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The Principle of Utmost Good Faith in Insurance Following the Decision of the Constitutional Court of the Republic of Indonesia Number 83/PUU-XXII/2024 Evi; Tinambunan, Hezron Sabar Rotua; Jalianery, Joanita
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6940

Abstract

The principle of utmost good faith is the primary foundation of insurance contracts, requiring transparency between the insurer and the insured. This principle ensures contractual fairness by requiring both parties not to conceal material facts that could affect the validity of the contract. The Constitutional Court of the Republic of Indonesia Decision Number 83/PUU-XXII/2024 introduces a new dimension to the application of this principle, particularly regarding the protection of the insured's constitutional rights and the strengthening of insurance companies' transparency obligations. This article aims to analyze the implications of the Constitutional Court's decision on the practice of implementing the principle of utmost good faith, both from a doctrinal and normative perspective. The research method used is normative legal research with a statutory and case-based approach. The results of the study indicate that the Constitutional Court's decision emphasizes the urgency of the principle of utmost good faith as a legal protection mechanism that balances the interests of insurance companies and the rights of the insured.
Perlindungan Konsumen dalam Transaksi Pemesana Hotel Melalui Platform Digital: Analisis Normatif terhadap Kasus Penolakan Layanan oleh Pihak Hotel Indonesia Pekalongan Siregar, Joshua Walker; Farina, Thea; Ali, Nuraliah; Jalianery, Joanita
Jurnal Hukum Lex Generalis Vol 7 No 4 (2026): Tema Hukum Perdata dan Kenotariatan
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v7i4.3051

Abstract

This study aims to analyze consumer protection in hotel booking transactions through digital platforms, focusing on a service refusal case involving a hotel in Pekalongan, Indonesia. The research uses a normative approach by examining relevant regulations, including the Consumer Protection Act and provisions governing the rights and obligations of consumers and business actors in digital transactions. The findings show that hotels must act in good faith, provide honest, proper and non-discriminatory services and deliver accurate information. Both the hotel and Traveloka are responsible for consumer losses through full refunds. This study contributes to developing more effective consumer protection policies.
LEGAL ANALYSIS OF THE RESPONSIBILITY OF ONLINE TRANSPORTATION SERVICE PROVIDERS IN PROTECTING CONSUMERS WHO EXPERIENCE ACCIDENTS Joan Yaspedo Purba; Andika Wijaya, Hilyatul Asfia; Hilyatul Asfia; Joanita Jalianery
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 3 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20587749

Abstract

Online transportation services in Indonesia offer access to very easy transportation features, this poses a significant risk that worsens the guarantee of consumer protection. Even though the standards that must be achieved through a second analysis of three reasons: feasibility, governance, and the principle of accountability, if a violation occurs, what should consumers do. Through careful analysis, a dissection of the rules can be carried out because strict responsibility in Law Number 8 of 1999 concerning Consumer Protection provides a general legal umbrella in Article 4 paragraph (1) which states that consumers have the right to comfort, security, and safety when using goods and/or services. However, the law has not specifically regulated the legal relationship between application providers, drivers, and consumers in the context of online services.
Legal Protection of Public Image Rights Figures against the Use of Deepfakes in Commercial Advertising Based on Artificial Intelligence Rohit Nur Alfin; F.X. Ary Setiawan; Elin Sudiarti; Joanita Jalianery
Jurnal Impresi Indonesia Vol. 5 No. 5 (2026): Jurnal Impresi Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v5i5.7782

Abstract

The rapid advancement of artificial intelligence technology has given rise to deepfake, an audio-visual manipulation technique capable of realistically replicating a person's face, voice, and gestures without their consent. This phenomenon has emerged in Indonesia’s commercial advertising sector, where public figures such as Najwa Shihab, Raffi Ahmad, and Baim Wong have had their likenesses exploited without authorization. This study aims to analyze the legal protection of public figures’ image rights against deepfake use in commercial advertising and to examine the civil compensation mechanisms available under Indonesian law. The research employs a normative legal method with statute and case approaches, analyzing primary and secondary legal materials through systematic and teleological interpretation. The findings reveal a fundamental legal vacuum (rechtvacuum) in Indonesian law. The Copyright Law, Electronic Information and Transactions Law, and Personal Data Protection Law provide only partial and fragmented protection, as none explicitly recognizes image rights or the right of publicity as an independent legal right. Civil redress relies primarily on Article 1365 of the Civil Code concerning unlawful acts, covering both material and immaterial damages, yet it faces significant evidentiary challenges related to digital forensics. This study concludes that comprehensive legal reform is urgently needed, encompassing amendments to existing laws and the enactment of a dedicated artificial intelligence regulation that explicitly protects digital identity rights.