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Pengaruh Sukuk Korporasi Terhadap Pertumbuhan Ekonomi Di Indonesia Tahun 2015 – 2022 Maryam Batubara; Rahmah Nur Dongoran; Inayatul Widad Nasution
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).14635

Abstract

Tujuan dari penelitian ini adalah untuk memahami dampak tanggung jawab sosial perusahaan terhadap pertumbuhan ekonomi Indonesia. Penelitian ini menggunakan satu variabel independen yaitu sukuk korporasi dan satu variabel dependen yaitu pertumbuhan ekonomi. Data yang digunakan dalam penelitian ini berasal dari Otoritas Jasa Keuangan (OJK) dan Badan Pusat Statistik (BPS) dan berkaitan dengan pertumbuhan perekonomian nasional dan inflasi selama beberapa tahun terakhir. secara spesifik data mencakup tahun 2015 hingga 2022 dan diinterpolasi menggunakan 32 titik data dengan menggunakan teknik sampling dengan menggunakan sampling jenuh yaitu seluruh data pada tahun 2015 hingga 2022. Metode analisis data yang digunakan adalah analisis kuantitatif dengan menggunakan data orde kedua. Hasil penelitian pertama perlu diketahui apakah persentase varian yang disebabkan oleh variabel independen relatif terhadap variabel dependen minimal 66,1%. Hasil yang signifikan sebesar 33,9% berasal dari variabel selain penelitian ini dan nilai T-value kurang dari 0,05. Pengamatan ini dapat digunakan pada skenario pertama, dimana pasar saham korporasi secara simultan mempunyai dampak signifikan dan positif terhadap pertumbuhan ekonomi Indonesia. Limitasi penelitian ini dari metode pengambilan sampel: dengan menggunakan sampel jenuh (semua data dari tahun 2015 hingga 2022), pengambilan sampel mungkin memiliki kelemahan tertentu dalam populasi dan generalisasi hasil, Variabel Lain yang Tidak Dipertimbangkan: ada kemungkinan penelitian ini tidak sepenuhnya memperhitungkan semua faktor yang dapat mempengaruhi hubungan antara obligasi korporasi dan pertumbuhan ekonomi, seperti faktor eksternal atau variabel kontrol potensial.
Pengaruh Investasi Terhadap Pertumbuhan Tenaga Kerja dalam Perspektif Ekonomi Makro Syariah Siti Khodijah Harahap; Zainuddin Harahap; Maryam Batubara
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).14824

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh investasi terhadap pertumbuhan tenaga kerja dalam perspektif makro syariah. Investasi memiliki peran penting dalam mendorong pertumbuhan ekonomi dan penciptaan lapangan kerja. Namun, dalam konteks ekonomi makro syariah, investasi juga harus memperhatikan prinsip Islam yang meliputi keadilan, keberlanjutan, dan kesetaraan aktivitas ekonomi. Dalam penelitian ini, kami melakukan tinjauan literatur terhadap studi yang relevan mengenai pengaruh investasi terhadap pertumbuhan tenaga kerja dalam perspektif makro syariah. Hasil tinjauan literatur menunjukkan bahwa investasi yang berbasis prinsip ekonomi Islam, seperti investasi sektor keuangan syariah, perbankan syariah, dan sektor riil yang halal dan beretika, memiliki potensi meningkatkan pertumbuhan tenaga kerja yang adil dan berkelanjutan. Temuan-temuan ini menunjukkan bahwa investasi syariah dapat menciptakan kesempatan kerja baru, mengembangkan keterampilan tenaga kerja, serta mendorong inklusi keuangan dalam rangka mencapai pertumbuhan ekonomi yang sejalan dengan prinsip ekonomi makro syariah. Hasil penelitian diketahui bahwa nilai koefisien determinasi R Square (R²) sebesar 0,029 yang berarti bahwa perubahan yang terjadi pada variabel terikat dapat dijelaskan oleh variabel bebas sebesar 2,9%, sedangkan sisanya 97,1% dijelaskan oleh variabel lain di luar variabel yang diteliti. Ini mengandung arti bahwa perubahan pertumbuhan yang terjadi pada tenaga kerja 2,9% secara simultan dipengaruhi oleh faktor investasi. Kemudian sisanya 97,1% dipengaruhi oleh faktor lain. Limitasi pada penelitian yaitu hanya menggunakan data yang di batasi pada data tahun 2013-2022 dan ada kemungkin dalam penelitian ini tidak sepenuhnya mempertimbangkan semua faktor yang mempengaruhi investasi terhadap tenaga kerja.
CAUSALITY ANALYSIS BETWEEN INFLATION, JUB, SBIS, PUAS AND SBSN USING COINTEGRATION AND GRANGER CAUSALITY APPROACH Zainal Arifin Siregar; M. Ridwan; Maryam Batubara
Jurnal Akuntansi dan Pajak Vol 23, No 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i2.7151

Abstract

Inflation , the Money Supply (JUB) has been widely discussed and researched by previous researchers, the results from previous studies indicate a gap from the results of each research, in this study the researchers added the variable Bank Indonesia Sharia Certificate (SBIS) , Sharia Interbank Money Market (PUAS) and State Sharia Securities (SBSN) as sharia monetary policy which is also related to the variables of Inflation and the Money Supply (JUB) . The purpose of this study is to determine the long and short-term relationship between variables as well as to determine the direction of the relationship between variables. This research is a quantitative study, using secondary data based on monthly data from 2015 to 2020. The analysis used in this study uses cointegration analysis (long-term relationship) and Granger causality (direction of relationship between variables). The results of this study indicate that in the long term inflation has a positive and significant effect on the JUB variable and a negative and significant effect on the SBIS and SBSN variables while the PUAS variable has an insignificant effect. In the short term, inflation in the previous period had a negative and significant effect on current inflation, SBIS and SBSN while JUB and PUAS had an insignificant and insignificant effect. The previous JUB had a negative and significant effect on the current JUB, SBIS and SBSN variables, while the inflation variable had a positive and significant effect, while the PUAS variable had an insignificant effect. PUAS in the previous period had a negative and significant effect on the current PUAS and SBSN variables, while the Inflation, JUB and SBIS variables had no significant effect. The previous period SBIS had a negative and significant effect on the inflation and JUB variables, while the PUAS, current SBIS and SBSN variables had no significant effect. The previous period SBSN had a negative and significant effect on the inflation variable, current JUB and SBSN, while the PUAS and SBIS variables had no significant effect. In the Granger causality test there is a unidirectional relationship between SBIS and inflation, there is a unidirectional relationship between inflation and SBSN, there is a unidirectional relationship between JUB and PUAS, there is a unidirectional relationship between JUB and SBSN, PUAS and SBIS have a two-way relationship, SBSN has a unidirectional relationship with PUAS and SBSN have a unidirectional relationship with SBIS.
ANALISIS VALUASI SAHAM SYARIAH SEKTOR BATUBARA MENGGUNAKAN METODE FCFE DAN RELATIVE VALUATION DIMASA PANDEMI COVID-19 YANG TERDAFTAR DI ISSI Rusdi Riduan Pulungan; Maryam Batubara; Nur Ahmadi Bi Rahmani
Jurnal Akuntansi dan Pajak Vol 23, No 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i2.7150

Abstract

In stock investing, various market sentiments, both negative and positive, come one after another to make the performance of stocks fluctuate more regardless of their own fundamental factors, both in crisis situations and in conducive market conditions it is very important for investors to know the intrinsic value of a stock in order to make the right decision in choosing stocks, and make decisions when to buy, hold or sell. This study aims to determine the intriguing value of coal sector stocks listed on the Indonesian Sharia Stock Index (ISSI) using the FCFE and Relative Valuation methods. This research uses fundamental analysis methods with a quantitative descriptive approach. The results of this study are known that the calculation results of the FCFE method when compared to the price on December 31, 2021, HRUM shares are still Undervalued at Rp. 12,389. Furthermore, the shares are still undervalued at Rp. 55,112. Then BOSS shares are still undervalued at Rp. 102. Then the calculation results using the Relative Valuation method are calculated with the P/E Ratio of HRUM shares already Overvalued Rp. 846. Furthermore, BSSR shares are still undervalued at Rp. 12,748. Finally, BOSS shares have been overvalued at Rp.-1,349 or Rp. 50. When calculated by PBV (price to Book Value) HRUM shares of Rp. 1,928 are overvalued, then BSSR shares of Rp. 3,918 are overvalued, and BOSS shares of Rp. -157 or Rp. 50 are overvalued.
KEBIJAKAN FISKAL DALAM PERSPEKTIF ISLAM Maryam Batubara; Dea Sarah Sati Hana’an
JURNAL ILMIAH EDUNOMIKA Vol 7, No 2 (2023): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i2.9987

Abstract

Fiscal policy is a policy that has strategies and rules carried out by the government to maintain state revenues and expenditures to remain stable so that the state can encourage economic development. Fiscal policy can affect a country's economy through changes in government revenues and expenditures that have been set in the state budget. In Islamic economics, fiscal policy is one of the tools to achieve the welfare of humanity as a whole. Basically, fiscal policy in Islamic and modern economics has differences in achieving prosperity. This research method uses literature studies. The results of this discussion show that fiscal policy in the Islma economy is expected to carry out the functions of allocation, distribution and stabilization within a country, in addition to budget income can be managed through Baitul Mal.
Faktor-Faktor Yang Mempengaruhi Penggunaan Mobile Banking Syariah Dengan Pendekatan Theory Of Planned Behavior Pada Mahasiswa Perbankan Syariah UIN Sumatera Utara Safa Maisyarah Siregar; Maryam Batubara; Nurul Inayah
Ecobankers : Journal of Economy and Banking Vol 4 No 2 (2023): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dengan pendekatan Theory of Planned Behaviour yang mempertimbangkan ciri-ciri sikap, norma subyektif, dan persepsi kontrol perilaku, riset ini bermaksud untuk menyelidiki variabel-variabel yang mempengaruhi minat konsumen dalam memilih untuk menggunakan Mobile Banking Bank Syariah. Teknik kuantitatif digunakan dalam studi semacam ini. Mahasiswa UIN Sumatera Utara Angkatan 2018 yang mengambil jurusan Perbankan Syariah menjadi populasi dan sampel riset ini. Sikap, norma subyektif, persepsi kontrol perilaku, dan keinginan dalam memanfaatkan mobile banking syariah merupakan faktor-faktor yang dipakai dalam riset ini. Data sekunder digunakan sebagai sumber data. teknik pengumpulan data melalui kuesioner. Sampel yang dipakai yakni 45 responden yang menggunakan mobile banking syariah. Dengan bantuan program SPSS versi 25 digunakan teknik analisis data sebagai berikut: analisis deskriptif, uji validitas, uji reliabilitas, uji asumsi klasik, uji hipotesis, dan uji regresi linier berganda. Temuan riset memperlihatkan bahwa (1) minat memanfaatkan mobile banking syariah secara signifikan dipengaruhi oleh variabel sikap. (2) Niat menggunakan mobile banking syariah tidak dipengaruhi secara signifikan oleh variabel norma subyektif. (3) Keinginan mengadopsi mobile banking syariah dipengaruhi secara signifikan oleh variabel perceived behavioral control. (4) Faktor sikap, standar subjektif, dan persepsi kontrol perilaku berpengaruh terhadap keinginan pengguna dalam memanfaatkan mobile banking syariah.
Peran Agen Asuransi di Era Digital dalam Pemasaran Produk Asuransi Muhammad Fauzan; Maryam Batubara
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.7471

Abstract

This article will discuss the impact of technological advances on the insurance industry. Digital insurance is a type of insurance that can be purchased online, which makes it easier to obtain insurance without using an intermediary. All previously traditional insurance purchasing processes can now be completed online at any time and from any location as long as you have an internet connection. Nowadays, various digital insurance options are also accessible, including online life insurance offered by insurance companies, travel insurance, car insurance, health insurance, and accident insurance. Apart from being purchased online, buyers will receive their insurance policy in digital format, which is usually called an electronic policy. Usually, online insurance policies. The claim procedure can also be completed online. When compared to traditional insurance promoted by marketers, digital insurance is generally not much different. For those of you who want to start trying to get protection, digital insurance offers a number of benefits that are worth considering.
PENGARUH PENDAPATAN PREMI, HASIL INVESTASI DAN KLAIM TERHADAP LABA PADA PT ASURANSI MULTI ARTHA GUNA TBK (AMAG) Amalia Ramadhani Suci Ardi; Maryam Batubara; Muhammad Ikhsan Harahap
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 5 No. 2 (2022)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v5i2.3170

Abstract

This study aims to determine the effect of the independent variables, namely premium income, investment returns and claims on the dependent variable, namely profits at PT Insurance Multi Artha Guna Tbk (AMAG). This study uses a quantitative methods and the data used are secondary data in the form of annual financial reports starting from 2012-2021 (last 10 years). This study uses the Eviews 10 data processing application with multiple linear regression analysis techniques. The results of this study indicate that premium income partially has a negative and insignificant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG), investment returns partially have a positive and significant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG) and claims in general partial negative and insignificant effect on profit at PT Insurance Multi Artha Guna Tbk (AMAG). Premium income, investment returns and claims simultaneously have a significant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG). Based on the coefficient of determination, profits at PT Insurance Multi Artha Guna Tbk (AMAG) is influenced by premium income, investment returns and claims of 75,8195% and the remaining 24,1805% is influenced by other factors.
Pertumbuhan Ekonomi di Negara-negara Muslim Asia Tenggara Menurut Perspektif Ekonomi Islam (Studi Kasus Indonesia dan Malaysia) Badrun Nisa; M. Ridwan; Maryam Batubara
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.9665

Abstract

This study aims to identify and analyze economic growth in Southeast Asian Muslim countries from an Islamic economic perspective (case studies of Indonesia and Malaysia). This type of research is causal associative. The population for this study is Indonesia and Malaysia. The population in this study is all data on the development of foreign investment, exports, inflation and exchange rates and GDP data in Indonesia and Malaysia in 2006-2021. so that the number of samples used is 32 sample data. Methods of data analysis using multiple linear regression. The results showed that exports and inflation had a partial effect on profit growth, while foreign investment and exchange rates had no effect on economic growth in Indonesia and Malaysia. Foreign Investment, Exports, inflation and exchange rates simultaneously influence Economic Growth in Indonesia and Malaysia from an Islamic perspective. From the analysis of the Islamic economic perspective, it can be concluded that in order to realize economic growth for the community, the objectives and facilities used must be in accordance with sharia values and principles based on the Al Quran and Sunnah. Islamic expenditure theory uses principles taken from Al-Qawaid Al-Fiqhiyyah in order to avoid potential spending inefficiencies, as well as Islamic consumption norms.
Analisis Dampak Digitalisasi Terhadap Pertumbuhan Ekonomi UMKM di Indonesia Arya Neta Adinda Jambak; Fahmi Fauzi; Maryam Batubara
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 4 (2026): April
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i4.9439

Abstract

Digitalization has become element important in increase Power competitiveness of Micro , Small and Medium Enterprises (MSMEs) in Indonesia, especially in context the global economy is getting stronger connected . Research This aiming ror explore impact digitalization to growth MSME economy, including improvement market access, efficiency operational, and access to financing alternative through technology finance (fintech). Although digitalization offer Lots opportunities, MSMEs also face challenge like limitations access to technology, low digital literacy, lack of support from government, and concerns to data security With analyze relevant literature, research​ This give outlook about potential and obstacles faced by MSMEs in the digital transformation process. It is hoped that results study This can become reference for maker policies and actors business in formulate a better strategy effective For utilise digitalization as tool For increase growth economy in Indonesia Digitalisasi telah menjadi elemen penting dalam meningkatkan daya saing Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia, terutama dalam konteks perekonomian global yang semakin terhubung. Penelitian ini bertujuan untuk mengeksplorasi dampak digitalisasi terhadap pertumbuhan ekonomi UMKM, termasuk peningkatan akses pasar, efisiensi operasional, dan akses terhadap pembiayaan alternatif melalui teknologi keuangan (fintech). Meskipun digitalisasi menawarkan banyak peluang, UMKM juga menghadapi tantangan seperti keterbatasan akses terhadap teknologi, rendahnya literasi digital, kurangnya dukungan dari pemerintah, dan kekhawatiran terhadap keamanan data. Dengan menganalisis literatur yang relevan, penelitian ini memberikan wawasan tentang potensi dan kendala yang dihadapi UMKM dalam proses transformasi digital. Diharapkan hasil penelitian ini dapat menjadi referensi bagi pembuat kebijakan dan pelaku usaha dalam merumuskan strategi yang lebih efektif untuk memanfaatkan digitalisasi sebagai alat untuk meningkatkan pertumbuhan ekonomi di Indonesia.
Co-Authors Abdurrozzaq Ismail Aldy Fauzan Amalia Ramadhani Suci Ardi Anas Zahir Almasri Andrian Syahputra Annisa Lestari Ritonga Annisa Ul Husna Ardina Khoirunnisa Harahap Arya Neta Adinda Jambak Assyfa Urrahman Astri Sri Rezeki Harahap Awaluddin Rambe Azra Afwandy Badrun Nisa Bambang Suriadi Dea Rahma Novita Dea Sarah Sati Hana’an Dinda Nada Nabiilah Dwiki Wardana Syah Ella Sriwahyuningih Elsa Hafe Eza Lubis Evan Hamdani Fadhillah Insani Fahmi Fauzi Fathur Rahman Febri Andriawan Purba Febriyani Natari Manik Hafizah Mahira Nasution Hamdani Harahap, Muhammad Ikhsan Ika Darma Yuni Ilham Akbar Lubis Ilham Habibi Lubis Imam Aldino Inayatul Widad Nasution Indah Purnama Sari Ismi Nujaima Jannah, Nurul Juliana Nasution Khairani Ritonga Luthfiah Nazmi M. Fikri Haikal M. Harry Pranata M. Imam Muslim Nasution M. Iqbal Suharno M. Ridwan Mahlia Putri Maisaroh Maisaroh Marwiyah Siregar Masnum Rambe Miftah Rizki Addin Hrp Muhammad Arif Muhammad Arif Muhammad Azizi Akbar Lubis Muhammad Fauzan Muhammad Idris Nasution Muhammad Syahbudi Muhammad Yunus Lubis Nadira Paramita Nadzira Putri Andani Nastiti . Nur Ahmadi Bi Rahmani Nuraisah Nuraisah Nurhasanah Siregar Nuri Aslami Nurul Hasanah Nurul Hasanah Nasution Nurul Inayah Purnama Rahmadhani Silalahi Putri Filza Salsabila Surbakti Rahmah Nur Dongoran Rahmi Syahriza Raisa Aulia Rahma Reydina Pasya Amanda Riza Saharah Piliyang Rizka Amalia Lubis Rizkie Ragilita Rizkika Yulika Rizky Aulia Lubis Rusdi Riduan Pulungan Ryan Hidayat Safa Maisyarah Siregar Salsabila Rambe Siregar, Zainal Arifin Siti Khodijah Harahap Tambunan, Khairina Taufik Arnanda Marpaung Tengku Alfi Syahrin Thasya Virdinia Tria Rizki Maulia Wahyu Syarvina Yeprian Aji Ratukarangga Yusrizal Zainuddin Harahap