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Peran Agen Asuransi di Era Digital dalam Pemasaran Produk Asuransi Muhammad Fauzan; Maryam Batubara
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.7471

Abstract

This article will discuss the impact of technological advances on the insurance industry. Digital insurance is a type of insurance that can be purchased online, which makes it easier to obtain insurance without using an intermediary. All previously traditional insurance purchasing processes can now be completed online at any time and from any location as long as you have an internet connection. Nowadays, various digital insurance options are also accessible, including online life insurance offered by insurance companies, travel insurance, car insurance, health insurance, and accident insurance. Apart from being purchased online, buyers will receive their insurance policy in digital format, which is usually called an electronic policy. Usually, online insurance policies. The claim procedure can also be completed online. When compared to traditional insurance promoted by marketers, digital insurance is generally not much different. For those of you who want to start trying to get protection, digital insurance offers a number of benefits that are worth considering.
PENGARUH PENDAPATAN PREMI, HASIL INVESTASI DAN KLAIM TERHADAP LABA PADA PT ASURANSI MULTI ARTHA GUNA TBK (AMAG) Amalia Ramadhani Suci Ardi; Maryam Batubara; Muhammad Ikhsan Harahap
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 5 No. 2 (2022)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v5i2.3170

Abstract

This study aims to determine the effect of the independent variables, namely premium income, investment returns and claims on the dependent variable, namely profits at PT Insurance Multi Artha Guna Tbk (AMAG). This study uses a quantitative methods and the data used are secondary data in the form of annual financial reports starting from 2012-2021 (last 10 years). This study uses the Eviews 10 data processing application with multiple linear regression analysis techniques. The results of this study indicate that premium income partially has a negative and insignificant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG), investment returns partially have a positive and significant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG) and claims in general partial negative and insignificant effect on profit at PT Insurance Multi Artha Guna Tbk (AMAG). Premium income, investment returns and claims simultaneously have a significant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG). Based on the coefficient of determination, profits at PT Insurance Multi Artha Guna Tbk (AMAG) is influenced by premium income, investment returns and claims of 75,8195% and the remaining 24,1805% is influenced by other factors.
Pertumbuhan Ekonomi di Negara-negara Muslim Asia Tenggara Menurut Perspektif Ekonomi Islam (Studi Kasus Indonesia dan Malaysia) Badrun Nisa; M. Ridwan; Maryam Batubara
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.9665

Abstract

This study aims to identify and analyze economic growth in Southeast Asian Muslim countries from an Islamic economic perspective (case studies of Indonesia and Malaysia). This type of research is causal associative. The population for this study is Indonesia and Malaysia. The population in this study is all data on the development of foreign investment, exports, inflation and exchange rates and GDP data in Indonesia and Malaysia in 2006-2021. so that the number of samples used is 32 sample data. Methods of data analysis using multiple linear regression. The results showed that exports and inflation had a partial effect on profit growth, while foreign investment and exchange rates had no effect on economic growth in Indonesia and Malaysia. Foreign Investment, Exports, inflation and exchange rates simultaneously influence Economic Growth in Indonesia and Malaysia from an Islamic perspective. From the analysis of the Islamic economic perspective, it can be concluded that in order to realize economic growth for the community, the objectives and facilities used must be in accordance with sharia values and principles based on the Al Quran and Sunnah. Islamic expenditure theory uses principles taken from Al-Qawaid Al-Fiqhiyyah in order to avoid potential spending inefficiencies, as well as Islamic consumption norms.
Co-Authors Abdurrozzaq Ismail Aldy Fauzan Amalia Ramadhani Suci Ardi Anas Zahir Almasri Andrian Syahputra Annisa Lestari Ritonga Annisa Ul Husna Ardina Khoirunnisa Harahap Assyfa Urrahman Astri Sri Rezeki Harahap Awaluddin Rambe Azra Afwandy Badrun Nisa Bambang Suriadi Dea Rahma Novita Dea Sarah Sati Hana’an Dinda Nada Nabiilah Dwiki Wardana Syah Ella Sriwahyuningih Elsa Hafe Eza Lubis Evan Hamdani Fadhillah Insani Fathur Rahman Febri Andriawan Purba Febriyani Natari Manik Hafizah Mahira Nasution Hamdani Harahap, Muhammad Ikhsan Ika Darma Yuni Ilham Akbar Lubis Ilham Habibi Lubis Imam Aldino Inayatul Widad Nasution Indah Purnama Sari Ismi Nujaima Jannah, Nurul Juliana Nasution Khairani Ritonga Luthfiah Nazmi M. Fikri Haikal M. Harry Pranata M. Imam Muslim Nasution M. Iqbal Suharno M. Ridwan Mahlia Putri Maisaroh Maisaroh Marwiyah Siregar Masnum Rambe Miftah Rizki Addin Hrp Muhammad Arif Muhammad Arif Muhammad Fauzan Muhammad Idris Nasution Muhammad Syahbudi Muhammad Yunus Lubis Nadira Paramita Nadzira Putri Andani Nastiti . Nur Ahmadi Bi Rahmani Nuraisah Nuraisah Nurhasanah Siregar Nuri Aslami Nurul Hasanah Nurul Hasanah Nasution Nurul Inayah Purnama Rahmadhani Silalahi Putri Filza Salsabila Surbakti Rahmah Nur Dongoran Rahmi Syahriza Raisa Aulia Rahma Reydina Pasya Amanda Rizka Amalia Lubis Rizkie Ragilita Rizkika Yulika Rizky Aulia Lubis Rusdi Riduan Pulungan Ryan Hidayat Safa Maisyarah Siregar Salsabila Rambe Siregar, Zainal Arifin Siti Khodijah Harahap Tambunan, Khairina Tengku Alfi Syahrin Thasya Virdinia Tria Rizki Maulia Wahyu Syarvina Yeprian Aji Ratukarangga Yusrizal Zainuddin Harahap