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All Journal Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JABE (Journal of Applied Business and Economic) Journal of Humanities and Social Studies Syarikat : Jurnal Rumpun Ekonomi Syariah EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Community Development Journal: Jurnal Pengabdian Masyarakat JURMA : Jurnal Program Mahasiswa Kreatif Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Quantitative Economics and Management Studies Jurnal Akuntansi AKTIVA INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal Minfo Polgan (JMP) Jurnal Ekonomi Syariah dan Bisnis Economic Reviews Journal Mumtaz : Jurnal Ekonomi dan Bisnis Islam Islam Realitas: Journal of Islamic and Social Studies Asian Journal of Applied Business and Management (AJABM) Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research Mimbar Administrasi Ecobankers : Journal of Economy and Banking Jurnal Ekonomi, Manajemen, Akuntansi Scripta Economica: Journal of Economics, Management, and Accounting Nomico JRTI (Jurnal Riset Tindakan Indonesia) Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA)
Maryam Batubara
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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THE EFFECT OF THE PRO-ISRAEL FOOD AND BEVERAGES (F&B) BOYCOTT MOVEMENT ON THE INCREASE IN SALES OF MUSLIM MSMES IN NORTH SUMATRA Muhammad Azizi Akbar Lubis; Maryam Batubara; Nur Ahmadi Bi Rahmani
SOSIOEDUKASI Vol 14 No 3 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i3.6103

Abstract

Boikot produk-produk afiliasi Israel memiliki dampak yang signifikan terhadap perilaku konsumen, terutama di sektor makanan dan minuman. Orang-orang beralih ke produk lokal dan mencari alternatif serupa, sehingga membantu mendorong pengembangan UMKM. Penelitian ini bertujuan untuk menguji pengaruh boikot, inovasi produk, dan promosi terhadap peningkatan penjualan UMKM. Responden penelitian ini adalah 100 UMKM makanan dan minuman di Sumatera Utara. Analisis data menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa boikot dan inovasi produk memainkan peran penting dalam meningkatkan penjualan UMKM, didukung oleh preferensi konsumen terhadap produk lokal dan kemampuan UMKM untuk berinovasi. Di sisi lain, promosi tidak memiliki pengaruh yang signifikan. Secara simultan, ketiga variabel berkontribusi pada peningkatan penjualan. Penelitian ini menegaskan bahwa boikot dan inovasi produk efektif dalam meningkatkan penjualan, sementara strategi promosi masih perlu ditingkatkan, serta memperkaya literatur tentang strategi pemasaran UMKM dalam konteks boikot dan digitalisasi bisnis.
Analysis of the existence of PUD. Markets and Levies on Merchants' Welfare (Case Study of Petisah Market in Medan City) Masnum Rambe; Maryam Batubara
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.571

Abstract

PUD. is a market that sells various types of products in one area. Initially, the existence of PUD.s market has a positive impact in term of social and economic for market traders. However, currently it has a negative impact on the economy. The problem studied is how the existence of PUD is. Markets and levies on the welfare of traders at the Petisah Market in Medan. In this phenomenon, the authors are interested in researching the analysis of the existence of PUD. Markets and Levies on the Welfare of Petisah Market Traders. In this case the management of PUD. Markets and levies are very important to improve welfare in the division market, with the creation of a prosperous market many people prefer this market. This research method uses qualitative research methods, namely in the form of written or spoken words from people and actors that can be observed. This data was obtained from literature studies, interviews and observations to determine the existence of Medan city petisah market traders.
Analysis of the Application of Management Control System for Fiduciary Installment Credit (KREASI) at PT Pegadaian Medan City Region Maryam Batubara; Purnama Rahmadhani Silalahi; Marwiyah Siregar; Ella Sriwahyuningih
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 1 (2022): Januari
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i1.417

Abstract

Management control system is a system used to influence its members to implement strategies efficiently and effectively in order to achieve organizational goals. The purpose of this study was to determine how the implementation of the management control system at PT Pegadaian Medan City Region. PT. Pawnshops also require a control in order to achieve the company's overall goals. This control is preventive and repressive control. To achieve this goal requires a good management control system so that the credit is not problematic. The purpose of this study is the application of a management control system for the distribution of Fiduciary Installment Loans (KREASI) at PT Pegadaian Manado City Region. The analytical method used is descriptive analysis. The results of the analysis show that the process of providing Installment Loans for the Fiduciary System (KREASI), at PT. The Manado Regional Pawnshop has been carried out well by competent employees in their respective fields who have high honesty and dedication in carrying out their duties. Separation of duties has also been carried out well in each process of providing Fiduciary Installment Loans (KREASI), at PT. Manado Regional Pawnshop. PT Pegadaian Manado Region has implemented proper authorization procedures in all processes of providing Fiduciary Installment Loans (KREASI), namely at the time of the mortgage loan application process, the authorized officer is the estimator, during the pawn credit analysis process the authorized officer to analyze credit is the Power of Attorney Credit (KPK), during the credit withdrawal process the authorized officer is the cashier, while for the monitoring process the officer authorized to carry out supervision is the branch head
Company Performance Improvement Strategy Through Human Resource Management And Job Satisfaction And Its Impact On Employee Productivity Bambang Suriadi; Maryam Batubara
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 4 (2022): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i4.840

Abstract

One of the key issues in a company's success in achieving its vision and mission is the quality of Human Resources (HR). The Objektive of this study is to determine the importance of human resource management strategies and job satisfaction that has an impact the productivity of employees. 1. In this research, we observed the appliedship Human Resources on management of PT. Padasa Enam Utama Kebun Teluk Dalam), Based on target and its operation, 2. In this research, we prepare questionaire for our respondents which will be interviewed and the outcome will be used for the analysis on the achievement in company’s performance is probability the corporate productivity. 3. It can be identified what strategy does the company to achieve its vision and mission. 4. It can be concluded that the quality of human resources need to be improved the target on the company's performance from the point of the current performance
Family Hope Program Strategy in Improving the Welfare of the Mandalling Natal Community (Case Study: Social Service Mandalling Natal) Maisaroh Maisaroh; Maryam Batubara
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 4 (2022): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i4.965

Abstract

Education is the process of influencing learnes to adapt to the environment and can bring about changes in borth within and within the community. However, the scarcity of economics precludes schooling and even dropouts because they help families make ends meet. The study aims to know the implementation of policies and obstacles in the hope family program The study employs qualitative methods in which it is descriptive that give a clear picture of the problem at hand. Data collection techniques through interviews to informants who know information about the implementation of PKH policy, literature studies, observation, and documentation to support the results of the interview. The study shows tha the implementation of executive policy PKH has been seen from the few factors which are standard and target policy, human reseources and money reseources, executive agent PKH characteristics assist the recipient well, executive organization communication is well established, the social, economic, and political environment supports PKH. The study is based on the fact that the economic growth in the country will be affected mainly by education, with the existence of so- called debtors, it is possible to send their children to school even if there is a problem.
Analisis Hak Atas Tanah Sebagai Sarana Dalam Penanaman Modal Taufik Arnanda Marpaung; Maryam Batubara
Jurnal Minfo Polgan Vol. 12 No. 2 (2023): Artikel Penelitian 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v12i2.13390

Abstract

Tujuan dari studi ini adalah untuk memahami peran insentif dalam pelaksanaan layanan, khususnya layanan yang penting dalam konteks investasi. Dalam hal ini, ditegaskan bahwa peraturan yang jelas yang belum tercakup dalam peraturan perundang-undangan yang berlaku saat ini harus ditetapkan oleh pemerintah terkait dengan fasilitas dan penjaminan penanaman modal. Pelayanan terkait hak atas tanah bagi investor diatur oleh UU Penanaman Modal dan UU Pokok Agraria. Penelitian normatif yang menggunakan perspektif hukum dan konseptual merupakan metodologi penelitian yang digunakan. Pemahaman terhadap ide-ide hak atas tanah sangatlah penting, terutama yang berkaitan dengan Hak Guna Usaha, Hak Guna Bangunan, dan Hak Pakai, karena hal-hal tersebut mencakup berbagai peraturan yang diamanatkan secara hukum. Karena penulis berfokus pada hubungan antara peraturan hukum yang relevan dengan hukum hukum yang terkait dengan sarana investasi, maka penelitian analisis doktrinal adalah jenis penelitian yang diterapkan. Pendekatan masalah terdiri dari dua pendekatan utama: pendekatan perundang-undangan yang mencermati seluruh peraturan perundang-undangan yang berkaitan dengan permasalahan hukum, dan pendekatan konseptual yang mengacu pada doktrin dan sudut pandang ilmu hukum untuk mengidentifikasi gagasan dan konsep hukum yang relevan dengan permasalahan yang dihadapi.
Analisis Pengelolaan Aset Pada Badan Keuangan Dan Aset Daerah Kabupaten Deli Serdang Riza Saharah Piliyang; Maryam Batubara
Jurnal Minfo Polgan Vol. 12 No. 2 (2023): Artikel Penelitian 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v12i2.13415

Abstract

Tujuan dari Penelitian ini adalah untuk menganalisis pengelolaan aset pada Badan Keuangan dan Aset Daerah (BKAD) Kabupaten Deli Serdang. Permasalahan dalam penelitian ini adalah pada tata kelola yang masih buruk dan penyimpanan serta pemanfaatan aset yang kurang optimal masih ada atau tidak yang dimanfaatkan dengan baik. Dan prosedur pelaksanaan pada pengelolaan aset daerah yang ada saat ini tidak sesuai dengan peraturan. Demikianlah pengelolaan aset Badan Keuangan dan Aset Daerah (BKAD) Kabupaten Deli Serdang, agar dapat lebih melaksanaan tata tertib penggunaan dan pengembangan barang milik daerah sesuai dengan ketentuan aturan yang berlaku. Dan kepada seluruh pegawai Kabupaten Deli Serdang agar secara rutin melatih pegawainya untuk mengembangkan pengenalan dan penggunaan produk barang tersebut dapat sesuai dengan peraturan yang telah dikeluarkan oleh pemerintah. Metode penelitian ini menggunakan teknik metode kualitatif.
Fiqh Muamalah and Sharia Marketing Strategy: Value Integration for Optimizing Emotional and Commercial Markets Islamic Banking in Indonesian Tentiyo Suharto; Sukiman Sukiman; Maryam Batubara
Nomico Vol. 3 No. 5 (2026): Nomico-June
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/2bv7nz67

Abstract

This study aims to analyze problems and formulate a sharia marketing strategy for Islamic banking in Indonesia, integrating the emotional (religious-spiritual) and commercial (rational-economic) markets based on the perspective of maqasid al-sharia. The background of the study indicates that although the Islamic banking industry has experienced significant growth, its market share remains relatively low due to the suboptimal integration of sharia compliance, modern marketing values, and digital transformation. This study uses a mixed methods approach supported by the Analytic Network Process (ANP) to determine the most relevant and beneficial marketing strategy priorities. The results indicate that an effective sharia marketing strategy must combine the emotional dimensions of trust, blessings, and sharia compliance with the commercial dimensions of efficiency, service quality, product innovation, and competitiveness. The main findings revealed that digital marketing and social media optimization are the highest priority strategies, followed by partnerships in the commercial market segment, utilization of sharia fintech, optimization of contracts in sharia banking fiqh, partnerships in the emotional market segment, and community-based or people-based marketing programs. This integration of emotional and commercial markets confirms that Sharia marketing is not simply a business instrument, but rather a muamalah practice oriented toward the realization of the maqasid al-Shariah, specifically the protection of religion (hifz al-din) and the protection of property (hifz al-mal). Therefore, marketing activities are not exploitative, but rather promote public or customer trust, financial inclusion, and the ethical and competitive sustainability of Sharia banking.
ANALYSIS OF THE IMPACT OF ONLINE LOANS ON USERS FROM AN ISLAMIC ECONOMIC PERSPECTIVE IN MEDAN CITY Luthfiah Nazmi; Maryam Batubara; Nur Ahmadi Bi Rahmani
International Journal of Cultural and Social Science Vol. 6 No. 4 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i4.1225

Abstract

This study examines the phenomenon of the growing use of online loans in Medan City within the context of the digital economy, viewed from the perspective of Islamic economics. The rapid expansion of application-based lending services has generated various social and economic impacts, particularly in fostering consumerist behavior and creating discrepancies with Islamic financial principles. The objectives of this research are: (1) to identify the factors that drive people to use online loans, (2) to analyze the economic and social effects arising from their use, and (3) to evaluate the conformity of online lending practices with the principles of Islamic economics. This research employs a qualitative descriptive approach, with data collected through in-depth interviews, non-participant observations, and documentation involving 6-10 users of online lending services in Medan City. Data analysis was conducted inductively by interpreting the meanings and experiences of users in light of maq??id al-syari’ah principles. The results reveal that easy access, fast processes, and urgent financial needs are the main factors encouraging people to use online loans. However, high interest rates, late payment penalties, and unethical debt collection methods have caused significant economic and social pressures. From the perspective of Islamic economics, such practices contain elements of riba (usury), gharar (uncertainty), and zulm (injustice), which contradict the Islamic values of fairness, balance, and blessing. This study contributes empirically to strengthening Islamic financial literacy and encourages the development of fintech regulations that align with Islamic ethical values.
Perbandingan Struktur dan Kinerja Pasar Modal Serta Pasar Uang Indonesia dan Arab Saudi: Analisis Deskriptif-Komparatif Try Maya Andira; Maryam Batubara
Economic Reviews Journal Vol. 5 No. 3 (2026): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v5i3.1191

Abstract

This study aims to compare the structure and performance of capital markets and money markets in Indonesia and Saudi Arabia as two countries with large Muslim populations and rapidly developing Islamic finance industries, yet with differing economic structural characteristics. The research employs a descriptive-comparative approach using secondary data sourced from the Indonesia Stock Exchange (IDX), Saudi Exchange (Tadawul), Bank Indonesia (BI), the Saudi Central Bank (SAMA), the Financial Services Authority (OJK), and official institutional publications for the 2024-2026 period. The analysis covers four main dimensions: market capitalization and number of listed issuers, money market instrument structure and monetary policy, Islamic financial instrument development, and the conformity of both markets with Maqashid Syariah principles. The findings indicate that Tadawul possesses a significantly larger capital market capitalization than IDX, driven by the dominance of the energy sector and a single mega-issuer (Saudi Aramco), while IDX demonstrates faster retail investor base growth and broader sectoral diversification. On the money market side, both countries rely on interest-based monetary operation instruments (BI-Rate/SRBI in Indonesia, SAMA's repo rate in Saudi Arabia), which conceptually still require further development of more comprehensive sharia-compliant instruments. Indonesia is recorded as one of the largest global sukuk issuers after Saudi Arabia and Malaysia, indicating potential synergy and benchmarking opportunities between the two countries. This study recommends strengthening bilateral cooperation in developing Islamic money market instruments and harmonizing sharia governance standards across capital markets.
Co-Authors Abdurrozzaq Ismail Aldy Fauzan Amalia Ramadhani Suci Ardi Anas Zahir Almasri Andrian Syahputra Anisa Mawaddah Annisa Lestari Ritonga Annisa Ul Husna Ardina Khoirunnisa Harahap Arya Neta Adinda Jambak Assyfa Urrahman Astri Sri Rezeki Harahap Awaluddin Rambe Azra Afwandy Badrun Nisa Bambang Suriadi Bella Delima Bunga Dwi Fani Ritonga Dea Rahma Novita Dea Sarah Sati Hana'an Dea Sarah Sati Hana’an Dinda Nada Nabiilah Dwiki Wardana Syah Ella Sriwahyuningih Elsa Hafe Eza Lubis Eva Syahrida Siregar Evan Hamdani Eza Okhy Awalia Br Nasution Fadhillah Insani Fahmi Fauzi Fathur Rahman Febri Andriawan Purba Febriyani Natari Manik Habib Fitrah Hafidah Ayu Kusnadi Hafizah Mahira Nasution Hamdani Harahap, Muhammad Ikhsan Hasbih Soleh Suryadi Ika Darma Yuni Ilham Akbar Lubis Ilham Habibi Lubis Imam Aldino Inayatul Widad Nasution Indah Purnama Sari Ira Damayanti Harahap Ismi Nujaima Jannah, Nurul Juliana Nasution Khairani Ritonga Luthfiah Nazmi M. Fikri Haikal M. Harry Pranata M. Imam Muslim Nasution M. Iqbal Suharno M. Ridwan Mahlia Putri Maisaroh Maisaroh Marwiyah Siregar Masnum Rambe Melani Azzahra Nur Miftah Rizki Addin Hrp Muhammad Arif Muhammad Arif Muhammad Azizi Akbar Lubis Muhammad Fauzan Muhammad Idris Nasution Muhammad Ramadhan Muhammad Syahbudi Muhammad Yunus Lubis Mukhlis Mutiara Kesuma Nadira Paramita Nadzira Putri Andani Nastiti . Nur Ahmadi Bi Rahmani Nuraisah Nuraisah Nurhasanah Siregar Nuri Aslami Nurul Hasanah Nurul Hasanah Nasution Nurul Inayah Osman Ali Purnama Rahmadhani Silalahi Putri Filza Salsabila Surbakti Rahmah Nur Dongoran Rahmi Syahriza Raisa Aulia Rahma Reydina Pasya Amanda Riza Saharah Piliyang Rizalul Muslih Syawaluddin Hsb Rizka Amalia Lubis Rizkie Ragilita Rizkika Yulika Rizky Aulia Lubis Rusdi Riduan Pulungan Ryan Hidayat Safa Maisyarah Siregar Salsabila Rambe Saparuddin Siregar Sarah Fitria Harahap Sheila Anggraini Siregar, Zainal Arifin Siti Khodijah Harahap Siti Nurul Atiqah Sukiman Sukiman Tambunan, Khairina Taufik Arnanda Marpaung Tengku Alfi Syahrin Tentiyo Suharto Thasya Virdinia Tria Rizki Maulia Try Maya Andira Wahyu Syarvina Yasri Azwar Siregar Yeprian Aji Ratukarangga Yola Kaspia Yusrizal Zainuddin Harahap