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Strategi Metodologis Dalam Mengkaji Perilaku Produsen Islami: Pendekatan Konseptual dan Praktis Citra, Ken Ayu; Nurwahidin, Nurwahidin; Muttaqin, Mohammad Izdiyan; Zainal, Veithzal Rivai; Fatwa, Nur
Jurnal Locus Penelitian dan Pengabdian Vol. 4 No. 9 (2025): : JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v4i9.4700

Abstract

Masalah keberlanjutan dan etika dalam kegiatan produksi menjadi salah satu fokus utama dalam ekonomi global saat ini. Seiring dengan kemajuan teknologi dan liberalisasi pasar, banyak kasus pelanggaran etika, eksploitasi tenaga kerja, serta kerusakan lingkungan yang dilakukan oleh pelaku usaha, yang telah menarik perhatian dan menimbulkan kekhawatiran di berbagai sektor. Penelitian ini bertujuan untuk mengelaborasi pendekatan strategis dalam mengkaji perilaku produsen dalam perspektif ekonomi Islam tanpa menguraikan metode penelitian secara teknis. Fokus utama terletak pada bagaimana penelitian ini dirancang agar mampu menggambarkan dinamika nilai-nilai Islam yang mewarnai aktivitas produksi dan memberikan kontribusi terhadap pengembangan kerangka ekonomi beretika. Dengan pendekatan deskriptif, artikel ini memaparkan ruang lingkup, cakupan wilayah, dimensi kajian, dan strategi analisis yang digunakan untuk menghasilkan pemahaman holistik dan bermakna mengenai perilaku produsen Islami. Hasil penelitian ini menunjukkan bahwa strategi metodologis yang dirumuskan berhasil memetakan orientasi maslahat dalam perilaku produsen. Selain itu, ditemukan adanya konsistensi antara nilai spiritual dan kebijakan produksi yang diterapkan. Strategi ini membuka peluang baru bagi riset ekonomi syariah untuk tidak hanya mengukur perilaku secara statistik, tetapi juga menangkap makna di balik tindakan ekonomi.
Exploring Halal Tourism as Indonesia’s Super-Priority Destination: Muslim Travelers’ Needs in Labuan Bajo Nurkarim, Muhammad Azmi; Nursyabani, Cahyania; Fatwa, Nur; Rini, Nova; Ramy Azhar, Muhammad
MALIA: Jurnal Ekonomi Islam Vol 16 No 2 (2025)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v16i2.6325

Abstract

Introduction: This research aims to explore the needs of Muslim travelers who visit the Super-Priority Destination of Labuan Bajo. Labuan Bajo is considered one of the potential destinations for developing halal tourism in Indonesia. However, the predominance of a non-Muslim population in the region presents a distinctive challenge in the implementation and promotion of halal tourism practices. Methods: The approach used is qualitative, with data collected through in-depth interviews with Muslim Traveler informants who had visited Labuan Bajo. The in-depth interview questions are based on the extension of the theory of travel. Results: The research results show that the main motivations for Muslim travelers visiting this place are recreation and work, where natural beauty and ease of access are the main factors attracting Muslim tourists to visit this place. However, there are still many challenges that need to be addressed, such as the limited availability of prayer facilities in some island destinations, the lack of halal-certified food options, and the insufficient communication between tour providers and tourists. Conclusion and suggestion: This study concludes that Labuan Bajo is a Muslim-friendly destination, but the improvement of worship facilities and halal food must be optimized. This research is expected to serve as a foundation for the development of halal tourism in predominantly non-Muslim destinations that are inclusive and sustainable.
Peran Wakaf dalam Membantu Pemulihan Ekonomi Nasional Sobiyanto, Ahmad; Fatwa, Nur; Huda, Nurul
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 16 No. 1 (2023): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol16Iss1.184

Abstract

Waqf, as an instrument of Islamic philanthropy, has great potential to play a strategic role for the Indonesian economy. The Covid-19 pandemic as a global pandemic has had an impact on various sectors in Indonesia. National Economic Recovery (PEN) is a government program in an effort to restore post-pandemic economic conditions in 6 sectors, namely Health, Social Protection, Business Incentives, MSME Support, Corporate Financing, and Local Government and Corporate Sectors. This study describes the role of waqf in helping the national economic recovery (PEN) in the six sectors. A qualitative research approach is used as this research method with documentary data collection techniques. Data sources in this study refer to texts derived from books, journals, and publications from related sources. The results of this study show that waqf, in various schemes, plays a role in assisting the PEN program in 6 sectors. In the health sector, waqf is implemented in the form of health facilities and services programs. In the Social Protection sector, waqf is implemented in the form of basic food and cash social assistance. In the field of Business Incentives, waqf is manifested in the form of a waqf nazir stimulus. In the field of MSME Support, waqf is implemented in capital assistance, production equipment, and assistance. In the field of Corporate Financing, waqf plays a role in storing funds in the waqf sukuk scheme / CWLS (SWR). In the field of Local Government and Corporation, waqf is implemented in the management of halal tourism and waqf cities.
Islamic Management and Risk Management Applications in Pesantren Based on Waqf Robbani, Muhammad Nabil; Fatwa, Nur
Santri: Journal of Pesantren and Fiqh Sosial Vol 5 No 1 (2024): June 2024
Publisher : The Institute of Research and Service Community IPMAFA Pati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/santri.v5i1.1203

Abstract

Waqf-based educational institutions are currently still in the "low" category, according to Indonesia's National Waqf Index (IWN) report. In this case, pesantren is an educational institution that was mostly established with waqf assets and has recently experienced fairly good development; pesantren are also categorized as waqf-based schools and were established by nadzir to waqf managers, currently totaling 26.23% of the total number of schools in Indonesia. This waqf-based school still has shortcomings in its management, as seen from its small development. The relatively low number of the National Waqf Index (IWN) occurs because philanthropists currently do not see good results from waqf management. Of the various purposes for which waqf assets are allocated, pesantren is one of the choices for which nadzir can endow their assets. However, there are still many obstacles found in management, and in general, they must be overcome by waqf managers. The method of analysis in this research uses descriptive literature analysis and primary data from semi-structured interviews in the in-depth interview category. Moreover, the results of the analysis found various important principles and steps of risk management according to Islam. They included the benefits of risk management for waqf-based pesantren by applying Islamic management and risk management. The implementation uses the principles of Islamic management and applies the initial planning stages of risk management. Pesantren must also follow the development of government schools so that they can compete and walk together for the advancement of education.
Baitul Maal wat-Tamwil’s Financing Model to Support Micro Small and Medium Enterprises Hamilunni'am, Moh; Fatwa, Nur
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 5 No. 1 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper discusses Indonesian Baitul Maal wat-Tamwil product innovations. BMT is still seen as exclusive, especially for micro, small, and medium enterprises. BMT still lacks dissemination. Its products also resemble banks'. Thus, it affects public perception of banking's equality with BMT. BMT is more complicated and easier than banking. BMT is everywhere but rarely used. Thus, MSME financing needs innovation. BMT's financing products should be promoted through new innovations and increased dissemination. Thus, banking products will differ from non-bank financial products in the future. Qualitative, descriptive-analytic, data-source-adapted data collection is used in this study. Interviews and observations collected data. Literature studies provided secondary data. After revising, reducing, analyzing, and presenting the data, conclusions and research results were written. This study found that BMT's Mudharabah Empowerment Card (MEC) can solve MSMEs' non-bank financial institution financing problems.
A Collective Strategy in Digital Zakat Collection by Dompet Dhuafa via E-Commerce Fachmi, Fany Aulia; Fatwa, Nur
Indonesian Journal of Multidisciplinary Science Vol. 2 No. 10 (2023): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v2i10.600

Abstract

Zakat collection is a form of charitable giving that has attracted a lot of attention in recent years. However, zakat collection in Indonesia has undergone a transformation from traditional to digital. This study aims to analyze the collective strategy that is carried out by Dompet Dhuafa digitally through e-commerce as an effort to realize the potential of the digital economy in Indonesia. This research uses qualitative research with a case study approach or case studies that examines a particular case in a real contemporary context or setting. The data is analyzed by reading and reviewing the data (observation notes, interview transcripts) to identify emerging themes and patterns. In general, it appears that digital donations have a significant impact on zakat collection. In addition, it is hoped that this research can become a reference for further research that wants to discuss digital zacat collection.
The SMEs Funding Decisions through the Islamic Equity Crowdfunding Platform Herlitah, Herlitah; Huda, Nurul; Prijadi, Ruslan; Sobari, Nurdin; Fatwa, Nur
Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) Vol. 11 No. 01 (2023): Jurnal Pendidikan Ekonomi & Bisnis (DOAJ & SINTA 2 Indexed)
Publisher : Faculty of Economics, Universitas Negeri Indonesia,Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPEB.011.1.3

Abstract

Islamic Equity Crowdfunding is currently an alternative sharia-based financing for SMEs. In Indonesia, the Islamic Equity Crowdfunding platform began to appear in 2021, and has been growing until now. The purpose of this study is to analyze the factors that influence the funding decision of SMEs in the Halal Food Industry through the Islamic Equity Crowdfunding platform. Data was collected from SMEs in Indonesia by surveying 200 respondents, namely businesses in halal food. In this study the data obtained will be analyzed using the partial least squares technique which refers to the theory of planned behavior. The results showed that the decision of SMEs in seeking funding through Islamic Equity Crowdfunding was influenced by Subjective Norms, Perceived Behavioral Control, Product Knowledge, and Religiosity, but Intention was not influenced by Attitude.
Al Hisbah in Modern Era : Investor Protection Institution in Indonesian Islamic Capital Market Sholikah, Mar'atus; Huda, Nurul; Rini, Nova; Fatwa, Nur; Wiliasih, Ranti
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13145

Abstract

This research aims to explore the evolution of the role of al hisbah in the financial sector, especially the capital markets industry. Along with the times and the increasing complexity of today's government bureaucracy, the role of al hisbah has been formed differently in each country according to their respective needs. This research uses an exploratory qualitative method with secondary data. The research results show that the role of al hisbah is very complex, one of which is in the financial sector of the capital market to carry out supervision in order to protect investors from both external and internal risks. In this case, the Financial Services Authority (OJK) plays the role of al hisbah which coordinates with the National Sharia Council (DSN) to ensure transactions and activities in the Indonesian Islamic capital market are safe and healthy.
The Urgency of Establishing a World Class Takāful Operator in Indonesia: Reason and Concept Rahman, Wahyudin; Fatwa, Nur
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 14 No. 1 (2022)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v14i1.22464

Abstract

This study analyzes the urgency of establishing a World Class Takāful Operator(WCTO), initiated by the National Committee on Islamic Finance and Economics (KNEKS). This is due to several reasons, including a deadline for work plans and the separation of Sharia Units in 2024, risk mitigation support to Bank Syariah Indonesia (BSI), preparation of the ASEAN Framework Agreement On Services (AFAS) in 2025, strengthening halal value chain and improvement of the national insurance image. Using qualitative descriptive analysis, this study recommends the ideal concept (models, mechanisms, market segmentation and distribution channels) for WCTO formation. The ideal concept for WCTO requires the combination of social and commercial insurance, consolidation with portfolio transfers, retail and corporate balance and existing distribution channels with digitalization. This finding becomes a new insight into takafful literature.  AbstrakPenelitian ini menganalisis urgensi pembentukan Class Takāful Operator (WCTO) yang telah di inisiasi Komite Nasional Keuangan dan Ekonomi Syariah (KNEKS). Hal ini karena adanya batas waktu rencana kerja dan pemisahan Unit Syariah tahun 2024, dukungan mitigasi risiko kepada Bank Syariah Indonesia (BSI), persiapan ASEAN Framework Agreement On Services (AFAS) tahun 2025, penguatan rantai nilai halal dan meningkatkan citra asuransi nasional. Dengan analisis deskriptif kualitatif, penelitian ini merekomendasikan konsep ideal (model, mekanisme, segmentasi pasar dan jalur distribusi) pembentukan WCTO. Adapun konsep ideal WCTO dilakukan dengan kombinasi asuransi sosial dan komersial, konsolidasi dengan transfer portofolio, perimbangan retail dan korporasi dan existing jalur distribusi dengan digitalisasi. 
The Effect of ZIS-DSKL Funds and GDP on Poverty Levels in Indonesia Surury, Nurul Azizah; Huda, Nurul; Rini, Nova; Fatwa, Nur; Wiliasih, Ranti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4933

Abstract

The study aims to analyze the influence of the distribution of Zakat, Infaq, Sedekah, and Other Religious Social Funds (ZIS-DSKL) and Gross Domestic Product (GDP) growth on the poverty rate in Indonesia for the period 2015-2022. The data used are secondary data obtained from the Central Statistics Agency and the Center for Data and Information Systems of the Indonesian Ministry of Trade. The analysis method employed is multiple regression. The analysis findings suggest a significant impact of the distribution of ZIS-DSKL funds and GDP growth on the poverty rate in Indonesia. The poverty rate in Indonesia can be decreased by increasing the distribution of ZIS-DSKL funds and promoting GDP growth, as revealed by their respective influences. It is important to raise public awareness about zakat obligations, ensure transparency in fund management, and carefully select programs aimed at alleviating poverty to enhance the effectiveness and efficiency of ZIS-DSKL fund distribution. The government needs to continue promoting inclusive and sustainable economic growth through pro-investment policies, infrastructure development, access to education and skills training, and strengthening potential economic sectors. Further research is necessary to understand the relationship between the distribution of ZIS-DSKL funds, GDP growth, and the poverty rate in Indonesia, providing deeper insights and more accurate data to formulate more effective policies to address poverty in Indonesia.