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Journal : Al-Muzara'ah

Produk Roti dalam Pola Konsumsi Pangan dan Keberadaan Label Halal dalam Keputusan Konsumsi Masyarakat (Kasus: Kota Bogor) Silmy Kania Rizka; Yeti Lis Purnamadewi; Neneng Hasanah
AL-MUZARA'AH Vol. 6 No. 1 (2018): AL-MUZARA'AH (June 2018)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (585.769 KB) | DOI: 10.29244/jam.6.1.15-27

Abstract

The pattern of bread consumption has increased significantly compared to the increase in the average in rice consumption. However, the increase in bread consumption was not balanced by the increase in the producers’ awareness to have halal certificate. Meanwhile, halal certified products are  only about 11.6% of the total existing products in Indonesia. For this reason, this study aims to analyze the consumption pattern of bread products, consumer’s perceptions of the halal labels and their influence on the decision to purchase halal-labeled bread products , and factors that influence the decision. The method used in this research are logistic regression and qualitative descriptive. The results of the analysis shows that bread products are the second source of carbohydrates after rice and the higher the income class have a higher level of bread product consumption. Based on the consumer’s perception, the existence of the halal label in packaging of bread products is a main consideration in the decision of purchasing bread products for most of households consumers, but the perception and a fact of the purchasing have not been consistent. The results of the logistic regression analysis shows that the variable of halal awareness, duration of education, dummy of origin area, and dummy of lower income class significantly affect the decision of bread products consumption.
Factors Affecting Waqif’s Decision in Selecting Productive Waqf (Case Study at Dompet Dhuafa Republika) Nurlaila Mahdiah; Neneng Hasanah; Tita Nursyamsiah
AL-MUZARA'AH Vol. 7 No. 2 (2019): AL-MUZARA'AH (December 2019)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (430.083 KB) | DOI: 10.29244/jam.7.2.27-39

Abstract

Indonesia as a country with largest Muslim population in the world has potentials in utilizing its Islamic philanthropy source of funds to alleviate social and economic problems in society, one is through waqf. Waqf that is managed productively has proven its positive contribution to the advancement of a country. However, the collecting of waqf fund is still dominated by direct waqf (non-productive) based on the instruction a waqif gave. This shows that the majority of waqif prefers direct waqf (non-productive) to productive one. Therefore, the purpose of this study is to analyze the factors that affect waqif’s decision in selecting productive waqf. Data collection is done by the questionnaires given to the respondents. The respondents are 65 waqif at Dompet Dhuafa Republika. The method used in this study is descriptive analysis and logit regression. The result shows that waqif’s decision in selecting productive waqf is affected by their comprehension on productive waqf, age, subjective norm, and marital status.
Strategi Pencegahan Pembiayaan Bermasalah pada BPRS di Kabupaten Bogor Aulia Nur Cahyani; Neneng Hasanah; Mohammad Iqbal Irfany
AL-MUZARA'AH Vol. 8 No. 1 (2020): AL-MUZARA'AH (June 2020)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (691.567 KB) | DOI: 10.29244/jam.8.1.73-93

Abstract

Financing is channeling funds carried out by Islamic banks, such as Islamic rural banks (BPRS). Risk arising from financing is default risk assessed by the ratio of Non Performing Financing (NPF). BPRS in the area of Kabupaten Bogor have NPF values above the safe limit set by Bank Indonesia. The purpose of this study is to identify the causes and solutions of default financing and formulate strategies for preventing default financing of BPRS in Kabupaten Bogor. The method used in this study is Analytic Network Process (ANP). The total respondents in this study are five. The result showed that external cause is the most influential factor towards the occurrence of default financing. The most influential external cause is customer's bad intention. External solution is the priority solution that need special attention. The priority external solution is strengthening the analysis. The most influential internal cause is adverse selection. Internal solution that is prioritized is training for finance officers. The priority of the default financing prevention strategy in this study is formulating financing risk mitigation.
Hal-Hal yang Memengaruhi Keputusan Wakif untuk Berwakaf Uang di Kabupaten Purworejo Meilinia Rositanti; Neneng Hasanah
AL-MUZARA'AH Vol. 10 No. 1 (2022): AL-MUZARA'AH (June 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.1.59-78

Abstract

Cash waqf is a form of waqf innovation that is more flexible in management because it can be invested into the real and financial sectors. Cash waqf has an important role as a multiplier effect in the economy. Potential of cash waqf in Purworejo Districtis is very large. However, this potential has yet to be realized. The low accumulation of cash waqf that has not yet reached the potential is influenced by the community, especially waqif. Therefore, this study aims to analyze the factors affecting waqif’s decision to donate cash waqf at Purworejo District. Data collection is done by the questionnaires given to 60 waqif at Purworejo District. Descriptive analysis and logistic regression are used as research method in this study. The result shows that waqif’s decision to donate cash waqf is affected by their income and knowledge on cash waqf and the age of the waqif has a significant negative effect on the waqif's decision to cash waqf.
Strategi Peningkatan Distribusi Zakat Profesi UPZ Al Hurriyyah di Sekitar Masyarakat Lingkar Kampus IPB Fenty Wurni Asih; Dika Nugraha; Arinda Gaby Trisila; Neneng Hasanah
AL-MUZARA'AH Vol. 12 No. 1 (2024): AL-MUZARA'AH (June 2024)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.12.1.107-121

Abstract

The distribution of professional zakat funds from the Al-Hurriyyah IPB Zakat Collection Unit (UPZ) focuses on the educational sector, namely in the form of scholarships for IPB students who meet the criteria. However, this shows that distribution at UPZ Al-Hurriyyah IPB has not been optimal because it only focuses on one area, namely the educational scholarship program for IPB students who need UKT assistance and living costs. There needs to be other programs, such as community economic empowerment programs, so that the distribution of professional zakat in UPZ al-Hurriyyah is more even in distribution. This research aims to determine strategies for increasing the distribution of professional zakat at UPZ Al-Hurriyyah. The method used in the research is qualitative with ANP-SWOT analysis. The data used is primary data from questionnaires distributed to five respondents. The results of the research show that the threat aspect is a priority that influences UPZ Al-Hurriyyah in distributing professional zakat funds. Weaknesses, opportunities and strengths are the next priority in the ANP-SWOT analysis. The strategy recommendations that can be given include strengthening branding through offline and online platforms.