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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Administrasi Negara Jurnal Ekonomi dan Bisnis Islam JURNAL PROFESI KEGURUAN Jurnal Ilmiah Ekonomi Islam Jurnal Pendidikan Ekonomi & Bisnis Martabat: Jurnal Perempuan dan Anak MALIA International Journal of Zakat (IJAZ) Jurnal Ilmiah Akuntansi Kesatuan Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Journal of Strategic and Global Studies Santri: Journal of Pesantren and Fiqh Sosial Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) International Journal of Social Service and Research CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia Indonesian Journal of Multidisciplinary Science QULUBANA: Jurnal Manajemen Dakwah Jurnal Locus Penelitian dan Pengabdian International Journal of Islamic Business and Management Review Formosa Journal of Sustainable Research (FJSR) Jurnal Medika: Karya Ilmiah Kesehatan International Journal of Integrative Sciences Journal Middle East and Islamic Studies Enrichment: Journal of Multidisciplinary Research and Development IIJSE Jurnal Ekonomi, Manajemen, Akuntansi
Nur Fatwa, Nur
SMK Negeri 1 Kedungwuni
Religion Aerospace Engineering Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

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Factors Determining HIMBARA Bank Resilience: The Effect of Regulation, Adaptiveness, Assets, and Speed Abiwodo; Subroto, Athor; Umanto; Fatwa, Nur
Jurnal Ilmiah Akuntansi Kesatuan Vol. 13 No. 6 (2025): JIAKES Edisi Desember 2025
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v13i6.4648

Abstract

Banks play a central role in supporting economic growth by collecting and channeling public funds while maintaining customer trust. In Indonesia, state-owned banks face continuing pressure from economic uncertainty and rapid digital change, making their resilience a critical issue for national financial stability. This study aims to identify the key factors that determine the resilience of the four major state-owned banks and to examine how company performance and risk mediate these relationships. The research used questionnaires completed by 100 senior bank officials holding positions from Assistant Vice President level and above. Data were analysed using Structural Equation Modelling with Partial Least Squares. The results show that only six of the fourteen proposed hypotheses are supported. Regulation significantly improves company performance, while larger assets and faster response speed increase risk. Response speed directly strengthens bank resilience, and both company performance and risk significantly influence resilience. Adaptability, surprisingly, has no significant effect on any of the measured outcomes. The findings highlight that strong regulation, careful asset growth, and quick response capability are the most important drivers of resilience in Indonesian state-owned banks. Managers and regulators should focus on these three areas to ensure the banks remain stable and able to support long-term economic recovery.
Qawāʿid al-Fiqh on Government Energy Subsidies: Controlling Inflation Amid Economic Recovery Firdaus, Nuzulul; Fatwa, Nur
Journal Of Middle East and Islamic Studies Vol. 12, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The war between Russia and Ukraine significantly affected world life, one of which was the increase in world oil energy prices. Indonesia, in this case, which still imports a lot of energy, is also affected. The government needs to implement policies to face these global challenges, one of which is to provide subsidies for energy so that state budget funds can assist people's purchasing power for energy because if not, this will lead to an increase in the prices of goods and services so that there will be inflation. Still, on the other hand, Indonesia is also carrying out a post-pandemic economic recovery. So that the government is right in carrying out policies, Islamic Economics views this case through sharia principles. This article uses a multidisciplinary approach. The method used is qualitative with a literature study approach. The theory used is the Rules of Qowaid Al-Fiqh, harmonized with Islamic economics. This article highlights that the principles of Islam can also be used in government policies regarding the economy.
The Important Role of Strategic Management in Product Development Afriati, Shofie; Fatwa, Nur; Rizqullah, Rizqullah
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 11 (2026): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i11.629

Abstract

Product development in the digital and global era faces the dynamics of VUCA that demand organizations align long-term vision with innovation, resources, and governance decisions. Without a strategic framework, product development tends to be reactive, inconsistent, and vulnerable to market changes. Objective: This article describes the role of strategic management in product development as well as how management functions (POAC) and SWOT analysis can be used to strengthen competitiveness. The research uses a descriptive-analytical approach through literature studies and field research in the form of interviews, observations, and documentation on the Human Capital unit at a state-owned bank and supporting companies. The data are analyzed by reduction, presentation, and drawing conclusions. The findings confirm that integrated planning, organizing, actuating, and controlling guide product development decision-making, while SWOT helps map internal strengths and weaknesses and external opportunities and threats to formulate strategy priorities. From an Islamic perspective, the concept of al-governance emphasizes order, trust, and deliberation so that strategic practices have an ethical dimension that strengthens organizational discipline and accountability in decision-making. The VUCA framework clarifies the need for agility, scenario planning, data-driven decision-making, collaboration, and resilience for organizations to be able to adapt and innovate. Strategic management serves as a mechanism for aligning goals, strategies, and evaluations that improve organizational resilience and product development effectiveness in complex business environments.
Co-Authors Abdullah, Yenny Abiwodo Adisaputra, Muhammad Fuad Afriati, Shofie Al Rasyied, Muhammad Harun Ayu Citra, Ken Aziz, Ahmad Chairul Ihsan Burhanuddin, Chairul Ihsan Citra, Ken Ayu Dhita Pratiwi AR Fachmi, Fany Aulia Faiqoh, Faiz Nur Febrina, Lis Fikriah, Ika Firdaus, Nuzulul Hamilunni'am, Moh Hannase, Mulawarman Hashri, Miqdam Awwali Herlitah Herlitah, Herlitah Ibrahim, Maulana Malik Izdiyan Mutaqqin, Mohammad Kurniaputri, Mega Rachma Laksmono, miranti dian Maheswara, Adhitya Mohammad Mufti, Ridho Nafis, M. Cholil Nafis, Muhammad Cholil Najla, Nailun Nora Idiawati Nova Rini Nurdin Sobari Nurkarim, Muhammad Azmi Nursyabani, Cahyania Nurul Huda Nurwahidin Nurwahidin Nurwahidin Oktavia, Nursyam Panus, Panus Putra, Yudha Pratama Qurrota A'yun, Ajeng Rakhman, Kartika Nur Ramlah Ramlah Ramy Azhar, Muhammad Ranti Wiliasih Rizkitama, Gebie Yoga Efrizal Rizqullah, Rizqullah Robbani, Muhammad Nabil Rosnaini Daga Ruslan Prijadi Salam, Karta Negara Samputra, Palupi Lindiasari Sasmita, Halida Sholikah, Mar'atus Sobiyanto, Ahmad Subroto, Athor Surury, Nurul Azizah Suwandaru, Rachman Umaima Umaima Umanto Ummu Sholihah Veithzal Rivai Zainal Wahyudin Rahman Wibawati, Roemy Asri Suasti