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All Journal Efisiensi : Kajian Ilmu Administrasi Jurnal Ekonomika JAKU (Jurnal Akuntansi & Keuangan Unja) (e-journal) AJIE (Asian Journal of Innovation and Entrepreneurship) Jurnal Mirai Management Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Distribusi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) JURNAL EKSBIS Abdimasku : Jurnal Pengabdian Masyarakat Bisnis Net : Jurnal Ekonomi dan Bisnis Berdikari : Jurnal Ekonomi dan Statistik Indonesia JURNAL ILMIAH GLOBAL EDUCATION Bima Journal : Business, Management and Accounting Journal COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Dinamika Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Innovative: Journal Of Social Science Research Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Pengabdian Masyarakat dan aplikasi Teknologi Journal of Administration Studies Jurnal Ekonomi dan Bisnis Nak-Kanak: Journal of Child Research Edusight Jurnal Pengabdian Masyarakat (EduJPM) International Journal Of Pedagogical Novelty (IJOPNOV)
Safitri, Maria
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Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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PENGARUH STRUKTUR MODAL, PROFITABILITAS, GOOD CORPORATE GOVERNANCE TERHADAP HARGA SAHAM PADA PERUSAHAAN SEKTOR INFRASTUKTUR Jonathan, Fandy; Safitri, Maria; Oktavia, Vicky; Kurniawan, Rudi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 2 (2025)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i2.2991

Abstract

Introduction: This study aims to analyze the effect of Capital Structure, Profitability, and Good Corporate Governance on stock prices. Methods: This study uses a quantitative research method, where data is obtained through the 2021 to 2023 financial reports of infrastructure and transportation sector companies listed on the Indonesia Stock Exchange. The data is processed using the IBM SPSS Statistics program. Results: The results of this study indicate that Capital Structure has a positive effect on stock prices. Profitability has a positive effect on stock prices, and Good Corporate Governance has a positive effect on stock prices, which can be seen from the multiple linear regression test with a positive role in each variable from capital structure, profitability, and institutional ownership to stock prices. Which can be concluded that capital structure, profitability, and good corporate governance have a positive effect on stock prices.. Keywords: Capital structure, Profitability, Good Corporate Governance, Stock Price
DETERMINAN FAKTOR KEBIJAKAN DIVIDEN PERUSAHAAN SEKTOR PROPERTI DAN REAL ESTATE DI INDONESIA Handhany, Melsanda Farelya; Safitri, Maria; Setyahuni, Suhita Whini; Samasta, Almira Santi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 2 (2025)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i2.3103

Abstract

Introduction: Indonesia's property and real estate sector is showing a post-pandemic recovery trend, although it is still characterized by a slowdown due to market dynamics and substantial capital requirements. This study analyzes the effect of profitability, liquidity, and leverage on the dividend policy of property companies listed on the Indonesia Stock Exchange (IDX) during the 2019–2023 period. Methods: The study employed a quantitative approach using secondary data in the form of company financial statements. This research used a sample of 12 property and real estate companies listed on the Indonesia Stock Exchange (IDX) for the period 2019-2023, with sample selection based on criteria (purposive sampling). The analytical technique chosen to examine this research was multiple linear regression and t-test utilizing IBM SPSS Statistics software. Results: The research findings show that profitability (ROA), liquidity (CR), and leverage (DER) have a significant negative effect on dividend policy (DPR). From this research, results were obtained showing that companies with high levels of profitability, liquidity, and leverage retain earnings for company operations such as project investments or debt obligation payments rather than distributing them as dividends. Keywords: Profitability, Liquidity, Leverage, Dividend
Urgensi Penanaman Nilai Agama dan Moral Sejak Dini untuk Mencegah Kasus Bullying Yuniar, Dias Putri; Safitri, Maria; Adiba, Sarah; Riskiyah, Fadilatur; Agustin, Alief; Faricha, Dewi; Karimah, Nabilatul
Nak-Kanak: Journal of Child Research Vol. 1 No. 2 (2024)
Publisher : Program Studi Pendidikan Guru Pendidikan Anak Usia Dini, Fakultas Keguruan dan Ilmu Pendidikan, Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/njcr.v1i2.55

Abstract

The most prevalent form of violence currently encountered in Indonesia is bullying, which occurs frequently among children from elementary to high school. Bullying has negative impacts on the victims, perpetrators, and those who witness it. It is a primary factor in the deterioration of mental health. Therefore, it is crucial to educate children about bullying from an early age to prevent such incidents. This study aims to provide solutions to prevent bullying. The method used in this research is a literature review. The findings indicate that bullying occurs due to several factors, including children imitating scenes from gadgets, television, and even violent behavior from their parents, among others. The proposed solution to prevent bullying involves instilling moral and religious values in children from an early age, ensuring they are educated about the dangers of bullying and do not engage in such behavior. Teachers and parents play a critical role in instilling these values in young children. This research contributes to the existing literature by highlighting the importance of early education in moral and religious values as a preventive measure against bullying. It underscores the pivotal roles of parents and teachers in shaping children's understanding and behavior regarding bullying. By addressing the root causes and promoting early intervention, this study provides a framework for reducing the incidence of bullying and its associated negative outcomes in the school environment
Pengaruh E-Wom Terhadap Keputusan Pembelian Brand Uniqlo Dengan Brand Image & Brand Trust Sebagai Variabel Mediasi (Studi Kasus : Mahasiswa Feb Universitas Dian Nuswantoro Semarang) Putri, Safa’a Amalia; Safitri, Maria; Yovita, Lenni; Oktavia, Vicky
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i1.8270

Abstract

Ketatnya persaingan dalam industri fesyen yang mengharuskan para pelaku usaha dalam bidang fesyen untuk dapat mempromosikan produk atau brand image dari pakaian mereka, memanfatatakn e-WOM sebagai sumber informasi pemasaran saat ini, dan menimbulkan rasa percaya dalam benak konsumen agar mampu bersaing dengan para kompetitor. Berdasarkan hasil pengumpulan data kusioner terdapat jumlah sampel 164 responden. Teknik analisis data menerapkan analisis linier berganda. Dengan softwere smart PLS3. Temuan riset memperlihatkan e-WOM berkorelasi signifikan serta positif terhadap brand image, brand trust, keputusan pembelian. Kemudian, brand image berkorelasi positif serta signifikan terhadap keputusan pembelian, brand trust berkorelasi positif serta signifikan terhadap keputusan pembelian, brand image memediasi e-WOM terhadap keputusan pembelian, serta brand trust memediasi e-WOM terhadap keputusan pembelian brand Uniqlo pada mahasiswa FEB Udinus.
Peran PT BPRS Artha Mas Abadi Melalui Edukasi untuk Mendukung Peningkatan Literasi dan Inklusi Keuangan Syariah di Kabupaten Pati Fadhli, Muhammad Ataka; Oktoriza, Linda Ayu; Yovita, Lenni; Safitri, Maria
COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 12 (2025): COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/comserva.v4i12.3110

Abstract

Literasi keuangan Syariah di Indonesia masih kurang, khususnya di daerah pedesaan seperti Kabupaten Pati, di mana kesalahpahaman tentang perbankan Syariah dan ketergantungan pada rentenir masih tinggi. Program edukasi PT BPRS Artha Mas Abadi dirancang untuk mengatasi masalah ini. Menilai efektivitas program edukasi akad Syariah PT BPRS Artha Mas Abadi dalam peningkatan literasi serta inklusi keuangan di Pati, serta mengidentifikasi tantangan dan dampak jangka panjang. Pendekatan kualitatif deskriptif dengan wawancara mendalam pada pemangku direktur bank, masyarakat serta analisis data sekunder (laporan program, literatur). Analisis data mengacu pada model tematik. Program meningkatkan pemahaman masyarakat tentang akad Syariah (e.g., murabahah, musyarakah), kepercayaan pada produk keuangan Syariah, dan mengurangi ketergantungan pada rentenir. Tantangan meliputi akses ATM terbatas dan resistensi dari kelompok tertentu. Studi menekankan pentingnya edukasi berkelanjutan, inovasi digital (e.g., fintech), dan dukungan kebijakan untuk memperluas inklusi keuangan. Temuan dapat menjadi acuan untuk program serupa di daerah tertinggal.
Angkut.in : The Future of Trucking by Digital Product Design Journey: english Suryawijaya, Tito; Safitri, Maria
Asian Journal of Innovation and Entrepreneurship Volume 08, Issue 01, January 2024
Publisher : UII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ajie.vol8.iss1.art5

Abstract

Jepara Regency in Central Java, Indonesia, is renowned as the "World Carving Center" due to its flourishing furniture carving industry. Despite successfully exporting carvings globally, the distribution process encounters challenges with conventional methods, primarily due to a limited truck fleet exacerbated by the post-pandemic situation. This study aims to scrutinize the effectiveness of "Angkut.in" as an innovative solution for overcoming hurdles in heavy goods distribution, particularly furniture. Utilizing Design Thinking, the research incorporates an analysis of the application of the Technology Acceptance Model (TAM) and digital marketing strategies within the "Angkut.in" application design. Employing a Supply Chain Management (SCM) approach, the research assesses the application's impact on local innovation growth, operational efficiency, and the competitiveness of the furniture industry. Market analysis indicates a focus on the online furniture entrepreneur segment. The marketing strategy involves real-time tracking services, live price checking, and user-friendly application interfaces. The business model adopts a Business-to-Business (B2B) approach, emphasizing transportation services for large goods businesses. The business identity design encompasses color selection, typography, and graphic elements that mirror the innovative and reliable nature of goods delivery services. Risk analysis covers technological factors, market competition, loss of goods, data security, capital limitations, regulatory changes, market acceptance, and force majeure. Angkut.In is categorized as a low-risk business according to the risk analysis matrix. The prototype validation by UKM Partners yielded a score of 8.5 out of 10, indicating maturity and compliance with most evaluation criteria. The provided fix notes will guide further development steps before the official launch.
Pengaruh Perceived Quality, Customer Experience dan Customer Satisfaction Terhadap Loyalitas Pelanggan This Is April di Semarang puspita, Vinata dyan; amron, amron; safitri, maria; fatmawati, elia resha
Jurnal Mirai Management Vol 10, No 1 (2025)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v10i1.8745

Abstract

Industri fesyen Indonesia berkembang seiring perubahan perilaku konsumen yang semakin progresif. Minat yang meningkat membuka peluang bisnis, namun juga memperkuat persaingan. Maka, perlu dilakukan strategi agar loyalitas pelanggan tetap tinggi. Riset ini bertujuan guna menganalisis dampak Perceived Quality, Customer Experience serta Customer Satisfaction pada Loyalitas Pelanggan This Is April di Semarang. Penelitian ini menggunakan pendekatan kuantitatif, serta teknik purposive sampling untuk mengumpulkan data dari kuesioner dengan jumlah sampel 101 responden, yakni pelanggan This Is April Semarang. Analisis data menggunakan aplikasi IBM SPSS Statistics 26 melalui metode analisis regresi linear berganda. Hasil riset mengungkapkan yakni Perceived Quality serta Customer Experience berpengaruh pada Loyalitas Pelanggan This Is April, sedangkan Customer Satisfaction tidak berpengaruh pada Loyalitas Pelanggan This Is April. Temuan ini menunjukkan pentingnya Perceived Quality dan Customer Experience dalam membangun loyalitas, sementara Customer Satisfaction bukan menjadi penentu utama. Kata Kunci: Perceived Quality, Customer Experience, Customer Satisfaction, Loyalitas Pelanggan
Peningkatan Kompetensi Guru melalui Program Widikuat dengan Metode Participatory Action Research (PAR) Oktavia, Vicky; Safitri, Maria; Samasta, Almira Santi
Jurnal Pengabdian Masyarakat dan aplikasi Teknologi Vol. 05 No. 01: March 2026 (In Progress)
Publisher : Institut Teknologi Adhi Tama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31284/j.adipati.2026.v5i1.8362

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kompetensi guru melalui program pelatihan WIDIKUAT (Kewirausahaan, Digitalisasi, Pengelolaan Keuangan, dan Pemberdayaan Wanita) dengan menggunakan metode Participatory Action Research (PAR). Program ini dirancang untuk mengintegrasikan empat dimensi keterampilan penting guru, yaitu kemampuan berwirausaha, literasi digital, manajemen keuangan, serta kesetaraan dan pemberdayaan perempuan di lingkungan sekolah. Kegiatan dilaksanakan di Yayasan Insan Teladan Mranggen dengan melibatkan 15 orang guru dari berbagai jenjang pendidikan. Pelaksanaan kegiatan mengacu pada tahapan PAR yang meliputi planning, action, observation, dan reflection, dengan model pelatihan kolaboratif berbasis partisipasi aktif peserta. Hasil kegiatan menunjukkan peningkatan signifikan dalam empat aspek kompetensi utama, yaitu peningkatan kemampuan digital (41,9%), kewirausahaan (44,8%), pengelolaan keuangan (41,0%), dan pemberdayaan wanita (40,6%). Program WIDIKUAT terbukti mampu menumbuhkan semangat inovasi, kemandirian, dan kolaborasi antarguru dalam mengimplementasikan pembelajaran kontekstual berbasis teknologi dan ekonomi kreatifKata kunci: pelatihan, guru, kewirausahaan, digitalisasi, pengelolaan keuangan, pemberdayaan wanita, PAR
Analisis Kinerja Portofolio Optimal Pada Saham Perusahaan Transportasi dan Logistik Dengan Metode Sharpe, Treynor, dan Jensen Periode 2020-2024 Amalia, Rifdah; Safitri, Maria; Prawitasari, Dian; Kusuma, Pradana Jati
Bisnis-Net Vol 8, No 2: DESEMBER 2025
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v8i2.6572

Abstract

This study aims to identify the optimal portfolio performance of transportation and logistics company stocks for the period 2020-2024. The single index model is used in the formation of optimal portfolios and stock portfolio performance assessment using the Sharpe, Treynor, and Jensen methods. This research is descriptive research with a quantitative approach. Types and sources of data come from secondary data. The data in this study were analyzed with Microsoft Excel 2021. The purposive sampling technique was used in sampling in this study. Based on the formation of an optimal portfolio using a single index model, 12 stocks were selected as part of the optimal portfolio from a total of 17 sample stocks studied, namely  SMDR, SAPX, TMAS, HELI, LRNA, JAYA, TNCA, TRUK, SAFE, ASSA, AKSI, and  WEHA.  The analysis results show that the best performance measurement is the Treynor Index which has the highest value of other calculations with a total value of 4,296.
Perceptions of Financial Risk and Investment Preferences among First Time Crypto Investors Safitri, Maria
Jurnal Ilmiah Global Education Vol. 6 No. 4 (2025): JURNAL ILMIAH GLOBAL EDUCATION
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i4.5016

Abstract

The swift integration of cryptocurrencies into mainstream financial systems has attracted a growing number of new investors to conventional markets. This segment entering digital asset environments for the initial time is distinctly exposed to inherent dangers like unpredictable price fluctuations, uncertainty in regulations, security threats and limited protections for members. This investigation aims to study how perceptions of monetary peril influence the investment choices of these fledgling contributors. By utilizing a quantitative, cross-sectional, correlational design, the research gathered primary data from 300 initial cryptocurrency buyers through an online structured questionnaire. The data was analyzed using descriptive statistics, factor analysis, correlation, multiple direct regression and moderation analysis. Key results indicate that heightened perceptions of fiscal risk—particularly regarding capital depletion and unstable markets—are significantly associated with cautious investment behaviors for example preferring long-term possession of assets and avoiding leverage. Additionally, the work found demographic variables such as age and income moderate the strength of these links. Grounded in the Conservation of Resources theory, the analysis offers a psychological explanation for the resource-preserving strategies embraced by new crypto investors. By focusing on an understudied population within the behavioral finance domain, this examination contributes to theoretical understanding of financial decision-making under ambiguity and furnishes practical insights for fintech platforms, investor education programs and regulatory frameworks aimed at enhancing the security and inclusiveness of digital monetary markets.
Co-Authors Adiba, Sarah Adibaturrohmah, Adibaturrohmah Agus Prayitno Agustin, Alief Alesi, Nipinoya Amalia, Rifdah Amron Amron, Amron Ariati Anomsari Ashari, Ayu Budiyanti, Erfina Vesnia Cahyani, Novita Chasanah, Amalia Nur Claudia riska, Riska claudia Dahlia Luftiani Damar, Haunan Diana Aqmala Diana Puspitasari Dias Putri Yuniar Eric Suryakencana Wibowo, Mochammad Eugenianda, Alfarizqi Nur Fadhli, Muhammad Ataka Faricha, Dewi Farid, Mohamad Naufal Fatmawati, Elia Resha Gufron, Ahmad Syaiful Gutama, Zulfikar Handhany, Melsanda Farelya Harjum Muharam Hartanti, Anita Herry Subagyo Ida Farida Imam Nuryanto Irene Rini Demi Pangestuti Istiqomah, Luthfiyyah Jaka Prasetya Jatmiko, Andreas Jonathan, Fandy Juli Ratnawati Kamiliya, Chantika Zulfa Karimah, Nabilatul Karis Widyatmoko Kusuma, Pradana Jati Made Gede Wirakusuma Mahmud Mahmud Marsela, Neni Minguez-Vera, Antonio Neni Kurniawati Ningrum, Shintia Nabila Ningrum, Widya Setya Oktavia, Vicky Oktoriza, Linda Ayu Pamungkas, Angling Sadewo Aji Pamungkas, Natalinda Piji Pakarti Pramesti, Tia Prawitasari, Dian Prihandono, Adi Puji Purwatiningsih, Aris puspita, Vinata dyan Putri, Safa’a Amalia Riskiyah, Fadilatur Rizky, Ivan Prabaswara Rudi Kurniawan Samasta, Almira Santi Saputra, Mochamad Adi Setiawan, Aries Setyahuni, Suhita Suharnawi Suharnawi Suhita Whini Setyahuni SURYAWIJAYA, TITO Ulsatunnisa, Ulsatunnisa Usman Usman Wibowo, Mochammad Eric Suryakencana Widodo, Dheevanadea Arnetta Wira Eka SuryaWijaya, Tito yitda, gartika Yovita, Lenni