some areas there was still an increase in the poverty rate, one of which was the Gresik Regency area, so the economic recovery in Gresik was still not improving. Gresik Regency has disseminated information about BPUM funds, but several business owners use the assistance obtained to meet daily needs rather than for business needs and many business do not practice good financial management. This study aims to analyze the optimization of the utilization of ZIS funds at LAZISMU Gresik in an effort to develop mustahik MSMEs and investigate the impact received by mustahik after receiving assistance. This research uses a descriptive qualitativ approach. The results of this study are that LAZISMU Gresik's efforts to develop Mustahik MSMEs are still not optimal, but the impact of mustahik is helped in their business facilities that have been assisted. This research is expected to be a review for LAZISMU Gresik to redesign and for readers it is hoped that there is no need to hesitate in giving charity because there is a charity manager to be distributed to those in need.
UPAYA REBRANDING PANTAI JEBRING SEBAGAI DESTINASI WISATA HALAL UNGGULAN MELALUI DIGITALISASI WISATA DI KABUPATEN BLITAR Moch Khoirul Anwar; Moh Farih Fahmi; Rachmad Syaifudin; Ahmad Nurdjayanto
JANITA : JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 2 (2024)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36563/pengabdian.v4i2.1338

Abstract

Efforts to rebrand Jebring Beach in Ngadipuro Village, Wonotirto District, Blitar Regency, as a leading halal tourist destination through digitalization are an important step in increasing tourist attraction and visits. The importance of this topic is driven by tourism potential which has not been maximized and the need for facilities that are halal tourism friendly. The method used in this service is Community Based Research (CBR), involving active community participation in planning and implementation. The results of this effort show a significant increase in the number of visits and visitor satisfaction after digitalization, as well as the formation of a positive image of Jebring Beach as a destination that meets the needs of Muslim tourists. Thus, the results of this rebranding not only have an impact on marketing, but also contribute to local economic empowerment and cultural preservation. This shows that the integration of technology and a community-based approach can create sustainable and inclusive tourism destinations.
The Effect of Wadiah Savings and Problem Financing (NPF) in the 'Precise Sharia Financing' Product on the Profitability Level of PT. Bank BTPN Syariah Tbk for the Period 2015 - 2023 Dewi, Aulia Siska Puspita; Moch Khoirul Anwar; Maryam Bte Badrul Munir
Perisai : Islamic Banking and Finance Journal Vol 8 No 2 (2024): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i2.1746

Abstract

This study aims to empirically examine the effect of wadi'ah savings and non-performing financing (NPF) on profitability (ROA) in the Precise Syariah Financing product at PT Bank BTPN Syariah during the period 2015 - 2023. Using an associative quantitative approach. The study conducted by researchers using secondary data derived from BTPN Syariah quarterly financial statements for the period 2015 - 2023. The data analysis technique used multiple linear regression analysis through Eviews 12 as a data processing tool. The study results showed that an increase in wadi'ah savings significantly positively contributed to an increase in ROA, while an increase in NPF had a significant negative effect. The regression model developed was able to explain 71.15% of ROA variability. This finding explains that an increase in wadi'ah savings tends to increase profitability, while an increase in NPF tends to decrease the level of profitability of BTPN Syariah. The implication is that banking management needs to focus on managing the increase in wadi'ah savings and improving the quality of financing to increase profitability. This study provides important insights for Islamic banking management in optimizing financial performance, especially in the context of the Tepat Pembiayaan Syariah product and contributes to the literature on factors affecting the profitability of Islamic banks in Indonesia. This study contributes to the Islamic banking literature, but has limitations in terms of the research period and variables used. Future research is expected to expand the scope of variables and periods in the study to obtain generalized results.
RELIGIOUSITY, LOCATION, AND ISLAMIC WORK PERFORMANCE: THE CONNECTION BETWEEN INDONESIAN AND MALAYSIAN EMPLOYEES Fahrullah, A'rasy; Anwar, Moch. Khoirul; Suryaningsih, Sri Abidah; Fahmi, Moh. Farih; Masrizal, Masrizal; Mohd Noh, Mohd Shahid bin
Jurnal Ekonomi dan Bisnis Airlangga Vol. 34 No. 2 (2024): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V34I22024.240-251

Abstract

Introduction: In today's dynamic era, tight competition urges a comprehensive analysis of company success factors with an emphasis on high-quality human resources, employee performance, religiosity, and workplace location's impact on performance. Methods: This explanatory research uses a quantitative approach, surveying 259 urban Muslim employees in Indonesia and Malaysia online from May to August 2023 via random sampling and SEM analysis. Results: Using WarpPLS, this study found that work location significantly affects both religiosity and Islamic work performance, confirming H1 with a coefficient of 0.502 (p-value <0.001) and H2 with a coefficient of 0.573 (p-value <0.001). However, H3 is rejected, as religiosity does not significantly affect Islamic work performance (coefficient 0.082, p-value 0.245). Conclusion and suggestion: Work location significantly affects employee religiosity and Islamic work performance, with urban and closer locations enhancing these aspects. However, religiosity does not directly impact performance, indicating a complex relationship. Managers should consider location in recruitment, support religious practices, and investigate these dynamics while integrating religious values in training programs.
Pengaruh Accessibility dan Amenity Pengembangan Pariwisata Halal DECORATION Terhadap Pertumbuhan Ekonomi Masyarakat Pantai Mutiara Gigih Yoga Pratama; Moch Khoirul Anwar; Maryam Bte Badrul Munir
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 7 No. 2 (2024): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2024.vol7(2).19392

Abstract

Pariwisata halal merupakan sebuah konsep yang muncul sebagai jawaban terhadap kebutuhan dan minat wisatawan yang mengacu pada layanan, fasilitas, dan aksesibilitas yang dikostomisasi dengan kebutuhan dan preferensi wisatawan muslim.  Hal ini sejalan dengan penelitian ini untuk menunjukkan pengaruh accessibility dan amenity dalam pengembangan pariwisata halal DECORATION (Detached Coral Reef Education) terhadap pertumbuhan ekonomi masyarakat Pantai Mutiara Kabupaten Trenggalek.  Penelitian ini menggunakan metode kuantitatif dengan penyebaran kuisioner melalui google form dengan 100 responden dan memakai rumus milik Slovin dalam menentukan jumlah sampel. Teknik analisis data yang digunakan mencangkup uji validitas, reliabilitas, dan uji asumsi klasik yang mencangkup uji heteroskedastisitas, multikolinearitas, dan normalitas, serta uji hipotesis yang berisi uji T dan F serta analisis koefisien determinasi. Hasil penelitian menunjukkan terdapat pengaruh positif dan signifikan pada variabel accessibility dan amenity terhadap pertumbuhan ekonomi. Hal ini dikarenakan semakin optimalnya accessibility dan amenity suatu wisata halal maka akan meningkatkan kunjungan wisatawan dan pada akhirnya berdampak pada pertumbuhan ekonomi masyarakat.  Pada penelitian ini hanya berfokus pada faktor accessibility dan amenity terhadap pertumbuhan ekonomi, sehingga penelitian selanjutnya agar menambah faktor lain yang mendukung dalam pengembangan pariwisata halal untuk memaksimalkan hasil studi.
PENGARUH RELIGIUSITAS, PENGETAHUAN DAN KESADARAN HALAL TERHADAP MINAT BELI SUNSCREEN AZARINE PADA GEN-Z DI SURABAYA Anwar, Lukman Hakim; Anwar, Moch khoirul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 3 (2024): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n3.p90-101

Abstract

This study aims to determine and analyze the influence of halal knowledge, halal awareness and religiosity on Azarine sunscreen products on Generation Z in Surabaya. This study is a quantitative research method with the approach of the spread of questionnaires with statements that refer to the indicators. Research samples were taken by purposive sampling technique. The collected data was tested using data instrument tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The results of the study indicate that halal knowledge has an influence on the purchase interest of Azarine sunscreen products. Religiosity also has an impact on the purchase interest of Azarine sunscreen products. Meanwhile, halal awareness does not influence the purchase interest of Azarine sunscreen products. Simultaneously, halal knowledge, halal awareness, and religiosity affect purchase interest. The implications of these findings provide important insights for companies in designing more targeted marketing strategies for Generation Z, particularly in Surabaya, who consider halal knowledge and religiosity in their product purchase decisions.
MANAJEMEN KEUANGAN SEKOLAH DI SMAN 1 WRINGINANOM KABUPATEN GRESIK DAN SMA TRIMURTI KOTA SURABAYA Anwar, Mochamad Khoirul; Soleh, Muhamad; Wardoyo, Dewie Tri Wijayati; Khamidi, Amrozi; Trihantoyo, Syunu; Haq, Mohammad Syahidul
JURNAL EDUCATION AND DEVELOPMENT Vol 13 No 1 (2025): Vol 13 No 2 Mei 2025
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/ed.v13i1.7163

Abstract

SMA Negeri 1 Wringinanom maupun SMA Trimurti memiliki sumber pendanaannya masing-masing dan kedua lembaga ini memiliki perbedaan dalam manajemen keuangan sekolah karena kedua sekolah ini walaupun berada di jenjang yang sama yaitu SMA tapi keduanya berbeda secara status. SMA Trimurti merupakan SMA swasta dan berada dibawah naungan yayasan sementara SMA Negeri 1 Wringinanom merupakan SMA Negeri dan berada dibawah naungan pemerintah. Tujuan dari penelitian ini adalah untuk mengetahui pelaksanaan fungsi-fungsi manajemen keuangan di sekolah dan dampaknya terhadap kualitas pendidikan. Metode penelitian yang digunakan adalah penelitian kualitatif. Teknik pengumpulan data menggunakan wawancara, observasi, dan studi dokumentasi. Hasil penelitiannya baik SMA Negeri 1 Wringinanom maupun SMA Trimurti telah melaksanakan fungsi-fungsi manajemen keuangan dengan baik mulai dari perencanaan, pengalokasian, pengendalian, pemeriksaan, dan pelaporan dan berdampak pada kualitas pendidikan masing-masing lembaga.
The Effect of Wadiah Savings and Problem Financing (NPF) in the 'Precise Sharia Financing' Product on the Profitability Level of PT. Bank BTPN Syariah Tbk for the Period 2015 - 2023: Pengaruh Tabungan Wadiah dan Pembiayaan Bermasalah (NPF) Pada Produk ‘Tepat Pembiayaan Syariah’ Terhadap Tingkat Profitabilitas PT. Bank BTPN Syariah Tbk Periode 2015 - 2023 Dewi, Aulia Siska Puspita; Moch Khoirul Anwar; Maryam Bte Badrul Munir
Perisai : Islamic Banking and Finance Journal Vol. 8 No. 2 (2024): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i2.1746

Abstract

This study aims to empirically examine the effect of wadi'ah savings and non-performing financing (NPF) on profitability (ROA) in the Precise Syariah Financing product at PT Bank BTPN Syariah during the period 2015 - 2023. Using an associative quantitative approach. The study conducted by researchers using secondary data derived from BTPN Syariah quarterly financial statements for the period 2015 - 2023. The data analysis technique used multiple linear regression analysis through Eviews 12 as a data processing tool. The study results showed that an increase in wadi'ah savings significantly positively contributed to an increase in ROA, while an increase in NPF had a significant negative effect. The regression model developed was able to explain 71.15% of ROA variability. This finding explains that an increase in wadi'ah savings tends to increase profitability, while an increase in NPF tends to decrease the level of profitability of BTPN Syariah. The implication is that banking management needs to focus on managing the increase in wadi'ah savings and improving the quality of financing to increase profitability. This study provides important insights for Islamic banking management in optimizing financial performance, especially in the context of the Tepat Pembiayaan Syariah product and contributes to the literature on factors affecting the profitability of Islamic banks in Indonesia. This study contributes to the Islamic banking literature, but has limitations in terms of the research period and variables used. Future research is expected to expand the scope of variables and periods in the study to obtain generalized results.
PENINGKATAN SOSIOEKONOMI MASYARAKAT MELALUI PELATIHAN DISPLAY TOKO BAGI GALERI UMKM TP PKK KABUPATEN LUMAJANG Fahrullah,; yasin, ach .; Ridlwan, Ajib; Fikriyah, Khusnul; Indrarini, Rachma; Anwar, Moch. Khoirul
Abimanyu : Jornal of Community Engagement Vol 4 No 1 (2023): February 2023
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/abi.v4n1.p25-32

Abstract

Micro, Small and Medium Enterprises or commonly called UMKM is one of the driving wheels of the economy in Indonesia, especially in Lumajang district. The increasing number of MSMEs from year to year shows that the majority of people in Lumajang are starting to wish to create their own business. However, the obstacle that is often faced by business actors in Lumajang is their lack of ability to distribute their products. Low knowledge about product displays is a problem and has an impact on low product value and is less desirable. To overcome this, product display training is carried out. The method used is training delivered offline. The result of this activity is an increase in the participants' knowledge and ability to display products. This is known from the responses of the participants to the questionnaire given which showed the results that all participants agreed that the material provided was useful and had an impact on increasing the participants' knowledge.
Analisis Analisis Kinerja Bank BTPN Syariah Periode 2021 – 2023 Menggunakan Metode Indeks Maqashid Syariah Akbar Budi Sampurno; Moch Khoirul Anwar; Maryam Bte Badrul Munir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.5368

Abstract

The aim of this research is to determine the performance of BTPN Syariah bank from 2021 to 2023 using the maqashid sharia index method. The instrument for assessing the performance of sharia banks is the maqashid sharia index which measures the success of a business based on the benefits provided to the wider community. This research uses a quantitative methodology with a descriptive approach, utilizing data sources originating from the annual financial reports of BTPN Syariah bank. Research findings show that the value of the maqashid sharia index on the performance of BTPN Syariah bank has fluctuated. This shows that the performance of BTPN Syariah bank in 2021–2023 is not as good as expected in fulfilling maqashid sharia objectives. The decline in the maqashid sharia index ratio value is currently the cause of the performance of BTPN Syariah bank. Additionally, certain ratios, such as reasonable profits and personal income, cannot be calculated. This is because BTPN Syariah bank does not manage zakat funds and does not apply the PER ratio in the financial audit system in its annual financial reports.
Co-Authors Ach. Yasin Achmad Syaiful Nizar Achmad Syaiful Nizar, Achmad Syaiful ADAM DAMANHURI Adi Soeprijanto Adi Soeprijanto Agita, Ghea Ahmad Ajib Ridlwan Ahmad Nurdjayanto Akbar Budi Sampurno Alfisyah, Karina Dewi Amaniatus Safina Amelinda, Tiara Novia Amrozi Khamidi Anang Kistyanto Anis Setyowati Anwar, Lukman Hakim Arasyi Fahrulloh Arilia, Linawati A’rasy Fahrullah Badrul Munir, Maryam Bte Cantik Siska Anggraeni Clarashinta Canggih Dewi, Aulia Siska Puspita Dewie Trie Wijayati Dita Lestari Eka Hendi Andriansyah Fahmi, Moh Farih Fahmi, Moh. Farih Fahrullah, Faiq, Muhammad Ammar Farhana, Nora Farita Fayza Karunia Asadanie Febrianto, Nur Fitroh Fira Nurafini Gigih Yoga Pratama Hariyati Hasib, Abd. Hediana, Demara Hendry Cahyono Hidayat, Moch Amrizal Hidayatulloh, Rizky Hujjatullah Fazlurrahman Islamiyati, Dina Ismawati, Yuliana Iwan Vanany Iwan Vanany Izza Malika Nusrodiniyah Khasanah, Irodatul Khoirun Khusnul Fikriyah Kiki Fitrian Wulandari Lilik Fatmawati Lilik Fatmawati, Lilik Lilla Alfira Litania Nesesita Mahmuda, Rifaatul Mariroh, Silvi Mata'atul Maryam Bte Badrul Munir Maryam Bte Badrul Munir Megawati, Rahayu Meivin Ilhaniyah , Syelin Rosalina Moh Farih Fahmi Moh Farih Fahmi Moh. Danang Bahtiar Mohammad Syahidul Haq Mohammad, Dhanisyah Mohd Noh, Mohd Shahid Bin Muhamad Soleh Muhammad Fajar Wahyudi Rahman Muhammad Hasan Muzaki Muhammad Rizky Irza Fachruddin Muharromah, Gabriele Lailatul Muzayyanah, Apriliani Novari, Ardelia Ria Nuha, Buja Lizammin Nur Fitroh Febrianto Nurul Kumala, Firza Oktavia Prabowo, Prayudi Setiawan Putri, Sayyidah Rachma Indrarini Rachmad Syaifudin Rachmawati, Shafiya Aurelia Rahayu, Dea Putri Rahmad Syaifudin Ridlwan, Ajib Rohmatul Laili, Wakhidah Nur Saputra, Hendrik Sari, Febriana Fitria Sholichah, Wildatus Siska Petridila Sri Abidah Suryaningsih Suharto, Aisyiatus Shahiyah Susanti Susanti Susi Handayani Syahadatina, Dini TRIHANTOYO, SYUNU Utami, Danita Astri Wahyu Adi Nugroho Wakhidah Nur Rohmatul Laili Wildatus Sholichah Wulan Daru, Nadia yasin, ach . Yunitasari, Vivi Zafira, Amara Rida Zuhria, Amina Tuz Zulfa, Fina Lailiz