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Chi-square test on Islamic Economic Research Rofiqoh, Siti Nur Indah; Triratnasari, Ririn; Rahmatillah, Nelly; Hasib, Fatin Fadhilah; Alimin, Alimin
International Conference on Islamic Economic (ICIE) Vol. 2 No. 1 (2023): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i1.200

Abstract

In Islamic economic research, we may collect categorical variable data. Using statistical analysis, chi-square test can be an alternative to evaluate those data. Furthermore, the analysis of chi-square test can be aimed at evaluating the differences between study groups according to the assign degree of error. This article also explains the purpose of chi-square test, the Karl Person chi-square hypothesis, what type of data can use in chi-square test, the assumptions of chi-square analysis and also the rule to analyze categorical variables data in sharia economics research.
The Role of Zakat, Infaq, Sadaqah (ZIS), HDI, and Government Expenditure on Poverty Alleviation: Economic Growth as an Intervening Variable Kamarni, Neng; Utami, Yuli; Hasib, Fatin Fadhilah
Islamic Research Vol 7 No 1 (2024): Islamic Research
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v7i1.236

Abstract

Zakat, Infaq, and Sadaqah are forms of instruments in Islam that are one of the tools in reducing poverty. Islam instructs its people not to feel that their property is theirs entirely, but in that property, there are rights for other people. This study aims to find out how the influence of ZIS (Zakat, Infaq, and Sadaqah), Human Development Index (IPM), and Government Expenditures on Poverty with Economic Growth as Intervening Variables in West Sumatra for the 2015-2020 period. This research is quantitative research using panel data. The data collection method is carried out by accessing reports that have been carried out by the Central Statistics Agency, and the West Sumatra Amil Zakat Agency (BAZNAS). The data that has been obtained is then processed using Structural Equation Modeling Partial Least Square. The research results show that ZIS and HDI have a negative relationship and a significant influence on poverty in West Sumatra. The important role of ZIS is proven in alleviating poverty if it is managed properly. Meanwhile, government spending has a positive and insignificant effect on poverty in West Sumatra. Government spending is meaningless if it is not accompanied by good planning and management.
Spin-Off Policy of Sharia Bank: Is It Profitable? Rusydiana, Aam Slamet; Devi, Abrista; Hasib, Fatin Fadhilah; Rani, Lina Nugraha
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 11 No. 2 (2019)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v11i2.9157

Abstract

According to Law No 21/ 2008, a Sharia Business Unit (SBU) owned by a Conventional Commercial Bank (CCB) is required to separate from its Parent Bank before 2023. Some Sharia Business Units have initiated a separation step from Conventional Commercial Bank. At the same time, they are required to keep the level of efficiency in running their business operations. This paper is intended to analyze the efficiency level of Sharia Business Units that have separated from its parent bank and compare the efficiency level before and after separation. The method used is Data Envelopment Analysis (DEA) and Paired Sample t-Test. T he results show that, based on the total average efficiency of all spin-off sharia banks (in this case four sharia banks namely BNI Sharia, BRI Sharia, BJB Sharia and Bukopin Sharia Bank), there is a decrease in technical efficiency and pure technical efficiency before and after the spin-off. This is a cost adjustment is needed in the early periods of spin-off. Sharia banks require a 'weaning' from their parents. Nevertheless, there is no statistically significant difference in the efficiency levels between before and after the spin-off. Abstrak:Menurut UU No 21/2008, Unit Bisnis Syariah (SBU) yang dimiliki oleh Bank Umum Konvensional (CCB) diharuskan untuk berpisah dari Induknya sebelum tahun 2023. Beberapa Unit Bisnis Syariah telah memulai langkah-langkah pembukaan dari Bank Umum Konvensional. Namun, mereka dituntut untuk menjaga tingkat efisiensi dalam menjalankan bisnisnya. Studi ini menganalisis tingkat efisiensi Unit Bisnis Syariah yang telah terpisah dari induknya dan kemudian membandingkan tingkat efisiensi sebelum dan sesudahnya. Metode yang digunakan adalah Data Envelopment Analysis (DEA) dan Paired Sample t-Test. Hasil penelitian ini menunjukkan bahwa berdasarkan total efisiensi rata-rata semua spin-off bank syariah (dalam hal ini empat bank syariah yaitu BNI Syariah, BRI Syariah, BJB Syariah dan Bank Syariah Bukopin), terdapat penurunan efisiensi secara teknis di bank syariah dari sebelum dan sesudah spin off. Hal ini terjadi karena pada periode awal spin-off, ada penyesuaian biaya pada spin-off bank syariah. Bank syariah membutuhkan 'penyapihan' dari orang tua mereka. Namun demikian, tidak terdapat perbedaan yang signifikan secara statistik dalam tingkat efisiensi antara sebelum dan sesudahnya. Hal ini dapat menjadi referensi bagi Unit Bisnis Syariah lainnya dalam mengambil keputusan untuk segera melakukan spin-off, tentunya disertai dengan perencanaan dan implementasi yang hati-hati dan bijaksana.
FEASIBILITY ANALYSIS COMMODITY INFLATION IN BUSINESS UNIT PESANTREN INDONESIA Maulidiyah, Dewi Rahmawati; Hasib, Fatin Fadhilah
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Hebitren is an initiative of business cooperation involving 110 pesantren throughout Indonesia which has the production of commodities. This study aims to analyze the inflationary commodities that can be produced by the pesantren business unit with a feasibility analysis approach. This study uses a case study method at Islamic boarding schools that are members of Hebitren. The data sources used are related documents, triangulation is used with other documents, and interviews with Hebitren management. Business unit pesantren in Indonesia directly or indirectly can support keeping the inflation rate throsupply-sideside inflation commodities, Some Islamic boarding schools need to be developed in provinces that are producers of inflationary commodities, such as chili, which has the most significant production in East Java province, but Islamic boarding schools in that province have not been optimized to produce chili. Some pesantren can manage their production in general commodities and have even penetrated exports, some pesantren need to increase their production to maintain the inflation rate and the government should develop pesantren located in potential areas that produce inflationary commodities still there are no Islamic boarding schools that produce these inflation commodities.
THE EFFECT OF COMPANY SIZE, INVESTMENT RETURNS, AND PROFITABILITY ON THE SOLVENCY OF SHARIA INSURANCE IN INDONESIA FROM 2012 TO 2016 Ambarwati, Samiari; Hasib, Fatin Fadhilah
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 4 No. 2 (2018): JULI-DESEMBER 2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (599.951 KB) | DOI: 10.20473/jebis.v4i2.9807

Abstract

The purpose of this study is to determine the effect of partial and simultaneous Company Size, Investment Return, and Profitability on Solvency with proxy of RBC at Sharia Insurance in Indonesia period 2012-2016. This study uses a quantitative approach. Sampling technique is purposive sampling and there were 17 sharia general insurance and sharia life insurance company in Indonesia as subject of research. Analysis technique used is panel data regression by using Fixed Effect Model (FEM). The results of this study indicate that simultaneously company size, investment return, and profitability significantly influence the solvency of Takaful insurance in Indonesia. And partially variable of company size have positive and significant influence, variable investment return has no significant effect, and variable of profitability has no significant effect to solvency of sharia life insurance in Indonesia period 2012-2016.Keywords: Company Size, Invesment Return, Profitability, Solvency, Islamic Insurance 
Pelatihan inovasi produk berbahan kulit buah manggis sebagai upaya peningkatan perekonomian masyarakat Desa Songgon Kabupaten Banyuwangi Suciati Suciati; Wiwied Ekasari; Andang Miatmoko; Neny Purwitasari; Fatin Fadhilah Hasib; Hilkatul Ilmi; Firman Wicaksana; Hamizah Haula
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 2 (2025): March
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i2.28952

Abstract

Abstrak Desa Songgon adalah salah satu desa di Kabupaten Banyuwangi yang dikembangkan sebagai desa wisata. Desa ini memiliki kekayaan alam yang melimpah terutama buah manggis sebagai komoditas unggulan. Masyarakat Desa Songgon memanfaatkan buah manggis untuk konsumsi sehari-hari dan dijual. Harga buah manggis di pasaran sangat fluktuatif terutama saat musimnya harganya sangat murah.  Permasalahan lain yang dihadapi adalah dari kulit buah manggis yang kerap kali hanya menjadi limbah rumah tangga. Oleh karena itu perlu adanya program peningkatan pengetahuan dan keterampilan terkait pengolahan kulit buah manggis menjadi berbagai produk berdaya jual serta strategi pemasarannya kepada warga Desa Songgon. Metode yang dilakukan berupa penyuluhan dan praktek pembuatan produk kepada kader PKK dan karang taruna Desa Songgon. Hasil dari kegiatan ini adalah meningkatnya pengetahuan peserta dilihat dari kenaikan nilai pre-test 54,9 menjadi 83,9 pada post-test. Peserta juga mendapatkan keterampilan dalam pembuatan teh celup dan sabun antibakteri dengan bahan dasar kulit buah manggis.  Hasil uji aktivitas antioksidan dari teh celup mangostana dan mangostana mix yang dibuat menunjukkan bahwa produk teh yang dibuat memiliki aktivitas antioksidan yang baik. Pengetahuan dan keterampilan yang diperoleh kader PKK dan Karang Taruna diharapkan dapat diimplementasikan dalam kehidupan sehari-hari. Peserta belajar bagaimana membuat produk inovatif dari buah manggis sehingga dapat diproduksi secara komersial. Dengan demikian, dalam jangka panjang diharapkan dapat meningkatkan pendapatan masyarakat Desa Songgon. Kata kunci: Desa Songgon; Banyuwangi; buah manggis; inovasi produk. Abstract Songgon Village is one of the villages in Banyuwangi Regency that is developed as a tourist village. This village is rich in natural resources, with mangosteen being one of the most valuable commodities. The people of Songgon Village use mangosteen for daily consumption and for trade. The price of mangosteen on the market is very fluctuating, especially during mangosteen season, it is very cheap. Another issue faced is the mangosteen rind often becomes household waste. The purpose of this community service is to enhance the knowledge and skills of the residents of Songgon Village regarding the processing of mangosteen rind into a variety of innovative health products as well as the marketing strategy of the product. The method used is counseling and practices for PKK cadres and youth organizations of Songgon Village. The results of this program showed that there was an increase in the knowledge of participants according to the pre-test score (54,9) to 83,9 in post-test. Participants also gain the skill in making tea and soap from mangosteen rinds. The antioxidant activity of the tea products, mangostana and mangostana mix, showed good antioxidant activity of the tea infusion. The knowledge and skill gain by participants related innovative products from mangosteen fruit can be implemented, so that they can be produced commercially. Thus, in the long term it is expected to increase the income of the Songgon Village residents. Keywords: Songgon Village; Banyuwangi; mangosteen; innovative products.
Corporate Social Responsibility of Islamic Bank: Enhancing Customer Trust, Corporate Reputation, and Customer Loyalty Putri, Nabiilah Aatika; Hasib, Fatin Fadhilah
BISNIS Vol 12, No 1 (2024): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v12i1.22250

Abstract

Islamic banking faces challenges competing with conventional banking, particularly regarding market share. To address this challenge, Islamic banks must strengthen customer relationships for long-term sustainability. This research aims to examine whether customer trust and reputation mediate the effect of CSR on customer loyalty in Bank Syariah Indonesia (BSI). The study employed a quantitative approach with the SEM-PLS analysis technique. The sampling method was simple random sampling, with 170 respondents participating in an online questionnaire. The findings of this study suggest that CSR does not have a direct impact on Customer Loyalty. However, mediation through Customer Trust and Corporate Reputation is crucial. The results reveal that customers’ decisions to be loyal to Bank Syariah Indonesia (BSI) are not directly influenced by the observable CSR activities; instead, customer trust and corporate reputation play vital roles in mediating the effects of CSR on customer loyalty. This study implies that Bank Syariah Indonesia (BSI) needs to emphasize the significance of customer trust by enhancing service quality. Furthermore, building a positive reputation for the customers by disseminating adequate information regarding Sharia financial products is equally imperative.
Co-Authors A'la, Al Ma'rifatul Aam Rusydiana Aam Rusydiana, Aam Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Abdiska, Debi Abrista Devi Abshari, Dinan Izzan Ahwarumi, Biyati Ajeng Shelyta Ajeng Shelyta, Ajeng Akbar, Fachri Al arif, Mohammad Anam Alimin Alimin Alimin Alimin Ambarwati, Samiari Anas Alhifni Andang Miatmoko Andrew Hermawan Anik Rufaidah Arif Rachman Husein Bima Kurnia Putra Bima Kurnia Putra, Bima Kurnia Dany Hidayat Dany Hidayat, Dany Dewi Rahmawati Maulidiyah Dinan Izzan Abshari Dwi Swasana Ramadhan Elit Prambara Yudha Elit Prambara Yudha, Elit Prambara Elzalina Jannati Prayuningrum Emy Koestanti Sabdoningrum Ersandhi Primanatara Fachri Akbar Fahri, Muhammad Bastomi Firman Wicaksana Hamizah Haula Hidanah, Sri Hilkatul Ilmi Ibrahim, Mohamad Rafli Imro Atul Mufidah Ira Sari Yudaniayanti Irham Zaki Kamarni, Neng Kholis Amalia Nofianti Lidya Tumewu M. Ala’uddin Mariska Pradnya Paramitha Mariska Pradnya Paramitha, Mariska Pradnya Maulidiyah, Dewi Rahmawati Mi'raj, Denizar Abdurrahman Muhammad Fathrul Quddus Mukhlish, Zaini Nelly Rahmatillah Nurwijayanti Prayuningrum, Elzalina Jannati Purwitasari, Neny Putri, Nabiilah Aatika Rahmatillah, Nelly Rahmawati, Kadek Rani, Lina Nugraha Ratna Lukita Indriwati Ririn Tri Ratnasari Ririn Triratnasari Rofiqoh, Siti Nur Indah Rosyada, Zulfi Nur Amrina Rufaidah, Anik Sapuan, Noraina Mazuin Siti Nur Indah Rofiqoh Sitii Nur Indah Rofiqoh Soeharsono Soeharsono Suciati Suciati Thoyyib Mas’udi Tri Widiandani Triratnasari, Ririn Valencia Kirana Rosadhillah Wiwied Ekasari Yanu Andhiarto Yuli Utami Zulkifli N