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All Journal Proceedings of Annual International Conference Syiah Kuala University - Life Sciences & Engineering Chapter Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan SALAM: Jurnal Sosial dan Budaya Syar-i Jurnal Ilmu Kebencanaan : Program Pascasarjana Unsyiah Pendas : Jurnah Ilmiah Pendidikan Dasar NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan Jurnal Serambi Engineering Al Mahara: Jurnal Pendidikan Bahasa Arab Adzkiya : Jurnal Hukum dan Ekonomi Syariah JSAI (Journal Scientific and Applied Informatics) Transformasi : Jurnal Pendidikan Matematika dan Matematika KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Teknologi Cendekiawan: Jurnal Pendidikan dan Studi Keislaman International Journal on Livable Space AL-KILMAH Al Maqashidi : Jurnal Hukum Islam Nusantara Depik Jurnal Ilmu-Ilmu Perairan, Pesisir dan Perikanan Jurnal Bima: Pusat Publikasi Ilmu Pendidikan Bahasa dan Sastra Jurnal Ilmu Komunikasi dan Sosial Politik Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Depik Jurnal Ilmu-Ilmu Perairan, Pesisir, dan Perikanan Journal of Education and Teaching Learning Akhlak: Jurnal Pendidikan Agama Islam Dan Filsafat Sevaka: Hasil Kegiatan Layanan Masyarakat AKSIOLOGI: Journal of Community Development
Muhammad Zaki
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Social Sciences Other

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Mekanisme Pinjaman Tanpa Bunga Kepada UMKM di Dinas Koperasi dan Perindustrian Kota Bandar Lampung Persfektif dalam Hukum Ekonomi Syariah Ruslan Abdul Ghofur; Eva Dwiana; Heni Noviarita; Muhammad Zaki; Maimun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i12.4048

Abstract

Following the global impact of Covid-19 on the economy, including Indonesia's, the Bandar Lampung City government has introduced an interest-free loan program aimed at UMKM to help revive the country's economy. During this crisis, it is crucial for the government to prioritize the UMKM sector as it plays a significant role in GDP and serves as a crucial source of employment, substituting the production of consumer goods or semi-finished goods. The interest-free and collateral loan program, initiated by the Bandar Lampung City Government through the Office of Cooperatives and Micro Enterprises (Diskop UKM), is designed to bolster the growth of Micro, Small, and Medium Enterprises (UMKM) in the region. The goal is to increase access to capital for MSMEs that do not have collateral or a good credit history, as well as create jobs. The program also promotes the Islamic principles of mutual care and justice. The use of APBD funds and loan requirements have been adjusted to the maqasid al-shariah principle. The Bandar Lampung City Government needs to make updates to improve the effectiveness of this program in terms of transparency, accessibility, requirements, procedures, and risk assessment.
Transformasi Pembelajaran PAI Melalui Media Sosial: Strategi Meningkatkan Keterlibatan Mahasiswa Chairul Huda; Muhammad Zaki
Sevaka : Hasil Kegiatan Layanan Masyarakat Vol. 3 No. 3 (2025): Agustus : Sevaka : Hasil Kegiatan Layanan Masyarakat
Publisher : STIKES Columbia Asia Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62027/sevaka.v3i3.572

Abstract

Digital transformation in the modern era has significantly influenced various aspects of life, including education. Today's university students, as digital natives, have a strong tendency to access information and learn through social media platforms such as Instagram and YouTube. This opens up great opportunities to develop more adaptive, contextual, and relevant learning strategies, particularly in Islamic Religious Education (PAI), which is often perceived as traditional and monotonous. This community service project aims to transform PAI learning methods through the integration of social media to enhance student engagement and learning motivation. The implementation method includes five stages: socialization, training and workshops, content production mentoring, instructional implementation, and evaluation and reflection. The results show that the use of YouTube and Instagram as learning media effectively increases student engagement scores (average 3.75) and learning motivation (average 3.80), with YouTube contributing the most by providing long-form, flexible educational content. Instagram complements this by delivering moral messages in a quick and visually appealing format. Beyond improving learning effectiveness, this initiative also promotes Islamic digital literacy and empowers students as content creators for moderate and educational Islamic messages. In conclusion, the strategic integration of social media in PAI learning is a proven innovative approach that should be widely adopted in higher education environments.
PENGARUH PEMBELAJARAN BERBASIS STEAM (SCIENCE, TECHOLOGY, ENGINEERING, ART AND MATHEMATICS) TERHADAP KEMAMPUAN PEMECAHAN MASALAH MATEMATIS SISWA SMA Salsabilla, Aqilla; Anwar; Muhammad Zaki
TRANSFORMASI Vol 9 No 2 (2025): TRANSFORMASI: Jurnal Pendidikan Matematika dan Matematika
Publisher : Pendidikan Matematika FMIPA Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/tr.v9i2.6406

Abstract

The purpose of this study was to determine significant differences in mathematical problem-solving abilities between students participating in STEAM-based learning and students participating in conventional learning in grade ten of SMA Negeri 2 Patra Nusa. This study used a quantitative quasi-experimental approach with a posttest-only control group design. The population was all 113 grade ten students of SMA Negeri 2 Patra Nusa Manyak Payed in the 2024/2025 academic year. Sampling was conducted using simple random sampling, with class X MIA 1 as an experimental class and class X MIA 2 as the control class, each with 25 students. The research instrument was a descriptive test on quadratic functions. The results of the independent sample t-test showed a significance value of 0.000 < 0.05, indicating a significant difference between the mathematical problem-solving abilities of students in the experimental and control classes. This research can be expanded by examining the effect of STEAM-based learning on other elements of the mathematical process.
Efektivitas Metode Ceramah dalam Pembelajaran Filsafat Ilmu bagi Mahasiswa Baru di STAI Al-Andina Sukabumi Dasep Hanan Mubarok; Neng Lailatul Faaizah; Aceng Supyan; Syifa Aqmaliyah; Muhammad Zaki
Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat Vol. 3 No. 1 (2026): Januari: Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/akhlak.v3i1.1869

Abstract

This study aims to describe the implementation of learning methods, assessment systems, and learning evaluation in the Philosophy of Science course at STAI Al-Andina Sukabumi, particularly for first-semester students. The research employed a qualitative approach with a descriptive design. Data were collected through semi-structured interviews with the course lecturer to explore the rationale for selecting the lecture method, assessment practices, and evaluation strategies applied in the learning process. The findings indicate that the lecture method combined with guided discussion was chosen as an adaptive strategy to help students develop a conceptual foundation for abstract and theoretical material. The assessment system places greater emphasis on student attendance and participation as a form of process-oriented assessment that encourages active engagement. Learning evaluation is conducted continuously through technology-based quizzes to monitor students’ understanding progressively. These results suggest that the Philosophy of Science learning process at STAI Al-Andina has adopted a contextual and formative pedagogical approach; however, further development of more varied assessment and evaluation methods is still needed to accommodate students’ diverse abilities.
PERAN PEMBIAYAAN SYARIAH DALAM MENDUKUNG PENGEMBANGAN USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) Duama Zunin Triana; M. Ridho; Sopian Ali; Muhammad Zaki; Mabruri
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 3 (2026): April
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i3.67732

Abstract

Abstrak Jutaan pelaku UMKM di Indonesia sudah lama bergantung pada modal pinjaman, tapi akses ke sumber yang layak dan tidak mencekik masih jadi persoalan yang belum benar-benar selesai. Penelitian ini mencoba melihat sejauh mana pembiayaan syariah bisa jadi jawaban atas persoalan itu—sekaligus mendokumentasikan manfaat konkretnya dan hambatan-hambatan yang masih menghalangi adopsinya secara luas. Metode yang dipakai adalah studi kepustakaan, mengandalkan jurnal-jurnal terindeks SINTA dan Scopus terbitan 2022 sampai 2026, plus dokumen resmi dari OJK, Bank Indonesia, dan laporan lembaga keuangan syariah terkait. Dari penelusuran itu ditemukan bahwa UMKM yang masuk ke skema syariah cenderung mengalami peningkatan kapasitas produksi, penjualan yang lebih stabil, dan daya tahan yang lebih baik saat pasar memburuk. Tapi jujur saja, ada banyak hal yang belum beres—literasi masyarakat soal produk syariah masih sangat rendah, jaringan lembaga keuangannya belum merata sampai ke pelosok, dan regulasi yang ada belum sepenuhnya ramah untuk usaha informal. Penelitian ini berargumen bahwa memperluas ekosistem pembiayaan syariah butuh kolaborasi sungguh-sungguh antara pemerintah, lembaga keuangan, kampus, dan komunitas pelaku usaha—bukan hanya target di atas kertas. Kata Kunci: pembiayaan syariah; UMKM; lembaga keuangan syariah; kendala pembiayaan; strategi penguatan Abstract Millions of small and micro business owners in Indonesia have long relied on borrowed capital, yet access to fair and sustainable financing remains far from resolved. This study examines the extent to which Islamic financing can address that gap—documenting its concrete benefits while also mapping the obstacles that continue to limit its wider adoption. A library research method was employed, drawing primarily on SINTA and Scopus-indexed publications from 2022 to 2026, along with official documents from OJK, Bank Indonesia, and selected Islamic financial institutions. The findings suggest that MSMEs participating in Islamic financing schemes tend to see improvements in production capacity, more stable revenue, and greater resilience during economic downturns. That said, significant challenges persist: public literacy on Islamic financial products remains shallow, institutional reach has not extended to many rural areas, and existing regulations are still not fully adapted to the realities of informal businesses. This study argues that expanding the Islamic financing ecosystem requires genuine multi-stakeholder collaboration—not just targets written into strategic plans. Keywords: Islamic financing; MSMEs; Islamic financial institutions; financing obstacles; strengthening strategies
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PENENTUAN HARGA JUAL BELI IKAN LAUT NON-TAKARAN DI TPI SUKA MAJU, KEC, TELUK BETUNG TIMUR, KOTA BANDAR LAMPUNG Muhammad Shilki; Muhammad Zaki; Herlina Kurniati
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 3 (2026): April
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i3.68165

Abstract

ABSTRAK Penelitian ini berjudul “Tinjauan Hukum Ekonomi Syariah terhadap Penentuan Harga Jual Beli Ikan Laut Non-Takaran di TPI Suka Maju Kecamatan Teluk Betung Timur Kota Bandar Lampung”. Penelitian ini membahas mekanisme penentuan harga ikan laut non-takaran yang dilakukan berdasarkan perkiraan kondisi dan jumlah ikan serta kesepakatan antara penjual dan pembeli. Dalam Hukum Ekonomi Syariah, penentuan harga harus berlandaskan prinsip keadilan, keterbukaan, dan kerelaan para pihak. Penelitian ini bertujuan untuk mengetahui mekanisme penentuan harga serta meninjaunya berdasarkan prinsip Hukum Ekonomi Syariah. Metode yang digunakan adalah penelitian lapangan dengan pendekatan kualitatif deskriptif melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa praktik penentuan harga di TPI Suka Maju belum sepenuhnya sesuai dengan prinsip Hukum Ekonomi Syariah karena masih terdapat unsur subjektivitas dan kurangnya transparansi dalam penilaian kualitas maupun jumlah ikan. Kondisi tersebut berpotensi menimbulkan ketidakadilan dalam transaksi. Oleh karena itu, diperlukan mekanisme penentuan harga yang lebih jelas, transparan, dan terukur agar tercipta transaksi yang adil dan sesuai prinsip syariah. Kata kunci: Penentuan Harga, Hukum Ekonomi Syariah, Jual Beli, Ikan Laut Non-Takaran, Keadilan.   ABSTRACT This study, entitled "A Review of Sharia Economic Law on the Determination of Non-Measurement Prices for Marine Fish at the Suka Maju Fish Farm, East Teluk Betung District, Bandar Lampung City," examines the pricing mechanism for non-measurement fish, which is based on estimates of the condition and quantity of the fish, as well as an agreement between the seller and buyer. According to Sharia Economic Law, pricing must be based on the principles of fairness, transparency, and the willingness of the parties. This study aims to determine the pricing mechanism and review it based on the principles of Sharia Economic Law. The method used was field research with a qualitative descriptive approach through observation, interviews, and documentation. The results indicate that pricing practices at the Suka Maju Fish Farm are not fully in accordance with Sharia Economic Law principles due to the persistence of subjectivity and a lack of transparency in assessing fish quality and quantity. This situation has the potential to lead to unfairness in transactions. Therefore, a clearer, more transparent, and measurable pricing mechanism is needed to create fair transactions that comply with Sharia principles. Keywords: Price Determination, Sharia Economic Law, Buying and Selling, Non-Measurement Sea Fish, Justice.
Upaya Meningkatkan Kemampuan Membaca Permulaan Melalui Bingo pada Siswa MIN 4 Tebo Nur Fatmawati; Muhammad Zaki; Laili Rahmi
Journal of Education and Teaching Learning Vol.4 No.1 July (2026)
Publisher : PT MEDIA JURNAL DAN PENDIDIKAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59211/mjpjetl.v4i1.307

Abstract

This study was motivated by the low beginning reading skills of first-grade students at MIN 4 Tebo, which were characterized by difficulties in recognizing letters, distinguishing similar letter shapes, and limited reading fluency. These problems were influenced by the dominance of conventional teaching methods and the lack of engaging instructional media. The aim of this study was to improve students’ beginning reading skills through the implementation of Bingo Reading media. This research employed Classroom Action Research (CAR) conducted in two cycles, each consisting of planning, action, observation, and reflection stages. The participants were first-grade students at MIN 4 Tebo. Data were collected through observation sheets of student and teacher activities, reading tests, and documentation. The results of the study showed that the implementation of Bingo Reading media improved the quality of classroom learning, particularly in increasing students’ attention, participation, and collaboration. In addition, the media supported the development of reading automaticity in recognizing letters, syllables, and simple words, which gradually enhanced students’ beginning reading skills across cycles. Therefore, it can be concluded that Bingo Reading media is an effective instructional strategy to improve beginning reading skills by creating an active, interactive, and enjoyable learning environment in elementary schools.
Penggunaan Perangkat Mobile dan Dampaknya terhadap Motivasi Belajar Siswa PAI: Sebuah Kajian Literatur Muhammad Fikri Alkhairi; Muhammad Zaki; Padilla Melisa Prastika; Muhammad Ali; Nurul Mahfuza
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.54758

Abstract

Integrasi perangkat mobile dalam Pendidikan Agama Islam (PAI) di lingkungan sekolah menawarkan aksesibilitas tanpa batas, namun pada saat yang sama menghadirkan kerentanan terhadap distraksi digital yang dapat mendisrupsi motivasi belajar peserta didik. Penelitian ini bertujuan untuk mengkaji implikasi penggunaan mobile learning terhadap dinamika motivasi belajar peserta didik PAI. Penelitian ini menggunakan pendekatan kajian kepustakaan (library research) dengan menelaah literatur primer dan sekunder yang diterbitkan pada rentang 2021–2026. Data dianalisis secara interaktif menggunakan kerangka Self-Determination Theory (SDT). Hasil sintesis menunjukkan bahwa antarmuka aplikasi yang mengintegrasikan nilai-nilai Islam secara signifikan memfasilitasi kebutuhan otonomi, kompetensi, dan keterhubungan spiritual peserta didik. Meskipun distraksi hiburan digital berpotensi memicu hilangnya motivasi (amotivation), peserta didik terbukti mengonstruksi mekanisme pertahanan unik melalui Self-Regulated Learning (SRL) yang direfleksikan secara teologis sebagai mujahadah an-nafs (perjuangan spiritual menahan kelalaian). Oleh karena itu, disimpulkan bahwa keberhasilan mobile learning tidak semata bergantung pada kecanggihan teknologi, melainkan menuntut transformasi guru PAI menjadi digital religious role model yang memadukan intervensi pedagogis dengan teladan adab digital.
Kaifa Kuntūr Qāma Bitashjī‘ Nahwa Aṭ-Ṭullāb Al-Judud Min Qabā’il Mukhtalifah Fī Indūnīsiyā Litaḥadduth Bil-‘Arabīyah Fī Ḥayātihim Al-Yawmīyah? How Gontor Encouraged New Students From Different Tribes In Indonesia To Speak Arabic In Their Daily Lives? Yoke Suryadarma; Muhammad Wahyudi; Ahmad Gagah Gattuso; Muhammad Zaki; Arsyad Muhammad Ali Ridho
al Mahāra: Jurnal Pendidikan Bahasa Arab Vol. 10 No. 1 (2024)
Publisher : Jurusan Pendidikan Bahasa Arab UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/almahara.2024.0101-09

Abstract

This research explores Gontor's initiative to encourage new students from various tribes in Indonesia to integrate Arabic into their daily communication. The problem addressed is the linguistic diversity in Indonesia, which often poses challenges in achieving proficiency in a foreign language like Arabic. This study aims to understand how Gontor's strategies effectively motivate these students to adopt Arabic in their everyday lives. Using a descriptive qualitative research method, data were collected through interviews, observations, and documentation to analyze the students' progress and experiences. The results indicate that Gontor's approach, including interactive language sessions, cultural immersion activities, and peer support systems, has significantly improved the students' Arabic language skills and confidence in using the language outside the classroom. The impact of this research is substantial, as it highlights the potential for similar programs to enhance language acquisition among diverse student populations. The conclusion is that Gontor's methods effectively promote Arabic language use in daily life, contributing to broader educational and cultural integration within Indonesia. This study provides valuable insights for educators and policymakers aiming to implement successful language learning programs in multilingual settings.  
Co-Authors - Salmyah - Syahiddin . Elvitriana . Nurhayati A. Kumedi Ja’far Abdee Putra Wiguna Abdul Salam Hidayat Abrar Muslim Aceng Supyan Agustia Hilma Ahmad Gagah Gattuso Anwar Arsyad Muhammad Ali Ridho Asmika Harnalin Simarmata Azwar Azwar Chairul Huda Damhuri Damhuri Dasep Hanan Mubarok Difki Aulia Rahman Dinda Aulia Rahmi Duama Zunin Triana Eka Purnawan Elsa Nanda Muharnisa Eva Dwiana Evi Juliyanti Fadillah Gusti Ardira Farhan Heryo Nugroho Fazwa Maura Zacky Haryanto H Heni Noviarita Henny Marlina Herlina Kurniati Herri Supriadi Hesti Meilina Ichsan Setiawan Iskandar Syukur ISMAIL SALEH Jannatul Ma’wa Khairuddin Tahmid Laili Rahmi Lia Mairiza Lola Audy Septiani Br Kaloko M. Ridho Mabruri Madju Siagian Maimun Mariaty Ibrahim Marnelia Marnelia Masythah Aini Melani Putri Moh. Agung Laksono Kholid MUHAMMAD ALI Muhammad Fikri Alkhairi Muhammad Riyan Ramadhan Muhammad Shilki Muhammad Wahyudi Nasrullah Razali Neng Lailatul Faaizah Nifa Aniar Antoni Nur Fatmawati Nur Madiah Harahap Nurma Fatimatuzzahro Nurul Mahfuza Padilla Melisa Prastika Pianti Azirah Putri Nurmala Ratni Bt Hj Bahri Ratu Aisyah Romadhani Romadhani Ruslan Abdul Ghofur Salsabilla, Aqilla Setio Nugroho Siregar, Rizky Febriansyah Sopian Ali Suhendrayatna Suhendrayatna Syahrul Purnawan Syamsul Hilal Syaubari Syaubari Syifa Aqmaliyah T.M. Asnawi Tata Sutabri Tedi Ramadani Tiara Zulva Wan Asrida Wilda Khairuna Winda Br Simatupang Wismanto Wismanto Yoke Suryadarma Yumin Saleh