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Journal : Journal of Science and Applicative Technology

 1 
ESTIMATION OF EARTHQUAKE INSURANCE PREMIUM BY CONSIDERING EARTHQUAKE PROBABILITY AND THE DAMAGE RATIO OF BUILDINGS IN BANDA ACEH AND SIBOLGA CITY Afifah, Kania Fatin; Lestari, Fuji; Brigitta, Florencia
Journal of Science and Applicative Technology Vol. 8 No. 1 (2024): Journal of Science and Applicative Technology June Chapter
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM), Institut Teknologi Sumatera, Lampung Selatan, Lampung, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35472/jsat.v8i1.1719

Abstract

Indonesia is one of the countries prone to earthquakes with significant damage. An area that is frequently hit by earthquakes is Sumatra Island. Several cities, such as Banda Aceh City and Sibolga City on Sumatra Island, quite often experience tremors. For this reason, mitigation efforts are needed through earthquake insurance in managing disaster risk in earthquake-prone areas such as Banda Aceh City and Sibolga City so that it can reduce the impact caused by earthquake disasters. This research aims to determine the probability of an earthquake occurring in Banda Aceh City and Sibolga City using the Probabilistic Seismic Hazard Analysis (PSHA) method. Apart from that, this research also aims to determine the value of the building damage ratio and the estimated value of pure earthquake insurance premiums in Banda Aceh City and Sibolga City. The analysis results show that the estimated pure premium value for residential commercial and industrial building types with less than nine floors in Banda Aceh City is around 2.96 and 21.03 times greater than that of Sibolga City. Meanwhile, the estimated pure premium value for commercial and industrial building types with more than nine floors in Banda Aceh City is more minor, around 6.42 times, compared to Sibolga City.
Co-Authors Afdal Afdal, Afdal Afifah, Kania Fatin Agus Heryanto Agustiany Dumeva Putri, Agustiany Dumeva Agustina, Della Ai Nuni Risnawati Ai Rohayani Sriwanti Alfa Rohmatin Alfiani, Nurin Aliifah, Syifani Nur Alvionita Sitinjak, Mika Andi Fitriawati Andirasdini, Indah Gumala Anggraini, Ponisa Asep Muhyidin Ayu Sofia Ayu, intan Biyanti Dwi Winarsih Brigitta, Florencia Dila Tirta Julianty Diva Kartika Meilania Dwi Mahrani Elis Ashpiati Erdianto Effendi Eristia Arfi Fahrudin Zain Olilingo Fara, Yetty Dwi Farah Latiifah Nurfauziah Fauzatul Ma’rufah Rohmanurmeta Gahana Cindi Alfian, Devia Gusni Dian Suri Heriyanti Widyaningsih Hertadi, Rizky Herwin Mopangga Ira Restu Kurnia Jesi Alexander Alim Listiani, Amalia Mamat Rahmat Mardini, Delvia Devi Maulana, Adrian Meilania, Diva Kartika Meivilona Yendi, Frischa Melati, Mela Mery Noviyanti Miko, Miko Muhamad Sabar Muhamad Sudharsono Muhammad Agus Saputra Muhammad Arwani Rofi’i Muliawati, Triyana Mutia Mutmainah Nadia Vega Nedia, Nedia Noor Faidah, Noor Nurin, Nurin Alfiani Nurrahmi, Febri Nurul Fadhilah Pujiati, Eny Rafli Ramadhan Rafsanjani, Muhammad Rahayu Apriliaswati Rahayu Ning Tyas Raqib, Muhammad Renaldi Ramadhan Retno, Sri Nowo Risza Choirunissa Rivai, Muklas Saphira, Vanny Najwa Sari, Devi Wulan Siti Dandawiah Sobari Sri Hartini Syifani Nur Aliifah Tasya, Amalia Tengku Reynaldi Riansyah TITIN SUNARYATI Triana Indrayani Ulfiyatin, Anis Umar Faruq Vanny Najwa Saphira Wahyu Yusianto Wardah Wardah Wardani, Ambarsari Kusuma Widia Edorita Yona Desni Sagita Yupi Yuliawati Zulva, Clara Azzahra