Article Per Year (5 Year)
p-Index From 2021 - 2026
9.726
P-Index
This Author published in this journals
All Journal EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Pengabdian Masyarakat Indonesia (JPMI) Jurnal Pengabdian Masyarakat Sains dan Teknologi Pustaka: Jurnal Bahasa dan Pendidikan Populer: Jurnal Penelitian Mahasiswa Journal of Creative Student Research Journal of Student Research Jurnal Insan Pendidikan dan Sosial Humaniora Jurnal bintang manajemen Jurnal Pendidikan dan Ilmu Sosial Journal of Educational Innovation and Public Health Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat Jurnal Sadewa: Publikasi Ilmu Pendidikan, Pembelajaran dan Ilmu Sosial Mutiara: Jurnal Penelitian dan Karya Ilmiah Jurnal Nakula: Pusat Ilmu Pendidikan, Bahasa Dan Ilmu Sosial Master Manajemen Cidea Journal Corona: Jurnal Ilmu Kesehatan Umum, Psikolog, Keperawatan dan Kebidanan Edukasi Elita : Jurnal Inovasi Pendidikan Observasi: Jurnal Publikasi Ilmu Psikologi Katalis Pendidikan: Jurnal Ilmu Pendidikan dan Matematika Jurnal Manajemen Bisnis Era Digital Jurnal Pemimpin Bisnis Inovatif Jurnal Manajemen Kewirausahaan dan Teknologi Indonesia Bergerak: Jurnal Hasil Kegiatan Pengabdian Masyarakat Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Terang: Jurnal Kajian Ilmu Sosial, Politik dan Hukum Sosial : Jurnal Ilmiah Pendidikan IPS Wissen: Jurnal Ilmu Sosial dan Humaniora Pajak dan Manajemen Keuangan Merkurius: Jurnal Riset Sistem Informasi dan Teknik Informatika Global Leadership Organizational Research in Management Jurnal Pendidikan Dirgantara Jurnal Bersama Ilmu Pendidikan Variable Research Journal Jurnal Manajemen Kreatif dan Inovasi Jurnal Riset Sosial Humaniora dan Pendidikan Jurnal Insan Pendidikan dan Sosial Humaniora Jurnal Riset dan Inovasi Manajemen
Sri Mulyeni
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Transportation Veterinary Other

Published : 83 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 83 Documents
Search

 5   6   7   8   9 
Analisis Literasi Keuangan dan Gaya Hidup dalam Manajemen Keuangan Generasi Z di Era Pinjaman Online Natasya Alisya Putri; Salsa Nur Haifa; Vionalizta Aureva Maharani; Sri Mulyeni
Jurnal Manajemen Kreatif dan Inovasi Vol. 4 No. 3 (2026): Juli : Jurnal Manajemen Kreatif dan Inovasi
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v4i3.6392

Abstract

Perkembangan teknologi keuangan (fintech) telah menghasilkan perubahan besar dalam sistem dan perilaku keuangan masyarakat, terutama di kalangan Generasi Z di era digital. Berbagai layanan keuangan seperti pembayaran elektronik, investasi melalui aplikasi, dan pinjaman online. Kondisi ini mendorong peningkatan aktivitas keuangan di kalangan Generasi Z, tetapi juga menimbulkan potensi risiko jika tidak diimbangi dengan pemahaman keuangan yang memadai. Keterbatasan literasi keuangan dapat menyebabkan individu kurang mampu mengelola pengeluaran dan membuat keputusan keuangan yang tepat. Studi ini meneliti hubungan antara literasi keuangan dan gaya hidup dalam mengelola keuangan Generasi Z di era digital. Metode yang digunakan dalam penelitian ini adalah kualitatif melalui studi literatur dengan meninjau literatur dari berbagai sumber ilmiah yang relevan, seperti jurnal dan publikasi akademik. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan memengaruhi kemampuan individu untuk merencanakan, mengelola, dan menilai penggunaan keuangan. Namun, pada kenyataannya, masih ada sebagian Generasi Z yang belum memiliki pemahaman keuangan yang baik, sehingga mereka cenderung menggunakan layanan keuangan, terutama pinjaman online tanpa pertimbangan yang matang. Selain itu, pola gaya hidup yang dipengaruhi oleh perkembangan media sosial dan tren digital juga berkontribusi pada perilaku konsumsi berlebihan. Fenomena seperti keinginan untuk mengikuti tren dapat menyebabkan pembelian impulsif, yang dapat berdampak pada kesejahteraan finansial. Oleh karena itu, meningkatkan literasi keuangan sangat penting bagi Generasi Z untuk mengelola keuangan mereka dengan lebih bijak, memanfaatkan teknologi secara efektif, dan mencapai stabilitas keuangan di masa depan.
Pengaruh Literasi Keuangan dan Fear of Missing Out (FoMO) terhadap Gaya Hidup Konsumtif Muhamad Radit; Indra Andriyana; M. Azka Irawan; Sri Mulyeni
Jurnal Manajemen Kreatif dan Inovasi Vol. 4 No. 3 (2026): Juli : Jurnal Manajemen Kreatif dan Inovasi
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v4i3.6393

Abstract

The massive penetration of social media and e-commerce has fundamentally transformed the shopping habits of society, particularly among university students and Generation Z. Relentless promotional bombardments, coupled with the accessibility of "buy now, pay later" payment features, have made them increasingly prone to impulsive buying without careful consideration. Furthermore, the immense psychological urge to maintain a social presence and the (Fomo) make consumptive behavior in the digital space increasingly difficult to control. This study aims to investigate the development of this consumptive lifestyle in the modern era through a qualitative approach. A literature review design was applied, relying on relevant scientific journals and academic theses. The results of the analysis clearly indicate that Fomo drives individuals to prioritize emotional impulses for social validation over the actual utility of the purchased goods. While financial literacy has proven to act as a natural constraint against wasteful spending, theoretical financial knowledge often collapses under the weight of peer pressure and the allure of instant digital credit. In conclusion, the younger generation requires more than merely theoretical financial understanding; they need emotional discipline and the ability to filter social media influences to avoid falling into the trap of future debt.
Analisis Perubahan Harga iPhone dan Gaya Hidup terhadap Keputusan Pembelian Siti Auritsa Khoiriah; Sri Putri Rahayu; Sri Mulyeni
Jurnal Manajemen Kreatif dan Inovasi Vol. 4 No. 3 (2026): Juli : Jurnal Manajemen Kreatif dan Inovasi
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v4i3.6394

Abstract

Business competition has become increasingly intense, requiring companies to understand consumer behavior more deeply, especially in the smartphone industry. The iPhone, as a premium product, presents a unique phenomenon in which price increases do not necessarily reduce consumer interest but instead strengthen perceptions of exclusivity and social prestige. This study aims to analyze the influence of price changes and lifestyle on iPhone purchase decisions. The research method applied is a literature study with a qualitative approach, by collecting and analyzing relevant journals and scientific articles related to consumer behavior, price, and lifestyle. The findings reveal that most studies confirm that both price and lifestyle have a positive and significant effect on iPhone purchase decisions, although some variations exist where either price or lifestyle shows no significant impact. Consumers are found to consider not only the functional aspects of the product but also its symbolic and social values. High prices are often perceived as indicators of quality and prestige, while modern lifestyles and social media trends position the iPhone as a status symbol and part of self-identity, particularly among younger generations. In conclusion, iPhone purchase decisions are not solely driven by economic factors but are also influenced by psychological and social dimensions. Therefore, producers must maintain product quality and strong brand image while adapting marketing strategies to evolving consumer lifestyles.
Co-Authors Aan Tajudin Adam Zamzam Putra Setiawan Adejura Nurhalisa Adystia Milkyna Puteri Gicella Agung Patrio Iksan Ahmad Zaenul Irpan Aida Fitriani Akhmad Syarif Aldisha Adya Pasha Alinda Nuraini Alivia Khoirunnisa Alya Putri Noviani Alya Syifa Nurfadilah Amathul Zeehan Amelia Ismiani Amelia Reza Andini Rohayani Andini Sulistiawati Aneti Vilva Fauziah Angga Ibnu Nugroho Annisa Hafid Ashri Andini Muthmainnah Asila Rafia Rafsa Assyifa Luthfiah H Audra Nur Fatimah Aulia Ratna Sari Azkia Sopiatunnisa Balqis Arwa Aziizah Chariva Aghna Ghaniya Dahlan Somantri Deni Deni Dety Mulyanti Devi Aprilia Effendi Dewi Daryati Dewi Sekar Wangi Dewi Sukmawati Dhea Adinda Dian Tri Andini Dika Nurdyansyah Dini Setiawati Diva Nur Azizah Duddi Dermawan DWI WIJAYANTI Elsa Elvina Elsa Safitri Endang Laelasari Fahmi Kurniawan Febriyani Kistianingrum Fikri Khusaini Fina Rismayanti Finny Redjeki Fitri Fajriani Gendis Gayatri Ghina Khoirun Nisa Gina Mardiah Putri R. Hadiat Permadi Hanifah Sukmana Helena Nduru Hendika Suryawinata Herlina Herlina Hidayat Hidayat Hikmal Fajar Fardyan Iklima Aulia Imas Siti Masitoh Indra Andriyana Isda Nurul Azkhiya Izhar Harahap Izma Aulia Rachmat Izzaty Khoirunnisa Jafar Pahrudin Javier Nayaka Airlangga Jejen Jaenudin Jhon Daniel Manurung Josafat Christopher Jovan Athallah Putra Irawan Kamilatunnisa Kamilatunnisa Kasih Kasih Kausar Sihombing Kirei Zhihan Putri Kireina Zaira Nur Alpiah Leonardo Dian Saiya Lesi Sucianti Sihaloho Lestari Amelia Lien Nurliah Luthfan Jiwa Pangestu M Fadlurrohman Al Husni M. Azka Irawan Maheswara Hermadhito Prapancha Mardani Eka Ningrum Marsya Andini Marzuki Mega Sylvia Dewi Mikail Mambang Diawan Mita Puspita Muhamad Akmal Wahyu Andhika Muhamad Jikran Muhamad Radit Muhamad Rizki Fadllilah Muhammad Abdul Wahid Syawali Muhammad Fathir Nur Alif Ekaputra Muhammad Fikri Izzuddin Muhammad Habib Zaki Muhammad Iman Nurul Nazid Muhammad Mugni Firdaus Muhammad Yusuf Gunawan Mursal Salim Mutiara Hakiki Nabila Aulia Syifa Nabila Monica Nabila Nur Aprilia Nadia Destyana Nadira Hasan Harahap Nafa Nafisah Ziaulhaq Naila Buana Jenisa Naila Zahara Najwaturrohmah Najwaturrohmah Nasim, Eman Sulaeman Nastiti Rizky Shiyammurti Nasywa Aulia Khaerunissa Natasya Alisya Putri Naufal Haadi Naya Naisyia Sahda Aulia Naylla Aisy Khalesya Naysilla Nursanti Sulaeman Nazla Meyvida Nazwa Astri Alasa Nazwa Aulia Nurzahra Niar Setya Iassha Putri Nida Nur Azizah Nita Amelia Suryaningtyas Nita Anggraeni Nuri Kaerani Kamil Puan Kayla Ayu Qolbiyyah Putri Auliya Putri Rahayu Raden Aurora Sativa Hawa Gantara Rahayu Safitri Rahma Aulia Setianingsih Raisa Irwansyah Raisha Ramadhani Ratesya Septiana Hidarusman Raysha Fauzia Andani Rayya Ahmad Putri Rendi Maulana Akbar Reva Diena Mustaqina Richky Rahmadan Ridwan Kusnaedi Rifqi Alhafizh Rini Handayani Riska Fadhilah D Riski Mulia Agustina Rizqy Naufal Fatichin Roy Astyanto Safa Puja Arsila Salsa Nur Haifa Salwa Nursinta Sangita Merliana Putri Santi Santi Santiani Tri Widiawati Sapna Naina Arni Azzani Saskia Melia Sellia Aura Mumtaza Selly Nuraini Sepdina Candra Putri Setiawan Candra Silva Anugrah Febrina Siti Auritsa Khoiriah Siti Nurfadhilah Siti Nursalimah Siti Rania Maelani Siti Titta Partini Sobarna Kartamihardja Sonya Anggun Oktoviani Sopi Afrilia Soviya Fitriyani Sri Maria Ulfha Sri Nada Nadziran Sri Putri Rahayu Suci Padilah Sukmawati Suci Salsabila Oktaviani Suradi Suradi Syifa Aulia Putri Talisha Mustika Zahrani Tamara Nuramalia Tiara Dara Pratiwi Tika Wulandari Tipa Aulia Suhandi Tita Puspitasari Tsabita Isyifa Ramadhani Vionalizta Aureva Maharani Vip Paramarta Vira Febriana Widuri Dwi Nanda Wilianti Laelatul Fitri Wita Dwi Anjani Yogi Septiawan Zahra Meylani Utami Zahra Nur Afni Zahraina Melati Resmaya Zakia Suci Amalia Zaky Setiawan Zhella Rizqina Putri Rustandi Zidane Reandra Zulfa Azkia Maharani