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Deskripsi Penerapan Kaidah Konsumsi Islami Menurut Al-Haritsi Pada Anggota Paguyuban Cak dan Ning Surabaya 2015 Andrew Hermawan; Fatin Fadhilah Hasib
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 2 (2017): Februari-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (260.845 KB) | DOI: 10.20473/vol4iss20172pp128-143

Abstract

The aim of this research is to describe the behavior of the member of Cak dan Ning Surabaya association in 2015 based on the Islamic consumption behavior theory Al-Haritsi, namely, syari’ah rules, quantity rules, social rules and environmental rules. This study is using descriptive qualitative participative approach to conduct the goals. The units of the analysis in this study are the rule of syari’ah rules, quantity rules, social rules and environmental rules. There are three informants involved in this study who are also the members of the association of Cak and Ning Surabaya 2015. Data triangulation technique is used to ascertain the quality and consistency of data. The technique of analysis which is used is qualitative data analysis according to Miles and Huberman. The results showed that members of the association have implemented syari’ah rules, also apply most of the rules of quantity, social norms, and implementing environmental rules.
Penerapan Teknik Analytical Hierarchi Process (AHP) Dalam Penentuan Probabilitas dan Dampak Risiko Pada Lembaga Amil Zakat di Kabupaten Gresik Ersandhi Primanatara; Fatin Fadhilah Hasib
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 7 (2017): Juli-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.332 KB) | DOI: 10.20473/vol4iss20177pp576-586

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Analysis Determination Of Probability And Risk Impact On LembagaAmil Zakat inGresik By Using Analytical Hierarchi Process (AHP) Techniques.From this research showed: 1) the criteria of reputation risk and loss probabilities muzaki are criteria that most frequently occur, while operational risk criteria are criteria that have the most impact happen; 2) Subcriteria of reputation risk and loss of muzaki the probability most common is the lack of support from regional leaders , while the sub-criteria that have the most impact if there is also the risk of lack of support from regional leaders; 3) Sub criteria for operational risk probability is the most common risk mustahik recruitment, while the sub-criteria that have the most impact if there is also a risk of recruitment mustahik; 4) Sub-risk criteria that have a probability distribution of the most common is muzaki want zakat funds channeled to the area where he lives, while the sub-criteria that have the most impact if there is a risk of the target complement mustahik.he use of other analytical techniques are highly recommended for further research to obtain significant values of the risks that occur in amil zakat institutions, sothat it can be seen also injurious.
PENGARUH UKURAN PERUSAHAAN, HASIL INVESTASI, DAN PROFITABILITAS TERHADAP SOLVABILITAS ASURANSI SYARIAH DI INDONESIA PERIODE 2012-2016 Samiari Ambarwati; Fatin Fadhilah Hasib
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 4 No. 2 (2018): JULI-DESEMBER 2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (599.951 KB) | DOI: 10.20473/jebis.v4i2.9807

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The purpose of this study is to determine the effect of partial and simultaneous Company Size, Investment Return, and Profitability on Solvency with proxy of RBC at Sharia Insurance in Indonesia period 2012-2016. This study uses a quantitative approach. Sampling technique is purposive sampling and there were 17 sharia general insurance and sharia life insurance company in Indonesia as subject of research. Analysis technique used is panel data regression by using Fixed Effect Model (FEM). The results of this study indicate that simultaneously company size, investment return, and profitability significantly influence the solvency of Takaful insurance in Indonesia. And partially variable of company size have positive and significant influence, variable investment return has no significant effect, and variable of profitability has no significant effect to solvency of sharia life insurance in Indonesia period 2012-2016.Keywords: Company Size, Invesment Return, Profitability, Solvency, Islamic Insurance 
SUPER EFISIENSI DAN ANALISIS SENSITIVITAS DEA: APLIKASI PADA BANK UMUM SYARIAH DI INDONESIA Aam Rusydiana; Fatin Fadhilah Hasib
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.785 KB) | DOI: 10.29313/amwaluna.v4i1.5251

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The framework for measuring the performance of Islamic banks is related to the concept of efficiency that has been widely implemented. However, there is a deficiency of the DEA model, especially in determining the best ranking of the DMU when there are several DMU units which are equally worth 1. In this study, Islamic banks in Indonesia were used as objects of study. After calculating the super efficiency, then the research will measure the level of influence of each variable on the relative efficiency value through sensitivity analysis. The results showed that, in super efficiency the highest value was owned by BSM bank in 2016 with a relative efficiency value of 1,351, followed by Bank Mega Syariah 2016 with 1,202 and BMI 2016 of 1,175. For sensitivity analysis, the efficiency value of Islamic banks was very sensitive to value output variables, especially operating income variables. 
PROSES MANAJEMEN RISIKO OPERASIONAL DI BNI SYARIAH KC MIKRO RUNGKUT SURABAYA Fatin Fadhilah Hasib; Fachri Akbar
NISBAH: Jurnal Perbanka Syariah Vol. 3 No. 1 (2017): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2276.98 KB) | DOI: 10.30997/jn.v3i1.782

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Subyeknya adalah BNI Syariah KC Micro Rungkut Surabaya. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pelaksanaan proses manajemen risiko operasional yang dilakukan oleh BNI Syariah KC Micro Rungkut Surabaya. Penelitian ini menggunakan pendekatan kualitatif dengan metodologi studi kasus. Pengumpulan data dilakukan dengan metode wawancara open-ended. Hasil dari penelitian ini menunjukkan bahwa BNI Syariah KC Micro Rungkut telah melakukan proses manajemen risiko operasional. Proses manajemen risiko operasional juga sesuai dengan ISO 31000 (2009) di Wahyudi, dkk (2013: 61). Mulai dari tahap pembentukan konteks, tahap identifikasi risiko, tahap analisis risiko, tahap evaluasi risiko, tahap perawatan risiko hingga tahap pemantauan dan peninjauan. Namun pada tahap analisis risiko, BNI Syariah KC Micro Rungkut tidak membuat daftar risiko bahwa ada Indeks Risiko Komposit (CRI) dan matriks risiko seperti yang diusulkan oleh Wahyudi, dkk (2013: 69-70)
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN MODAL KERJA PADA PERBANKAN SYARIAH Elzalina Jannati Prayuningrum; Fatin Fadhilah Hasib
NISBAH: JURNAL PERBANKAN SYARIAH Vol. 3 No. 2 (2017): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (696.216 KB) | DOI: 10.30997/jn.v3i2.910

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Penelitian ini bertujuan untuk mengetahui pengaruh Sertifikat Bank Indonesia Syariah (SBIS), Non Performing Financing (NPF), dan Dana Pihak Ketiga (DPK) terhadap pembiayaan modal kerja periode Januari 2013-April 2017. Jenis data penelitian adalah penelitian kuantitatif yang menggunakan data sekunder Statistik Perbankan Syariah yang  telah diterbitkan Otoritas Jasa Keuangan (OJK). Metode analisis yang digunakan dalam penelitian ini adalah analisis regresi linear berganda dengan tingkat signifikansi 5%. Penelitian ini menggunakan pembiayaan modal kerja sebagai variabel dependen dan SBIS, NPF, dan DPK sebagai variabel independen. Berdasarkan hasil penelitian yang telah dilakukan, ditemukan bahwa secara parsial SBIS memiliki pengaruh negatif dan tidak signifikan. NPF memiliki pengaruh positif dan tidak signifikan. DPK memilki pengaruh positif dan signifikan terhadap pembiayaan modal kerja pada perbankan syariah di Indonesia.
FAKTOR YANG MEMPENGARUHI DANA DEPOSITO BANK UMUM SYARIAH DI INDONESIA TAHUN 2010-2015 Dinan Izzan Abshari; Fatin Fadhilah Hasib
NISBAH: JURNAL PERBANKAN SYARIAH Vol. 4 No. 1 (2018): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (669.847 KB) | DOI: 10.30997/jn.v4i1.1163

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Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi deposito Bank Syariah di Indonesia selama periode 2010-2015. Metode penelitian yang digunakan adalah pendekatan kuantitatif. Sampel penelitian adalah Bank Syariah di Indonesia yang diambil setiap bulan untuk setiap variabel selama periode 2010-2015. Teknik analisis yang digunakan adalah analisis regresi berganda dan hasilnya Y = 2,123 - 0,111 (X1) - 1,135 (X2) + 2,977 (X3), dengan koefisien determinasi berganda 0,179 atau 17,9%. Hasil dari uji parsial menunjukkan bahwa Indeks Harga Konsumen dan Tingkat Keuntungan memiliki pengaruh yang signifikan dan Tingkat Bunga tidak memiliki pengaruh yang signifikan secara parsial terhadap Dana Deposito Bank Syariah di Indonesia. Hasil uji simultan menunjukkan bahwa ketiga variabel tersebut memiliki pengaruh signifikan terhadap deposito Bank Syariah di Indonesia.
The Role of Islamic Family Financial Planning on Fishermen in Sidoarjo Regency Ratna Lukita Indriwati; Fatin Fadhilah Hasib
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 6 (2022): November-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20226pp850-862

Abstract

ABSTRAK Tujuan Penelitian ini adalah untuk menganalisis peran dari Perencanaan Keuangan Keluarga Islam pada Nelayan di Kabupaten Sidoarjo. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus deskriptif. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Kemudian, validasi data dengan triangulasi data. Hasil Penelitian ini menjelaskan bahwa adanya peran dari Perencanaan Keuangan Keluarga Islami pada Nelayan di Kabupaten Sidoarjo dalam mewujudkan kesejahteraan dengan sampel 4 orang nelayan yang direkomendasikan oleh pihak Dinas Perikanan Kabupaten Sidoarjo. Konsep yang digunakan untuk meneliti yakni; Konsep Generasi Kekayaan, Konsep Pemurnian Kekayaan, Konsep Perlindungan Kekayaan, Konsep Akumulasi Kekayaan, dan Konsep Distribusi Kekayaan. Temuan dari Penelitian ini bahwa dari keempat informan nelayan memiliki lebih banyak aset daripada hutang selain itu juga keempat informan nelayan telah mempersiapkan kemungkinan-kemungkinan buruk yang akan terjadi dimasa datang. Sehingga dapat disimpulkan perencanaan keuangan keluarga memiliki peran penting yang dapat membantu seseorang tersebut dalam mewujudkan kesejahteraan. Hal ini dibuktikan dengan kemampuan mengakumulasi yang mana jumlah aset yang dimiliki lebih besar dari hutang, sehingga terdapat kebebasan keuangan pada seseorang tersebut. Kata Kunci: Perencanaan Keuangan Keluarga Islami, Nelayan, Kabupaten Sidoarjo.   ABSTRACT This study aimed to analyze the role of Islamic family financial planning for fishermen in Sidoarjo district. This research used a qualitative approach with a descriptive case study method. Data were collected through observation, interviews and documentation. Then, the data was validated with data triangulation. The results of this study explained that Islamic Family Financial Planning played a role for Fishermen in Sidoarjo Regency in realizing prosperity. The study's sample was four fishermen recommended by the Fisheries Office of Sidoarjo Regency. The concept used to research namely; Wealth Generation Concept, Wealth Purification Concept, Wealth Protection Concept, Wealth Accumulation Concept, and Wealth Distribution Concept. The findings from this study were that the four fisherman informants have more assets than debt. In addition, the four fisherman informants have prepared for bad possibilities that will occur in the future. Thus, family financial planning has an important role that can help someone realize prosperity. This was evidenced by the ability to accumulate where the amount of assets owned is greater than debt so that that person has financial freedom. Keywords: Islamic Family Financial Planning, Fishermen, Sidoarjo Regency.   REFERENCES Abdullah, A., & Junaina, M. (2013). Ethical values in Islamic planning. Jurnal Pengurusan, 38 (133 – 140). Adiba, E. M., & Shofawati, A. (2017). The role of middlemen and fisherman welfare in maqashid shariah. Journal of Islamic Economics Science, 1(1), 1-15. Agustianto, & Lutfi. (2010). Fiqih perencanaan keuangan syariah. Jakarta: Muda Mapan Publishing. Alkautsar, Z., & Hapsari. M. I. (2014). Implementasi pemahaman konsumsi Islam pada perilaku konsumen muslim. Jurnal Ekonomi Syariah Teori dan Terapan, 1(10), 736-754. https://doi.org/10.20473/vol1iss201410pp736-754 Amanda, F., Possumah, B. T., & Firdaus, A. (2018). Consumerism in personal finance: An Islamic wealth management approach. Al- Iqtishad: Journal of Islamic Economics, 325-340. DOI:10.15408/aiq.vl0i2.5518 Aulia. (2009). Perencanaan keuangan keluarga menciptakan surplus anggaran dalam keuangan keluarga anda. Yogyakarta: Cakrawala. Aulia, N., Yuliati, L, N., & Muflikhati, I. (2019). Kesejahteraan keuangan keluarga usia pension: Literasi keuangan, perencanaan keuangan hari tua, dan kepemilikan aset. Jurnal Ilmu Keluarga dan Konsumen, 12(1), 38-51. https://doi.org/10.24156/jikk.2019.12.1.38 Baidhowi, B., & Zaki, I. (2014). Implementasi konsumsi Islami pada pengajar pondok pesantren (Studi kasus pada pengajar pondok pesantren al aqobah kecamatan diwek kabupaten Jombang). Jurnal Ekonomi Syariah Teori dan Terapan, 1(9), 610-621. https://doi.org/10.20473/vol1iss20149pp610-621 Basah, S., & Tahir, P. R. (2019). Towards acceptance of Islamic wealth management. Journal of Islamic, Social, Economics and Development. DOI: 10.1108/JCM-01-2018-2514] BAZNAS. (2014). Syarat dan tata cara perhitungan zakat mal dan zakat fitrah serta pendayagunaan zakat untuk usaha produktif. Jakarta: BAZNAS. BPS. (2019). Jumlah produksi budidaya ikan menurut kabupaten/kota (ton). Jawa Timur: Badan Pusat Statistik. Finira, D. C., & Yuliati, L. (2013). Perencanaan keuangan keluarga dalam pembelian asuransi jiwa. Jurnal Ilmu Keluarga Dan Konsumen Bogor, 6(3), 180-189. http://dx.doi.org/10.24156/jikk.2013.6.3.180 IBFIM. (2016). Islamic financial planning and wealth management. Kuala Lumpur: IBFIM. Joko, A. (2012). Pola konsumsi, investasi dan proteksi sebagai indikator perencanaan keuangan keluarga (Studi pada masyarakat kabupaten Sidoarjo). Jurnal Media Mahardika, 10(2), 44-66. Lahsasna, A. (2017). Islamic financial planning for households. Wealth Purification, Elgar Online Chapter 15. DOI:10.4337/9781786439390.00024 Mumtahiyah. (2015). Implementasi profesi nelayan muslim dalam mewujudkan kesejahteraan perspektif maqashid syariah (studi kasus kabupaten jembrana bali). Tesis tidak dipublikasikan. Universitas Airlangga. Nurizal, I., & Antonio, M. S. (2012). The Islamic wealth management: An analysis from ibn sina’s perspective. Journal of Islamic Thought and Civilization, 2(1), 19-36. https://doi.org/10.32350/jitc.21 Peter, G. (2014). The role of parents in educating finance at children (library studies). ITI –NGO. Rahmawati. (2010). Tingkat kesadaran masyarakat dalam perencanaan keuangan keluarga perpsektif ekonomi islam (studi pada masyarakat kelurahan cempaka putih ciputan). Skripsi tidak dipublikasikan. UIN Syarif Hidayatullah. Rodhiyah. (2012). Manajemen keuangan keluarga guna menuju keluarga sejahtera. Forum, 40(1), 28-33. Shafii, Z., Zariah, M. Y., & Shahizan, M. (2013). Islamic financial planning and wealth management. Kuala Lumpur: IBFIM. Solomon, M. R. (2013). Consumer behavior: buying, having, and being (tenth edition). Essex: Pearson Education Limited. Tamini, L., & Mukhlisin, M. (2013). Sakinah finance. Solo: Tirta Medina. Yin, R. (2016). Qualitative research from start to finish. New York: The Guilford Press. Yusoff, Z. M., Adawiah, E. R., & Zakariyah, H. (2021). Islamic financial planning: Towards sustaining the financial wellbeing of muslim families in Malaysia post covid-19. Turkish Journal of Islamic Economics, 8(Special Issue), 355-376. http://dx.doi.org/10.26414/A2380 Zulkifli, C. M., & Saripuddin, C. O. A. S. S. (2015). Concept of business ethics in Islam: Approach to the entrepreneur. Journal of Asian Business Strategy, 5(1), 13-18. https://doi.org/10.18488/journal.1006/2015.5.1/1006.1.13.18
PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA Sitii Nur Indah Rofiqoh; Ririn Tri Ratnasari; Alimin Alimin; M. Ala’uddin; Thoyyib Mas’udi; Anik Rufaidah; Fatin Fadhilah Hasib
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 1 (2022): Januari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (558.882 KB) | DOI: 10.30739/jpsda.v2i1.1259

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This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).
Chi-square test on Islamic Economic Research Siti Nur Indah Rofiqoh; Ririn Triratnasari; Nelly Rahmatillah; Fatin Fadhilah Hasib; Alimin Alimin
International Conference on Islamic Economic (ICIE) Vol 2 No 1 (2023): April
Publisher : Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i1.200

Abstract

In Islamic economic research, we may collect categorical variable data. Using statistical analysis, chi-square test can be an alternative to evaluate those data. Furthermore, the analysis of chi-square test can be aimed at evaluating the differences between study groups according to the assign degree of error. This article also explains the purpose of chi-square test, the Karl Person chi-square hypothesis, what type of data can use in chi-square test, the assumptions of chi-square analysis and also the rule to analyze categorical variables data in sharia economics research.
Co-Authors A'la, Al Ma'rifatul Aam Rusydiana Aam Rusydiana, Aam Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Abrista Devi Abshari, Dinan Izzan Ahwarumi, Biyati Ajeng Shelyta Ajeng Shelyta, Ajeng Akbar, Fachri Al arif, Mohammad Anam Alimin Alimin Alimin Alimin Anas Alhifni Andang Miatmoko Andrew Hermawan Anik Rufaidah Arif Rachman Husein Bima Kurnia Putra Bima Kurnia Putra, Bima Kurnia Dany Hidayat Dany Hidayat, Dany Dewi Rahmawati Maulidiyah Dinan Izzan Abshari Elit Prambara Yudha Elit Prambara Yudha, Elit Prambara Elzalina Jannati Prayuningrum Ersandhi Primanatara Fachri Akbar Fahri, Muhammad Bastomi Haula, Hamizah Hidanah, Sri Ibrahim, Mohamad Rafli Ilmi, Hilkatul Imro Atul Mufidah Ira Sari Yudaniayanti Irham Zaki Kamarni, Neng Kholis Amalia Nofianti Lidya Tumewu M. Ala’uddin Mariska Pradnya Paramitha Mariska Pradnya Paramitha, Mariska Pradnya Maulidiyah, Dewi Rahmawati Mi'raj, Denizar Abdurrahman Miatmoko, Andang Mukhlish, Zaini Nelly Rahmatillah Nurwijayanti Prayuningrum, Elzalina Jannati Purwitasari, Neny Rahmatillah, Nelly Rahmawati, Kadek Ramadhan, Dwi Swasana Rani, Lina Nugraha Ratna Lukita Indriwati Ririn Tri Ratnasari Ririn Triratnasari Rofiqoh, Siti Nur Indah Rosyada, Zulfi Nur Amrina Rufaidah, Anik Sabdoningrum, Emy Koestanti Samiari Ambarwati Siti Nur Indah Rofiqoh Sitii Nur Indah Rofiqoh Soeharsono Soeharsono Suciati Suciati Suciati Suciati Thoyyib Mas’udi Tri Widiandani Triratnasari, Ririn Wicaksana, Firman Wiwied Ekasari Yanu Andhiarto Yuli Utami