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Enhancing the Knowledge and Skill of PKK and Karang Taruna Cadres in The Innovation of Mangosteen Fruit Products Suciati Suciati; Wiwied Ekasari; Andang Miatmoko; Neny Purwitasari; Lidya Tumewu; Yanu Andhiarto; Fatin Fadhilah Hasib; Tri Widiandani; Kholis Amalia Nofianti
Jurnal Pengabdian Masyarakat Vol 4 No 2 (2023): Jurnal Pengabdian Masyarakat
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpm.v4i2.1897

Abstract

Purpose: The current community service activities aim to provide knowledge and skills related to mangosteen and its processed products to the Songgon Village community Method: Transfer of knowledge and skill by lecturing and practice. Pre and post-tests were carried out to evaluate the participants’ knowledge before and after the workshop. Practical Applications: The knowledge and skill gained by PKK and Karang Taruna cadres in this workshop can be implemented in daily life. The participants learned how to make innovative products from mangosteen fruit so that it can be produced commercially. Thus, in the long term is expected to increase the income of Songgon Village Community. Conclusion: The results showed the participants' enthusiasm to participate in this activity, and the pre and post-tests demonstrated increased knowledge and skills. The next step requires intensive support for the Songgon Village community so that their products can be distributed commercially and provide economic benefits.
Microprudential Indicators of Financial System Stability: An AHP Approach Rani, Lina Nugraha; Rusydiana, Aam Slamet; Hasib, Fatin Fadhilah
Accounting and Sustainability Vol. 2 No. 2 (2023): Accounting and Sustainability
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/as.v2i2.386

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In general there are two indicators of financial system stability, namely microprudential and macroprudential. Among macroprudential indicators are economic growth, balance of payments, inflation rate, interest and exchange rates, crisis contagion effect, and many others. Different from the previous researches concerning financial system stability measurement, this research will use the financial and banking practitioners' perspective regarding the leading indicator in measuring financial system stability so that we can presumably determine the real leading financial stability indicator for the current situation using Analytic Hierarchy Process (AHP) method. This study will look at the indicator of financial system stability from a microprudential perspective in Indonesia. The results show that based on the results of interviews with experts/banking practitioners, the 3 (three) most important aspects are Capital & Asset (0.187), Profitability (0.186) and Asset Quality (0.177). Important indicators of financial system stability from the next microprudential aspect are Liquidity (0.176), Market-based Indicators (0.139) and finally Risk Sensitivity (0.136). The Macroprudential Policy and microprudentials issued by Bank Indonesia as the central bank that has full authority, play an important role in maintaining Financial System Stability (SSK) in Indonesia.
Pengaruh Service Quality, Emotional Attachment, dan Religiosity terhadap Customer Loyalty Nasabah BSI di Jawa Timur dengan Customer Satisfaction Sebagai Variabel Intervening Ibrahim, Mohamad Rafli; Hasib, Fatin Fadhilah; A'la, Al Ma'rifatul
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.5267

Abstract

The purpose of this study is to determine the effect of service quality, emotional attachment, and religiosity for the Bank Syariah Indonesia’s customer loyalty using customer satisfaction as a mediating variable. The research method is carried out with a quantitatice approach sourced from primary data, The sample obtained was 297 respondent who were general public who have a relation with the organizer or staff of Masyarakat Ekonomi Syariah jawa Timur. This study uses the SEM-PLS (Structural Equation Modeling – Partial Least Square) analysisi technique using SmartLPLS4. The findings suggest that service quality do not have a significant direct effect on customer loyalty, but have a significant indirect effect on customer loyalty. Emotional attachment and religiosity have a significant direct and indirect effect on customer loyalty mediated by customer satisfaction. The limitation of this study was only examine the customer of Bank Syariah Indonesia in East Java, and only focuses on variables as service quality, emotional attachment, religiosity, customer satisfaction, and customer loyalty. This research implicates that loyalty of the customers may increase from a strong attachment between customer and Bank Syariah Indonesia and their individual devotion to Allah SWT, not by service evaluation. Customer’s feeling when using bank may increase their commitment to Bank Syariah Indonesia
Analytic Network Process on Early Warning Indicators for Financial System Stability Rani, Lina Nugraha; Hasib, Fatin Fadhilah
Islamic Economics Methodology Vol. 3 No. 1 (2024): Islamic Economics Methodology
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/iem.v2i2.520

Abstract

The purpose of this research is to find out the leading indicators of financial crisis from the perspective of expert practitioners, micro and macroeconomic sides; Based on the results of interviews with banking practitioner experts, related to the most important indicators of financial system stability in Indonesia, both microprudential and macroprudential criteria, both aspects are equally considered important and priority. However, from the practitioners' perspective, the microprudential aspect is a more important factor (0.506) than the macroprudential aspect (0.494). Macroprudential and Microprudential policies issued by Bank Indonesia as the central bank with full authority play an important role in maintaining Financial System Stability. The presence of the Financial System Stability Coordination Forum (FKSSK) which consists of several financial authorities is expected to be able to save the economic conditions of the Indonesian nation in the financial sector. For future research, this study is expected to be an initial step. For example, by further expanding the number of expert respondents who are not only from banking practitioners, but also from academics and policy makers.
Pelatihan inovasi produk berbahan kulit buah manggis sebagai upaya peningkatan perekonomian masyarakat Desa Songgon Kabupaten Banyuwangi Suciati, Suciati; Ekasari, Wiwied; Miatmoko, Andang; Purwitasari, Neny; Hasib, Fatin Fadhilah; Ilmi, Hilkatul; Wicaksana, Firman; Haula, Hamizah
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 2 (2025): March
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i2.28952

Abstract

Abstrak Desa Songgon adalah salah satu desa di Kabupaten Banyuwangi yang dikembangkan sebagai desa wisata. Desa ini memiliki kekayaan alam yang melimpah terutama buah manggis sebagai komoditas unggulan. Masyarakat Desa Songgon memanfaatkan buah manggis untuk konsumsi sehari-hari dan dijual. Harga buah manggis di pasaran sangat fluktuatif terutama saat musimnya harganya sangat murah.  Permasalahan lain yang dihadapi adalah dari kulit buah manggis yang kerap kali hanya menjadi limbah rumah tangga. Oleh karena itu perlu adanya program peningkatan pengetahuan dan keterampilan terkait pengolahan kulit buah manggis menjadi berbagai produk berdaya jual serta strategi pemasarannya kepada warga Desa Songgon. Metode yang dilakukan berupa penyuluhan dan praktek pembuatan produk kepada kader PKK dan karang taruna Desa Songgon. Hasil dari kegiatan ini adalah meningkatnya pengetahuan peserta dilihat dari kenaikan nilai pre-test 54,9 menjadi 83,9 pada post-test. Peserta juga mendapatkan keterampilan dalam pembuatan teh celup dan sabun antibakteri dengan bahan dasar kulit buah manggis.  Hasil uji aktivitas antioksidan dari teh celup mangostana dan mangostana mix yang dibuat menunjukkan bahwa produk teh yang dibuat memiliki aktivitas antioksidan yang baik. Pengetahuan dan keterampilan yang diperoleh kader PKK dan Karang Taruna diharapkan dapat diimplementasikan dalam kehidupan sehari-hari. Peserta belajar bagaimana membuat produk inovatif dari buah manggis sehingga dapat diproduksi secara komersial. Dengan demikian, dalam jangka panjang diharapkan dapat meningkatkan pendapatan masyarakat Desa Songgon. Kata kunci: Desa Songgon; Banyuwangi; buah manggis; inovasi produk. Abstract Songgon Village is one of the villages in Banyuwangi Regency that is developed as a tourist village. This village is rich in natural resources, with mangosteen being one of the most valuable commodities. The people of Songgon Village use mangosteen for daily consumption and for trade. The price of mangosteen on the market is very fluctuating, especially during mangosteen season, it is very cheap. Another issue faced is the mangosteen rind often becomes household waste. The purpose of this community service is to enhance the knowledge and skills of the residents of Songgon Village regarding the processing of mangosteen rind into a variety of innovative health products as well as the marketing strategy of the product. The method used is counseling and practices for PKK cadres and youth organizations of Songgon Village. The results of this program showed that there was an increase in the knowledge of participants according to the pre-test score (54,9) to 83,9 in post-test. Participants also gain the skill in making tea and soap from mangosteen rinds. The antioxidant activity of the tea products, mangostana and mangostana mix, showed good antioxidant activity of the tea infusion. The knowledge and skill gain by participants related innovative products from mangosteen fruit can be implemented, so that they can be produced commercially. Thus, in the long term it is expected to increase the income of the Songgon Village residents. Keywords: Songgon Village; Banyuwangi; mangosteen; innovative products.
STRATEGI PENINGKATAN PRODUKTIVITAS DAN PENDAPATAN PETERNAK SAPI PERAH PASCA PMK MELALUI TEKNOLOGI SILASE DAN PEMASARAN PRODUK SUSU DI DESA CARANGWULUNG, WONOSALAM, JOMBANG Sabdoningrum, Emy Koestanti; Hidanah, Sri; Al Arif, Mohammad Anam; Yudaniayanti, Ira Sari; Hasib, Fatin Fadhilah; Soeharsono, Soeharsono; Rahmawati, Kadek; Rosyada, Zulfi Nur Amrina
Jurnal Abdi Insani Vol 11 No 4 (2024): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v11i4.1797

Abstract

Carangwulung Village in Wonosalam District, Jombang Regency, faces challenges in milk production due to the Foot and Mouth Disease (FMD) outbreak. This community service program aims to improve the productivity and income of dairy farmers through the application of silage fodder processing technology and effective milk product marketing strategies. The methodology includes counseling and direct practice on silage making and marketing of dairy products to farmers in Carangwulung village, Wonosalam, Jombang. Participants were taught how to make silage feeds from local materials and broader marketing techniques using social media and online marketplaces. The results show a significant increase in farmers' knowledge and skills regarding silage technology and marketing. Awareness of FMD prevention and management also increased. The application of silage technology successfully improved fodder quality and milk productivity, while marketing strategies helped farmers expand market access and increase product value. In conclusion, this program effectively achieved its goal of enhancing the welfare and food security of dairy farmers in Carangwulung Village. Through the introduced technologies and strategies, farmers are now better prepared to face production and marketing challenges, supporting the sustainability of their farming operations.
Super Efisiensi dan Analisis Sensitivitas Dea: Aplikasi pada Bank Umum Syariah di Indonesia Rusydiana, Aam; Hasib, Fatin Fadhilah
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2020): Amwaluna : Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v4i1.8082

Abstract

The framework for measuring the performance of Islamic banks is related to the concept of efficiency that has been widely implemented. However, there is a deficiency of the DEA model, especially in determining the best ranking of the DMU when there are several DMU units which are equally worth 1. In this study, Islamic banks in Indonesia were used as objects of study. After calculating the super efficiency, then the research will measure the level of influence of each variable on the relative efficiency value through sensitivity analysis. The results showed that, in super efficiency the highest value was owned by BSM bank in 2016 with a relative efficiency value of 1,351, followed by Bank Mega Syariah 2016 with 1,202 and BMI 2016 of 1,175. For sensitivity analysis, the efficiency value of Islamic banks was very sensitive to value output variables, especially operating income variables.
Economic Independence of Islamic Boarding Schools Mi'raj, Denizar Abdurrahman; Zaki, Irham; Hasib, Fatin Fadhilah
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 2 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v7i2.7778

Abstract

Historically, Islamic boarding schools or pesantren have contributed greatly to the advancement of Islamic civilization in Indonesia. In addition to its function in the field of education, pesantren also have an important role in empowering the economy of the people. The independence of the pesantren can be applied to provide motivation and encouragement to students to become established in the economic field. This study uses a qualitative approach with a case study method. The purpose of this study is to describe the form of economic independence of pesantren using a case study at Riyadlul Jannah Islamic boarding school, Pacet. A pesantren that has a strong vision and mission in the fields of economy and empowerment. The finding of this research is that pesantren provide intensive education and instil an entrepreneurial spirit to the students, even brainwashing about the importance of entrepreneurship is given. The independence that is carried out is also not fixed on theory alone, but also in direct application to the various business units owned by the Islamic boarding school. Some of the business units owned by the Islamic boarding schools are restaurants, agriculture and fisheries, printing, mineral water production, and tours & travel.
A Risk-Based Bank Rating: Studi Multi Kasus pada Perbankan Syariah Rofiqoh, Siti Nur Indah; Ratnasari, Ririn Tri; Rufaidah, Anik; Hasib, Fatin Fadhilah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 1 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.032 KB) | DOI: 10.33379/jihbiz.v6i1.1039

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This paper aims to explain the internal and external factors on the credit risk that represented by Non-Performing Financing (NPF) of sharia bank. Internal variables related to Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR). Return on Assets (ROA), Operating Expenses Ratio (OER), Investment Proportion and Risk (IPR), Profit and Loss Sharing (PLS) as financing ratio. External variables related to Gross Domestic Product (GDP) by industrial origin. The annual data report of Statistik Perbankan Syariah (SPS) and Statistik Ekonomi Keuangan Indonesia (SEKI) in Indonesia as secondary data is used to support priority setting of SWOT analysis element to complete IFAS dan EFAS after the multiple regression analysis. Different with the result of regression t and f-Statistic analysis, the finding indicated that internal variables more influence than external variable on the credit risk based on SWOT priority analysis. The most influence variable on the credit risk is increasing Operating Expenses Ratio (OER). The limitations of this paper are expected to have difference implication for SPS, the sharia compliance from regulator management and the important role of SPS and SEKI.
Chi-square test on Islamic Economic Research Rofiqoh, Siti Nur Indah; Triratnasari, Ririn; Rahmatillah, Nelly; Hasib, Fatin Fadhilah; Alimin, Alimin
International Conference on Islamic Economic (ICIE) Vol. 2 No. 1 (2023): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i1.200

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In Islamic economic research, we may collect categorical variable data. Using statistical analysis, chi-square test can be an alternative to evaluate those data. Furthermore, the analysis of chi-square test can be aimed at evaluating the differences between study groups according to the assign degree of error. This article also explains the purpose of chi-square test, the Karl Person chi-square hypothesis, what type of data can use in chi-square test, the assumptions of chi-square analysis and also the rule to analyze categorical variables data in sharia economics research.
Co-Authors A'la, Al Ma'rifatul Aam Rusydiana Aam Rusydiana, Aam Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Abrista Devi Abshari, Dinan Izzan Ahwarumi, Biyati Ajeng Shelyta Ajeng Shelyta, Ajeng Akbar, Fachri Al arif, Mohammad Anam Alimin Alimin Alimin Alimin Anas Alhifni Andang Miatmoko Andrew Hermawan Anik Rufaidah Arif Rachman Husein Bima Kurnia Putra Bima Kurnia Putra, Bima Kurnia Dany Hidayat Dany Hidayat, Dany Dewi Rahmawati Maulidiyah Dinan Izzan Abshari Elit Prambara Yudha Elit Prambara Yudha, Elit Prambara Elzalina Jannati Prayuningrum Ersandhi Primanatara Fachri Akbar Fahri, Muhammad Bastomi Haula, Hamizah Hidanah, Sri Ibrahim, Mohamad Rafli Ilmi, Hilkatul Imro Atul Mufidah Ira Sari Yudaniayanti Irham Zaki Kamarni, Neng Kholis Amalia Nofianti Lidya Tumewu M. Ala’uddin Mariska Pradnya Paramitha Mariska Pradnya Paramitha, Mariska Pradnya Maulidiyah, Dewi Rahmawati Mi'raj, Denizar Abdurrahman Miatmoko, Andang Mukhlish, Zaini Nelly Rahmatillah Nurwijayanti Prayuningrum, Elzalina Jannati Purwitasari, Neny Rahmatillah, Nelly Rahmawati, Kadek Ramadhan, Dwi Swasana Rani, Lina Nugraha Ratna Lukita Indriwati Ririn Tri Ratnasari Ririn Triratnasari Rofiqoh, Siti Nur Indah Rosyada, Zulfi Nur Amrina Rufaidah, Anik Sabdoningrum, Emy Koestanti Samiari Ambarwati Siti Nur Indah Rofiqoh Sitii Nur Indah Rofiqoh Soeharsono Soeharsono Suciati Suciati Suciati Suciati Thoyyib Mas’udi Tri Widiandani Triratnasari, Ririn Wicaksana, Firman Wiwied Ekasari Yanu Andhiarto Yuli Utami