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All Journal JRAK: Jurnal Riset Akuntansi dan Komputerisasi Akuntansi Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Basicedu Jurnal Sains dan Teknologi Reaksi Jurnal Vokasi JEKPEND Jurnal Ekonomi dan Pendidikan Jurnal Teknologi Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Konsepsi Jurnal Basicedu ALSYS : Jurnal Keislaman dan Ilmu Pendidikan AACENDIKIA: Journal of Nursing Jurnal INFOTEL Amarthapura: Historical Studies Journal AGROTEKBIS: Jurnal Ilmu Pertanian Jurnal Riset, Inovasi, Teknologi & Terapan Jurnal Pendidikan MIPA Jurnal Pengabdian Kepada Masyarakat Journal of Economy Business Development Frontiers in Sustainable Science and Technology
Adriana Adriana
Program Studi Kesehatan Masyarakat dan Program Studi Ilmu Keperawatan Fakultas Kedokteran dan Ilmu Kesehatan Universitas Islam Negeri Syarif Hidayatullah Jakarta
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Journal : Journal of Economy Business Development

 1 
Analisis Kelayakan Kredit Mikro Pada PT Bank Rakyat Indonesia Unit Daya Kantor Cabang Tamalanrea Adriana, Adriana; Remmang, Hasanuddin; Manda, Darmawati
Journal of Economy Business Development Vol. 2 No. 3 (2024): Journal of Economy Business  Development, Desember 2024
Publisher : Program Studi Manajemen Universitas Bosowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56326/jebd.v2i3.3083

Abstract

Penelitian bertujuan untuk mengkaji dan menganalisis kelayakan kredit Mikro pada PT Bank Rakyat Indonesia Unit Daya Kantor Cabang Tamalanrea. Penelitian ini menggunakan pendekatan kualitatif dengan metode wawancara Hasil penelitian ini menunjukkan bahwa BRI Unit Daya memiliki prosedur yang mudah dalam prosesnya memiliki persyaratan yang sederhana terhadap calon nasabah yang ingin mengajukan kredit mikro. Dalam menganalisis kelayakan kredit mikro di BRI Unit Daya kantor cabang Tamalanrea mantri menggunakan prinsip 5C . character, capacity. capital, collateral, dan condition of economy. Adapun bentuk pengawasan yang dilakukan oleh BRI Unit daya kepada nasabah yang telah memperoleh kredit minimal sebulan pertama setelah cair atau sudah jatuh tempo. Pengawasan dilakukan dengan cara mantri berkunjung ke rumah nasabah untuk mengetahui apa kendala si nasabah sehingga tidak membayar dan memberikan wejangan kepada nasabah agar usaha yang dijalankan semakin berkembang. This study aims to examine and analyze the feasibility of microcredit at PT Bank Rakyat Indonesia Unit Daya Tamalanrea Branch office. This study used a qualitative approach with the interview method.  The results of this study indicate that BRI Unit Daya has an easy procedure in the process that has simple requirements for prospective customers who wish to apply for microcredit. In analyzing the feasibility of microcredit at BRI, the Tamalanrea Mantri Branch Power Unit uses the 5C principle. Character, capacity, capital, collateral, and condition of the economy. As for the form of supervision carried out by the first month after disbursement or when it is due. Supervision is carried out using visiting the customer’s house to find out what the customer’s problems are so that he does not pay and giving advice to the customer so that the business being run is growing.
Co-Authors Agnes, Melda Amalia, Zuhra Andi Temmassonge Anita Anita Arhami, Muhammad Arom Figyantika, Arom Ayu Nyoman, I Dewa Ayu, Dinda Ayusaputri, Kusuma Galih Defi, Defi Deki, Deki Dewi, Ratni Dzikra Arwie, Dzikra F. Faridah Fachraniah, F. Fathimah Dayaning Pertiwi Febrian, Wenny Desty Fitri, Gustina Habibah, Ummi Halim Zaini, Halim Haryaka, Usfandi Hasanuddin Remmang, Hasanuddin Hasriani, Dila Hatmi, Wira Hendrawaty Hendrawaty, Hendrawaty Ilahi, Rahmat Irwan Irwan Iyan Nurdiyan Haris Jonh Tomy, Jonh Josua, Josua Karyanto, Oka Khairani Khairani Liklikwatil, Chesye Manda, Darmawati Margaretha . Marlina Marzuki Muhammad Yunus Mulawarman, Widyamike Gede Munawwarah Munawwarah, Munawwarah Novriani, Harmawati Nursyamsi Nursyamsi Pardi Pardi, Pardi Ratna Sari Rudi F, Fachri Yanuar Ruhana, Ruhana Rukli Rukli Sadewo, Wawan Safitri, Putri Destia Sainal A Santos, Maria Herlinda Dos Satriananda, Satriananda Sulfasyah Sulfasyah, Sulfasyah Teuku Rihayat Timon, Timon Wan Asrida Warman Warman Wibisono, Mochamat Gunawan Yunita Sari Zulkifli Zulkifli