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All Journal AL-RISALAH An - Nisa` QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam IKRA-ITH EKONOMIKA Al-Qalam Al-Muqayyad Jurnal EK dan BI Jurnal Ilmiah Al-Tsarwah Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Al-Iqtishod : Jurnal Ekonomi Syariah Al-Muamalat : Jurnal Ekonomi Syariah Islamiconomic: Jurnal Ekonomi Islam Al-Risalah: Jurnal Hukum Keluarga Islam (Ahwal Al-Syakhsiyah) Perbanas Journal of Islamic Economics and Business Journal of Islamic Economics Lariba Benefit : Journal of Bussiness, Economics, and Finance Mu'amalah : Jurnal Hukum Ekonomi Syariah Mutiara: Multidiciplinary Scientifict Journal Islamic Banking and Finance Journal of Financial, Business and Economics Journal of Islamic Economics and Finance Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Social Society Jurnal Inovasi Ekonomi Syariah dan Akuntansi International Journal of Economics, Commerce, and Management Jurnal Manajemen Bisnis dan Keuangan Jipmor: Jurnal Ilmu Pendidikan Dan Humaniora Journal of Islamic Economics and Finance Jurnal Ekonomi, Manajemen, Akuntansi LAN TABUR: JURNAL EKONOMI SYARIAH Journal of Noesantara Islamic Studies
Sitti Nikmah Marzuki, Sitti Nikmah
Institut Agama Islam Negeri (IAIN) Bone
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Mechanical Engineering Social Sciences Other

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Analisis Kelangkaan Pupuk Pertanian Bagi Petani Terhadap Produktivitas Dan Kesejahteraan Dari Pandangan Ekonomi Syariah (Studi Kasus Desa Ajang Pulu Kecamatan Sibulue) Ansyah, Arbi; Marzuki, Sitti Nikmah; Masyhuri, Masyhuri
IKRAITH-EKONOMIKA Vol. 8 No. 3 (2025): IKRAITH-EKONOMIKA Vol 8 No 3 November 2025
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis kelangkaan pupuk pertanian serta dampaknya terhadap produktivitas dan kesejahteraan petani di Desa Ajang Pulu, Kecamatan Sibulue, Kabupaten Bone, dalam perspektif ekonomi syariah. Permasalahan utama yang diangkat adalah belum optimalnya distribusi pupuk bersubsidi yang menyebabkan kelangkaan, keterlambatan penyaluran, dan ketidaksesuaian kuota dengan kebutuhan riil petani. Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan lapangan melalui wawancara mendalam, observasi, dan dokumentasi terhadap petani, pengecer pupuk, serta pihak terkait. Hasil penelitian menunjukkan bahwa distribusi pupuk di Desa Ajang Pulu masih menghadapi berbagai kendala seperti keterlambatan pengiriman, keterbatasan kuota, dan ketidaktepatan sasaran penerima. Kondisi tersebut berdampak pada menurunnya hasil panen dan kesejahteraan petani. Dalam perspektif ekonomi syariah, sistem distribusi yang belum merata ini belum sepenuhnya mencerminkan prinsip keadilan (al-‘adl), kemaslahatan (maslahah), dan amanah. Kesimpulannya, agar distribusi pupuk lebih efektif dan sesuai dengan nilai-nilai Islam, diperlukan penyederhanaan regulasi, peningkatan transparansi, serta pengawasan yang lebih ketat untuk memastikan keadilan dan kesejahteraan petani secara berkelanjutan.
Spiritual Trust in AI Systems: Investigating the Role of Ta‘abbud in Personalized E-Commerce for Generation Z Syahraeni; Syaparuddin; Marzuki, Sitti Nikmah; Hukmiah; Sabbar, Sabbar Dahham
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 12 No. 2 (2025): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v12i2.46646

Abstract

The rapid growth of AI-based e-commerce has yet to integrate spiritual values such as ta‘abbud, essential for Muslim consumers in fostering trust and holistic well-being. This study aims to explore the role of ta‘abbud in AI recommendation systems, enhancing consumer well-being materially and spiritually through increased consumer trust. The research is grounded in four theoretical frameworks: the Technology Acceptance Model (TAM), Consumer Well-Being, Consumer Behavior, and AI Personalization. The study employs Partial Least Squares Structural Equation Modeling (PLS-SEM) to assess relationships between variables. Data were collected via a stratified sampling questionnaire involving 240 Generation Z respondents. The findings reveal that information accessibility significantly influences the shopping experience (R² = 0.743), whereas recommendation quality moderately affects consumer trust (R² = 0.724). Furthermore, AI-based recommendation personalization enhances consumer well-being (R² = 0.635) by improving trust and recommendation relevance (R² = 0.586). Although the effect of ta‘abbud is relatively small, it plays a meaningful role in shaping trust in AI systems, particularly for halal product purchases. This study offers practical implications for Sharia-compliant e-commerce in building consumer loyalty through value-based strategies.
Trends in Sustainable Consumption: Adoption of Halal Packaged Food among Millennial Jusman, Rahmayani; Razak, Syaparuddin; Marzuki, Sitti Nikmah
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.260

Abstract

This study aims to explore the relationship between intention, perceived behavioral control, and the substantive impact of intention in adopting halal packaged foods among the millennials. This study applied the Theory of Planned Behavior framework. A quantitative descriptive research method was employed, with data collected through questionnaires from two hundred respondents selected via simple random sampling in July-August 2023. The results showed that intention and perceived behavioral control play key roles in adopting halal packaged foods. Factors such as sharia compliance, attitude toward halal food, subjective norms, and perceived behavioral control significantly influence the formation of intention. The novelty of this research lies in the integrative examination of various factors influencing the intention to adopt halal packaged foods within the context of Indonesian society, providing new insights into the interaction between psychological and religious factors. The implications of these findings highlight the importance of enhancing halal literacy among consumers to strengthen positive attitudes toward halal food and sharia compliance. Social environmental support and strengthening behavioral control can also increase the intention to adopt halal packaged foods. Recommendations for stakeholders include providing clear and educational information about the benefits and importance of halal food, as well as developing marketing strategies that emphasize these aspects to encourage broader adoption within the community.
Soft Skill and Hard Skill Development Model in Improving the Quality of Human Resources in the Higher Education Environment Marzuki, Sitti Nikmah; Muljan, Muljan; Haslinda, Haslinda; Affandi, Lukman
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol. 16 No. 1 (2024): Qalamuna - Jurnal Pendidikan, Sosial, dan Agama
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v16i1.5070

Abstract

This research aims to identify the soft and hard skills students need to improve the quality of human resources in the tertiary environment. The research was conducted in Bone Regency, focusing on IAIN Bone students and related stakeholders. The research method used is qualitative research, which involves interviews, observations, and questionnaires to collect primary data and documents and literature as secondary data. Data analysis was carried out using qualitative descriptive techniques and descriptive statistical analysis. It is hoped that the results of this research will be able to design practical and applicable skills development models and evaluate the effectiveness of the skills development programs that have been implemented. The ultimate goal of this research is to improve the quality of college graduates so that they are ready to compete in the world of work, support higher education policies, increase the competitiveness of universities, and prepare students to face increasingly complex future challenges. This research provides recommendations to universities regarding developing curricula and learning programs that are more comprehensive and relevant to industry needs.
Critical Analysis of the Concept of Usury in Islamic Economics and its Implications for Islamic Finance Abdullah, Rais; Marzuki, Sitti Nikmah; Karliena, Yayuk; D, A Zulfikar
Journal of Noesantara Islamic Studies Vol. 2 No. 2 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnis.v2i2.1847

Abstract

The concept of usury (riba) occupies a pivotal position in Islamic economics, serving as a foundational principle shaping Islamic financial practices. Despite its centrality, the interpretation and application of riba have been subjects of extensive debate among scholars, particularly concerning its implications for modern Islamic finance. This study aims to critically analyze the concept of riba within the framework of Islamic economics, exploring its historical evolution, interpretative nuances, and contemporary challenges. Employing a qualitative methodology, this research integrates a systematic review of classical Islamic jurisprudence texts and modern scholarly discourse, complemented by case studies of Islamic financial institutions. The findings reveal that while riba is unequivocally prohibited in Islamic law, its definition and scope vary, influencing the operational dynamics of Islamic financial products such as murabahah, ijarah, and sukuk. Moreover, the study identifies a tension between theoretical ideals and practical implementations, highlighting the need for greater consistency and innovation in Islamic finance to align with maqasid al-shariah. The study concludes that a nuanced understanding of riba is essential for addressing contemporary financial complexities and fostering the growth of an ethical and sustainable Islamic financial system.  
Penerapan Etika Bisnis Islam dan Prinsip Budaya Bugis Sebagai Strategi Penguatan Karyawan pada CV Surya Indah Group Ayu Puspa Kirana; Aksi Hamzah; Sitti Nikmah Marzuki
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 6 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i6.8126

Abstract

This study aims to analyze the implementation of Islamic business ethics and Bugis cultural principles as a strategy for employee empowerment at CV Surya Indah Group in Bone Regency. In today’s highly competitive business environment, empowering employees is a key factor in achieving organizational success, especially when approached through local cultural and spiritual values. This research employs a qualitative descriptive method with a case study approach. Data were collected through in-depth interviews, direct observation, and documentation involving both employees and management. The findings reveal that Islamic business ethics values such as siddiq (honesty), amanah (trustworthiness), tabligh (communicativeness), and fathanah (wisdom) have been internalized in the company’s work culture. Furthermore, Bugis cultural values such as sipakatau (mutual respect), sipakalebbi (mutual honor), and getteng (firmness in principle) strengthen employee loyalty and responsibility toward the organization. The synergy between these religious and cultural values has proven effective in fostering a harmonious work environment, enhancing motivation, and encouraging long-term employee retention. The implication of this study suggests that organizations can sustainably strengthen human resources by integrating local cultural wisdom and Islamic ethics into their employee management strategies.
Co-Authors A.Wulandari Abd. Rasyid R Abd.Hafid Abdullah, Rais Abdullahanaa, Abdullahanaa Affandi, Lukman Akifah Aksi Hamzah Amir, Muhammad Fakhri Andi Musdalipah Andi Oddang Anggryani, Lisa Anisa Anisa Anizah, Nur Ansyah, Arbi Arafah, Muh Ariska, Ayu Ayu Puspa Kirana Buhari, Ulfa Luthfiyah Buhasyim, Muhammad Abdi D, A Zulfikar Fitri, Nur Aulia Hafid, Abd. Hamjan, Andi Lisa Aryani Hardina Pratiwi Haslinda Haslinda, Haslinda Hasminiar, Hasminiar Herianti Herianti Hj. Hukmiah HM, M. Amir Hukmiah Hukmiah Husain, Hukmiah Ida Farida Idayanti, Rini Ihzani, Masdathul Irsyam, Muh Islami, Nur Ainul Islami Jumarni Jumarni Jumriani , Jumriani Jumriani, Jumriani Jusman, Rahmayani Kadir, Syahruddin Karliena, Yayuk Kasnaini KIRANA, AYU PUSPA Masyhuri Masyhuri Muis, Musrini Muljan, Muljan Munawarah Munawarah, Munawarah Mutalib, Ahmad Abdul mutiara mutiara Nur Azizah Nur Hikmah Nurhidayah Nurhidayah Rahmat Hidayat Rahmayanti, Vera Rajul, Ahmad Ramdani, Nurdianti Razak, Syaparuddin Restiani, Vira Rina Novianty, Rina Rosmini Rosmini Sabbar, Sabbar Dahham Sakirah Sakirah Sari, Surya Karmila Shadriyah Sinta Sahara Strech, David E Syahban, Wahyudin Syahraeni Syahraeni, Syahraeni Syamsul Bahri Syaparuddin wahyuni wahyuni